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New York Times Employees Federal Credit Union Rates & Review November 2026

New York Times Employees Federal Credit Union's CD - 5 Years rates are at 3.25%, CD - 3 Years rates are at 3.00%, CD - 2 Years rates are at 2.85%, CD - 1 Year rates are at 2.75%, CD - 9 month rates are at 2.50%. New York Times Employees Federal Credit Union's money market rates are at 1.75%. New York Times Employees Federal Credit Union's Personal Loan Rates are as low as 12.50%. New York Times Employees Federal Credit Union's Credit Card Rates are at 9.00%. New York Times Employees Federal Credit Union's CD rates are 2% lower than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of New York Times Employees Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.98%. Rates last updated and verified on 10/28/2026.

New York Times Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New York Times Employees Federal Credit Union? Share your experience about New York Times Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use New York Times Employees Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.98%
Excellent Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
New York Times Employees Federal Credit Union
Main Office
620 8th Ave Fl 28
New York, NY 10018-1618
https://www.nytimescu.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

New York Times Employees Federal Credit Union CD Rates

Product Rate APY Term View More
Roth, Educational & Traditional IRA Certificate - 5 Years 3.20% 3.25% 5 Years
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.25% APY · checked 2 times
2.75%3.25%3.75%Oct 23, 2026: 3.25% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Share Certificate - 5 Years 3.20% 3.25% 5 Years
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 3.25% APY · checked 3 times
2.75%3.25%3.75%Oct 15, 2026: 3.25% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Roth, Educational & Traditional IRA Certificate - 3 Years 2.96% 3.00% 3 Years
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 23, 2026: 3.00% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Share Certificate - 3 Years 2.96% 3.00% 3 Years
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 3.00% APY · checked 3 times
2.50%3.00%3.50%Oct 15, 2026: 3.00% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Roth, Educational & Traditional IRA Certificate - 2 Years 2.82% 2.85% 2 Years
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.85% APY · checked 2 times
2.35%2.85%3.35%Oct 23, 2026: 2.85% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Share Certificate - 2 Years 2.82% 2.85% 2 Years
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 2.85% APY · checked 3 times
2.35%2.85%3.35%Oct 15, 2026: 2.85% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Roth, Educational & Traditional IRA Certificate - 1 Year 2.72% 2.75% 1 Year
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 2.75% APY · checked 2 times
2.25%2.75%3.25%Oct 23, 2026: 2.75% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Share Certificate - 1 Year 2.72% 2.75% 1 Year
No additional details.
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 2.75% APY · checked 3 times
2.25%2.75%3.25%Oct 15, 2026: 2.75% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Share Certificate - 9 month 2.48% 2.50% 9 Months
No additional details.
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 2.50% APY · checked 8 times
2.00%2.50%3.00%Sep 14, 2026: 2.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Share Certificate - 6 month 2.23% 2.25% 6 Months
No additional details.
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 2.25% APY · checked 8 times
1.75%2.25%2.75%Sep 14, 2026: 2.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%

New York Times Employees Federal Credit Union Savings Rates

Product Rate APY View More
Club Accounts - No 0.60% 0.60%
Details No minimum balance required
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 0.60% APY · checked 3 times
0.10%0.60%1.10%Oct 15, 2026: 0.60% APYOct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Share Account 0.60% 0.60%
Min Balance $25
Details Minimum Balance $25
Last Updated 10/28/2026
Rate History
No change since Oct 8, 2026 · 0.60% APY · checked 4 times
0.10%0.60%1.10%Oct 8, 2026: 0.60% APYOct 8, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%

