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Sunflower Bank Rates & Review March 2026

Sunflower Bank's 6-Month CD Special rates are at 3.40%, 6-Month Certificate of Deposit Special rates are at 3.40%. Sunflower Bank's money market rates are at 3.05%. MonitorBankRates evaluates the financial stability of Sunflower Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.67%. Rates were last updated on 03/15/2026.

Sunflower Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Sunflower Bank? Share your experience about Sunflower Bank by leaving a review below, or read customer reviews before you decide to use Sunflower Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.67%
Excellent Lower than avg
Sunflower Bank
8117 Preston Rd
Dallas, TX 75225
https://www.sunflowerbank.com
Member FDIC

Sunflower Bank CD Rates

Product Rate APY Term View More
6-Month CD Special - 3.40% 6
No additional details.
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.67%
6-Month Certificate of Deposit Special - 3.40% 6
Min Deposit $1,000
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.67%

Sunflower Bank Money Market Rates

Product Rate APY View More
Thrive Money Market - 3.45%
Min Balance $24,999
Details $24,999.01 & Above
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.67%
Thrive Money Market & Above - 3.45%
Min Balance $24,999
Details $24,999.01
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.67%
Thrive Money Market - 3.05%
Details $24,999.00 & Below
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.67%
Thrive Money Market & Below - 3.05%
Min Balance $0
Details $24,999.00
Last Updated 03/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.67%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Sunflower Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Sunflower Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Sunflower Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Sunflower Bank
Bank Holding Company FIRSTSUN CAPITAL BCORP
Address 8117 Preston Rd, Dallas, TX 75225  ·  Dallas
FDIC Certificate # 4767
Established 05/24/1892
FDIC Insurance Date 01/01/1934
Domestic Offices 73
Total Branches 73
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.67%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.4749%
Return on Equity (ROE) 13.3500%
Non-Performing Loans (NPL) 0.48%
Total Assets $8,473,383,000
Total Deposits $7,174,386,000
Equity Capital $1,111,067,000
Net Income $107,112,000
Headquarters Dallas
Total Offices 73
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Sunflower Bank

Is Sunflower Bank a safe place to deposit money?

Yes, Sunflower Bank is considered a safe financial institution. With a Texas Ratio of 5.6721232436404%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Sunflower Bank operate?

Sunflower Bank currently maintains approximately 73 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Sunflower Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Sunflower Bank provides members with tools to manage their accounts and build a solid financial history.

Does Sunflower Bank offer online and mobile banking?

Most modern institutions like Sunflower Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.sunflowerbank.com.

Current Sunflower Bank Rates

  • MMA3.05%
Retrieved from our database of financial products. Rates subject to change.