What are the current interest rates at CF Bank?

Current rates for CF Bank include:

CF Bank Rates and Review February 2026

Q: Is CF Bank a safe place to deposit money?

Yes, CF Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Content reviewed by

Brian McKay

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CF Bank Deposit Rates

CF Bank You can compare CF Bank rates to other rates in our database, including 12-month CD rates currently at 2.22%, 6-month CD rates at 0.15% and 3-month CD rates at 0.10%. Savings rates are at 0.12% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates, and more, can be found in our database of rates which you can compare to CF Bank rates.

Rate Updates and Availability

CF Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CF Bank? Share your experience about CF Bank by leaving a review below, or read customer reviews before you decide to use CF Bank.

CF Bank Texas Ratio

CF Bank's Texas Ratio is at 2.42%, which is considered excellent. The Texas Ratio for CF Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0

Excellent

Out of 5.0 Stars

CF Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, CF Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate

APY/APR

vs. Avg

12-Month CD

N/A

2.38%

18-Month CD

N/A

2.14%

24-Month CD

N/A

2.17%

36-Month CD

N/A

2.11%

48-Month CD

N/A

2.10%

60-Month CD

N/A

2.23%

Savings

N/A

0.60%

MMA

N/A

0.75%

30-Year Fixed

N/A

6.09%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

"N/A" indicates the product is not offered or the rate is unavailable.

CF Bank

4960 E Dublin Granville Rd
Columbus, OH 43081

https://cf.bank/

MonitorBankRates

Official Financial Rating

5.0

★★★★★

EXCELLENT

🏆

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Current Rate Availability

We do not have CF Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for CF Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather CF Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CF Bank's official website for the most current offers and terms.

Bank Profile & Overview

CF Bank

4960 E Dublin Granville Rd
Columbus, OH 43081
Franklin
Established Date: 01/01/1892
FDIC Certificate #: 28263
Date of FDIC Deposit Insurance: 12/24/1936

Bank Holding Company: CF BANKSHARES INC

How Many Domestic U.S. Offices? 8

How Many Branches are There? 8

Website: https://cf.bank/

Is CF Bank FDIC Insured? Yes

What is CF Bank's Cert number? 28263

What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:

$2,031,708,000

Total Deposits:

$1,724,530,000

Equity Capital:

$198,856,000

Net Income:

$3,630,000

Return on Assets (ROA):

0.9866%

Return on Equity (ROE):

10.3800%

Headquarters:

Columbus

Regulator:

OCC

# of Offices:

Source: FDIC | Last Updated 03/31/2024

Customer Reviews

wMfy

★★★★★

December 17, 2025

dqut

Alyssa Shumac

★☆☆☆☆

March 2, 2025

what a nightmare. I spent over 6 weeks working with Anne Schorr from CF banks. She was suppose to be getting me approved for a home mortgage that needed to be closed by march 17th 2025. After about 5 weeks she decided i wasn\'t approved for the loan that CF Banks had already pre-approved me for and wasn\'t able to get me the loan and told me to find another lender. I was dumb founded...why did i waste my time with the pre-approval if it didn\'t mean anything? I sought another lender, he says he thinks he can help so i get him going on it. Then Ann informs me she could run my 2024 taxes to get my approved for the loan, so i have her do it. She tells me a few days later that it looks great and that i should be approved...then 5 minutes later texts me that she didn\'t know there was a 2nd building on the property and that they don\'t handle loans like that....i couldn\'t believe it. After almost 2 months working on this loan the lender didn\'t even do her due diligence to know what property type she was securing a loan for. I would NEVER recommend CF bank to anymore for any reason.

Average Rating

★★★★★

Total Reviews

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