Bank of Wolcott CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 3.55%, 6-month CD rates at 0.05% and 3-month CD rates at 4.10%. Current savings rates are at 0.15% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.48%. Credit Card rates are at 16.20%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates. Bank of Wolcott's 60-Month CD rates are at 2.75%, 48-Month CD rates are at 2.25%, 12-Month CD rates are at 2.25%, 6-Month CD rates are at 2.00%, 36-Month CD rates are at 1.96%.

Bank of Wolcott

To see how these rates compare to Bank of Wolcott CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Wolcott, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Wolcott CD rates. You can also compare Bank of Wolcott savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Wolcott money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Wolcott? Share your experience about Bank of Wolcott by leaving a review below, or read customer reviews before you decide to use Bank of Wolcott.

Bank of Wolcott Texas Ratio

Bank of Wolcott's Texas Ratio is at 2.53%, which is considered excellent. The Texas Ratio for Bank of Wolcott is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Wolcott is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.25%
18-Month CD
N/A
24-Month CD
1.96%
36-Month CD
1.96%
48-Month CD
2.25%
60-Month CD
2.75%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Wolcott
105 N Range St
Wolcott, IN 47995
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Bank of Wolcott CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank of Wolcott
Bank of Wolcott
60-Month CD
2.75%
$1,000
Bank of Wolcott
Bank of Wolcott
12-Month CD
2.25%
$5,000
Bank of Wolcott
Bank of Wolcott
48-Month CD
2.25%
$1,000
Bank of Wolcott
Bank of Wolcott
6-Month CD
2.00%
$5,000
Bank of Wolcott
Bank of Wolcott
24-Month CD
1.96%
$5,000
Bank of Wolcott
Bank of Wolcott
36-Month CD
1.96%
$1,000
Bank of Wolcott
Bank of Wolcott
3-Month CD
1.00%
$5,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of Wolcott Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Prairie Bank of Kansas
Prairie Bank of Kansas
12-Month CD
4.04%
$1,000
The Alden State Bank
The Alden State Bank
Kasasa Checking
4.00%
$0
Farmers Bank Buhl, ID
Farmers Bank Buhl, ID
6-Month CD
3.95%
$500
Community Bank of Trenton
Community Bank of Trenton
18-Month CD
3.90%
$5,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
18-Month CD
3.60%
$1,000
PSB of Plainview
PSB of Plainview
36-Month CD
3.34%
$250
Customers Bank
Customers Bank
60-Month CD
3.25%
$500
Finance Factors
Finance Factors
18-Month CD
3.25%
$1,000
First Shore Federal S&L
First Shore Federal S&L
18-Month CD
3.25%
$500
Falcon National Bank
Falcon National Bank
12-Month CD
3.25%
$500
Marthas Vineyard Bank
Marthas Vineyard Bank
12-Month CD
3.10%
$1,000
FNB Of Nokomis
FNB Of Nokomis
Rewards Checking
3.05%
$1
FirstBank of Nebraska
FirstBank of Nebraska
Business Money Market
3.04%
$1,000,000
Mercantile Bank
Mercantile Bank
36-Month CD
3.03%
$500
Yampa Valley Bank
Yampa Valley Bank
24-Month CD
3.00%
$1,000
BMO Alto
BMO Alto
24-Month CD
2.75%
$0
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
60-Month CD
2.57%
$500
Kaw Valley Bank
Kaw Valley Bank
30-Month CD
2.53%
$500
1st Bergen Federal Credit Union
1st Bergen Federal Credit Union
60-Month CD
2.52%
$250
Range Bank
Range Bank
24-Month CD
2.50%
$1,000
Timberland Bank
Timberland Bank
24-Month CD (Bump)
2.12%
$500
Horicon Bank
Horicon Bank
24-Month CD
2.11%
$1,000
802 Credit Union
802 Credit Union
36-Month CD
2.10%
$500
River Falls State Bank
River Falls State Bank
18-Month CD
2.07%
$500
National Exchange Bank and Trust
National Exchange Bank and Trust
18-Month CD
2.00%
$1,000
New Millennium Bank
New Millennium Bank
48-Month CD
2.00%
$500
Alliance Bank IN
Alliance Bank IN
24-Month CD
1.96%
$1,000
Bank of Kampsville
Bank of Kampsville
48-Month CD
1.76%
$1,000
Walden Savings Bank
Walden Savings Bank
48-Month CD
1.70%
$1,000
United Bank of Union
United Bank of Union
Companion Savings
1.50%
$1,000
Union State Bank Pell City, AL
Union State Bank Pell City, AL
24-Month CD
1.35%
$500
Kitsap Bank
Kitsap Bank
12-Month CD
1.30%
$5,000
Northrim Bank
Northrim Bank
12-Month CD
1.25%
$500
First Piedmont Federal S&L of Gaffney
First Piedmont Federal S&L of Gaffney
Money Market
1.21%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Month CD
1.05%
$1,000
Adirondack Trust Company
Adirondack Trust Company
High Peaks Money Market
1.00%
$200,000
Washington Savings Bank Lowell, MA
Washington Savings Bank Lowell, MA
60-Month CD
0.75%
$500
Republic Bank of Chicago
Republic Bank of Chicago
12-Month CD
0.75%
$1,000
FNB of Lacon
FNB of Lacon
Money Market
0.55%
$2,500
Atkins Savings B&T
Atkins Savings B&T
3-Month CD
0.50%
$1,000
I3 Bank
I3 Bank
18-Month CD
0.50%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
Passbook Savings
0.40%
$0
Adirondack Bank
Adirondack Bank
36-Month CD
0.40%
$1,000
Main Street Bank Corp
Main Street Bank Corp
24-Month CD
0.30%
$1,000
Twin River Bank
Twin River Bank
Statement Savings
0.30%
$50
First Commonwealth Bank
First Commonwealth Bank
60-Month CD
0.20%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
Savings
0.15%
$0
Better Banks
Better Banks
Better Savings
0.10%
$0
MCS Bank
MCS Bank
Statement Savings
0.10%
$25
PeoplesBank
PeoplesBank
Growth Savings
0.10%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 23, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of Wolcott Information

