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Partners Bank of California

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Partners Bank of California Rates & Review August 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Partners Bank of California provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: August 29, 2026

Partners Bank of California rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.92%, 6-month CD rates at 2.77% and 3-month CD rates at 2.55%. Savings rates are at 0.84% and money market rates are at 1.17%. Mortgage rates on 30-year fixed loans are around 6.69%. These rates come from our rate database, not Partners Bank of California, and you can see how they compare in the Partners Bank of California rate tables below. MonitorBankRates evaluates the financial stability of Partners Bank of California with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.37%. Database rates last updated and verified on 08/29/2026.

Partners Bank of California money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Partners Bank of California? Share your experience about Partners Bank of California by leaving a review below, or read customer reviews before you decide to use Partners Bank of California.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.37%

Excellent Lower than avg

Partners Bank of California

27201 Puerta Real
Mission Viejo, CA 92691

https://www.partnersbankca.com

Current Rate Availability

We're not currently displaying rates for Partners Bank of California, but our database is updated constantly — check back soon for the latest offers.

Are you with Partners Bank of California? We'd love to add your institution's rates. Contact us to get your institution's rates listed on MonitorBankRates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Partners Bank of California is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Partners Bank of California rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Partners Bank of California's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Partners Bank of California

FDIC Certificate # 58588

Address 27201 Puerta Real, Mission Viejo, CA 92691 · Orange

Website https://www.partnersbankca.com

Established 11/16/2007

FDIC Insurance Date 11/16/2007

Domestic Offices 2

Total Branches 2

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.37%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9404%

Return on Equity (ROE) 9.2600%

Non-Performing Loans (NPL) 0.03%

Total Assets $712,572,000

Total Deposits $616,743,000

Equity Capital $64,288,000

Net Income $6,011,000

Headquarters Mission Viejo

Total Branches and Offices 2

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Partners Bank of California

How many branches does Partners Bank of California operate?

Partners Bank of California currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Partners Bank of California does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Partners Bank of California provides members with tools to manage their accounts and build a solid financial history.

Does Partners Bank of California offer online and mobile banking?

Most modern institutions like Partners Bank of California provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.partnersbankca.com.