|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Ouachita Valley Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
Ouachita Valley Federal Credit Union's Personal Loan Rates are at 5.24%. MonitorBankRates evaluates the financial stability of Ouachita Valley Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.59%. Rates were last updated on 04/17/2026. Ouachita Valley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ouachita Valley Federal Credit Union? Share your experience about Ouachita Valley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Ouachita Valley Federal Credit Union. Ouachita Valley Federal Credit Union
Ouachita Valley FCU 1420 Natchitoches St
https://ouachitavalleyfcu.org West Monroe, LA 71292 
Ouachita Valley Federal Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Ouachita Valley Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Ouachita Valley Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Ouachita Valley Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Ouachita Valley Federal Credit Union
Website
https://ouachitavalleyfcu.org
Address
1420 Natchitoches St,
West Monroe, LA 71292
Phone
318-387-4592
Fax
318-387-6263
President
Kathren(Katie) Pilcher
CEO
Gary Funderburk
Full-Time Employees
119
Part-Time Employees
5
Branch Locations
6
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.59%
Return on Assets (ROA)
1.1445%
Return on Equity (ROE)
8.7292%
Non-Performing Loans Ratio (NPL)
0.93%
Total Assets
432,092,988
Total Amount of Shares and Deposits
387,482,093
Total Shares and Deposits < 1 Year
356,269,235
Total Shares and Deposits 1 3 Years
30,849,112
Total Shares and Deposits > 3 Years
363,747
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
29,093,929
Total Uninsured Shares and Deposits > $250K (F+J)
29,244,280
Total Insured Shares and Deposits > $250K (item 17 less item K)
358,237,813
Total Interest Expense (Sum of items 6 8)
5,897,793
Share Certificates
3,490
Number of Accounts for Share Drafts
22,856
IRA KEOGH Accounts
1,033
Number of Accounts for Regular Shares
38,769
All other shares
502
Non Member Deposits
3
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
52,195,159
Total Liabilities
378,259,469
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Ouachita Valley Federal Credit UnionIs Ouachita Valley Federal Credit Union a safe place to deposit money?Yes, Ouachita Valley Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.5914356760787%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Ouachita Valley Federal Credit Union operate?Ouachita Valley Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Ouachita Valley Federal Credit Union?Yes, to access services at Ouachita Valley Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Ouachita Valley Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Ouachita Valley Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Ouachita Valley Federal Credit Union offer online and mobile banking?Most modern institutions like Ouachita Valley Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ouachitavalleyfcu.org. Compare to Other Credit Unions
Leaders Credit Union
Arsenal Credit Union
Meriden Postal Employees Federal Credit Union
TopMark Federal Credit Union
The New Haven Police and Municipal Federal Credit Union
Acadia Federal Credit Union
Teamsters Council #37 Federal Credit Union
Pine Bluff Cotton Belt Federal Credit Union
La Joya Area Federal Credit Union
Consumers Professional Credit Union
Holy Family Memorial Credit Union
Saint Nicholas Federal Credit Union
Holy Family Parma Federal Credit Union
Eddy Federal Credit Union
NEWARK POLICE
Tandem Federal Credit Union
IQ Credit Union
Greensboro Municipal Federal Credit Union
WATERBURY POSTAL EMPLOYEES
Omaha Firefighters Credit Union
CenturyFirst Federal Credit Union
|
||||||||||||||||||