New York Times Employees Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 1.73% 1.75%
Min Balance $100,000
Details Balance: $100,000 +; $2,500 minimum daily balance required to earn dividends
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 9 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Money Market 1.24% 1.25%
Min Balance $50,000
Details Balance: $50,000.00-$99,999; $2,500 minimum daily balance required to earn dividends
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 9 times
0.75%1.25%1.75%Sep 14, 2026: 1.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Money Market 0.85% 0.85%
Min Balance $25,000
Details Balance: $25,000-$49,999.99; $2,500 minimum daily balance required to earn dividends
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.85% APY · checked 9 times
0.35%0.85%1.35%Sep 14, 2026: 0.85% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Money Market 0.50% 0.50%
Min Balance $2,500
Details Balance: $2,500-24,999.99; $2,500 minimum daily balance required to earn dividends
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 9 times
0.00%0.50%1.00%Sep 14, 2026: 0.50% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%

New York Times Employees Federal Credit Union Checking Rates

Product Rate APY View More
Free Checking Accounts - No 0.00% 0.00%
Details Dividend Rate 0.00%; APY 0.00%; No Minimum Balance
Last Updated 10/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%

New York Times Employees Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Vehicle Loans - New and 1 Year Old Models under 20,000 miles - - 4.49% 1 Year
Details Loan Amount: $500/$100,000
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 4.49% APR · checked 3 times
3.99%4.49%4.99%Oct 15, 2026: 4.49% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Vehicle Loans - 2-4 Year Old Models - - 4.74% 2-4 years
Details Loan Amount: $500/$100,000
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 4.74% APR · checked 3 times
4.24%4.74%5.24%Oct 15, 2026: 4.74% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Vehicle Loans - 5-7 Year Old Models - - 4.74% 36 Months
Details Loan Amount: $500/$100,000
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 4.74% APR · checked 3 times
4.24%4.74%5.24%Oct 15, 2026: 4.74% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Vehicle Loans - New and 1 Year Old Models over 20,000 miles - - 4.74% 1 Year
Details Loan Amount: $500/$100,000
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 4.74% APR · checked 3 times
4.24%4.74%5.24%Oct 15, 2026: 4.74% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%

New York Times Employees Federal Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Recreational Vehicles (variable) Loan - 9.00% 144 Months
Details Min/Max Loan: $500/$100,000
Last Updated 10/28/2026
Rate History
1 change since Sep 17, 2026 · 8.75% → 9.00% ▲ 0.25 pts · high 9.00% / low 8.75%
8.25%8.88%9.50%Sep 17, 2026: 8.75% APROct 8, 2026: 9.00% APRSep 17, 2026Nov 2, 2026
  • Oct 8, 20269.00%▲ from 8.75%
  • Sep 17, 20268.75%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Vehicle Loans - Recreational Vehicles (variable) - 9.00% 144 Months
Details Variable rate; Loan Amount: $500/$100,000
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 9.00% APR · checked 3 times
8.50%9.00%9.50%Oct 15, 2026: 9.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%

New York Times Employees Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Gold Card - 9.00%
Details Min/Max Loan: $10,000/$25,000
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 9.00% APR · checked 3 times
8.50%9.00%9.50%Oct 15, 2026: 9.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
VISA Classic Card - 11.00%
Details Min/Max Loan: $500/$10,000
Last Updated 10/28/2026
Rate History
No change since Oct 15, 2026 · 11.00% APR · checked 3 times
10.50%11.00%11.50%Oct 15, 2026: 11.00% APROct 15, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%

New York Times Employees Federal Credit Union Personal Loan Rates

Product APR Term View More
Signature Loan 12.50% 60 Months
Details Unsecured Loans; Min/Max Loan: $500/$25,000
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 12.50% APR · checked 11 times
12.00%12.50%13.00%Sep 14, 2026: 12.50% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%

