What are the current interest rates at Northfield Savings Bank?

Current rates for Northfield Savings Bank include: 12-Month CD: 2.75%, 24-Month CD: 3.25%, 36-Month CD: 1.60%, 48-Month CD: 1.75%, 60-Month CD: 2.00%, Savings: 0.25%, MMA: 0.25%

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Northfield Savings Bank Rates & Review August 2026

Item: Northfield Savings Bank
Rating: 8961
Author: FLph

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 28, 2026

Northfield Savings Bank's 11-Month CD Special rates are at 3.50%, 11-Month IRA CD Special rates are at 3.50%, Business 11-Month CD Special rates are at 3.50%, 11-Months Business 11-Month IRA CD Special rates are at 3.50%, 24-Month CD rates are at 3.25%. Northfield Savings Bank's savings rates are at 0.25%. Northfield Savings Bank's money market rates are at 0.25%. MonitorBankRates evaluates the financial stability of Northfield Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.01%. Rates last updated and verified on 08/28/2026.

Northfield Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Northfield Savings Bank? Share your experience about Northfield Savings Bank by leaving a review below, or read customer reviews before you decide to use Northfield Savings Bank.

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.01%

Excellent Lower than avg

Northfield Savings Bank

33 S Main St
Northfield, VT 05663

https://www.nsbvt.com

Northfield Savings Bank CD Rates

Product	Rate	APY	Term
11 Month CD Special	3.44%	3.50%	11 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
11 Month IRA CD Special	3.44%	3.50%	11 Month
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 11 Month CD Special	3.44%	3.50%	11 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 11 Month IRA CD Special	3.44%	3.50%	11 Months
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
24 Month CD	3.20%	3.25%	24 Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
24 Month IRA CD	3.20%	3.25%
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 24 Month CD	3.20%	3.25%	24 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 24 Month IRA CD	3.20%	3.25%	24 months
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
12 Month Flex CD	2.96%	3.00%	12 Months
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 12 Month Flex CD	2.96%	3.00%	12 Months
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
12 Month CD	2.71%	2.75%	12 Months
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
12 Month IRA CD	2.71%	2.75%	12 Months
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
12 Month Rollover CD	2.71%	2.75%
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
12 Month Rollover IRA CD	2.71%	2.75%	12 Months
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 12 Month CD	2.71%	2.75%	12 Months
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 12 Month IRA CD	2.71%	2.75%	12 Months
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 12 Month Rollover CD	2.71%	2.75%
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 12 Month Rollover IRA CD	2.71%	2.75%	12 Months
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
6 Month CD	2.47%	2.50%	6 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
6 Month IRA CD	2.47%	2.50%	6 months
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 6 Month CD	2.47%	2.50%	6 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 6 Month IRA CD	2.47%	2.50%	6 months
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
60 Month CD	1.98%	2.00%
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
60 Month IRA CD	1.98%	2.00%
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 60 Month CD	1.98%	2.00%
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 60 Month IRA CD	1.98%	2.00%
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
48 Month CD	1.73%	1.75%
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
48 Month IRA CD	1.73%	1.75%
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 48 Month CD	1.73%	1.75%	48 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 48 Month IRA CD	1.73%	1.75%	48 months
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
36 Month CD	1.59%	1.60%	36 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
36 Month IRA CD	1.59%	1.60%
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 36 Month CD	1.59%	1.60%	36 months
Min Deposit $1,000 Min Balance $1,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business 36 Month IRA CD	1.59%	1.60%
Min Deposit $50 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%

