What are the current interest rates at Dexsta Federal Credit Union?

Current rates for Dexsta Federal Credit Union include: 12-Month CD: 3.82%, 18-Month CD: 4.07%, 24-Month CD: 3.56%, 60-Month CD: 3.35%, Savings: 3.35%, MMA: 0.90%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Dexsta Federal Credit Union

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Dexsta Federal Credit Union Rates & Review October 2026

Q: Is a member application needed to join Dexsta Federal Credit Union?

Yes, to access services at Dexsta Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dexsta Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Dexsta Federal Credit Union's top rates as of October 12, 2026 are 4.07% APY on its 18 Month Regular CDs CD, 3.35% APY on savings, 0.90% APY on money market accounts, and personal loans from 6.99% APR, according to rates verified by MonitorBankRates. Other Dexsta Federal Credit Union CD rates include 18 month Business CDs at 4.07%, 12 Month Regular CDs at 3.82%, and 12 month Business CDs at 3.82%. MonitorBankRates evaluates the financial stability of Dexsta Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.88%. Rates last updated and verified on 10/12/2026.

Dexsta Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dexsta Federal Credit Union? Share your experience about Dexsta Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Dexsta Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.88%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

Dexsta Federal Credit Union
300 Foulk Rd

300 Foulk Rd
Wilmington, DE 19803

https://www.dexsta.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Dexsta Federal Credit Union CD Rates

Product	Rate	APY	Term
18 Month Regular Certificates	4.00%	4.07%	18 months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 4.07% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
12 Month Regular Certificates	3.75%	3.82%	12 months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
24 Month Regular Certificates	3.50%	3.56%	24 months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.56% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
36 Month Regular Certificates	3.40%	3.45%	36 months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
48 Month Regular Certificates	3.30%	3.35%	48 months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
60 Month Regular Certificates	3.30%	3.35%	60 months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
6 Month Regular Certificates	1.00%	1.00%	6 months
Min Deposit $1,000 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 1.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Dexsta Federal Credit Union Business CD Rates

Product	Rate	APY	Term
18 month Business Share Certificates	4.00%	4.07%	18 months
Details Minimum balance $1,000.00; fixed rate Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.07% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
12 month Business Share Certificates	3.75%	3.82%	12 months
Details Minimum balance $1,000.00; fixed rate Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.82% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
24 month Business Share Certificates	3.50%	3.56%	24 months
Details Minimum balance $1,000.00; fixed rate Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.56% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
36 month Business Share Certificates	3.40%	3.45%	36 months
Details Minimum balance $1,000.00; fixed rate Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.45% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
48 month Business Share Certificates	3.30%	3.35%	48 months
Details Minimum balance $1,000.00; fixed rate Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
60 month Business Share Certificates	3.30%	3.35%	60 months
Details Minimum balance $1,000.00; fixed rate Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.35% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
6 month Business Share Certificates	1.00%	1.00%	6 months
Details Minimum balance $1,000.00; fixed rate Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 1.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Dexsta Federal Credit Union Savings Rates

Product	Rate	APY
High Yield Savings	3.30%	3.35%
Min Balance $100,000 Details Balance: $100,000.00-$249,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
High Yield Savings	3.30%	3.35%
Min Balance $250,000 Details Balance: $250,000.00 & over Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
High Yield Savings	0.75%	0.75%
Min Balance $50,000 Details Balance: $50,000.00-$99,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
High Yield Savings	0.50%	0.50%
Min Balance $10,000 Details Balance: $10,000.00-$49,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
All Share Savings Accounts including Club Accounts & Special Shares	0.10%	0.10%
Min Balance $40,000 Details Balance: $40,000 and over Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.10% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
All Share Savings Accounts including Club Accounts & Special Shares	0.07%	0.07%
Min Balance $5,000 Details Balance: $5,000-$39,999.99 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.07% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
All Share Savings Accounts including Club Accounts & Special Shares	0.05%	0.05%
Min Balance $0 Details Balance: $.01-$4,999,99 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.05% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Dexsta Federal Credit Union Business Savings Rates

