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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Hamilton Horizons Federal Credit Union Rates & Review April 2026You can compare Hamilton Horizons Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.58%, 6-month share certificate rates at 3.75% and 3-month share certificate rates at 2.27%. Savings rates are at 0.01% and money market rates are at 2.00%. Mortgage rates on 30-year fixed loans are around 6.50%. All these rates can be compared to Hamilton Horizons Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Hamilton Horizons Federal Credit Union with a 4.7 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.20%. Rates were last updated on 04/25/2026. Hamilton Horizons Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Hamilton Horizons Federal Credit Union? Share your experience about Hamilton Horizons Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Hamilton Horizons Federal Credit Union. Hamilton Horizons Federal Credit Union
Hamilton Horizons FCU 3535 Quakerbridge Rd Ste 600
https://www.hamiltonhorizons.org Hamilton, NJ 08619 1250
Current Rate AvailabilityWe do not have Hamilton Horizons Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Hamilton Horizons Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Hamilton Horizons Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Hamilton Horizons Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Hamilton Horizons Federal Credit Union
Website
https://www.hamiltonhorizons.org
Address
3535 Quakerbridge Rd Ste 600,
Hamilton, NJ 08619 1250
Phone
609-631-4300
Fax
609-631-9605
President
Louise Stahl
CEO
Lisa MacIntosh
Full-Time Employees
6
Part-Time Employees
1
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.7 / 5.0 ★
Overall Health & Safety Grade
A (93/100)
Texas Ratio
7.20%
Return on Assets (ROA)
0.1504%
Return on Equity (ROE)
2.2518%
Non-Performing Loans Ratio (NPL)
0.70%
Total Assets
19,248,161
Total Amount of Shares and Deposits
17,558,457
Total Shares and Deposits < 1 Year
17,345,309
Total Shares and Deposits 1 3 Years
213,148
Total Insured Shares and Deposits > $250K (item 17 less item K)
17,558,457
Total Interest Expense (Sum of items 6 8)
28,312
Share Certificates
30
Number of Accounts for Share Drafts
1,257
IRA KEOGH Accounts
59
Number of Accounts for Regular Shares
2,500
All other shares
224
Money Market Shares
23
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
-8,964
Total Liabilities
18,042,307
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Hamilton Horizons Federal Credit UnionIs Hamilton Horizons Federal Credit Union a safe place to deposit money?Yes, Hamilton Horizons Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 7.2015250544662%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Hamilton Horizons Federal Credit Union operate?Hamilton Horizons Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Hamilton Horizons Federal Credit Union?Yes, to access services at Hamilton Horizons Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Hamilton Horizons Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Hamilton Horizons Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Hamilton Horizons Federal Credit Union offer online and mobile banking?Most modern institutions like Hamilton Horizons Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hamiltonhorizons.org. Compare to Other Credit Unions
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