State Bank Waterloo, IL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.01%, 6-month CD rates at 3.55% and 3-month CD rates at 2.00%. Current savings rates are at 0.10% and money market rates are at 4.00%. Mortgage rates today on 30-year fixed loans are around 8.21%. Credit Card rates are at 18.00%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates. State Bank Waterloo, IL's 6-Month CD rates are at 5.00%, 9-Month CD rates are at 4.85%, 18-Month CD rates are at 4.80%, 12-Month CD rates are at 4.80%, 24-Month CD rates are at 3.75%. State Bank Waterloo, IL's savings rates are at 0.15%. State Bank Waterloo, IL's money market rates are at 0.35%.

State Bank Waterloo, IL

To see how these rates compare to State Bank Waterloo, IL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank Waterloo, IL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank Waterloo, IL CD rates. You can also compare State Bank Waterloo, IL savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank Waterloo, IL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank Waterloo, IL? Share your experience about State Bank Waterloo, IL by leaving a review below, or read customer reviews before you decide to use State Bank Waterloo, IL.

State Bank Waterloo, IL Texas Ratio

State Bank Waterloo, IL's Texas Ratio is at 19.53%, which is considered excellent. The Texas Ratio for State Bank Waterloo, IL is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank Waterloo, IL is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.80%
18-Month CD
4.80%
24-Month CD
3.75%
36-Month CD
3.50%
48-Month CD
3.00%
60-Month CD
3.25%
Savings
0.15%
MMA
0.35%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
State Bank Waterloo, IL
855 N Illinois Route 3
Waterloo, IL 62298
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

State Bank Waterloo, IL CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Bank Waterloo, IL
State Bank Waterloo, IL
6-Month CD
5.00%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
9-Month CD
4.85%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
12-Month CD
4.80%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
18-Month CD
4.80%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
24-Month CD
3.75%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
36-Month CD
3.50%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
60-Month CD
3.25%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
48-Month CD
3.00%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
Cash Rewards Checking
1.75%
$50
State Bank Waterloo, IL
State Bank Waterloo, IL
Money Market Tier 6
0.35%
$250,000
State Bank Waterloo, IL
State Bank Waterloo, IL
Savings Account
0.15%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare State Bank Waterloo, IL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
MidCountry Bank
MidCountry Bank
24-Month variable rate new money
5.61%
$25,000
Presidential Bank
Presidential Bank
7-Month CD new money
5.25%
$1,000
Alliant Credit Union
Alliant Credit Union
12-Month CD certificate
5.15%
$1,000
Chicago Patrolmens Federal Credit Union
Chicago Patrolmens Federal Credit Union
3-Month CD certificate
5.13%
$500
Dollar Savings Direct
Dollar Savings Direct
Dollar Savings Account
5.00%
$0
Beal Bank
Beal Bank
18-Month CD
4.35%
$1,000
Federated Bank Onarga, IL
Federated Bank Onarga, IL
7-Month CD special
4.11%
$5,000
BankGloucester
BankGloucester
Elite Checking requirements needed
4.06%
$50
First State Bank of Beecher City
First State Bank of Beecher City
3-Month CD
4.00%
$500
The Seymour Bank
The Seymour Bank
12-Month CD
3.80%
$1,000
Vystar Credit Union
Vystar Credit Union
36-Month CD
3.60%
$500
First Bank of Central Ohio
First Bank of Central Ohio
Money Market
3.19%
$0
SouthStar Bank
SouthStar Bank
24-Month CD
3.14%
$1,000
Kennett Trust Bank
Kennett Trust Bank
60-Month CD
3.04%
$500
Bethpage Federal Credit Union
Bethpage Federal Credit Union
18-Month CD
3.00%
$50
United Republic Bank
United Republic Bank
Business Money Market
3.00%
$5,000,000
First Southern Bank
First Southern Bank
36-Month CD
2.53%
$1,000
Farm Bureau Bank FSB
Farm Bureau Bank FSB
Business Money Market
2.50%
$1,000,000
FNB of Dennison
48-Month CD
2.43%
$1,000
United Republic Bank
United Republic Bank
18-Month CD
2.25%
$1,000
First State Bank of Harvey
First State Bank of Harvey
3-Month CD
2.07%
$100
Arcola First Bank
Arcola First Bank
48-Month CD
2.06%
$2,500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
36-Month CD certificate
2.02%
$500
Black River Country Bank
Black River Country Bank
12-Month CD
2.00%
$1,000
Hyperion Bank
Hyperion Bank
48-Month CD
1.95%
$500
Logansport Savings Bank
Logansport Savings Bank
60-Month CD
1.86%
$1,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
36-Month CD
1.50%
$500
Lindell Bank & Trust Company
Lindell Bank & Trust Company
24-Month CD
1.50%
$1,000
Home Bank SB
Home Bank SB
12-Month CD
1.00%
$500
OWB One World Bank
OWB One World Bank
60-Month CD
0.80%
$1,000
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
18-Month CD
0.60%
$500
Empower Federal Credit Union
Empower Federal Credit Union
Membership Share Savings
0.55%
$0
Citizens National Bank of Albion
Citizens National Bank of Albion
Savings Account
0.50%
$50
North Easton SB
North Easton SB
18-Month CD
0.50%
$500
Freedom Bank, Inc.
Freedom Bank, Inc.
18-Month CD
0.45%
$500
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
18-Month CD
0.35%
$1,000
Cornerstone Bank Moorestown, NJ
Cornerstone Bank Moorestown, NJ
48-Month CD
0.30%
$500
Milford Bank
Milford Bank
48-Month CD
0.30%
$1,000
Unity Bank
Unity Bank
48-Month CD
0.30%
$1,000
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
60-Month CD
0.25%
$500
Lewis & Clark Bank
Lewis & Clark Bank
18-Month CD
0.25%
$500
The Bank of Steinauer
The Bank of Steinauer
Savings Account
0.25%
$50
Wakefield Co-operative Bank
Wakefield Co-operative Bank
24-Month CD
0.25%
$500
Guardian Savings Bank
Guardian Savings Bank
Money Market
0.15%
$2,500
Millville Savings Bank
Millville Savings Bank
12-Month CD
0.12%
$1,000
BankOrion
BankOrion
Checking Account Now
0.10%
$1,000
Cape Cod Five Cents Savings Bank
Cape Cod Five Cents Savings Bank
60-Month CD
0.08%
$10,000
First Federal S&L Bath
First Federal S&L Bath
Savings Account
0.05%
$10
U.S. Bank
U.S. Bank
12-Month CD
0.05%
$500
Accentra Credit Union
Accentra Credit Union
Share Savings
0.05%
$5
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Bank Waterloo, IL Information

