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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Bank Five Nine Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 11, 2026
Bank Five Nine's 11-Month Special CD rates are at 3.40%, 16-Month Special CD rates are at 3.40%, 7-Month Special CD rates are at 3.40%, 60-Month CD rates are at 2.50%, 48-Month CD rates are at 2.40%. Bank Five Nine's savings rates are at 0.04%. Bank Five Nine's money market rates are at 0.04%. MonitorBankRates evaluates the financial stability of Bank Five Nine with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.03%. Rates were last updated on 04/11/2026. Bank Five Nine money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank Five Nine? Share your experience about Bank Five Nine by leaving a review below, or read customer reviews before you decide to use Bank Five Nine. 
Bank Five Nine CD Rates
Bank Five Nine Savings Rates
Bank Five Nine Money Market Rates
Bank Five Nine Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Bank Five Nine is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Bank Five Nine rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Bank Five Nine's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Bank Five Nine
Bank Holding Company
OCONOMOWOC BANCSHARES INC
Address
155 W Wisconsin Ave,
Oconomowoc, WI 53066 · Waukesha
Website
https://www.bankfivenine.com
FDIC Certificate #
12517
Established
09/01/1859
FDIC Insurance Date
01/01/1934
Domestic Offices
19
Total Branches
19
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
3.03%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.6520%
Return on Equity (ROE)
7.2600%
Non-Performing Loans (NPL)
0.18%
Total Assets
$2,666,805,000
Total Deposits
$2,243,475,000
Equity Capital
$230,735,000
Net Income
$24,027,000
Headquarters
Oconomowoc
Total Offices
19
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About Bank Five NineIs Bank Five Nine a safe place to deposit money?Yes, Bank Five Nine is considered a safe financial institution. With a Texas Ratio of 3.0307466125265%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does Bank Five Nine operate?Bank Five Nine currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Bank Five Nine does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Bank Five Nine provides members with tools to manage their accounts and build a solid financial history. Does Bank Five Nine offer online and mobile banking?Most modern institutions like Bank Five Nine provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bankfivenine.com. Current Bank Five Nine Rates
Retrieved from our database of financial products. Rates subject to change.
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