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Holy Rosary Credit Union Rochester, NH

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Holy Rosary Credit Union Rochester, NH Rates & Review November 2026

Item: Holy Rosary Credit Union Rochester, NH
Rating: 1
Author: Jay Gibb

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Holy Rosary Credit Union Rochester, NH's 60-Month CD rates are at 2.75%, 48-Month CD rates are at 2.50%, 36-Month CD rates are at 2.00%, 24-Month CD rates are at 1.75%, 18-Month CD rates are at 1.50%. Holy Rosary Credit Union Rochester, NH's savings rates are at 5.00%. Holy Rosary Credit Union Rochester, NH's money market rates are at 1.75%. Holy Rosary Credit Union Rochester, NH's Adjustable Rate Mortgage - 3/3-Year ARM rates are at 5.88%, Adjustable Rate Mortgage - 5/5-Year ARM rates are at 6.25%, Adjustable Rate Mortgage - 10/1-Year ARM rates are at 6.88%, Fixed-Rate Mortgage - 10-Year Fixed rates are at 6.88%, Fixed-Rate Mortgage - 30-Year Fixed rates are at 6.88%. Holy Rosary Credit Union Rochester, NH's Personal Loan Rates are as low as 10.99%. Holy Rosary Credit Union Rochester, NH's Credit Card Rates are at 12.49%. Holy Rosary Credit Union Rochester, NH's CD rates are 25% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Holy Rosary Credit Union Rochester, NH with a 4.9 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.17%. Rates last updated and verified on 10/29/2026.

Holy Rosary Credit Union Rochester, NH money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Holy Rosary Credit Union Rochester, NH? Share your experience about Holy Rosary Credit Union Rochester, NH by leaving a review below, or read customer reviews before you decide to use Holy Rosary Credit Union Rochester, NH.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

4.9

Exceptional Out of 5.0 Stars

Texas Ratio

3.17%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Holy Rosary Credit Union Rochester, NH
Main Office

133 Brock St
Rochester, NH 03867

https://www.hrcu.org

Customer Reviews

1.0 ★ 1 review

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Holy Rosary Credit Union Rochester, NH CD Rates

Product	Rate	APY	Term
11-Month Special Certificate	3.93%	4.00%	11-Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 4.00% APY · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
3-Month Special Certificate	3.20%	3.25%	3-Month
Min Deposit $1,000 Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 3.25% APY · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
60-Month Certificate	2.72%	2.75%	60-Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 8 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
48-Month Certificate	2.47%	2.50%	48-Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 8 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
36-Month Certificate	1.98%	2.00%	36-Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 8 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
24-Month Certificate	1.74%	1.75%	24-Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 8 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
18-Month Certificate	1.49%	1.50%	18-Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 8 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
i$ave: 12-Month Certificate	1.34%	1.35%	12-Month
Min Deposit $100 Min Balance $100 Details Ages: 18 & under; $10,000 maximum Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 1.35% APY · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
12-Month Certificate	1.24%	1.25%	12-Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 8 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
6-Month Certificate	1.09%	1.10%	6-Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.10% APY · checked 8 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH Business CD Rates

Product	Rate	APY	Term
Business Certificates of Deposit - 11 Month - Special Offer	3.93%	4.00%	11 Month
Min Deposit $500 Min Balance $500 Details Special Offer Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 4.00% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Business Certificates of Deposit - 3 Month - Special Offer	3.20%	3.25%	3 Month
Min Deposit $1,000 Min Balance $1,000 Details Special Offer Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.25% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Business Certificates of Deposit - 60 Month	2.72%	2.75%	60 Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.75% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Business Certificates of Deposit - 48 Month	2.47%	2.50%	48 Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.50% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Business Certificates of Deposit - 36 Month	1.98%	2.00%	36 Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.00% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Business Certificates of Deposit - 24 Month	1.74%	1.75%	24 Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.75% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Business Certificates of Deposit - 18 Month	1.49%	1.50%	18 Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.50% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Business Certificates of Deposit - 12 Month	1.24%	1.25%	12 Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.25% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Business Certificates of Deposit - 6 Month	1.09%	1.10%	6 Month
Min Deposit $500 Min Balance $500 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.10% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH Savings Rates

