Bank of Wolcott CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.04%, 6-month CD rates at 0.10% and 3-month CD rates at 5.00%. Current savings rates are at 0.25% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.99%. All these rates, and more, can be found in our database of rates. Bank of Wolcott's 60-Month CD rates are at 3.85%, 48-Month CD rates are at 2.75%, 12-Month CD rates are at 2.25%, 6-Month CD rates are at 2.00%, 36-Month CD rates are at 1.96%.

Bank of Wolcott

To see how these rates compare to Bank of Wolcott CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Wolcott, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Wolcott CD rates. You can also compare Bank of Wolcott savings rates, MMA rates and mortgage rates using our other rate lists.

Bank of Wolcott money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Wolcott? Share your experience about Bank of Wolcott by leaving a review below, or read customer reviews before you decide to use Bank of Wolcott.

Bank of Wolcott Texas Ratio

Bank of Wolcott's Texas Ratio is at 3.39%, which is considered excellent. The Texas Ratio for Bank of Wolcott is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Bank of Wolcott is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
2.25%
18-Month CD
N/A
24-Month CD
1.96%
36-Month CD
1.96%
48-Month CD
2.75%
60-Month CD
3.85%
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Bank of Wolcott
105 N Range St
Wolcott, IN 47995
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Bank of Wolcott CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Bank of Wolcott
Bank of Wolcott
60-Month CD
3.85%
$5,000
Bank of Wolcott
Bank of Wolcott
48-Month CD
2.75%
$1,000
Bank of Wolcott
Bank of Wolcott
12-Month CD
2.25%
$5,000
Bank of Wolcott
Bank of Wolcott
6-Month CD
2.00%
$5,000
Bank of Wolcott
Bank of Wolcott
24-Month CD
1.96%
$5,000
Bank of Wolcott
Bank of Wolcott
36-Month CD
1.96%
$1,000
Bank of Wolcott
Bank of Wolcott
3-Month CD
1.00%
$5,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Bank of Wolcott Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Conneaut Savings Bank
Conneaut Savings Bank
13-Month CD special relationship bonus
5.13%
$1,000
Citizens Independent Bank
Citizens Independent Bank
6-Month CD
5.00%
$10,000
Flanagan State Bank
Flanagan State Bank
6-Month CD Super Jumbo
5.00%
$250,000
PeoplesBank
PeoplesBank
7-Month CD promo special
5.00%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
12-Month CD (Certificate)
4.75%
$200
Farm Bureau Bank FSB
Farm Bureau Bank FSB
6-Month CD
4.50%
$1,000
Mid-America Bank
Mid-America Bank
36-Month CD
4.30%
$500
Mount Vernon B&T Co.
Mount Vernon B&T Co.
Investment Money Market
4.11%
$1,000,000
CorTrust Bank
CorTrust Bank
12-Month CD
4.00%
$500
Generations Bank
Generations Bank
24-Month CD
3.75%
$500
Henderson FSB
Henderson FSB
12-Month CD
3.20%
$500
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
60-Month CD
3.12%
$1,000
OSB Odin State Bank
OSB Odin State Bank
Money Market Account-Tier 5
3.04%
$250,000
PSB of Plainview
PSB of Plainview
60-Month CD
3.03%
$10,000
Bank First, NA
Bank First, NA
60-Month CD
3.02%
$1,000
Lake Central Bank
Lake Central Bank
3-Month CD
3.00%
$1,000
Haddon Savings Bank
Haddon Savings Bank
12-Month CD
2.55%
$500
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
3-Month CD
2.52%
$1,000
State Bank & Trust Company
State Bank & Trust Company
48-Month CD
2.52%
$1,000
Associated Bank
Associated Bank
6-Month CD
2.50%
$1,000
Primary Bank
Primary Bank
60-Month CD
2.27%
$1,000
5Star Bank
5Star Bank
48-Month CD
2.25%
$1,000
Bruning Bank
Bruning Bank
48-Month CD
2.02%
$500
1st University Credit Union
1st University Credit Union
36-Month CD certificate
2.02%
$10,000
First Savings Bank of Hegewisch
First Savings Bank of Hegewisch
48-Month CD College Savers
2.00%
$50
New Millennium Bank
New Millennium Bank
60-Month CD
2.00%
$500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
30-Month CD
1.50%
$1,000
Putnam County Bank
Putnam County Bank
48-Month CD
1.50%
$1,000
Southwest National Bank
Southwest National Bank
12-Month CD
1.25%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
3-Month CD
1.25%
$1,000
First Security State Bank Evansdale, IA
First Security State Bank Evansdale, IA
60-Month CD
1.15%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
60-Month CD
1.01%
$500
North American Savings Bank (NASB)
North American Savings Bank (NASB)
24-Month CD in-branch
1.01%
$1,000
Hyperion Bank
Hyperion Bank
6-Month CD
0.95%
$500
Columbia Bank
Columbia Bank
Statement Savings
0.75%
$10
CIBM Bank
CIBM Bank
24-Month CD
0.65%
$500
PSB of Plainview
PSB of Plainview
Regular Savings
0.65%
$25
Somerset Trust Company
Somerset Trust Company
60-Month CD
0.60%
$500
Hcbt
Hcbt
Savings Account
0.50%
$50
First Community Bank of Moultrie County
First Community Bank of Moultrie County
3-Month CD
0.40%
$500
Maine Community Bank
Maine Community Bank
24-Month CD
0.35%
$500
Avidia Bank
Avidia Bank
Avidia Premier Money Market
0.30%
$0
BLC Community Bank
BLC Community Bank
Savings Account
0.25%
$25
First Commonwealth Bank
First Commonwealth Bank
48-Month CD
0.15%
$500
Riverside Bank of Dublin
Riverside Bank of Dublin
Savings Account
0.10%
$100
Eureka Savings Bank
Eureka Savings Bank
Essential Savings
0.10%
$50
1st Security Bank of Washington
1st Security Bank of Washington
Money Market Tiered
0.05%
$1,500
Citizens Federal S&LA
Citizens Federal S&LA
Checking Account Now
0.05%
$20
SaviBank
SaviBank
Business Money Market
0.05%
$0
FCN Bank, N.A.
FCN Bank, N.A.
Health Savings Account
0.05%
$250
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Bank of Wolcott Information

