What are the current interest rates at Wells Fargo Bank South Central, National Association?

Current rates for Wells Fargo Bank South Central, National Association include: 12-Month CD: 1.50%, Savings: 3.25%

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Wells Fargo Bank South Central, National Association Rates & Review November 2026

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 9, 2026

Wells Fargo Bank South Central, National Association's 1 Year Standard Fixed Rate CD - Relationship rates are at 1.51%, 1 Year Standard Fixed Rate CD rates are at 1.50%, 3-Month Standard Fixed Rate CD - Relationship rates are at 0.06%, 6-Month Standard Fixed Rate CD - Relationship rates are at 0.06%, 3-Month Standard Fixed Rate CD rates are at 0.05%. Wells Fargo Bank South Central, National Association's savings rates are at 3.25%. Wells Fargo Bank South Central, National Association's Personal Loan Rates are as low as 6.74%. Wells Fargo Bank South Central, National Association's Credit Card Rates are at 16.99%. Wells Fargo Bank South Central, National Association's top CD rate of 4.40% APY on a 15 month CD is 47% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Wells Fargo Bank South Central, National Association with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.74%. Rates last updated and verified on 11/09/2026.

Wells Fargo Bank South Central, National Association money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wells Fargo Bank South Central, National Association? Share your experience about Wells Fargo Bank South Central, National Association by leaving a review below, or read customer reviews before you decide to use Wells Fargo Bank South Central, National Association.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.74%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

Wells Fargo Bank South Central, National Association

2005 Taylor St
Houston, TX 77007

https://www.wellsfargo.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Wells Fargo Bank South Central, National Association CD Rates

Product	Rate	APY	Term	Min. Deposit
15-Month Special Fixed Rate CD - Relationship	4.31%	4.40%	15 months	$5,000
Min Deposit $5,000 Details Relationship Interest Rate; Renewal Term 12 months; Current Renewal APY 1.50%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 4.00% → 4.40% ▲ 0.40 pts · high 4.40% / low 4.00% Nov 9, 20264.40%▲ from 4.00% Oct 22, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
7-Month Special Fixed Rate CD - Relationship	4.16%	4.25%	7 months	$5,000
Min Deposit $5,000 Details Relationship Interest Rate; Renewal Term 6 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10% Nov 9, 20264.25%▲ from 4.10% Oct 22, 20264.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
15-Month Special Fixed Rate CD	4.06%	4.14%	15 months	$5,000
Min Deposit $5,000 Details Special Interest Rate; Renewal Term 12 months; Current Renewal APY 1.50%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.74% → 4.14% ▲ 0.40 pts · high 4.14% / low 3.74% Nov 9, 20264.14%▲ from 3.74% Oct 22, 20263.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
11-Month Special Fixed Rate CD - Relationship	3.92%	4.00%	11 months	$5,000
Min Deposit $5,000 Details Relationship Interest Rate; Renewal Term 6 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 4.25% → 4.00% ▼ 0.25 pts · high 4.25% / low 4.00% Nov 9, 20264.00%▼ from 4.25% Oct 22, 20264.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
7-Month Special Fixed Rate CD	3.91%	3.99%	7 months	$5,000
Min Deposit $5,000 Details Special Interest Rate; Renewal Term 6 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.84% → 3.99% ▲ 0.15 pts · high 3.99% / low 3.84% Nov 9, 20263.99%▲ from 3.84% Oct 22, 20263.84%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
11-Month Special Fixed Rate CD	3.67%	3.74%	11 months	$5,000
Min Deposit $5,000 Details Special Interest Rate; Renewal Term 6 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.99% → 3.74% ▼ 0.25 pts · high 3.99% / low 3.74% Nov 9, 20263.74%▼ from 3.99% Oct 22, 20263.99%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
4-Month Special Fixed Rate CD - Relationship	3.44%	3.50%	4 months	$5,000
Min Deposit $5,000 Details Relationship Interest Rate; Renewal Term 3 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.75% → 3.50% ▼ 0.25 pts · high 3.75% / low 3.50% Oct 26, 20263.50%▼ from 3.75% Oct 22, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
4-Month Special Fixed Rate CD	3.19%	3.24%	4 months	$5,000
Min Deposit $5,000 Details Special Interest Rate; Renewal Term 3 months; Current Renewal APY 0.05%; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History 1 change since Oct 22, 2026 · 3.49% → 3.24% ▼ 0.25 pts · high 3.49% / low 3.24% Oct 26, 20263.24%▼ from 3.49% Oct 22, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD - Relationship	1.50%	1.51%	1 year	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.51% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
1-Year Standard Fixed Rate CD	1.49%	1.50%	1 year	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 1.50% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	3 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD - Relationship	0.06%	0.06%	6 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Relationship Interest Rate; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.06% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
3-Month Standard Fixed Rate CD	0.05%	0.05%	3 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $4,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $5,000 Details Balance: $5,000 - $9,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $49,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999.99; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
6-Month Standard Fixed Rate CD	0.05%	0.05%	6 months	$2,500
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Early withdrawal penalties may apply Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.05% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Wells Fargo Bank South Central, National Association Savings Rates

