CF Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.05%, 6-month CD rates at 2.50% and 3-month CD rates at 0.90%. Current savings rates are at 4.60% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.25%. Credit Card rates are at 29.24%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. CF Bank's 12-Month CD rates are at 4.00%. CF Bank's money market rates are at 3.80%.

CF Bank

To see how these rates compare to CF Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from CF Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with CF Bank CD rates. You can also compare CF Bank savings rates, MMA rates and mortgage rates using our other rate lists.

CF Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CF Bank? Share your experience about CF Bank by leaving a review below, or read customer reviews before you decide to use CF Bank.

CF Bank Texas Ratio

CF Bank's Texas Ratio is at 2.42%, which is considered excellent. The Texas Ratio for CF Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, CF Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
3.80%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
CF Bank
4960 E Dublin Granville Rd
Columbus, OH 43081
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

CF Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
CF Bank
CF Bank
12-Month CD
4.00%
$10,000
CF Bank
CF Bank
Money Market
3.80%
$25,000

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare CF Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Presidential Bank
Presidential Bank
Advantage Checking
4.62%
$500
Wintrust Bank
Wintrust Bank
7-Month CD
4.20%
$1,000
First Enterprise Bank
First Enterprise Bank
12-Month CD
4.01%
$1,000
United Valley Bank
United Valley Bank
6-Month CD
4.00%
$500
Artisans Bank
Artisans Bank
12-Month CD
3.50%
$1,500
Phelps County Bank
Phelps County Bank
36-Month CD
3.49%
$1,000
Lyons Federal Bank
Lyons Federal Bank
60-Month CD
3.34%
$50,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
6-Month CD
3.17%
$500
Bank of Easton
Bank of Easton
Advantage Money Market
3.14%
$250,000
Community Bank Bristow, OK
Community Bank Bristow, OK
24-Month CD
3.09%
$1,000
Bellevue State Bank
Bellevue State Bank
24-Month CD
3.02%
$2,500
Cornerstone State Bank
Cornerstone State Bank
60-Month CD (Jumbo)
3.02%
$200,000
Commerce Bank & Trust
Commerce Bank & Trust
24-Month CD
3.00%
$500
Lee Bank
Lee Bank
24-Month CD
3.00%
$500
Security Federal Bank
Security Federal Bank
24-Month CD
3.00%
$5,000
Henderson State Bank
Henderson State Bank
36-Month CD
2.93%
$500
Karnes County National Bank
Karnes County National Bank
3-Month CD
2.78%
$1,000
Crest Savings Bank
Crest Savings Bank
48-Month CD
2.75%
$500
Marquette Savings Bank
Marquette Savings Bank
48-Month CD
2.52%
$500
Bank of Hillsboro
Bank of Hillsboro
60-Month CD
2.33%
$1,000
Western Nebraska Bank
Western Nebraska Bank
36-Month CD
2.27%
$250
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Diamond Money Market
2.25%
$1,000,000
Ultima Bank Minnesota
Ultima Bank Minnesota
12-Month CD
2.25%
$1,000
Benchmark Community Bank
Benchmark Community Bank
48-Month CD
2.25%
$500
Westbury Bank
Westbury Bank
48-Month CD
2.25%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
30-Month CD
1.66%
$500
Community Bank of Oelwein
Community Bank of Oelwein
60-Month CD
1.65%
$500
Jefferson Security Bank
Jefferson Security Bank
48-Month CD
1.41%
$500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
60-Month CD
1.26%
$500
South Ottumwa SB
South Ottumwa SB
18-Month CD
1.25%
$500
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
Money Market
1.00%
$100
Adirondack Trust Company
Adirondack Trust Company
High Peaks Money Market
1.00%
$200,000
PS Bank
PS Bank
60-Month CD
0.90%
$500
Republic Bank of Chicago
Republic Bank of Chicago
12-Month CD
0.75%
$1,000
Midland Federal S&L
Midland Federal S&L
24-Month CD
0.65%
$1,000
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
12-Month CD
0.60%
$1,000
Midland Federal S&L
Midland Federal S&L
18-Month CD
0.55%
$1,000
First National Bank in Ord
First National Bank in Ord
Savings
0.50%
$25
WaterStone Bank
WaterStone Bank
36-Month CD
0.50%
$1,000
Bogota Savings Bank
Bogota Savings Bank
12-Month CD
0.35%
$1,000
Tioga-Franklin Savings Bank
Tioga-Franklin Savings Bank
Money Market Savings
0.35%
$100
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
6-Month CD
0.30%
$1,500
The Middlefield Banking Company
The Middlefield Banking Company
6-Month CD
0.25%
$500
PSECU
PSECU
Savings
0.25%
$0
Westfield Bank, FSB
Westfield Bank, FSB
Prosper Savings
0.15%
$100
Community Bank of Trenton
Community Bank of Trenton
Savings
0.10%
$100
Fairfield County Bank
Fairfield County Bank
Money Market
0.02%
$1,000
F&M Bank & Trust
F&M Bank & Trust
Statement Savings
0.01%
$50
Vibrant Credit Union
Vibrant Credit Union
12-Month CD
0.01%
$5
Vibrant Credit Union
Vibrant Credit Union
24-Month CD
0.01%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 17, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