Bank of Wolcott
105 N Range St
Wolcott, IN 47995
White
Established Date: 10/16/1944
FDIC Certificate #: 16201
Date of FDIC Deposit Insurance: 10/16/1944
Bank Holding Company: WOLCOTT BCORP
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Bank of Wolcott FDIC Insured? Yes
What is Bank of Wolcott's Cert number? 16201
What is the maximum amount for insured deposits? $250,000 per holder, per account

Bank of Wolcott Financials

Total Assets:
$230,947,000
Total Deposits:
$207,407,000
Equity Capital:
$17,384,000
Domestic Deposits:
$207,407,000
Net Income:
$1,266,000
Return on Assets:
2.1717%
Quarterly Return on Assets:
2.2000%
Pretax Return on Assets:
2.1990%
Pretax Quarterly Return on Assets:
2.2000%
Return on Equity:
26.4000%
Quarterly Return on Equity:
30.2600%
Leverage Tier 1 (Core Capital) Ratio:
11.0326%
Total Interest Income (YTD):
3.6293%
 
 
Headquarters:
Wolcott
FDIC Field Office:
Indianapolis
Regulator:
FDIC
County:
White
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Certificates of deposit (CDs) are a safe and secure investment for many investors. Unfortunately the return investors get in CDs has been dismal for many years. Last month Market Rates Insight (MRI) released a report showing the average 5-year CD rate was lower than the rate of inflation. This means if you invest in long term CDs you’re not even staying ahead the inflation rate. We all learned in economics 101 your investments have to stay ahead the inflation rate. 

Eight banks and one credit union in our database changed some of their CD rates this past week. Most of the CD rate changes were higher, which was nice to see. EverBank CD rates were changed more than once this past week, the most recent changes are at the top of the rate list below.

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