Product	Rate	APY
Home Heating Club	4.89%	5.00%
Min Deposit $0 Min Balance $5 Details Balance: $0.00 - $5,000.00; Minimum balance to earn APY: $5; Not eligible for online withdrawals Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 2.00% → 5.00% ▲ 3.00 pts · high 5.00% / low 2.00% Oct 9, 20265.00%▲ from 2.00% Sep 14, 20262.00%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Teen Savings	4.89%	5.00%
Min Balance $5 Details Balance: $5-$1,000; Minimum Required to Earn APY: $5 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 5.00% APY · checked 9 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Health Savings Account (HSA)	0.55%	0.55%
Min Deposit $10,000 Min Balance $10,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
DREAM Club Share	0.50%	0.50%
Min Deposit $0 Min Balance $5 Details Balance: $0.00 - $10,000.00; Minimum balance to earn APY: $5; Must be 18 or older; funds on deposit minimum 6 months; assists with saving toward purchase of a home Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Health Savings Account (HSA)	0.30%	0.30%
Min Deposit $2,500 Min Balance $2,500 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Health Savings Account (HSA)	0.10%	0.10%
Min Deposit $0 Min Balance $5 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Create-a-Club	0.05%	0.05%
Min Deposit $0 Min Balance $5 Details Balance: $0.00 and over; Minimum balance to earn APY: $5 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
DREAM Club Share	0.05%	0.05%
Min Deposit $10,000 Min Balance $10,000 Details Balance: $10,000 and over; Minimum balance to earn APY: $10,000; Must be 18 or older; funds on deposit minimum 6 months Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 8 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Holiday Club	0.05%	0.05%
Min Deposit $0 Min Balance $5 Details Balance: $0.00 and over; Minimum balance to earn APY: $5; $5 penalty for early withdrawal Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Home Heating Club	0.05%	0.05%
Min Deposit $5,000 Min Balance $5,000 Details Balance: $5,000 and over; Minimum balance to earn APY: $5,000; Not eligible for online withdrawals Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 0.05% APY · checked 4 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Savings & Shares	0.05%	0.05%
Min Deposit $5 Min Balance $5 Details Dividend Rate 0.05%; primary share savings account; effective 10/22/2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Teen Savings	0.05%	0.05%
Min Balance $1,000 Details Balance: $1,000+; Minimum Required to Earn APY: $1,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 8 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH Business Savings Rates

Product	Rate	APY	View More
Business Savings	0.05%	0.05%
Min Deposit $5 Min Balance $15 Details Dividends based on Average Daily Balance and paid monthly Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH Money Market Rates

Product	Rate	APY
Money Market	1.74%	1.75%
Min Balance $250,000 Details Balance tier: $250,000 and over; Dividend Rate 1.74%; Minimum Balance to Earn APY $250,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Money Market	1.49%	1.50%
Min Balance $100,000 Details Balance tier: $100,000 and over; Dividend Rate 1.49%; Minimum Balance to Earn APY $100,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Money Market	0.75%	0.75%
Min Balance $50,000 Details Balance tier: $50,000 and over; Dividend Rate 0.75%; Minimum Balance to Earn APY $50,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Money Market	0.60%	0.60%
Min Balance $25,000 Details Balance tier: $25,000 and over; Dividend Rate 0.60%; Minimum Balance to Earn APY $25,000 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Money Market	0.50%	0.50%
Min Balance $2,500 Details Balance tier: $2,500 and over; Dividend Rate 0.50%; Minimum Balance to Earn APY $2,500 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 9 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Money Market	0.50%	0.50%
Min Balance $10,000 Details Balance tier: $10,000 and over; Dividend Rate 0.50%; Minimum Balance to Earn APY $10,000 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.50% APY · checked 9 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Money Market	0.05%	0.05%
Min Balance $0 Details Balance tier: $0 and over; Dividend Rate 0.05%; Minimum Balance to Earn APY $0 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH Business Money Market Rates

Product	Rate	APY
Business Money Market	1.74%	1.75%
Min Deposit $250,000 Min Balance $250,000 Details Balance tier: $250,000 minimum; Effective Date: 6/20/2025 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Business Money Market	1.49%	1.50%
Min Deposit $100,000 Min Balance $100,000 Details Balance tier: $100,000 minimum; Effective Date: 6/20/2025 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Business Money Market	0.75%	0.75%
Min Deposit $50,000 Min Balance $50,000 Details Balance tier: $50,000 minimum; Effective Date: 6/20/2025 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.75% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Business Money Market	0.60%	0.60%
Min Deposit $25,000 Min Balance $25,000 Details Balance tier: $25,000 minimum; Effective Date: 6/20/2025 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.60% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH Mortgage Rates

