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 Pantex Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Pantex Federal Credit Union's 1 Year rates are at 3.46%, 6 month rates are at 3.46%, 18 month rates are at 2.79%, 24 month rates are at 2.53%, 90 Days CD rates are at 2.53%. Pantex Federal Credit Union's savings rates are at 0.70%. Pantex Federal Credit Union's Personal Loan Rates are at 5.00%. MonitorBankRates evaluates the financial stability of Pantex Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.03%. Rates last updated and verified on 08/28/2026. Pantex Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pantex Federal Credit Union? Share your experience about Pantex Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pantex Federal Credit Union. 
Pantex Federal Credit Union CD Rates
Pantex Federal Credit Union Savings Rates
Pantex Federal Credit Union Checking Rates
Pantex Federal Credit Union Home Equity & HELOC
Pantex Federal Credit Union Auto Loan Rates
Pantex Federal Credit Union Credit Card Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Pantex Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pantex Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pantex Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Pantex Federal Credit Union
Website
https://www.pantexfcu.com
Address
1300 W Wilson St,
Borger, TX 79007
Phone
806-273-5692
Fax
806-273-5341
President
Harvey Hilbert
CEO
Curtis Hall
Full-Time Employees
40
Part-Time Employees
1
Branch Locations
4
ATM Locations
3
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.03%
Return on Assets (ROA)
0.9360%
Return on Equity (ROE)
4.5063%
Non-Performing Loans Ratio (NPL)
0.77%
Total Assets
237,926,249
Total Amount of Shares and Deposits
189,153,884
Total Shares and Deposits < 1 Year
184,949,161
Total Shares and Deposits 1 3 Years
4,204,723
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,368,993
Total Uninsured Shares and Deposits > $250K (F+J)
15,368,993
Total Insured Shares and Deposits > $250K (item 17 less item K)
173,784,891
Total Interest Expense (Sum of items 6 8)
2,376,663
Share Certificates
782
Number of Accounts for Share Drafts
9,817
IRA KEOGH Accounts
193
Number of Accounts for Regular Shares
14,647
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,500,078
Total Liabilities
191,326,611
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Pantex Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Pantex Federal Credit Union
Frequently Asked Questions About Pantex Federal Credit UnionHow many branches does Pantex Federal Credit Union operate?Pantex Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Pantex Federal Credit Union?Yes, to access services at Pantex Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Pantex Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Pantex Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Pantex Federal Credit Union offer online and mobile banking?Most modern institutions like Pantex Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pantexfcu.com. Current Pantex Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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