Oconee State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Oconee State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Oconee State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Oconee State Bank CD rates. You can also compare Oconee State Bank savings rates, MMA rates and mortgage rates using our other rate lists. Oconee State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oconee State Bank? Share your experience about Oconee State Bank by leaving a review below, or read customer reviews before you decide to use Oconee State Bank. Oconee State Bank Texas Ratio Oconee State Bank's Texas Ratio is at 12.52%, which is considered excellent. The Texas Ratio for Oconee State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Oconee State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Oconee State Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Oconee State Bank rate data right now, check back for updates, we are adding rates all the time. Oconee State Bank InformationOconee State Bank
35 N Main StWatkinsville, GA 30677 Oconee Established Date: 02/01/1960 FDIC Certificate #: 18143 Date of FDIC Deposit Insurance: 02/01/1960 Bank Holding Company: OCONEE FINANCIAL CORP How Many Domestic U.S. Offices? 7 How Many Branches are There? 7 Website: https://www.oconeestatebank.com
Is Oconee State Bank FDIC Insured? Yes
What is Oconee State Bank's Cert number? 18143
What is the maximum amount for insured deposits? $250,000 per holder, per account
Oconee State Bank FinancialsTotal Assets:
$585,469,000
Total Deposits:
$532,671,000
Equity Capital:
$47,542,000
Domestic Deposits:
$532,671,000
Net Income:
$1,424,000
Return on Assets:
1.3507%
Quarterly Return on Assets:
0.9700%
Pretax Return on Assets:
1.2425%
Pretax Quarterly Return on Assets:
1.2400%
Return on Equity:
18.4700%
Quarterly Return on Equity:
12.1400%
Common Equity Tier 1 Capital Ratio:
13.6698%
Tier 1 Risk-Based Capital Ratio:
13.6698%
Leverage Tier 1 (Core Capital) Ratio:
9.7755%
Total Risk-Based Capital Ratio (YTD):
14.8405%
Total Interest Income (YTD):
4.8607%
Headquarters:
Watkinsville
FDIC Field Office:
Atlanta
Regulator:
FDIC
County:
Oconee
# of Offices:
7
Metropolitan Statistical Area (MSA):
Athens-Clarke County, GA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024
Explore Other Rate Deals Mortgage rates were down in the latest mortgage survey released by Freddie Mac. The decrease in today's mortgage rates was the first decrease in the past few weeks. 30 year mortgage rates are down to 5.06 percent for the week ending January 14, 2010, down from the previous week’s average mortgage interest rate of 5.09 percent. Mortgage discount points were unchanged at 0.7 points.
This week two online banks, GE Capital Retail Bank and My Savings Direct, are offering the highest rate on our savings account rate table. Both banks are currently offering savings rates at of 1.04 percent and an APY of 1.05 percent. While the highest rates available remained the same, average rates moved slightly higher.
 Mortgage rates were down in the latest mortgage survey released yesterday. 30 year fixed mortgage rates are back under 5.00 percent at 4.97 percent for the week ending March 4, 2010. Last week 30 year mortgage rates were averaging 5.05 percent. Average mortgage discount points were unchanged at 0.7 points.
Bank or Credit Union Offers and DealsMortgage Rates Hit New Lows: Best 15 Year Mortgage Rates at 2.25% TodayMortgage Rates Today in PMMS: 30 Year Mortgage Rates at 3.66% Equity-Linked CDs: A Guide to Investing in Certificates of Deposit Linked to Stock Index Performance AAA Auto Loans Housing Rebound Goldwater Bank Money Market Account Rates now at 0.26% Current Savings Rates/Money Market Rates Mortgage Rates Jump Sharply Higher this Week Mortgage Rates Mixed This Week, November 30, 2010: 30 Year Mortgage Rates Averaging 4.44%, 15 Year Mortgage Rates Averaging 3.74% Buying a Home with Less Than a 20 Percent Down Payment Alternative Bank and Credit Union Offers to ExploreeBank CD RatesChoosing a Home Mortgage Navy FCU Mortgage Rates Mortgage Rates Headed Higher This Year Mortgage Rates Higher This Week: 30 Year Mortgage Rates at 4.68%, 15 Year Mortgage Rates at 4.11% Mortgage Rates - Average Mortgage Rates May 2, 2011 E-Loan CD Rates Top 1 Year CD Rate Now at 1.35 Percent USAA Money Market Account 10K Rates now at 0.20% 1.11% APY - EverBank 2 Year Jumbo CD Rates Oconee State Bank ReviewsThere are no reviews for Oconee State Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.04%, 6-month CD rates at 1.00% and 3-month CD rates at 2.52%. Current savings rates are at 0.03% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.67%. Credit Card rates are at 29.24%. Personal Loan rates are at 12.95%. All these rates, and more, can be found in our database of rates. 