Northfield Savings Bank Savings Rates

Product	Rate	APY
Business Government Savings	0.60%	0.60%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Savings	0.60%	0.60%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Savings Account	0.60%	0.60%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Savings	0.60%	0.60%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Savings	0.60%	0.60%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Savings	0.45%	0.45%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Savings	0.45%	0.45%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Savings Account	0.45%	0.45%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Savings	0.45%	0.45%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Savings	0.45%	0.45%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Savings	0.35%	0.35%
Min Deposit $10 Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Health Savings Account (HSA)	0.35%	0.35%
Min Deposit $0 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Savings	0.35%	0.35%
Min Deposit $10 Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Savings Account	0.35%	0.35%
Min Deposit $10 Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Savings	0.35%	0.35%
Min Deposit $10 Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Health Savings Account (HSA)	0.35%	0.35%
Min Deposit $0 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Savings	0.35%	0.35%
Min Deposit $10 Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Club Savings	0.25%	0.25%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Savings	0.25%	0.25%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Savings	0.25%	0.25%
Min Deposit $10 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Regular Savings	0.25%	0.25%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Club Savings	0.25%	0.25%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Savings	0.25%	0.25%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Savings	0.25%	0.25%
Min Deposit $10 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Regular Savings	0.25%	0.25%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Youth Savings	0.25%	0.25%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%

Northfield Savings Bank Money Market Rates

Product	Rate	APY
Business Government Money Market	2.47%	2.50%
Min Deposit $10 Min Balance $2,500,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Plus	2.47%	2.50%
Min Deposit $10 Min Balance $2,500,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Money Market	2.47%	2.50%
Min Deposit $10 Min Balance $2,500,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Money Market	2.13%	2.15%
Min Deposit $10 Min Balance $1,000,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Money Market	2.13%	2.15%
Min Deposit $10 Min Balance $1,000,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Plus	1.98%	2.00%
Min Deposit $10 Min Balance $1,000,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Money Market	1.64%	1.65%
Min Deposit $10 Min Balance $250,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Money Market	1.64%	1.65%
Min Deposit $10 Min Balance $250,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market	1.49%	1.50%
Min Deposit $10 Min Balance $250,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Plus	1.49%	1.50%
Min Deposit $10 Min Balance $250,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market	1.24%	1.25%
Min Deposit $10 Min Balance $150,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Money Market	1.00%	1.00%
Min Deposit $10 Min Balance $75,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Plus	1.00%	1.00%
Min Deposit $10 Min Balance $75,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Money Market	1.00%	1.00%
Min Deposit $10 Min Balance $75,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market	0.75%	0.75%
Min Deposit $10 Min Balance $75,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Savings	0.60%	0.60%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Savings	0.60%	0.60%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market	0.50%	0.50%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Savings	0.45%	0.45%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Savings	0.45%	0.45%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Money Market	0.35%	0.35%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market	0.35%	0.35%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Savings	0.35%	0.35%
Min Deposit $10 Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Money Market	0.35%	0.35%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Savings	0.35%	0.35%
Min Deposit $10 Min Balance $10,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market	0.25%	0.25%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Savings	0.25%	0.25%
Min Deposit $10 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Savings	0.25%	0.25%
Min Deposit $10 Min Balance $500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Plus	0.20%	0.20%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%

