One Florida Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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One Florida BankToday's 12-month CD rates can be found at 0.20%, 6-month CD rates at 0.05% and 3-month CD rates at 2.78%. Current savings rates are at 0.05% and money market rates are at 1.00%. Mortgage rates today on 30-year fixed loans are around 7.44%. Credit Card rates are at 16.74%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to One Florida Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from One Florida Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with One Florida Bank CD rates. You can also compare One Florida Bank savings rates, MMA rates and mortgage rates using our other rate lists.

One Florida Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at One Florida Bank? Share your experience about One Florida Bank by leaving a review below, or read customer reviews before you decide to use One Florida Bank.

One Florida Bank Texas Ratio

One Florida Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for One Florida Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, One Florida Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
One Florida Bank
1601 S Orange Ave
Orlando, FL 32806
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare One Florida Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
BankChampaign
BankChampaign
18-Month CD
4.35%
$500
First National Bank of Eastern Arkansas
First National Bank of Eastern Arkansas
6-Month CD
4.25%
$1,000
Goldwater Bank
Goldwater Bank
High Yield Savings
4.00%
$100
The Valley State Bank
The Valley State Bank
6-Month CD
4.00%
$500
State Bank of Bottineau
State Bank of Bottineau
60-Month CD
3.79%
$100
Heartland State Bank Edgeley, ND
Heartland State Bank Edgeley, ND
12-Month CD
3.65%
$500
Ally Bank
Ally Bank
60-Month CD
3.50%
$0
Self-Help Credit Union
Self-Help Credit Union
60-Month CD
3.35%
$500
Central State Bank State Center, IA
Central State Bank State Center, IA
48-Month CD
3.33%
$1,500
Thayer County Bank
Thayer County Bank
48-Month CD
3.25%
$2,500
Achieve Financial Credit Union
Achieve Financial Credit Union
12-Month CD
3.05%
$1,000
Kennett Trust Bank
Kennett Trust Bank
36-Month CD
3.04%
$500
Superior National Bank
Superior National Bank
60-Month CD
3.00%
$500
The Grant County Bank
The Grant County Bank
36-Month CD
2.95%
$500
The Bank of Glen Burnie
The Bank of Glen Burnie
18-Month CD
2.53%
$500
705 Federal Credit Union
705 Federal Credit Union
36-Month CD
2.52%
$2,500
705 Federal Credit Union
705 Federal Credit Union
48-Month CD
2.52%
$2,500
Union Federal S&L
12-Month CD
2.50%
$200
Crest Savings Bank
Crest Savings Bank
60-Month CD
2.50%
$500
First National Bank Ames, Iowa
First National Bank Ames, Iowa
6-Month CD
2.12%
$1,000
First National Bank in Olney
First National Bank in Olney
Personal Plus Checking
2.02%
$100
JTNB
JTNB
36-Month CD
2.00%
$1,000
1st Gateway Credit Union
1st Gateway Credit Union
18-Month CD
1.90%
$1,000
Bank of Stronghurst
Bank of Stronghurst
60-Month CD
1.66%
$500
La Salle State Bank
La Salle State Bank
24-Month CD
1.51%
$1,000
Ultima Bank Minnesota
Ultima Bank Minnesota
6-Month CD
1.50%
$1,000
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
48-Month CD
1.40%
$500
Gunnison S&L
Gunnison S&L
Statement Savings
1.36%
$1
FNB of Groton
FNB of Groton
48-Month CD
1.36%
$1,000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
24-Month CD
1.05%
$500
State Bank of Newburg
State Bank of Newburg
Savings
1.00%
$100
The Golden 1 Credit Union
The Golden 1 Credit Union
Money Market
1.00%
$10,000
Winter Hill Bank
Winter Hill Bank
60-Month CD
0.75%
$500
Hilltop National Bank
Hilltop National Bank
3-Month CD
0.75%
$1,000
FNB of Scotia
FNB of Scotia
60-Month CD
0.73%
$500
Mayville State Bank
Mayville State Bank
60-Month CD
0.70%
$1,000
ABCO Federal Credit Union
ABCO Federal Credit Union
Money Market
0.65%
$1,000
DB&T
DB&T
60-Month CD
0.60%
$1,000
Lisle Savings Bank
Lisle Savings Bank
12-Month CD
0.55%
$2,000
CNB Clinton National Bank
CNB Clinton National Bank
12-Month CD
0.45%
$500
Hamler State Bank
Hamler State Bank
12-Month CD
0.40%
$500
First Jackson Bank
First Jackson Bank
Money Market
0.35%
$1,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
12-Month CD
0.35%
$500
Parke Bank
Parke Bank
Personal Money Market
0.25%
$1,000
Bellevue State Bank
Bellevue State Bank
Money Market
0.10%
$2,500
FNB of Waterloo
FNB of Waterloo
First Savings
0.10%
$50
Associated Bank
Associated Bank
48-Month CD
0.05%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Primary Share Savings
0.05%
$1
The Citizens Bank of Georgia
The Citizens Bank of Georgia
12-Month CD
0.00%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 16, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have One Florida Bank rate data right now, check back for updates, we are adding rates all the time.

One Florida Bank Information

One Florida Bank
1601 S Orange Ave
Orlando, FL 32806
Orange
Established Date: 10/29/2008
FDIC Certificate #: 58811
Date of FDIC Deposit Insurance: 10/29/2008
Bank Holding Company: OFB BANCSHARES INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is One Florida Bank FDIC Insured? Yes
What is One Florida Bank's Cert number? 58811
What is the maximum amount for insured deposits? $250,000 per holder, per account

One Florida Bank Financials

Total Assets:
$1,698,887,000
Total Deposits:
$1,532,825,000
Equity Capital:
$141,751,000
Domestic Deposits:
$1,532,825,000
Net Income:
$2,915,000
Return on Assets:
0.8654%
Quarterly Return on Assets:
0.7100%
Pretax Return on Assets:
0.9682%
Pretax Quarterly Return on Assets:
0.9700%
Return on Equity:
10.7000%
Quarterly Return on Equity:
8.3100%
Common Equity Tier 1 Capital Ratio:
10.0593%
Tier 1 Risk-Based Capital Ratio:
10.0593%
Leverage Tier 1 (Core Capital) Ratio:
8.8676%
Total Risk-Based Capital Ratio (YTD):
10.7578%
Total Interest Income (YTD):
5.1232%
 
 
Headquarters:
Orlando
FDIC Field Office:
Tampa
Regulator:
FDIC
County:
Orange
# of Offices:
6
Metropolitan Statistical Area (MSA):
Orlando-Kissimmee-Sanford, FL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

30 year mortgage rates are at historic lows. One can find rates from most banks under 5 percent. Last week's Primary Mortgage Market Survey released by Freddie Mac has 30 year rates at 4.78 percent, down from 4.85 percent from the week prior. The survey is based on first-lien prime conventional conforming mortgages with a loan-to-value of 80 percent.
Mortgage rates were mixed in the most recent Primary Mortgage Market Survey released yesterday by Freddie Mac. Fixed 30 year home mortgage rates were higher for the week ending September 16, 2010. Fixed 15 year fixed mortgage rates, 5 year adjustable mortgage rates and 1 year adjustable home mortgage rates were all lower for the week ending September 16, 2010. 
If you receive your monthly Social Security check in the mail, you have only until the end of February to sign up for electronic deposit. If you don't sign up for electronic deposit you will receive your March Social Security benefit via the Social Security Administration's Direct Express® card program to avoid an interruption in payment.

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