New York Times Employees Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
2-4 Year Old Models Loan - - 4.74% 2-4 years
Details Min/Max Loan: $500/$100,000
Last Updated 10/28/2026
Rate History
No change since Oct 4, 2026 · 4.74% APR · checked 5 times
4.24%4.74%5.24%Oct 4, 2026: 4.74% APROct 4, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
5-7 Year Old Models Loan - - 4.74% 36 Months
Details Min/Max Loan: $500/$100,000
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 8 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Credit Repair (variable) Loan - - 12.50% 72 Months
Details Unsecured Loans; Min/Max Loan: $500/$25,000
Last Updated 10/28/2026
Rate History
1 change since Sep 18, 2026 · 12.25% → 12.50% ▲ 0.25 pts · high 12.50% / low 12.25%
11.75%12.38%13.00%Sep 18, 2026: 12.25% APROct 8, 2026: 12.50% APRSep 18, 2026Nov 2, 2026
  • Oct 8, 202612.50%▲ from 12.25%
  • Sep 18, 202612.25%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Fun Loan - - 11.00% 24 Months
Details Unsecured Loans; Min/Max Loan: $500/$25,000
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 11.00% APR · checked 11 times
10.50%11.00%11.50%Sep 14, 2026: 11.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Guaranteed Loan - - 11.25% 6 or 9 Months
Details Unsecured Loans; Loan Amount: $750
Last Updated 10/28/2026
Rate History
No change since Sep 14, 2026 · 11.25% APR · checked 11 times
10.75%11.25%11.75%Sep 14, 2026: 11.25% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Line of Credit (variable) - - 11.25% 60 Months
Details Unsecured Loans; Min/Max Loan: $500/$25,000
Last Updated 10/28/2026
Rate History
1 change since Sep 20, 2026 · 11.00% → 11.25% ▲ 0.25 pts · high 11.25% / low 11.00%
10.50%11.13%11.75%Sep 20, 2026: 11.00% APROct 8, 2026: 11.25% APRSep 20, 2026Nov 2, 2026
  • Oct 8, 202611.25%▲ from 11.00%
  • Sep 20, 202611.00%first recorded
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
New and 1 Year Old Models over 20,000 miles Loan - - 4.74% 1 Year
Details Min/Max Loan: $500/$100,000
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 4.74% APR · checked 8 times
4.24%4.74%5.24%Sep 18, 2026: 4.74% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
New and 1 Year Old Models under 20,000 miles Loan - - 4.49% 1 Year
Details Min/Max Loan: $500/$100,000
Last Updated 10/28/2026
Rate History
No change since Sep 18, 2026 · 4.49% APR · checked 8 times
3.99%4.49%4.99%Sep 18, 2026: 4.49% APRSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%
Individual Retirement Accounts (IRAs) 0.85% - 0.85%
Details No Minimum Balance
Last Updated 10/28/2026
Rate History
No change since Oct 23, 2026 · 0.85% APY · checked 2 times
0.35%0.85%1.35%Oct 23, 2026: 0.85% APYOct 23, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A
Health Grade
◈ Texas Ratio: 6.98%

Financial Health History

New York Times Employees Federal Credit Union’s Texas Ratio rose from 0.50% in Q3 2023 to 6.98% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 0.50% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 A Q1 2026 6.98% A Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$74M6.98%5.0A
March 31, 2026$72M7.47%5.0A
December 31, 2025$72M6.91%5.0A
September 30, 2025$72M7.35%5.0A
June 30, 2025$73M7.39%5.0A
March 31, 2025$74M2.52%5.0A+
December 31, 2024$73M2.58%5.0A+
September 30, 2024$73M2.41%5.0A+
June 30, 2024$73M2.06%5.0A+
March 31, 2024$75M0.43%5.0A+
December 31, 2023$75M0.50%5.0A+
September 30, 2023$75M0.50%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for New York Times Employees Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New York Times Employees Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New York Times Employees Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New York Times Employees Federal Credit Union
Address 620 8th Ave Fl 28, New York, NY 10018-1618
Phone 212-354-0351
Fax 212-921-0385
President Jesus Sanchez
CEO Charles Young
Full-Time Employees 6
Part-Time Employees 2
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.98%
Return on Assets (ROA)
0.3625%
Return on Equity (ROE)
2.1129%
Non-Performing Loans Ratio (NPL)
3.04%
Total Assets
73,563,031
Total Amount of Shares and Deposits
61,396,721
Total Shares and Deposits < 1 Year
56,531,119
Total Shares and Deposits 1 3 Years
3,204,512
Total Shares and Deposits > 3 Years
1,661,090
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,636,721
Total Uninsured Shares and Deposits > $250K (F+J)
6,636,721
Total Insured Shares and Deposits > $250K (item 17 less item K)
54,760,000
Total Interest Expense (Sum of items 6 8)
375,832
Share Certificates
351
Number of Accounts for Share Drafts
2,425
IRA KEOGH Accounts
212
Number of Accounts for Regular Shares
4,125
All other shares
289
Money Market Shares
295
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
3,748,281
Total Liabilities
61,612,705
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