Northfield Savings Bank Checking Rates

Product	Rate	APY
Business Money Market Checking	1.49%	1.50%
Min Deposit $10 Min Balance $250,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Checking	1.49%	1.50%
Min Deposit $10 Min Balance $250,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Checking	1.24%	1.25%
Min Deposit $10 Min Balance $150,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Checking	1.24%	1.25%
Min Deposit $10 Min Balance $150,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business IOLTA Checking	1.04%	1.05%
Min Deposit $0 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business IORTA Checking	1.04%	1.05%
Min Deposit $0 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
IOLTA Checking	1.04%	1.05%
Min Deposit $0 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
IORTA Checking	1.04%	1.05%
Min Deposit $0 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Checking	0.75%	0.75%
Min Deposit $10 Min Balance $75,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Checking	0.75%	0.75%
Min Deposit $10 Min Balance $75,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Enterprise Checking with Interest	0.50%	0.50%
Min Deposit $10 Min Balance $150,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Checking with Interest	0.50%	0.50%
Min Deposit $10 Min Balance $150,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Checking	0.50%	0.50%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Enterprise Checking with Interest	0.50%	0.50%
Min Deposit $10 Min Balance $150,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Checking with Interest	0.50%	0.50%
Min Deposit $10 Min Balance $150,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Checking	0.50%	0.50%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Enterprise Checking with Interest	0.40%	0.40%
Min Deposit $10 Min Balance $100,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Checking with Interest	0.40%	0.40%
Min Deposit $10 Min Balance $100,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Enterprise Checking with Interest	0.40%	0.40%
Min Deposit $10 Min Balance $100,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Checking with Interest	0.40%	0.40%
Min Deposit $10 Min Balance $100,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Checking	0.35%	0.35%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business NSB Preferred Checking	0.35%	0.35%
Min Deposit $10 Min Balance $100,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Checking	0.35%	0.35%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
NSB Preferred Checking	0.35%	0.35%
Min Deposit $10 Min Balance $100,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Enterprise Checking with Interest	0.30%	0.30%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Checking with Interest	0.30%	0.30%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business NSB Preferred Checking	0.30%	0.30%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Enterprise Checking with Interest	0.30%	0.30%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Checking with Interest	0.30%	0.30%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
NSB Preferred Checking	0.30%	0.30%
Min Deposit $10 Min Balance $50,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Enterprise Checking with Interest	0.25%	0.25%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Checking with Interest	0.25%	0.25%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Money Market Checking	0.25%	0.25%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business NSB Preferred Checking	0.25%	0.25%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Enterprise Checking with Interest	0.25%	0.25%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Checking with Interest	0.25%	0.25%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Money Market Checking	0.25%	0.25%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
NSB Preferred Checking	0.25%	0.25%
Min Deposit $10 Min Balance $25,000 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Enterprise Checking with Interest	0.15%	0.15%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Government Checking with Interest	0.15%	0.15%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business NSB Preferred Checking	0.15%	0.15%
Min Deposit $10 Min Balance $1,500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Enterprise Checking with Interest	0.15%	0.15%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Government Checking with Interest	0.15%	0.15%
Min Deposit $10 Min Balance $0 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
NSB Preferred Checking	0.15%	0.15%
Min Deposit $10 Min Balance $1,500 Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%

Northfield Savings Bank Home Equity & HELOC

Product	Rate	Points	APR
6 Year Fixed Home Equity	6.38%	0	6.38%
Details 72 Monthly Payments per Thousand Borrowed Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
10 Year Fixed Home Equity	6.50%	0	6.50%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Home Equity Line of Credit	6.50%	0	6.50%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Home Equity Line of Credit 80% CLTV	6.50%	0	6.50%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Business Home Equity Line of Credit	6.75%	0	6.75%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
Home Equity Line of Credit 90% CLTV	6.75%	0	6.75%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
15 Year Fixed Home Equity	7.00%	0	7.00%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%
20 Year Fixed Home Equity	7.50%	0	7.50%
No additional details. Last Updated 08/28/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.01%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Northfield Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Northfield Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Northfield Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Northfield Savings Bank

Bank Holding Company NORTHFIELD MHC

Address 33 S Main St, Northfield, VT 05663 · Washington

Website https://www.nsbvt.com

FDIC Certificate # 14140

Established 11/21/1867

FDIC Insurance Date 03/31/1934

Domestic Offices 13

Total Branches 13

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

4.01%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.2826%

Return on Equity (ROE) 3.4500%

Non-Performing Loans (NPL) 0.29%

Total Assets $1,610,517,000

Total Deposits $1,363,156,000

Equity Capital $152,107,000

Net Income $6,268,000

Headquarters Northfield

Total Branches and Offices 13

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

FLph

★★★★★

December 17, 2025

geHn

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Average Rating

★★★★★

Total Reviews

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Frequently Asked Questions About Northfield Savings Bank

How many branches does Northfield Savings Bank operate?

Northfield Savings Bank currently maintains approximately 13 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Northfield Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Northfield Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Northfield Savings Bank offer online and mobile banking?

Most modern institutions like Northfield Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nsbvt.com.