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CF Bank Rates & Review March 2026

Item: CF Bank
Rating: 1
Author: Alyssa Shumac

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 29, 2026

You can compare CF Bank rates to other rates in our database, including 12-month CD rates currently at 4.00%, 6-month CD rates at 3.28% and 3-month CD rates at 1.00%. Savings rates are at 0.03% and money market rates are at 0.25%. Mortgage rates on 30-year fixed loans are around 5.76%. All these rates can be compared to CF Bank rates. MonitorBankRates evaluates the financial stability of CF Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.42%. Rates were last updated on 03/29/2026.

CF Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at CF Bank? Share your experience about CF Bank by leaving a review below, or read customer reviews before you decide to use CF Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.42%

Excellent Lower than avg

CF Bank

4960 E Dublin Granville Rd
Columbus, OH 43081

https://cf.bank/

Current Rate Availability

We do not have CF Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for CF Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather CF Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with CF Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name CF Bank

Bank Holding Company CF BANKSHARES INC

Address 4960 E Dublin Granville Rd, Columbus, OH 43081 · Franklin

Website https://cf.bank/

FDIC Certificate # 28263

Established 01/01/1892

FDIC Insurance Date 08/09/1989

Domestic Offices 8

Total Branches 8

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.42%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9866%

Return on Equity (ROE) 10.3800%

Non-Performing Loans (NPL) 0.22%

Total Assets $2,114,639,000

Total Deposits $1,783,392,000

Equity Capital $239,269,000

Net Income $20,806,000

Headquarters Columbus

Total Offices 8

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

wMfy

★★★★★

December 17, 2025

dqut

Alyssa Shumac

★☆☆☆☆

March 2, 2025

what a nightmare. I spent over 6 weeks working with Anne Schorr from CF banks. She was suppose to be getting me approved for a home mortgage that needed to be closed by march 17th 2025. After about 5 weeks she decided i wasn\'t approved for the loan that CF Banks had already pre-approved me for and wasn\'t able to get me the loan and told me to find another lender. I was dumb founded...why did i waste my time with the pre-approval if it didn\'t mean anything? I sought another lender, he says he thinks he can help so i get him going on it. Then Ann informs me she could run my 2024 taxes to get my approved for the loan, so i have her do it. She tells me a few days later that it looks great and that i should be approved...then 5 minutes later texts me that she didn\'t know there was a 2nd building on the property and that they don\'t handle loans like that....i couldn\'t believe it. After almost 2 months working on this loan the lender didn\'t even do her due diligence to know what property type she was securing a loan for. I would NEVER recommend CF bank to anymore for any reason.

Average Rating

★★★★★

Total Reviews

Add Your Rating and Review for CF Bank

Frequently Asked Questions About CF Bank

Is CF Bank a safe place to deposit money?

Yes, CF Bank is considered a safe financial institution. With a Texas Ratio of 2.420276798744%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does CF Bank operate?

CF Bank currently maintains approximately 8 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, CF Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, CF Bank provides members with tools to manage their accounts and build a solid financial history.

Does CF Bank offer online and mobile banking?

Most modern institutions like CF Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://cf.bank/.