Park Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 0.95%, 6-month CD rates at 3.99% and 3-month CD rates at 0.35%. Current savings rates are at 0.25% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 6.56%. Credit Card rates are at 16.49%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates. Park Bank's 48-Month CD rates are at 2.11%, 36-Month CD rates are at 1.98%, 12-Month CD rates are at 1.91%, 24-Month CD rates are at 1.81%, 18-Month CD rates are at 1.69%. Park Bank's savings rates are at 0.36%.

Park Bank

To see how these rates compare to Park Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Park Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Park Bank CD rates. You can also compare Park Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Park Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Park Bank? Share your experience about Park Bank by leaving a review below, or read customer reviews before you decide to use Park Bank.

Park Bank Texas Ratio

Park Bank's Texas Ratio is at 4.26%, which is considered excellent. The Texas Ratio for Park Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Park Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

1.91%

2.54%

18-Month CD

1.69%

2.27%

24-Month CD

1.81%

2.27%

36-Month CD

1.98%

2.20%

48-Month CD

2.11%

2.14%

60-Month CD

N/A

2.26%

Savings

0.36%

0.65%

MMA

N/A

1.01%

30-Year Fixed

N/A

6.71%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Park Bank

1200 S Main St
Holmen, WI 54636

https://www.parkbank.bank

MonitorBankRates' Rating

5/5

★★★★★

Review Park Bank

Park Bank CD Rates and Interest Rates

Park Bank

48-Month CD

2.11%

$2,500

Park Bank

36-Month CD

1.98%

$2,500

Park Bank

12-Month CD

1.91%

$2,500

Park Bank

24-Month CD

1.81%

$2,500

Park Bank

18-Month CD

1.69%

$2,500

Park Bank

Savings

0.36%

$100

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Park Bank Rates with Other Competitive Bank and Credit Union Rates

Old Exchange Bank of Okawville

12-Month CD

4.04%

$1,000

Community Bank of Wichita

48-Month CD

3.97%

$500

CFG Bank

36-Month CD

3.75%

$500

ESSA Bank & Trust

12-Month CD

3.75%

$1,000

Metz Banking Company

24-Month CD

3.56%

$1,000

Regent Bank (OK)

36-Month CD

3.50%

$1,000

PSB Indianola, IA

48-Month CD

3.35%

$1,000

GCSB Swayzee, IN

24-Month CD

3.34%

$1,000

Independent Bank Mckinney, TX

12-Month CD

3.30%

$1,000

First United Bank Dimmitt, TX

36-Month CD

3.20%

$1,000

First National Bank and Trust AL

18-Month CD

3.00%

$1,000

Ixonia Bank

Relationship Money Market

3.00%

$1,000,000

First National Bank VA

36-Month CD

2.78%

$500

Falcon National Bank

36-Month CD

2.75%

$500

Farmers State Bank Yale, IA

18-Month CD

2.57%

$500

Citizens Bank & Trust Company NE

36-Month CD

2.52%

$500

Exchange Bank of Alabama

36-Month CD

2.52%

$1,000

UCB Milford, IA

18-Month CD

2.42%

$1,000

Peoples Bank & Trust Co.

48-Month CD

2.32%

$1,000

Johnson State Bank

36-Month CD

2.31%

$1,000

Horicon Bank

36-Month CD

2.26%

$1,000

Bank of Canton

36-Month CD

2.25%

$1,000

Itasca Bank & Trust Co.

12-Month CD

2.10%

$1,000

FLC Bank

Money Market

2.00%

$200,000

Hiawatha National Bank

36-Month CD

1.81%

$500

New Tripoli Bank

12-Month CD

1.52%

$500

AHE Plant 3 Federal Credit Union

24-Month CD

1.25%

$500

Peoples Bank of Moniteau County

18-Month CD

1.05%

$500

Gainey Business Bank

Personal Savings

1.00%

Mutual Security Credit Union

12-Month CD

1.00%

$500

Service Federal Credit Union

Money Market

0.55%

$2,500

First Commercial Bank, N.A.

