First Northern Bank and Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 2.53%, 6-month CD rates at 0.60% and 3-month CD rates at 2.27%. Current savings rates are at 0.05% and money market rates are at 2.00%. Mortgage rates today on 30-year fixed loans are around 7.03%. Credit Card rates are at 13.90%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. First Northern Bank and Trust Company's 60-Month CD rates are at 1.30%, 48-Month CD rates are at 1.20%, 36-Month CD rates are at 1.10%, 30-Month CD rates are at 1.05%, 24-Month CD rates are at 1.00%. First Northern Bank and Trust Company's savings rates are at 0.25%. First Northern Bank and Trust Company's money market rates are at 0.05%. First Northern Bank and Trust Company's 30-Year Fixed rates are at 6.88%, 15-Year Fixed rates are at 6.25%.

First Northern Bank and Trust Company

To see how these rates compare to First Northern Bank and Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Northern Bank and Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Northern Bank and Trust Company CD rates. You can also compare First Northern Bank and Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

First Northern Bank and Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Northern Bank and Trust Company? Share your experience about First Northern Bank and Trust Company by leaving a review below, or read customer reviews before you decide to use First Northern Bank and Trust Company.

First Northern Bank and Trust Company Texas Ratio

First Northern Bank and Trust Company's Texas Ratio is at 5.59%, which is considered excellent. The Texas Ratio for First Northern Bank and Trust Company is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Northern Bank and Trust Company is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

0.90%

2.56%

18-Month CD

0.95%

2.27%

24-Month CD

1.00%

2.27%

36-Month CD

1.10%

2.18%

48-Month CD

1.20%

2.12%

60-Month CD

1.30%

2.24%

Savings

0.25%

0.66%

MMA

0.05%

1.05%

30-Year Fixed

7.03%

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

First Northern Bank and Trust Company

4th Street And Lafayette Avenue
Palmerton, PA 18071

https://www.1stnorthern.bank

MonitorBankRates' Rating

4/5

★★★★☆

Review First Northern Bank and Trust Company

First Northern Bank and Trust Company Information

First Northern Bank and Trust Company

4th Street And Lafayette Avenue
Palmerton, PA 18071
Carbon
Established Date: 10/24/1907
FDIC Certificate #: 7675
Date of FDIC Deposit Insurance: 01/01/1934

Bank Holding Company: PALM BCORP

How Many Domestic U.S. Offices? 11

How Many Branches are There? 11

Website: https://www.1stnorthern.bank

Is First Northern Bank and Trust Company FDIC Insured? Yes

What is First Northern Bank and Trust Company's Cert number? 7675

What is the maximum amount for insured deposits? $250,000 per holder, per account

First Northern Bank and Trust Company Financials

Total Assets:

$890,703,000

Total Deposits:

$767,778,000

Equity Capital:

$112,873,000

Domestic Deposits:

$767,778,000

Net Income:

$2,605,000

Return on Assets:

1.1267%

Quarterly Return on Assets:

1.1500%

Pretax Return on Assets:

1.4358%

Pretax Quarterly Return on Assets:

1.4400%

Return on Equity:

10.3500%

Quarterly Return on Equity:

9.2300%

Leverage Tier 1 (Core Capital) Ratio:

12.8637%

Total Interest Income (YTD):

4.5713%

Headquarters:

Palmerton

FDIC Field Office:

Philadelphia

Regulator:

FED

County:

Carbon

# of Offices:

Metropolitan Statistical Area (MSA):

Allentown-Bethlehem-Easton, PA-NJ

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Northeast

FDIC Region:

New York

Source: FDIC Last Updated 03/31/2024

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