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PARISHIONERS

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PARISHIONERS Rates & Review March 2026

Q: How many branches does PARISHIONERS operate?

PARISHIONERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join PARISHIONERS?

Yes, to access services at PARISHIONERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, PARISHIONERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, PARISHIONERS provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 28, 2026

PARISHIONERS's Personal Loan Rates are at 3.99%. MonitorBankRates evaluates the financial stability of PARISHIONERS with a 3.9 Star Rating, an C Overall Health Grade, and a Texas Ratio of 28.74%. Rates were last updated on 03/28/2026.

PARISHIONERS money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PARISHIONERS? Share your experience about PARISHIONERS by leaving a review below, or read customer reviews before you decide to use PARISHIONERS.

Overall Health & Safety Grade

Average Health Score: 74/100

MonitorBankRates Rating

3.9

Very Good Out of 5.0 Stars

Texas Ratio

28.74%

Good Higher than avg

Hills Bank and Trust Company
Main Office

2355 Crenshaw Blvd Ste 100
Torrance, CA 90501

http://www.parishionersfcu.org

PARISHIONERS Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	3.99%
Details As Low As Last Updated 03/22/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 7.52%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for PARISHIONERS is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather PARISHIONERS rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PARISHIONERS's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PARISHIONERS

Website http://www.parishionersfcu.org

Address 2355 Crenshaw Blvd Ste 100, Torrance, CA 90501

Phone 310-320-4588

Fax 310-320-2405

President Dennis Branconier

CEO ALEN TOROSYAN

Full-Time Employees 8

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

3.9 / 5.0 ★

Overall Health & Safety Grade

C (74/100)

Texas Ratio

28.74%

Return on Assets (ROA)

0.7583%

Return on Equity (ROE)

8.6368%

Non-Performing Loans Ratio (NPL)

3.47%

Total Assets

64,443,321

Total Amount of Shares and Deposits

56,304,757

Total Shares and Deposits < 1 Year

55,082,509

Total Shares and Deposits 1 3 Years

796,650

Total Shares and Deposits > 3 Years

425,598

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,975,126

Total Uninsured Shares and Deposits > $250K (F+J)

2,975,126

Total Insured Shares and Deposits > $250K (item 17 less item K)

53,329,631

Total Interest Expense (Sum of items 6 8)

743,770

Share Certificates

474

Number of Accounts for Share Drafts

1,504

IRA KEOGH Accounts

148

Number of Accounts for Regular Shares

3,565

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

488,686

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

327,918

Total Liabilities

59,790,471

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About PARISHIONERS

Is PARISHIONERS a safe place to deposit money?

Yes, PARISHIONERS is considered a safe financial institution. With a Texas Ratio of 28.737262420515%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does PARISHIONERS operate?

PARISHIONERS currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PARISHIONERS?

Yes, to access services at PARISHIONERS, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PARISHIONERS does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PARISHIONERS provides members with tools to manage their accounts and build a solid financial history.

Does PARISHIONERS offer online and mobile banking?

Most modern institutions like PARISHIONERS provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: http://www.parishionersfcu.org.