Product	Rate	APY
Platinum Savings	3.20%	3.25%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000 or more; Rate for new Wells Fargo savings customers only; Requires $25,000 within 30 days; Avoid $12 monthly service fee with $3,500 minimum daily balance Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 3.25% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Platinum Savings	0.01%	0.01%
Min Deposit $25 Min Balance $0 Details Balance: $0 or more; Standard Interest Rate; Avoid $12 monthly service fee with $3,500 minimum daily balance Last Updated 11/09/2026 Rate History No change since Oct 26, 2026 · 0.01% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Way2Save Savings	0.01%	0.01%
Min Deposit $25 Min Balance $0 Details Balance: $0 or more; $25 minimum opening deposit; Avoid $5 monthly service fee Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 0.01% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Wells Fargo Bank South Central, National Association Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Autograph Credit Card	-	-	18.74%
Details Intro rate expires: 12 months; Regular APR: 18.74%, 24.74% or 28.74% variable; Bonus: 20,000 bonus points when you spend $1,000 in purchases within the first 3 months; Unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; 1X points on other purchases; Annual fee $0; APR range: 18.74%, 24.74% or 28.74% variable Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 18.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Wells Fargo Bank South Central, National Association Credit Card Rates

Product	Rate	APR
Signify Business Cash Credit Card	-	16.99%
Details Intro rate expires: 12 months; Regular APR: 16.99% - 24.99% variable; Bonus: $500 cash rewards bonus when you spend $5,000 in purchases for your business in the first 3 months; Unlimited 2% cash rewards on purchases made for your business; Annual fee $0; APR range: 16.99% - 24.99% variable Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 16.99% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Reflect Credit Card	-	17.74%
Details Intro rate expires: 21 months; Regular APR: 17.74%, 24.24% or 28.49% variable; Intro applies to purchases and qualifying balance transfers made within 120 days; Annual fee $0; APR range: 17.74%, 24.24% or 28.49% variable Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 17.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Active Cash Credit Card	-	18.74%
Details Intro rate expires: 12 months; Regular APR: 18.74%, 24.74% or 28.74% variable; Bonus: $100 cash rewards bonus when you spend $500 in purchases in the first 3 months; Unlimited 2% cash rewards on purchases; Annual fee $0; APR range: 18.74%, 24.74% or 28.74% variable Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 18.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Autograph Credit Card	-	18.74%
Details Intro rate expires: 12 months; Regular APR: 18.74%, 24.74% or 28.74% variable; Bonus: 20,000 bonus points when you spend $1,000 in purchases within the first 3 months; Unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; 1X points on other purchases; Annual fee $0; APR range: 18.74%, 24.74% or 28.74% variable Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 18.74% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Wells Fargo Bank South Central, National Association Personal Loan Rates

Product	APR	Term	View More
Personal Loan	6.74%	12 to 84 months
Details As Low As; Interest rate discounts from 6.74% to 25.74% APR when you set up Autopay from a qualifying Wells Fargo account; Loan amounts $3,000 to $100,000; Best rate assumes excellent credit and a $10,000+ loan with 3-year term and 0.25% relationship discount Last Updated 11/09/2026 Rate History No change since Oct 22, 2026 · 6.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Wells Fargo Bank South Central, National Association Other Rates

Product	Rate	Points	APY/APR
Platinum Savings - When linked to Premier Checking	0.05%	-	0.05%
Min Deposit $25 Min Balance $0 Details Balance: $0 or more; Relationship Interest Rate; Avoid $12 monthly service fee with $3,500 minimum daily balance Last Updated 11/09/2026 Rate History No change since Nov 5, 2026 · 0.05% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%
Platinum Savings - When linked to Prime Checking	0.02%	-	0.02%
Min Deposit $25 Min Balance $0 Details Balance: $0 or more; Relationship Interest Rate; Avoid $12 monthly service fee with $3,500 minimum daily balance Last Updated 11/09/2026 Rate History No change since Nov 5, 2026 · 0.02% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.74%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Wells Fargo Bank South Central, National Association’s Texas Ratio fell from 5.17% in Q3 2023 to 2.74% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.6B	2.74%	5.0	A+
March 31, 2026	$2.7B	2.83%	5.0	A+
December 31, 2025	$2.8B	3.38%	5.0	A+
September 30, 2025	$3.7B	3.22%	5.0	A+
June 30, 2025	$3.5B	3.36%	5.0	A+
March 31, 2025	$4.3B	3.18%	5.0	A+
December 31, 2024	$4.5B	3.46%	5.0	A+
September 30, 2024	$3.9B	3.61%	5.0	A+
June 30, 2024	$3.8B	4.24%	5.0	A+
March 31, 2024	$3.9B	5.14%	5.0	A+
December 31, 2023	$3.9B	5.17%	5.0	A+
September 30, 2023	$3.8B	5.17%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Wells Fargo Bank South Central, National Association is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Wells Fargo Bank South Central, National Association rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Wells Fargo Bank South Central, National Association's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Wells Fargo Bank South Central, National Association

Website https://www.wellsfargo.com

Address 2005 Taylor St, Houston, TX 77007 · Harris

Bank Holding Company WELLS FARGO&COMPANY

FDIC Certificate # 5146

Regulator OCC

Established June 18, 1894

FDIC Insurance Date January 1, 1934

Domestic Offices 1

Total Branches 1

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.74%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.6215%

Return on Equity (ROE)

5.6900%

Non-Performing Loans Ratio (NPL)

0.82%

Total Assets

$2,590,233,000

Total Deposits

$1,673,209,000

Equity Capital

$780,199,000

Net Income

$21,906,000

Headquarters

Houston

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Wells Fargo Bank South Central, National Association earned the Verified Healthy badge

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Frequently Asked Questions About Wells Fargo Bank South Central, National Association

Does Wells Fargo Bank South Central, National Association offer CDs?