Bank of Wolcott
105 N Range St
Wolcott, IN 47995
White
Established Date: 10/16/1944
FDIC Certificate #: 16201
Date of FDIC Deposit Insurance: 10/16/1944
Bank Holding Company: WOLCOTT BCORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Bank of Wolcott FDIC Insured? Yes
What is Bank of Wolcott's Cert number? 16201
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Wolcott Financials

Total Assets:
$241,476,000
Total Deposits:
$208,440,000
Equity Capital:
$19,935,000
Domestic Deposits:
$208,440,000
Net Income:
$869,000
Return on Assets:
1.6807%
Quarterly Return on Assets:
1.4700%
Pretax Return on Assets:
1.4694%
Pretax Quarterly Return on Assets:
1.4700%
Return on Equity:
23.3000%
Quarterly Return on Equity:
17.3300%
Leverage Tier 1 (Core Capital) Ratio:
12.0008%
Total Interest Income (YTD):
4.5013%
 
 
Headquarters:
Wolcott
FDIC Field Office:
Indianapolis
Regulator:
FDIC
County:
White
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

30 year mortgage rates hit a new low for 2011 after declining 13 basis points overnight. Today's mortgage rates declined on a sharp drop in 10 year bond yields which closed yesterday at 2.46%. Current 30 year mortgage rates are averaging 4.33%, a decline from an average rate of 4.46%. 30 mortgage year rates will probably hit 4.25% over the weekend if bond yields continue to drop. Rates will fall even further if the economy falls into another recession.
Mortgage rates are mixed this week as fixed conforming 30 year mortgage rates stayed under 4.00% for the third consecutive week. Current mortgage rates on 30 year home loans are averaging 3.91%, a slight decrease from last week’s average 30 year mortgage rate of 3.92%. Mortgage rates on 15 year mortgage loans are averaging 3.24%, down from last week’s average 15 year rate of 3.25%.

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