First Northern Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 3.87% and 3-month CD rates at 1.00%. Current savings rates are at 0.01% and money market rates are at 1.87%. Mortgage rates today on 30-year fixed loans are around 6.62%. Credit Card rates are at 13.20%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates. First Northern Bank and Trust Company's 60-Month CD rates are at 1.30%, 48-Month CD rates are at 1.20%, 36-Month CD rates are at 1.10%, 30-Month CD rates are at 1.05%, 24-Month CD rates are at 1.00%. First Northern Bank and Trust Company's savings rates are at 0.25%. First Northern Bank and Trust Company's money market rates are at 0.05%. First Northern Bank and Trust Company's 30-Year Fixed rates are at 6.62%, 15-Year Fixed rates are at 6.12%.

First Northern Bank and Trust Company

To see how these rates compare to First Northern Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Northern Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Northern Bank and Trust Company CD rates. You can also compare First Northern Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

First Northern Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Northern Bank and Trust Company? Share your experience about First Northern Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use First Northern Bank and Trust Company.

First Northern Bank and Trust Company Texas Ratio

First Northern Bank and Trust Company's Texas Ratio is at 5.59%, which is considered excellent. The Texas Ratio for First Northern Bank and Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Northern Bank and Trust Company is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.90%
18-Month CD
0.95%
24-Month CD
1.00%
36-Month CD
1.10%
48-Month CD
1.20%
60-Month CD
1.30%
Savings
0.25%
MMA
0.05%
30-Year Fixed
6.78%
Credit Card
N/A
Personal Loan
N/A
First Northern Bank and Trust Company
4th Street And Lafayette Avenue
Palmerton, PA 18071
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

First Northern Bank and Trust Company CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Northern Bank and Trust Company
First Northern Bank and Trust Company
60-Month CD
1.30%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
48-Month CD
1.20%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
36-Month CD
1.10%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Month CD
1.05%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
24-Month CD
1.00%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
18-Month CD IRA
0.95%
$250
First Northern Bank and Trust Company
First Northern Bank and Trust Company
12-Month CD
0.90%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Royal Savings
0.25%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
NOW Checking
0.05%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Consumer Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First Northern Bank and Trust Company Mortgage Rates

Lender
Product
Rate
APR
Points
First Northern Bank and Trust Company
First Northern Bank and Trust Company
15-Year Fixed
6.125%
6.360%
0.000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Year Fixed
6.625%
6.775%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare First Northern Bank and Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ultima Bank Minnesota
Ultima Bank Minnesota
Smart Savings
5.10%
$0
Seattle Bank
Seattle Bank
12-Month CD
4.35%
$1,000
Gunnison S&L
Gunnison S&L
48-Month CD
4.09%
$500
Genesis Bank
Genesis Bank
48-Month CD
4.00%
$1,000
VirtualBank
VirtualBank
12-Month CD
3.87%
$0
Heritage Bank of St Tammany
Heritage Bank of St Tammany
18-Month CD
3.82%
$500
St. Ansgar State Bank
St. Ansgar State Bank
60-Month CD
3.79%
$5,000
Haverhill Bank
Haverhill Bank
12-Month CD
3.75%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
36-Month CD
3.65%
$1,000
ESSA Bank & Trust
ESSA Bank & Trust
60-Month CD
3.60%
$1,000
First Missouri State Bank of Cape County
First Missouri State Bank of Cape County
18-Month CD
3.50%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
18-Month CD
3.50%
$500
Cendera Bank
Cendera Bank
48-Month CD
3.40%
$1,000
Lyons Federal Bank
Lyons Federal Bank
36-Month CD
3.09%
$500
Karnes County National Bank
Karnes County National Bank
12-Month CD (Jumbo)
3.04%
$100,000
Primebank
Primebank
48-Month CD (Step Up)
3.00%
$1,000
Roxboro Savings Bank
60-Month CD
3.00%
$500
The Peoples Community Bank
The Peoples Community Bank
36-Month CD (College Saver)
3.00%
$250
Mid-Missouri Bank
Mid-Missouri Bank
Kasasa Checking
3.00%
$25
West Shore Bank
West Shore Bank
60-Month CD
2.78%
$500
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
24-Month CD
2.68%
$500
1st Security Bank of Washington
1st Security Bank of Washington
60-Month CD (relationship)
2.65%
$500
Institution for Savings
Institution for Savings
36-Month CD
2.50%
$500
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
60-Month CD
2.27%
$500
Live Oak Bank
Live Oak Bank
24-Month CD
2.00%
$2,500
WaFd Bank
WaFd Bank
High Yield Money Market
2.00%
$500,000
M.Y. Safra Bank
M.Y. Safra Bank
Platinum Money Market
2.00%
$5,000
Perryton National Bank
Perryton National Bank
3-Month CD
1.51%
$2,500
Greenstate Credit Union
Greenstate Credit Union
Rewards Checking
1.50%
$50
American Bank of Beaver Dam
American Bank of Beaver Dam
12-Month CD
1.45%
$1,000
First Mutual Bank, FSB
First Mutual Bank, FSB
48-Month CD
1.45%
$500
Pathfinder Bank
Pathfinder Bank
48-Month CD
1.10%
$1,000
Shoreham Bank
Shoreham Bank
Loyalty Checking
1.00%
$0
RBT Rollstone B&T
RBT Rollstone B&T
18-Month CD
0.85%
$500
Cape Ann Savings Bank
Cape Ann Savings Bank
24-Month CD
0.75%
$500
Westfield Bank, FSB
Westfield Bank, FSB
24-Month CD
0.75%
$2,500
CNB Clinton National Bank
CNB Clinton National Bank
48-Month CD
0.70%
$500
1st Bank Yuma
1st Bank Yuma
36-Month CD
0.55%
$1,000
First FSB of Mascoutah
First FSB of Mascoutah
Money Market
0.50%
$1,000
Stoughton Co-operative Bank
Stoughton Co-operative Bank
24-Month CD
0.40%
$500
Hamler State Bank
Hamler State Bank
12-Month CD
0.40%
$500
Citizens Savings Bank Spillville, IA
Citizens Savings Bank Spillville, IA
Savings
0.25%
$500
State Bank Freeport, IL
State Bank Freeport, IL
18-Month CD
0.25%
$1,000
Homewood Federal SB
Homewood Federal SB
12-Month CD
0.15%
$500
Milton Savings Bank
Milton Savings Bank
Passbook Savings
0.15%
$100
North Valley Bank Thornton, CO
North Valley Bank Thornton, CO
Money Market
0.10%
$0
Bank of Old Monroe
Bank of Old Monroe
Money Market
0.10%
$1,500
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
3-Month CD
0.08%
$500
Savings Bank of Danbury
Savings Bank of Danbury
Money Market
0.03%
$50
Home SB of Wapakoneta
Home SB of Wapakoneta
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