State Bank Waterloo, IL
855 N Illinois Route 3
Waterloo, IL 62298
Monroe
Established Date: 01/04/1894
FDIC Certificate #: 12706
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: SBW BANCSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 5
Is State Bank Waterloo, IL FDIC Insured? Yes
What is State Bank Waterloo, IL's Cert number? 12706
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank Waterloo, IL Financials

Total Assets:
$335,626,000
Total Deposits:
$237,100,000
Equity Capital:
$16,901,000
Domestic Deposits:
$237,100,000
Net Income:
$11,000
Return on Assets:
0.3241%
Quarterly Return on Assets:
0.0100%
Pretax Return on Assets:
-0.0382%
Pretax Quarterly Return on Assets:
-0.0400%
Return on Equity:
5.4600%
Quarterly Return on Equity:
0.2600%
Common Equity Tier 1 Capital Ratio:
10.0377%
Tier 1 Risk-Based Capital Ratio:
10.0377%
Leverage Tier 1 (Core Capital) Ratio:
8.3573%
Total Risk-Based Capital Ratio (YTD):
11.0032%
Total Interest Income (YTD):
3.1077%
 
 
Headquarters:
Waterloo
FDIC Field Office:
Mount Vernon
Regulator:
FDIC
County:
Monroe
# of Offices:
5
Metropolitan Statistical Area (MSA):
St. Louis, MO-IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Continuing with interest rate trends, Bank of Internet has lowered the savings account rate it pays on its Advantage Savings Account from 2.47 percent to 2.23 percent with an annual percentage yield of 2.25 percent. The savings rate is still very competitive with other banks and still well above the average online savings account rate.
NewDominion Bank 3 Month $50K CD rates are now at 0.25 percent with a yield of 0.25 percent. View current 3 Month $50K CD rates at NewDominion Bank below.
Average savings rates and money market rates continue to fall ever so slightly this month. While average rates have moved lower, savvy savers can find deposit rates much higher than the averages. The best rate deals these days are from online banks which offer rates much higher than the averages and much higher than traditional brick and mortar banks.

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Prepaid Credit Cards and Debit Cards

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State Bank Waterloo, IL Reviews

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