Product	Rate	APY
Business High Yield Savings	3.30%	3.35%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Business High Yield Savings	3.30%	3.35%
Min Balance $250,000 Details Balance: $250,000.00 & over Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Business High Yield Savings	0.75%	0.75%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Business High Yield Savings	0.50%	0.50%
Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Business All Share Savings Accounts	0.10%	0.10%
Details Balance: $40,000.00 & over (includes Club Accounts and Special Shares) Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 0.07% → 0.10% ▲ 0.03 pts · high 0.10% / low 0.07% Oct 12, 20260.10%▲ from 0.07% Oct 8, 20260.07%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Business All Share Savings Accounts	0.07%	0.07%
Min Balance $5,000 Details Balance: $5,000.00 - $39,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.07% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Business All Share Savings Accounts	0.05%	0.05%
Min Balance $0 Details Balance: $0.01 - $4,999.99; Balance: $.01 - $4,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Dexsta Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	0.90%	0.90%
Min Balance $75,000 Details Balance: $75,000.00 and over Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.90% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Money Market	0.75%	0.75%
Min Balance $50,000 Details Balance: $50,000.00-$74,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Money Market	0.65%	0.65%
Min Balance $25,000 Details Balance: $25,000.00-$49,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Money Market	0.50%	0.50%
Min Balance $5,000 Details Balance: $5,000.00-$24,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Dexsta Federal Credit Union Business Money Market Rates

Product	Rate	APY
Business Money Market	0.90%	0.90%
Min Balance $75,000 Details Balance: $75,000.00 & over Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.90% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Business Money Market	0.75%	0.75%
Min Balance $50,000 Details Balance: $50,000.00 - $74,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.75% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Business Money Market	0.65%	0.65%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.65% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Business Money Market	0.50%	0.50%
Min Balance $5,000 Details Balance: $5,000.00 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Dexsta Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan - 1st Lien 80% Loan-to-Value	-	-	5.00%	Up to 60 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 80% Loan-to-Value	-	-	5.00%	Up to 60 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 1st Lien 80% Loan-to-Value	-	-	5.25%	61-96 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 80% Loan-to-Value	-	-	5.25%	61-96 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 80-90% Loan-to-Value	-	-	5.25%	Up to 60 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 1st Lien 80% Loan-to-Value	-	-	5.50%	97-120 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 80% Loan-to-Value	-	-	5.50%	97-120 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 80-90% Loan-to-Value	-	-	5.50%	61-96 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 1st Lien 80% Loan-to-Value	-	-	5.75%	121-180 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 1st Lien 80% Loan-to-Value	-	-	6.25%	181-240 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 80-90% Loan-to-Value	-	-	6.25%	97-120 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 90-100% Loan-to-Value	-	-	6.25%	Up to 60 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 80% Loan-to-Value	-	-	6.50%	121-180 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 90-100% Loan-to-Value	-	-	6.50%	61-96 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 80-90% Loan-to-Value	-	-	6.75%	121-180 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Line of Credit	-	-	7.00%
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 25, 2026 · 6.75% → 7.00% ▲ 0.25 pts · high 7.00% / low 6.75% Oct 2, 20267.00%▲ from 6.75% Sep 25, 20266.75%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 1st Lien 80% Loan-to-Value	-	-	7.00%	240-300 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 7.00% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 80% Loan-to-Value	-	-	7.25%	181-240 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 7.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 90-100% Loan-to-Value	-	-	7.75%	97-120 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 7.75% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity DIY Home Improvement Loan	-	-	7.99%	Up to 120 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 7.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Home Equity Loan - 2nd Lien 90-100% Loan-to-Value	-	-	8.25%	121-180 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.25% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Dexsta Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto Loan - Model Years 2024-2027	-	-	4.49%	Up to 48 months
No additional details. Last Updated 10/12/2026 Rate History No change since Sep 16, 2026 · 4.49% APR · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2024-2027	-	-	5.24%	49-66 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 4.49% → 5.24% ▲ 0.75 pts · high 5.24% / low 4.49% Oct 8, 20265.24%▲ from 4.49% Sep 16, 20264.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2021-2023	-	-	5.49%	Up to 48 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 5.74% → 5.49% ▼ 0.25 pts · high 5.74% / low 5.49% Oct 8, 20265.49%▼ from 5.74% Sep 16, 20265.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2024-2027	-	-	5.74%	67-75 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 4.99% → 5.74% ▲ 0.75 pts · high 5.74% / low 4.99% Oct 8, 20265.74%▲ from 4.99% Sep 16, 20264.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2021-2023	-	-	5.99%	49-66 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 5.74% → 5.99% ▲ 0.25 pts · high 5.99% / low 5.74% Oct 8, 20265.99%▲ from 5.74% Sep 16, 20265.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2024-2027	-	-	6.24%	76-84 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 5.49% → 6.24% ▲ 0.75 pts · high 6.24% / low 5.49% Oct 8, 20266.24%▲ from 5.49% Sep 16, 20265.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2018-2020	-	-	6.49%	Up to 48 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 7.74% → 6.49% ▼ 1.25 pts · high 7.74% / low 6.49% Oct 8, 20266.49%▼ from 7.74% Sep 16, 20267.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2021-2023	-	-	6.49%	67-75 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 5.99% → 6.49% ▲ 0.50 pts · high 6.49% / low 5.99% Oct 8, 20266.49%▲ from 5.99% Sep 16, 20265.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2018-2020	-	-	6.99%	49-66 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 7.74% → 6.99% ▼ 0.75 pts · high 7.74% / low 6.99% Oct 8, 20266.99%▼ from 7.74% Sep 16, 20267.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2021-2023	-	-	7.24%	76-84 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.74% → 7.24% ▲ 0.50 pts · high 7.24% / low 6.74% Oct 8, 20267.24%▲ from 6.74% Sep 16, 20266.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2024-2027	-	-	7.25%	85-96 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 6.49% → 7.25% ▲ 0.76 pts · high 7.25% / low 6.49% Oct 8, 20267.25%▲ from 6.49% Sep 16, 20266.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2018-2020	-	-	7.49%	67-75 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 7.99% → 7.49% ▼ 0.50 pts · high 7.99% / low 7.49% Oct 8, 20267.49%▼ from 7.99% Sep 16, 20267.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2018-2020	-	-	8.24%	76-84 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 8.74% → 8.24% ▼ 0.50 pts · high 8.74% / low 8.24% Oct 8, 20268.24%▼ from 8.74% Sep 16, 20268.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2016-2017	-	-	8.99%	Up to 66 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 10.49% → 8.99% ▼ 1.50 pts · high 10.49% / low 8.99% Oct 8, 20268.99%▼ from 10.49% Sep 16, 202610.49%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Auto Loan - Model Years 2016-2017	-	-	9.49%	67-75 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 10.74% → 9.49% ▼ 1.25 pts · high 10.74% / low 9.49% Oct 8, 20269.49%▼ from 10.74% Sep 16, 202610.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Dexsta Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Motorcycles Model Years 2021-2027 Loan	-	5.49%	Up to 48 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Motorcycles Model Years 2021-2027 Loan	-	5.99%	49-66 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 5.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Boats and RVs - Model Years 2016-2027 Loan	-	6.49%	Up to 48 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Motorcycles Model Years 2016-2020 Loan	-	6.49%	Up to 48 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 7.74% → 6.49% ▼ 1.25 pts · high 7.74% / low 6.49% Oct 8, 20266.49%▼ from 7.74% Sep 16, 20267.74%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Motorcycles Model Years 2021-2027 Loan	-	6.49%	67-75 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Boats and RVs - Model Years 2016-2027 Loan	-	6.74%	49-66 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Boats and RVs - Model Years 2016-2027 Loan	-	7.49%	67-75 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 7.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Boats and RVs - Model Years 2016-2027 Loan	-	8.24%	76-84 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Boats and RVs - Model Years 2016-2027 Loan	-	8.74%	85-120 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 8.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Motorcycles Model Years 2016-2020 Loan	-	8.99%	49-66 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 7.99% → 8.99% ▲ 1.00 pts · high 8.99% / low 7.99% Oct 8, 20268.99%▲ from 7.99% Sep 16, 20267.99%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Motorcycles Model Years 2016-2020 Loan	-	9.49%	67-75 months
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 8.24% → 9.49% ▲ 1.25 pts · high 9.49% / low 8.24% Oct 8, 20269.49%▲ from 8.24% Sep 16, 20268.24%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Boats and RVs - Model Years 2016-2027 Loan	-	9.74%	121-180 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 9.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Boats and RVs - Model Years 2016-2027 Loan	-	9.99%	181-240 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Dexsta Federal Credit Union Personal Loan Rates