New York Times Employees Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/credit-unions/new-york-times-employees-federal-credit-union-rates-review-9358">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About New York Times Employees Federal Credit Union

Does New York Times Employees Federal Credit Union offer CDs?

Yes. New York Times Employees Federal Credit Union current CD rates include its CD - 5 Years at 3.25% APY, its CD - 3 Years at 3.00% APY and its CD - 2 Years at 2.85% APY, verified by MonitorBankRates as of October 28, 2026.

Are CDs from New York Times Employees Federal Credit Union NCUA insured?

Yes. New York Times Employees Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at New York Times Employees Federal Credit Union?

The highest New York Times Employees Federal Credit Union CD rate is its Roth, Educational & Traditional IRA CD - 5 Years at 3.25% APY, verified by MonitorBankRates as of October 28, 2026.

What CD terms does New York Times Employees Federal Credit Union offer?

New York Times Employees Federal Credit Union CD rates are 2.50% APY for a 9 month CD, 2.75% APY for a 12 month CD, 2.85% APY for a 2 year CD, 3.00% APY for a 3 year CD and 3.25% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with New York Times Employees Federal Credit Union for its full lineup.

What is the highest money market rate at New York Times Employees Federal Credit Union?

The highest New York Times Employees Federal Credit Union money market rate is its Money Market at 1.75% APY, verified by MonitorBankRates as of October 28, 2026.

What is the lowest auto loan rate at New York Times Employees Federal Credit Union?

The lowest New York Times Employees Federal Credit Union auto loan rate is its Vehicle Loans - New and 1 Year Old Models under 20,000 miles at 4.49% APR, verified by MonitorBankRates as of October 28, 2026. New York Times Employees Federal Credit Union auto loan rates are 4.49% APR for a 12 month auto loan, 4.74% APR for a 48 month auto loan and 4.74% APR for an 84 month auto loan.

What is the lowest personal loan rate at New York Times Employees Federal Credit Union?

The lowest New York Times Employees Federal Credit Union personal loan rate is its Signature Loan at 12.50% APR, verified by MonitorBankRates as of October 28, 2026.

What is the lowest credit card APR at New York Times Employees Federal Credit Union?

The lowest New York Times Employees Federal Credit Union credit card APR is its VISA Gold Card Credit Card at 9.00% APR, verified by MonitorBankRates as of October 28, 2026.

How many branches does New York Times Employees Federal Credit Union operate?

New York Times Employees Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New York Times Employees Federal Credit Union?

Yes, to access services at New York Times Employees Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New York Times Employees Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New York Times Employees Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New York Times Employees Federal Credit Union offer online and mobile banking?

Most modern institutions like New York Times Employees Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nytimescu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do New York Times Employees Federal Credit Union rates compare?

New York Times Employees Federal Credit Union's CD rates are 2% lower than the MonitorBankRates national average, and it has an A health rating. New York Times Employees Federal Credit Union's top rates are its Roth, Educational & Traditional IRA CD - 5 Years at 3.25% APY, its Money Market at 1.75% APY, its Signature Loan at 12.50% APR and its VISA Gold Card Credit Card at 9.00% APR, verified by MonitorBankRates on October 28, 2026.

Current New York Times Employees Federal Credit Union Rates

  • 12-Month CD2.75%
  • 24-Month CD2.85%
  • 60-Month CD3.25%
  • MMA1.75%
Retrieved from our database of financial products. Rates subject to change.