CF Bank Information

CF Bank
4960 E Dublin Granville Rd
Columbus, OH 43081
Franklin
Established Date: 01/01/1892
FDIC Certificate #: 28263
Date of FDIC Deposit Insurance: 12/24/1936
Bank Holding Company: CF BANKSHARES INC
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is CF Bank FDIC Insured? Yes
What is CF Bank's Cert number? 28263
What is the maximum amount for insured deposits? $250,000 per holder, per account

CF Bank Financials

Total Assets:
$2,031,708,000
Total Deposits:
$1,724,530,000
Equity Capital:
$198,856,000
Domestic Deposits:
$1,724,530,000
Net Income:
$3,630,000
Return on Assets:
0.9866%
Quarterly Return on Assets:
0.7100%
Pretax Return on Assets:
0.8539%
Pretax Quarterly Return on Assets:
0.8500%
Return on Equity:
10.3800%
Quarterly Return on Equity:
7.3700%
Common Equity Tier 1 Capital Ratio:
12.2169%
Tier 1 Risk-Based Capital Ratio:
12.2169%
Leverage Tier 1 (Core Capital) Ratio:
9.8291%
Total Risk-Based Capital Ratio (YTD):
13.3586%
Total Interest Income (YTD):
5.7006%
 
 
Headquarters:
Columbus
FDIC Field Office:
Columbus
Regulator:
OCC
County:
Franklin
# of Offices:
8
Metropolitan Statistical Area (MSA):
Columbus, OH
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Current record low mortgage rates has been a godsend for homeowners refinancing and for home buyers. Unfortunately record low interest rates also means record low CD rates and savings rates. The Federal Reserve just unleashed more easing to drive interest rates even lower, the Fed also said it plans to keep the Fed funds rate near zero percent until mid 2015. This means deposit rates will stay low for at least three more years and probably longer.
2016 will be a better year for deposit rates after many years of watching rates decline to historic lows. The Fed will most likely increase the fed funds rate at least 3 or 4 times in 2016, on top of the 1 rate increase in 2015. While banks and credit unions haven't increased rates yet, it's only a matter of time before they do.
The current average no annual fee credit card rate is 12.36 percent as reported by MonitorBankRates. Of course you can find no annual fee card rates lower than the national average. Right now on our credit card rate list the Applied Platinum Secure Visa Card has an interest rate of 0.00 percent on purchases.  The annual percentage rate on cash advances is 9.99 percent. Since the Platinum Secure Visa Card from Applied Bank is secured you will have to open a deposit account at Applied Bank.

Bank or Credit Union Offers and Deals

Mortgage Rates Today, HARP Loans and the Greek Vote
Refinance Mortgage Rates: 30 Year Refinance Rates at 5.04%
FDIC List of Troubled Banks and the Texas Ratio
Mortgage Rates Weaken on the Plunge in Treasury Yields
Small Business Savings Account Promotion 2.00% APY
Mortgage Rates Decline Sending Mortgage Loan Demand Higher
Current Mortgage Rates - Higher Mortgage Rates Ahead
Is Your Money Market Fund Safe?
Home Mortgage Rates and Current Refinance Mortgage Rates: 30 Year Mortgage Rates at 4.26%, 15 Year Mortgage Rates at 3.65%
Term Asset Backed Securities Loan Facility

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CF Bank Reviews

Alyssa Shumac
★☆☆☆☆
March 2, 2025
what a nightmare. I spent over 6 weeks working with Anne Schorr from CF banks. She was suppose to be getting me approved for a home mortgage that needed to be closed by march 17th 2025. After about 5 weeks she decided i wasn\'t approved for the loan that CF Banks had already pre-approved me for and wasn\'t able to get me the loan and told me to find another lender. I was dumb founded...why did i waste my time with the pre-approval if it didn\'t mean anything? I sought another lender, he says he thinks he can help so i get him going on it. Then Ann informs me she could run my 2024 taxes to get my approved for the loan, so i have her do it. She tells me a few days later that it looks great and that i should be approved...then 5 minutes later texts me that she didn\'t know there was a 2nd building on the property and that they don\'t handle loans like that....i couldn\'t believe it. After almost 2 months working on this loan the lender didn\'t even do her due diligence to know what property type she was securing a loan for. I would NEVER recommend CF bank to anymore for any reason.
Average Rating
★☆☆☆☆
Total Reviews
1
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