WCF Financial Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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WCF Financial BankToday's 12-month CD rates can be found at 0.50%, 6-month CD rates at 0.20% and 3-month CD rates at 3.55%. Current savings rates are at 4.20% and money market rates are at 1.41%. Mortgage rates today on 30-year fixed loans are around 6.71%. Credit Card rates are at 9.90%. Personal Loan rates are at 11.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to WCF Financial Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from WCF Financial Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with WCF Financial Bank CD rates. You can also compare WCF Financial Bank savings rates, MMA rates and mortgage rates using our other rate lists.

WCF Financial Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WCF Financial Bank? Share your experience about WCF Financial Bank by leaving a review below, or read customer reviews before you decide to use WCF Financial Bank.

WCF Financial Bank Texas Ratio

WCF Financial Bank's Texas Ratio is at 1.28%, which is considered excellent. The Texas Ratio for WCF Financial Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, WCF Financial Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
WCF Financial Bank
401 Fair Meadow Dr
Webster City, IA 50595
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare WCF Financial Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Gesa Credit Union
Gesa Credit Union
SmartPlus Savings
5.00%
$0
Mid-America Bank
Mid-America Bank
12-Month CD (Jumbo)
4.30%
$100,000
Mid-America Bank
Mid-America Bank
36-Month CD
4.04%
$500
WVS West View SB
WVS West View SB
12-Month CD
4.00%
$500
The Harrison B&L Assoc.
The Harrison B&L Assoc.
6-Month CD
3.79%
$2,500
Beacon Community Bank
Beacon Community Bank
60-Month CD
3.75%
$250
CFG Bank
CFG Bank
60-Month CD
3.65%
$500
Coleman County State Bank
Coleman County State Bank
12-Month CD
3.61%
$1,000
Queenstown Bank
Queenstown Bank
18-Month CD
3.55%
$25,000
Bath State Bank
Bath State Bank
36-Month CD
3.50%
$500
River Bank
River Bank
36-Month CD
3.29%
$1,000
First State Bank (MI)
First State Bank (MI)
Purpose Money Market
3.00%
$1,000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
24-Month CD
2.90%
$1,000
Corebank
Corebank
24-Month CD
2.78%
$1,000
Luminate Bank
Luminate Bank
Money Market
2.78%
$1,000,000
Tri-County Trust Company
Tri-County Trust Company
48-Month CD
2.53%
$1,000
First National Bank of Michigan
First National Bank of Michigan
12-Month CD
2.53%
$0
First National Bank of Ava
First National Bank of Ava
60-Month CD
2.52%
$500
First Enterprise Bank
First Enterprise Bank
60-Month CD
2.50%
$1,000
Rosedale FSL
Rosedale FSL
24-Month CD
2.50%
$500
TSB Bank
TSB Bank
60-Month CD
2.50%
$500
Port Washington State Bank
Port Washington State Bank
24-Month CD
2.25%
$10,000
New Market Bank
New Market Bank
60-Month CD
2.05%
$500
LNB Community Bank
LNB Community Bank
18-Month CD
2.01%
$500
Providence Bank
Providence Bank
6-Month CD
2.00%
$1,000
Lee Bank
Lee Bank
6-Month CD
2.00%
$500
Oakwood Bank Pigeon Falls, WI
Oakwood Bank Pigeon Falls, WI
18-Month CD
1.86%
$100
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
24-Month CD
1.55%
$500
The Citizens Bank Company
The Citizens Bank Company
36-Month CD
1.37%
$1,000
Southwest National Bank
Southwest National Bank
18-Month CD
1.25%
$500
Fulton Bank
Fulton Bank
72-Month CD
1.01%
$1,000
Jewett City Savings Bank
Jewett City Savings Bank
18-Month CD
1.00%
$1,000
Ballston Spa National Bank
Ballston Spa National Bank
60-Month CD
0.60%
$500
Lincoln Bank of Hodgenville
Lincoln Bank of Hodgenville
18-Month CD
0.50%
$500
Mascoma Bank
Mascoma Bank
36-Month CD
0.40%
$500
FNB of Elmer
FNB of Elmer
24-Month CD
0.30%
$500
First Horizon
First Horizon
Traditional Savings
0.30%
$0
Hoyne Savings Bank
Hoyne Savings Bank
18-Month CD
0.25%
$500
Blue Foundry Bank
Blue Foundry Bank
6-Month CD
0.20%
$1,000
Clinton Bank
Clinton Bank
Savings
0.16%
$50
Carson Bank
Carson Bank
Savings
0.10%
$100
Napoleon State Bank
Napoleon State Bank
Savings
0.10%
$25
Union Federal S&L
Savings
0.10%
$100
Premier Bank
Premier Bank
18-Month CD
0.10%
$500
Academic Employees Credit Union
Academic Employees Credit Union
3-Month CD
0.10%
$1,000
Bank Plus
Bank Plus
Savings
0.05%
$25
Greenville Federal
Greenville Federal
Performance Interest Checking
0.05%
$1,500
First Citizens Bank
First Citizens Bank
36-Month CD
0.05%
$500
New Market Bank
New Market Bank
Prestige Plus Checking
0.03%
$0
Bank of Magnolia
Bank of Magnolia
Passbook Savings
0.03%
$25
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 21, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have WCF Financial Bank rate data right now, check back for updates, we are adding rates all the time.

WCF Financial Bank Information

WCF Financial Bank
401 Fair Meadow Dr
Webster City, IA 50595
Hamilton
Established Date: 06/01/1934
FDIC Certificate #: 28989
Date of FDIC Deposit Insurance: 04/11/1935
Bank Holding Company: WCF BCORP INC
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is WCF Financial Bank FDIC Insured? Yes
What is WCF Financial Bank's Cert number? 28989
What is the maximum amount for insured deposits? $250,000 per holder, per account

WCF Financial Bank Financials

Total Assets:
$204,904,000
Total Deposits:
$154,961,000
Equity Capital:
$20,194,000
Domestic Deposits:
$154,961,000
Net Income:
$22,000
Return on Assets:
0.2985%
Quarterly Return on Assets:
0.0400%
Pretax Return on Assets:
0.0220%
Pretax Quarterly Return on Assets:
0.0200%
Return on Equity:
2.5600%
Quarterly Return on Equity:
0.4300%
Common Equity Tier 1 Capital Ratio:
15.4328%
Tier 1 Risk-Based Capital Ratio:
15.4328%
Leverage Tier 1 (Core Capital) Ratio:
12.2822%
Total Risk-Based Capital Ratio (YTD):
16.1826%
Total Interest Income (YTD):
4.8965%
 
 
Headquarters:
Webster City
FDIC Field Office:
Des Moines
Regulator:
FDIC
County:
Hamilton
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

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