Yes. Wells Fargo Bank South Central, National Association current CD rates include its 1 Year Standard Fixed Rate CD - Relationship at 1.51% APY, its 1 Year Standard Fixed Rate CD at 1.50% APY and its 3-Month Standard Fixed Rate CD - Relationship at 0.06% APY, verified by MonitorBankRates as of November 9, 2026.

Are CDs from Wells Fargo Bank South Central, National Association FDIC insured?

Yes. Wells Fargo Bank South Central, National Association is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Wells Fargo Bank South Central, National Association?

The highest Wells Fargo Bank South Central, National Association CD rate is its 15-Month Special Fixed Rate CD - Relationship at 4.40% APY, verified by MonitorBankRates as of November 9, 2026.

What CD terms does Wells Fargo Bank South Central, National Association offer?

Wells Fargo Bank South Central, National Association CD rates are 0.06% APY for a 3 month CD, 0.06% APY for a 6 month CD and 1.51% APY for a 12 month CD, verified by MonitorBankRates as of November 9, 2026. The institution may offer other terms or specials that are not listed here, so check with Wells Fargo Bank South Central, National Association for its full lineup.

What is the highest savings rate at Wells Fargo Bank South Central, National Association?

The highest Wells Fargo Bank South Central, National Association savings rate is its Platinum Savings at 3.25% APY, verified by MonitorBankRates as of November 9, 2026.

What is the lowest personal loan rate at Wells Fargo Bank South Central, National Association?

The lowest Wells Fargo Bank South Central, National Association personal loan rate is its Personal Loan at 6.74% APR, verified by MonitorBankRates as of November 9, 2026.

What is the lowest credit card APR at Wells Fargo Bank South Central, National Association?

The lowest Wells Fargo Bank South Central, National Association credit card APR is its Signify Business Cash Credit Card at 16.99% APR, verified by MonitorBankRates as of November 9, 2026.

How many branches does Wells Fargo Bank South Central, National Association operate?

Wells Fargo Bank South Central, National Association currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Wells Fargo Bank South Central, National Association does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Wells Fargo Bank South Central, National Association provides members with tools to manage their accounts and build a solid financial history.

Does Wells Fargo Bank South Central, National Association offer online and mobile banking?

Most modern institutions like Wells Fargo Bank South Central, National Association provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wellsfargo.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Wells Fargo Bank South Central, National Association rates compare?

Wells Fargo Bank South Central, National Association's top CD rate of 4.40% APY on a 15 month CD is 47% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. Wells Fargo Bank South Central, National Association's top rates are its 15-Months 15-Month Special Fixed Rate CD - Relationship at 4.40% APY, its Platinum Savings at 3.25% APY, its Personal Loan at 6.74% APR and its Signify Business Cash Credit Card at 16.99% APR, verified by MonitorBankRates on November 9, 2026.

Current Wells Fargo Bank South Central, National Association Rates

12-Month CD1.50%
Savings3.25%

Retrieved from our database of financial products. Rates subject to change.

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Wells Fargo Bank South Central, National Association Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Wells Fargo Bank South Central, National Association Texas Ratio

Wells Fargo Bank South Central, National Association Health Trend

Wells Fargo Bank South Central, National Association CD Rates

Wells Fargo Bank South Central, National Association Savings Rates

Wells Fargo Bank South Central, National Association Auto Loan Rates

Wells Fargo Bank South Central, National Association Credit Card Rates

Wells Fargo Bank South Central, National Association Personal Loan Rates

Wells Fargo Bank South Central, National Association Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Wells Fargo Bank South Central, National Association earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Wells Fargo Bank South Central, National Association

Does Wells Fargo Bank South Central, National Association offer CDs?

Are CDs from Wells Fargo Bank South Central, National Association FDIC insured?

What is the highest CD rate at Wells Fargo Bank South Central, National Association?

What CD terms does Wells Fargo Bank South Central, National Association offer?

What is the highest savings rate at Wells Fargo Bank South Central, National Association?

What is the lowest personal loan rate at Wells Fargo Bank South Central, National Association?

What is the lowest credit card APR at Wells Fargo Bank South Central, National Association?

How many branches does Wells Fargo Bank South Central, National Association operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Wells Fargo Bank South Central, National Association offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Wells Fargo Bank South Central, National Association rates compare?

Current Wells Fargo Bank South Central, National Association Rates

Compare to Other Banks