Product	APR	Term
Personal Loans	6.99%	Up to 24 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 6.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Personal Loans	9.49%	25-36 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 9.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Personal Loans	9.99%	37-48 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Personal Loans	10.49%	49-60 months
No additional details. Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 10.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Personal Line of Credit	10.90%
No additional details. Last Updated 10/12/2026 Rate History 1 change since Sep 16, 2026 · 10.65% → 10.90% ▲ 0.25 pts · high 10.90% / low 10.65% Oct 8, 202610.90%▲ from 10.65% Sep 16, 202610.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Dexsta Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Business Share Draft Accounts	0.05%	-	0.05%
Min Balance $0 Details Balance: $0.01 - $10,000; Balance: $.01 - $10,000.00 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Business Share Draft Accounts	0.05%	-	0.05%
Min Balance $10,000 Details Balance: $10,000.01 & over Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
IRA/ESA	1.00%	-	1.00%	6 months
Min Deposit $100 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 1.00% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
IRA/ESA	3.75%	-	3.82%	12 months
Min Deposit $100 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.82% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
IRA/ESA	4.00%	-	4.07%	18 months
Min Deposit $100 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 4.07% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
IRA/ESA	3.50%	-	3.56%	24 months
Min Deposit $100 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.56% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
IRA/ESA	3.40%	-	3.45%	36 months
Min Deposit $100 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.45% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
IRA/ESA	3.30%	-	3.35%	48 months
Min Deposit $100 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
IRA/ESA	3.30%	-	3.35%	60 months
Min Deposit $100 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.35% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
No Term IRA Shares	0.10%	-	0.10%
Details All balances Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Share Draft Accounts	0.05%	-	0.05%
Min Balance $0 Details Balance: $.01-$10,000.00 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%
Share Draft Accounts	0.05%	-	0.05%
Min Balance $10,000 Details Balance: $10,000.01 & over Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.88%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Dexsta Federal Credit Union’s Texas Ratio fell from 7.48% in Q3 2023 to 6.88% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$432M	6.88%	5.0	A
March 31, 2026	$435M	7.01%	5.0	A
December 31, 2025	$430M	8.71%	5.0	A
September 30, 2025	$417M	8.39%	5.0	A
June 30, 2025	$421M	8.75%	5.0	A
March 31, 2025	$419M	8.00%	5.0	A
December 31, 2024	$415M	9.60%	5.0	A
September 30, 2024	$415M	8.70%	5.0	A
June 30, 2024	$434M	8.10%	5.0	A
March 31, 2024	$445M	7.31%	5.0	A
December 31, 2023	$455M	8.98%	5.0	A
September 30, 2023	$410M	7.48%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Dexsta Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Dexsta Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dexsta Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dexsta Federal Credit Union

