Park Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Park Bank's Certificate of Deposit 1 Year rates are at 4.01%, Certificate of Deposit 4 Year rates are at 2.00%, Certificate of Deposit rates are at 1.85%, Certificate of Deposit 3 Year rates are at 1.85%, Certificate of Deposit 2 Year rates are at 1.84%. Park Bank's savings rates are at 0.26%.
Rate Updates and AvailabilityPark Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Park Bank? Share your experience about Park Bank by leaving a review below, or read customer reviews before you decide to use Park Bank. Park Bank Texas RatioPark Bank's Texas Ratio is at 4.26%, which is considered excellent. The Texas Ratio for Park Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Park Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Park Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Park Bank CD Rates
Park Bank Savings Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Park Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Park Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Park Bank's official website for the most current offers and terms.
Bank Profile & OverviewPark Bank
1200 S Main StHolmen, WI 54636 La Crosse Established Date: 01/01/1909 FDIC Certificate #: 13054 Date of FDIC Deposit Insurance: 01/01/1934 Bank Holding Company: GOLDEN OAK BANCSHARES INC How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.parkbank.bank
Is Park Bank FDIC Insured? Yes
What is Park Bank's Cert number? 13054
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$68,717,000
Total Deposits:
$56,227,000
Equity Capital:
$10,490,000
Net Income:
$104,000
Return on Assets (ROA):
0.3979%
Return on Equity (ROE):
2.5500%
Headquarters:
Holmen
Regulator:
OCC
# of Offices:
3
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsThere are no reviews for Park Bank yet. Feel free to create one below.
Add Your Rating and Review for Park Bank
Frequently Asked Questions About Park BankHow do I open an account at Park Bank?You can typically open an account at Park Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Park Bank provides a range of mortgage and home equity products. Is Park Bank a safe place to deposit money?Yes, Park Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Park Bank offer online and mobile banking?Most modern institutions like Park Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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