Community State Bank of Rock Falls CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Community State Bank of Rock FallsToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 0.85% and 3-month CD rates at 1.00%. Current savings rates are at 0.17% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 6.85%. Credit Card rates are at 11.90%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Community State Bank of Rock Falls CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Community State Bank of Rock Falls, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Community State Bank of Rock Falls CD rates. You can also compare Community State Bank of Rock Falls savings rates, MMA rates and mortgage rates using our other rate lists.

Community State Bank of Rock Falls money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Community State Bank of Rock Falls? Share your experience about Community State Bank of Rock Falls by leaving a review below, or read customer reviews before you decide to use Community State Bank of Rock Falls.

Community State Bank of Rock Falls Texas Ratio

Community State Bank of Rock Falls's Texas Ratio is at 53.35%, which is considered acceptable. The Texas Ratio for Community State Bank of Rock Falls is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Community State Bank of Rock Falls is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Community State Bank of Rock Falls
1801 1st Ave
Rock Falls, IL 61071
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Community State Bank of Rock Falls Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
GTE Financial Credit Union
GTE Financial Credit Union
12-Month CD
4.59%
$500
Citizens Bank & Trust Co. MN
Citizens Bank & Trust Co. MN
6-Month CD
4.06%
$2,500
First National Bank Alamogordo, NM
First National Bank Alamogordo, NM
18-Month CD
4.06%
$100
Teachers Federal Credit Union
Teachers Federal Credit Union
12-Month CD
4.00%
$1,000
Walpole Co-operative Bank
Walpole Co-operative Bank
12-Month CD
4.00%
$1,000
West Pointe Bank
West Pointe Bank
60-Month CD
3.53%
$500
FSB of Randolph County
FSB of Randolph County
48-Month CD
3.50%
$500
Kish Bank
Kish Bank
36-Month CD
3.43%
$2,000
National Bank of Malvern
National Bank of Malvern
60-Month CD
3.25%
$2,500
Torrington Savings Bank
Torrington Savings Bank
24-Month CD
3.25%
$1,000
Iowa Falls State Bank
Iowa Falls State Bank
18-Month CD
3.13%
$1,000
Circuit Federal Credit Union
Circuit Federal Credit Union
36-Month CD
3.04%
$1,000
OBannon Bank
OBannon Bank
60-Month CD
3.03%
$1,000
River Bank
River Bank
30-Month CD
3.03%
$1,000
Franklin SB Franklin, NH
Franklin SB Franklin, NH
24-Month CD
3.00%
$2,000
Bank Forward
Bank Forward
24-Month CD
3.00%
$500
Leighton State Bank
Leighton State Bank
24-Month CD
2.80%
$500
The Bank of Steinauer
The Bank of Steinauer
48-Month CD
2.78%
$500
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
12-Month CD
2.50%
$2,500
InFirst Bank
InFirst Bank
24-Month CD
2.50%
$500
First Exchange Bank
First Exchange Bank
24-Month CD
2.40%
$500
FSB Holton, KS
FSB Holton, KS
12-Month CD
2.00%
$500
United Savings Bank Philadelphia, PA
United Savings Bank Philadelphia, PA
36-Month CD
2.00%
$1,000
First Security B&T Co. IA
First Security B&T Co. IA
Kasasa Checking
1.59%
$0
AbbyBank
AbbyBank
Money Market
1.51%
$100,000
First State Bank Nebraska
First State Bank Nebraska
30-Month CD
1.25%
$5,000
Essex Savings Bank
Essex Savings Bank
12-Month CD
1.02%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Health Savings
0.80%
$5,000
State Bank Freeport, IL
State Bank Freeport, IL
60-Month CD
0.65%
$1,000
Union Bank, Inc.
Union Bank, Inc.
18-Month CD
0.60%
$1,000
Bank of Rantoul
Bank of Rantoul
Regular Savings
0.50%
$100
Bristol Morgan Bank
Bristol Morgan Bank
Money Market
0.50%
$2,500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
Savings
0.50%
$0
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
Money Market
0.50%
$0
Stoughton Co-operative Bank
Stoughton Co-operative Bank
24-Month CD
0.40%
$500
The Wilmington Savings Bank
The Wilmington Savings Bank
18-Month CD
0.30%
$500
Universal Bank
Universal Bank
12-Month CD
0.25%
$1,000
Bank Midwest
Bank Midwest
Great Rate Savings
0.25%
$100
First Security Bank Byron, MN
First Security Bank Byron, MN
Security Savings
0.20%
$100
BankPlus
BankPlus
12-Month CD
0.20%
$1,000
Nevada B&T Co.
Nevada B&T Co.
12-Month CD
0.18%
$1,000
SSB Community Bank
SSB Community Bank
Money Market
0.15%
$10,000
Dieterich Bank
Dieterich Bank
Save Green Personal Savings
0.10%
$0
First Southern Bank
First Southern Bank
Star Savings
0.10%
$100
Alliance Bank IN
Alliance Bank IN
Traditional Savings
0.08%
$300
Kearny Bank
Kearny Bank
Advantage Money Market
0.05%
$0
The Seymour Bank
The Seymour Bank
Passbook Savings
0.05%
$100
Tompkins Community Bank
Tompkins Community Bank
Savings
0.02%
$0
BankGloucester
BankGloucester
Premier Plus Money Market
0.02%
$0
Brenham National Bank
Brenham National Bank
Success Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 1, 2024

