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 Ohio Educational Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Ohio Educational Credit Union's 12-17 month I.R.A. Term CD rates are at 3.75%, I.R.A. Term CD 12-17 month rates are at 3.75%, 12-17 month Term CDs rates are at 3.75%, Term CDs 12-17 month rates are at 3.75%, 12-17 month I.R.A. Term CD rates are at 3.70%. Ohio Educational Credit Union's savings rates are at 0.01%. Ohio Educational Credit Union's money market rates are at 0.00%. Ohio Educational Credit Union's Personal Loan Rates are at 9.20%. MonitorBankRates evaluates the financial stability of Ohio Educational Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.95%. Rates were last updated on 03/28/2026. Ohio Educational Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ohio Educational Credit Union? Share your experience about Ohio Educational Credit Union by leaving a review below, or read customer reviews before you decide to use Ohio Educational Credit Union. Ohio Educational Credit Union
Administrative Office 4141 Rockside Rd Ste 400
https://ohecu.com Seven Hills, OH 44131 
Ohio Educational Credit Union CD Rates
Ohio Educational Credit Union Savings Rates
Ohio Educational Credit Union Money Market Rates
Ohio Educational Credit Union Checking Rates
Ohio Educational Credit Union Home Equity & HELOC
Ohio Educational Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ohio Educational Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ohio Educational Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ohio Educational Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ohio Educational Credit Union
Website
https://ohecu.com
Address
4141 Rockside Rd Ste 400,
Seven Hills, OH 44131
Phone
216-621-6296
Fax
216-621-7150
President
Tony Smith
CEO
Jerome Valco
Full-Time Employees
41
Part-Time Employees
0
Branch Locations
4
ATM Locations
4
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.95%
Return on Assets (ROA)
0.3343%
Return on Equity (ROE)
4.1242%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
153,866,208
Total Amount of Shares and Deposits
138,960,314
Total Shares and Deposits < 1 Year
136,348,657
Total Shares and Deposits 1 3 Years
2,314,534
Total Shares and Deposits > 3 Years
297,121
Total Interest Expense (Sum of items 6 8)
552,844
Share Certificates
849
Number of Accounts for Share Drafts
5,453
IRA KEOGH Accounts
358
Number of Accounts for Regular Shares
17,311
Money Market Shares
512
Net Income (unless the amount is already included in Undivided Earnings)
514,337
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,844,945
Total Liabilities
143,079,016
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ohio Educational Credit UnionIs Ohio Educational Credit Union a safe place to deposit money?Yes, Ohio Educational Credit Union is considered a safe financial institution. With a Texas Ratio of 0.95209969423085%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ohio Educational Credit Union operate?Ohio Educational Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ohio Educational Credit Union?Yes, to access services at Ohio Educational Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ohio Educational Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ohio Educational Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ohio Educational Credit Union offer online and mobile banking?Most modern institutions like Ohio Educational Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ohecu.com. Current Ohio Educational Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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