Money Market

0.50%

$2,500

First Federal S&L Bath

48-Month CD

0.50%

$2,500

Fidelity Federal S&L of Delaware

24-Month CD

0.45%

$500

Mascoma Bank

48-Month CD

0.45%

$500

5 Star Bank

36-Month CD

0.45%

$500

Ulster Savings Bank

36-Month CD

0.40%

$500

SNB St. Henry Bank

48-Month CD

0.35%

$1,000

Oxford Bank

36-Month CD

0.25%

$500

Clare Bank

18-Month CD

0.20%

$500

StonehamBank

Plus One Money market

0.20%

$10

OBannon Bank

Savings

0.15%

Logansport Savings Bank

Statement Savings

0.10%

$100

PSB of Rhineland

Money Market

0.10%

$2,500

AVB Bank

Opportunities Checking

0.05%

$1,500

FNB of South Carolina

Regular Savings

0.05%

$50

Jewett City Savings Bank

Money Market

0.05%

$100

GSB Guilford Savings Bank

E-Savings

0.02%

$50

United Bank of Philadelphia

Money Market

0.02%

$1,500

First Bank Creve Coeur, MO

Performance Money Market

0.01%

$100

Disclaimer

Mortgage Rates May 13, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

M&T Bank

5-Year ARM Jumbo

5.250%

4.753%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Catskill Hudson Bank

15-Year Fixed

5.250%

5.385%

0.750

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.375%

5.507%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

Pittsford Federal Credit Union

10-Year Fixed

5.375%

5.563%

0.000

First FSB of Champaign Urbana

10-Year Fixed

5.500%

5.569%

0.000

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

Hatboro Federal Savings

15-Year Fixed

5.250%

5.629%

2.000

Piedmont Advantage Credit Union

15-Year Fixed

5.375%

5.633%

0.000

Abound Federal Credit Union

15-Year Fixed Jumbo

5.625%

5.651%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

Nuvision Federal Credit Union

15-Year Fixed

5.375%

5.677%

1.125

Sikorsky Credit Union

15-Year Fixed

5.625%

5.681%

0.000

Chartway Credit Union

5/1 ARM

5.625%

5.693%

0.000

Navy Federal Credit Union

15-Year Fixed

5.500%

5.694%

0.250

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Park Bank Information

Park Bank

1200 S Main St
Holmen, WI 54636
La Crosse
Established Date: 01/01/1909
FDIC Certificate #: 13054
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: GOLDEN OAK BANCSHARES INC

How Many Domestic U.S. Offices? 3

How Many Branches are There? 3

Website: https://www.parkbank.bank

Is Park Bank FDIC Insured? Yes

What is Park Bank's Cert number? 13054

What is the maximum amount for insured deposits? $250,000 per holder, per account

Park Bank Financials

Total Assets:

$68,717,000

Total Deposits:

$56,227,000

Equity Capital:

$10,490,000

Domestic Deposits:

$56,227,000

Net Income:

$104,000

Return on Assets:

0.3979%

Quarterly Return on Assets:

0.6000%

Pretax Return on Assets:

0.6107%

Pretax Quarterly Return on Assets:

0.6100%

Return on Equity:

2.5500%

Quarterly Return on Equity:

3.9900%

Common Equity Tier 1 Capital Ratio:

30.9304%

Tier 1 Risk-Based Capital Ratio:

30.9304%

Leverage Tier 1 (Core Capital) Ratio:

16.7343%

Total Risk-Based Capital Ratio (YTD):

32.1961%

Total Interest Income (YTD):

4.4011%

Headquarters:

Holmen

FDIC Field Office:

Madison

Regulator:

OCC

County:

La Crosse

# of Offices:

Metropolitan Statistical Area (MSA):

La Crosse-Onalaska, WI-MN

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Central

FDIC Region:

Chicago

Source: FDIC Last Updated 03/31/2024

Park Bank Best CD Rates

Park Bank of Madison, Wisconsin, is offering two special certificates of deposit that earn some of the highest CD rates and CD yields currently available. The special CD rates are on the bank's 4 month certificate of deposit and 10 month certificate of deposit.Looking for the best CD rates? Use our CD rate table at CDRates.MonitorBankRates.com to find the best CD rates.The current 4 month bank CD rate is 1.40 percent with an annual percentage yield of 1.50 percent. That CD rate is one of the best CD rates available and beats most 12 month CD rates at banks and credit unions. Their rate is also well above the current national average 3 month CD rate of 0.42 percent. Read more...

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

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Today's Mortgage Rates Zap Mortgage Refinancing

Rising interest rates are causing a drop in mortgage refinancing, reversing an upward trend started earlier this year. An upward march of U.S. Treasury yields are causing today's mortgage rates to rise quickly, killing the recent mortgage refinance boom that was brought on my lower rates.