What are the current interest rates at PARISHIONERS?

Current rates for PARISHIONERS include: Savings: 4.00%

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PARISHIONERS

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PARISHIONERS Rates & Review October 2026

Q: How many branches does PARISHIONERS operate?

PARISHIONERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join PARISHIONERS?

Yes, to access services at PARISHIONERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, PARISHIONERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, PARISHIONERS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

PARISHIONERS's top rates as of October 10, 2026 are 4.00% APY on savings, 3.00% APY on checking, and auto loans from 3.99% APR, according to rates verified by MonitorBankRates. MonitorBankRates evaluates the financial stability of PARISHIONERS with a 4.7 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 18.39%. Rates last updated and verified on 10/10/2026.

PARISHIONERS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PARISHIONERS? Share your experience about PARISHIONERS by leaving a review below, or read customer reviews before you decide to use PARISHIONERS.

Overall Health & Safety Grade

B+

Good Health Score: 88/100

MonitorBankRates Rating

4.7

Excellent Out of 5.0 Stars

Texas Ratio

18.39%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

PARISHIONERS
Main Office

2355 Crenshaw Blvd Ste 100
Torrance, CA 90501

http://www.parishionersfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

PARISHIONERS Savings Rates

Product	Rate	APY	View More
Liquid Savings	-	4.00%
Details Grow your savings with a locked-in 4.00% APY . Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 4.00% APY Institution Ratings 4.7 Star Rating B+ Health Grade ◈ Texas Ratio: 18.39%

PARISHIONERS Business Checking Rates

Product	Rate	APY	View More
Faith First Business Checking Account	-	3.00%
Details Deposits federally insured up to $250,000 by the NCUA and up to an additional $2,250,000 by Excess Share Insurance (ESI), for a combined total of $2.5 million. Last Updated 10/10/2026 Rate History No change since Sep 30, 2026 · 3.00% APY · checked 4 times Institution Ratings 4.7 Star Rating B+ Health Grade ◈ Texas Ratio: 18.39%

PARISHIONERS Auto Loan Rates

Product	Rate	Points	APR	Term	View More
New (2025-2026) and Used Autos	-	-	3.99%	96 months
Details As Low As; Rates start as low as the rates shown below and are based upon applicant credit qualifications. Rates posted include up to 1.00% discounts available. These discounts include .25% discount for purchasing a Fuel-Efficient Vehicle, .25% for purchasing GAP insurance offered by PFCU, .25% discount for purchasing MBI offered by PFCU, and .25% discount for Direct Deposit/Automatic payments to your PFCU checking accounts. If you do not choose to take advantage of these discounts, your rate will be higher. Up to 110% Financing based on MSRP for new vehicles and Retail Kelley Blue Book on used vehicles. APR=Annual Percentage Rate. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 3.99% APR Institution Ratings 4.7 Star Rating B+ Health Grade ◈ Texas Ratio: 18.39%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

PARISHIONERS’s Texas Ratio rose from 4.77% in Q3 2023 to 18.39% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.7 and its Health Grade from A+ to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$70M	18.39%	4.7	B+
March 31, 2026	$67M	25.54%	4.1	C+
December 31, 2025	$69M	19.46%	4.6	B
September 30, 2025	$64M	27.47%	4.0	C
June 30, 2025	$63M	14.04%	5.0	A-
March 31, 2025	$66M	20.76%	4.5	B
December 31, 2024	$61M	15.63%	5.0	A-
September 30, 2024	$62M	11.07%	5.0	A
June 30, 2024	$62M	4.22%	5.0	A+
March 31, 2024	$61M	5.27%	5.0	A+
December 31, 2023	$63M	5.49%	5.0	A+
September 30, 2023	$61M	4.77%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for PARISHIONERS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather PARISHIONERS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PARISHIONERS's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PARISHIONERS

Website http://www.parishionersfcu.org

Address 2355 Crenshaw Blvd Ste 100, Torrance, CA 90501

Phone 310-320-4588

Fax 310-320-2405

President Dennis Branconier

CEO ALEN TOROSYAN

Full-Time Employees 11

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.7 / 5.0 ★

Overall Health & Safety Grade

B+ (88/100)

Texas Ratio

18.39%

Return on Assets (ROA)

0.4681%

Return on Equity (ROE)

5.3400%

Non-Performing Loans Ratio (NPL)

2.25%

Total Assets

69,916,579

Total Amount of Shares and Deposits

56,096,516

Total Shares and Deposits < 1 Year

55,205,301

Total Shares and Deposits 1 3 Years

621,779

Total Shares and Deposits > 3 Years

269,434

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

3,908,477

Total Uninsured Shares and Deposits > $250K (F+J)

3,908,477

Total Insured Shares and Deposits > $250K (item 17 less item K)

52,188,039

Total Interest Expense (Sum of items 6 8)

594,765

Share Certificates

521

Number of Accounts for Share Drafts

1,509

IRA KEOGH Accounts

125

Number of Accounts for Regular Shares

3,018

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

327,287

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

856,002

Total Liabilities

64,646,825

Source: NCUA — Last Updated 06/30/2026

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Frequently Asked Questions About PARISHIONERS

How many branches does PARISHIONERS operate?

PARISHIONERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PARISHIONERS?

Yes, to access services at PARISHIONERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PARISHIONERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PARISHIONERS provides members with tools to manage their accounts and build a solid financial history.

Does PARISHIONERS offer online and mobile banking?

Most modern institutions like PARISHIONERS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.parishionersfcu.org.