First Northern Bank and Trust Company Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Northern Bank and Trust Company Information

First Northern Bank and Trust Company
4th Street And Lafayette Avenue
Palmerton, PA 18071
Carbon
Established Date: 10/24/1907
FDIC Certificate #: 7675
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PALM BCORP
How Many Domestic U.S. Offices? 11
How Many Branches are There? 11
Is First Northern Bank and Trust Company FDIC Insured? Yes
What is First Northern Bank and Trust Company's Cert number? 7675
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Northern Bank and Trust Company Financials

Total Assets:
$890,703,000
Total Deposits:
$767,778,000
Equity Capital:
$112,873,000
Domestic Deposits:
$767,778,000
Net Income:
$2,605,000
Return on Assets:
1.1267%
Quarterly Return on Assets:
1.1500%
Pretax Return on Assets:
1.4358%
Pretax Quarterly Return on Assets:
1.4400%
Return on Equity:
10.3500%
Quarterly Return on Equity:
9.2300%
Leverage Tier 1 (Core Capital) Ratio:
12.8637%
Total Interest Income (YTD):
4.5713%
 
 
Headquarters:
Palmerton
FDIC Field Office:
Philadelphia
Regulator:
FED
County:
Carbon
# of Offices:
11
Metropolitan Statistical Area (MSA):
Allentown-Bethlehem-Easton, PA-NJ
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates were mixed in the most recent Primary Mortgage Market Survey released this morning by Freddie Mac. 30 year conforming fixed home mortgage rates tied a record low made last week and 15 year conforming fixed home mortgage rates made a new record low for the week ending September 30, 2010. 15 year mortgage interest rates are still at a record low set last week. Adjustable mortgage rates were mixed for the week ending September 30, 2010. 5 year adjustable home mortgage rates declined slightly and 1 year home adjustable home mortgage rates increased.  
News out this week doesn't bode well for CD rates and other bank deposit rates.  At an economic conference in Jackson Hole, Wyoming, Federal Reserve Chairman, Ben Bernanke, said Friday that the FOMC intends to act to help the economy recovery stay on tract. Stopping short of  saying more Fed easing to lower interest rates is imminent Ben still used language to suggest the Fed will act sooner than later if growth doesn't pick up.
mortgage-refinance-rates-decline-30-year-refinance-rates-at-502Today's mortgage refinance rates are lower, reversing the uptrend of the past couple of weeks. 30 year refinance rates are back down to 5.02 this week, down from last week's average mortgage refinance rate of  5.16 percent. We might see 30 year refinance mortgage rates back under 5.00 percent some time this week.

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