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
5.625%
5.715%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Community State Bank of Rock Falls rate data right now, check back for updates, we are adding rates all the time.

Community State Bank of Rock Falls Information

Community State Bank of Rock Falls
1801 1st Ave
Rock Falls, IL 61071
Whiteside
Established Date: 04/24/1975
FDIC Certificate #: 21988
Date of FDIC Deposit Insurance: 04/24/1975
Bank Holding Company: COMMUNITY ILLINOIS CORP
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is Community State Bank of Rock Falls FDIC Insured? Yes
What is Community State Bank of Rock Falls's Cert number? 21988
What is the maximum amount for insured deposits? $250,000 per holder, per account

Community State Bank of Rock Falls Financials

Total Assets:
$329,382,000
Total Deposits:
$297,945,000
Equity Capital:
$27,473,000
Domestic Deposits:
$297,945,000
Net Income:
$568,000
Return on Assets:
0.8625%
Quarterly Return on Assets:
0.7000%
Pretax Return on Assets:
0.9300%
Pretax Quarterly Return on Assets:
0.9300%
Return on Equity:
11.1100%
Quarterly Return on Equity:
8.2300%
Common Equity Tier 1 Capital Ratio:
19.8712%
Tier 1 Risk-Based Capital Ratio:
19.8712%
Leverage Tier 1 (Core Capital) Ratio:
10.5678%
Total Risk-Based Capital Ratio (YTD):
21.1406%
Total Interest Income (YTD):
4.4361%
 
 
Headquarters:
Rock Falls
FDIC Field Office:
Princeton
Regulator:
FDIC
County:
Whiteside
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Bond rates and mortgage rates continue to drift lower this week, making this the second consecutive week average mortgage rates moved lower. Conforming 5/1 adjustable mortgage rates today are averaging 3.54 percent, a decline from last week's average 5 year adjustable rate of 3.69 percent.
Evantage Bank is offering their "Mega Money Market Account" with an  annual percentage yield (APY) of 3.10 percent. The 3.10% annual percentage yield (APY) is on balances of up to $35,000. Account balances over $35,000 earn a 1.65 percent APY. Evantage Bank is the Internet banking division of Southwest State Bank based in Sentinel, OK.
Washington Mutual Bank (WaMu) has raised the rate it pays on it's Online Savings Account to 4.0% APY from 3.75% APY. The rate change is effective immediately. The rate is very competitive with 1 year CD rates. You must also have a WaMu Free Checking account linked to the savings account to receive this rate. WaMu Savings Accounts without a relationship checking account receive a paltry rate of .25% APY. The checking and savings account can be opened online. No direct deposit is required for the checking account and checks can be ordered online. There is a minimum deposit of $1.00 for each account.

Bank or Credit Union Offers and Deals

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California First National Bank Money Market Account Rates now at 0.75%

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