Website https://www.dexsta.com

Address 300 Foulk Rd, Wilmington, DE 19803

Phone 302-571-0522

Fax 302-225-0619

President Joyce Kidd

CEO Jerry King

Full-Time Employees 64

Part-Time Employees 7

Branch Locations 6

ATM Locations 5

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.88%

Return on Assets (ROA)

0.2399%

Return on Equity (ROE)

2.6020%

Non-Performing Loans Ratio (NPL)

1.14%

Total Assets

432,342,960

Total Amount of Shares and Deposits

395,479,913

Total Shares and Deposits < 1 Year

359,550,396

Total Shares and Deposits 1 3 Years

33,752,650

Total Shares and Deposits > 3 Years

2,176,866

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

29,854,546

Total Uninsured Shares and Deposits > $250K (F+J)

29,854,546

Total Insured Shares and Deposits > $250K (item 17 less item K)

365,625,367

Total Interest Expense (Sum of items 6 8)

3,096,430

Share Certificates

1,957

Number of Accounts for Share Drafts

19,130

IRA KEOGH Accounts

640

Number of Accounts for Regular Shares

37,871

Money Market Shares

1,349

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

67,779,254

Total Liabilities

398,994,480

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Dexsta Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Dexsta Federal Credit Union yet. Feel free to create one below.

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Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Dexsta Federal Credit Union

Frequently Asked Questions About Dexsta Federal Credit Union

How many branches does Dexsta Federal Credit Union operate?

Dexsta Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dexsta Federal Credit Union?

Yes, to access services at Dexsta Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dexsta Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dexsta Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dexsta Federal Credit Union offer online and mobile banking?

Most modern institutions like Dexsta Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dexsta.com.

Current Dexsta Federal Credit Union Rates

12-Month CD3.82%
18-Month CD4.07%
24-Month CD3.56%
60-Month CD3.35%
Savings3.35%
MMA0.90%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Dexsta Federal Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Dexsta Federal Credit Union Texas Ratio

Dexsta Federal Credit Union Health Trend

Dexsta Federal Credit Union CD Rates

Dexsta Federal Credit Union Business CD Rates

Dexsta Federal Credit Union Savings Rates

Dexsta Federal Credit Union Business Savings Rates

Dexsta Federal Credit Union Money Market Rates

Dexsta Federal Credit Union Business Money Market Rates

Dexsta Federal Credit Union Home Equity & HELOC

Dexsta Federal Credit Union Auto Loan Rates

Dexsta Federal Credit Union RV, Boat and Powersport Loan Rates

Dexsta Federal Credit Union Personal Loan Rates

Dexsta Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Dexsta Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Dexsta Federal Credit Union

How many branches does Dexsta Federal Credit Union operate?

Is a member application needed to join Dexsta Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Dexsta Federal Credit Union offer online and mobile banking?

Current Dexsta Federal Credit Union Rates

Compare to Other Credit Unions