Product	Rate	Points	APR	Term
Adjustable Rate Mortgage - 3/3-Year ARM	5.875%	0.00	5.949%
Details As Low As; Fixed for 36 Months, then adjusts every three years (max increase 2.00% per change period, 6.00% lifetime); Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 5.95% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Adjustable Rate Mortgage - 5/5-Year ARM	6.25%	0.00	6.326%
Details As Low As; Fixed for 60 Months, then adjusts every five years (max increase 2.00% per change period, 6.00% lifetime); Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 6.33% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Adjustable Rate Mortgage - 10/1-Year ARM	6.875%	0.00	6.954%
Details As Low As; Fixed for 120 Months, then adjusts every year (max increase 2.00% per year, 5.00% lifetime); Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 6.95% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Fixed-Rate Mortgage - 10-Year Fixed	6.875%	0.00	7.055%	10 years
Details As Low As; Effective Date: 10/29/2026; Owner Occupied 1-4 units; quoted on $200,000 loan, 20% down, minimum credit score 760 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 7.06% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Fixed-Rate Mortgage - 30-Year Fixed	6.875%	1.50	7.105%	30 years
Details As Low As; Effective Date: 10/29/2026; Owner Occupied 1-4 units; quoted on $200,000 loan, 20% down, minimum credit score 760 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 7.11% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Fixed-Rate Mortgage - 15-Year Fixed	7.00%	0.00	7.128%	15 years
Details As Low As; Effective Date: 10/29/2026; Owner Occupied 1-4 units; quoted on $200,000 loan, 20% down, minimum credit score 760 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 7.13% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Fixed-Rate Mortgage - 20-Year Fixed	7.125%	0.00	7.229%	20 years
Details As Low As; Effective Date: 10/29/2026; Owner Occupied 1-4 units; quoted on $200,000 loan, 20% down, minimum credit score 760 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 7.23% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Fixed-Rate Mortgage - 30-Year Fixed	7.375%	0.00	7.456%	30 years
Details As Low As; Effective Date: 10/29/2026; Owner Occupied 1-4 units; quoted on $200,000 loan, 20% down, minimum credit score 760 Last Updated 10/29/2026 Rate History No change since Oct 29, 2026 · 7.46% APR Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Seasonal Vacation Home Loan - 10 Year Fixed	7.875%	0.00	8.104%	10 years
Details Effective 10/29/2026; 80% LTV available to those who qualify Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.10% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Seasonal Vacation Home Loan - 15 Year Fixed	8.00%	0.00	8.166%	15 years
Details Effective 10/29/2026; 80% LTV available to those who qualify Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.17% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Seasonal Vacation Home Loan - 20 Year Fixed	8.125%	0.00	8.26%	20 years
Details Effective 10/29/2026; 80% LTV available to those who qualify Last Updated 10/29/2026 Rate History 1 change since Oct 22, 2026 · 8.39% → 8.26% ▼ 0.13 pts · high 8.39% / low 8.26% Oct 29, 20268.26%▼ from 8.39% Oct 22, 20268.39%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Seasonal Vacation Home Loan - 30 Year Fixed	8.375%	0.00	8.483%	30 years
Details Effective 10/29/2026; 80% LTV available to those who qualify Last Updated 10/29/2026 Rate History 1 change since Oct 22, 2026 · 8.61% → 8.48% ▼ 0.13 pts · high 8.61% / low 8.48% Oct 29, 20268.48%▼ from 8.61% Oct 22, 20268.61%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Manufactured Home Loan - 10-Year Fixed	10.615%	0.00	10.873%	10 years
Details APR assumes purchase price of $200,000 with 25% down payment and zero points; Estimated monthly payment per $1,000: $13.56 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 10.87% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Manufactured Home Loan - 15-Year Fixed	10.74%	0.00	10.932%	15 years
Details APR assumes purchase price of $200,000 with 25% down payment and zero points; Estimated monthly payment per $1,000: $11.20 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 10.93% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Manufactured Home Loan - 20-Year Fixed	10.865%	0.00	11.026%	20 years
Details APR assumes purchase price of $200,000 with 25% down payment and zero points; Estimated monthly payment per $1,000: $10.23 Last Updated 10/29/2026 Rate History 1 change since Oct 22, 2026 · 11.15% → 11.03% ▼ 0.13 pts · high 11.15% / low 11.03% Oct 29, 202611.03%▼ from 11.15% Oct 22, 202611.15%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Manufactured Home Loan - 30-Year Fixed	11.115%	0.00	11.251%	30 years
Details APR assumes purchase price of $200,000 with 25% down payment and zero points; Estimated monthly payment per $1,000: $9.61 Last Updated 10/29/2026 Rate History 1 change since Oct 22, 2026 · 11.38% → 11.25% ▼ 0.13 pts · high 11.38% / low 11.25% Oct 29, 202611.25%▼ from 11.38% Oct 22, 202611.38%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit (HELOC) - Promotional Fixed Rate for 12 months	-	-	6.026%	12 months
Details As Low As; Promotional fixed rate for 12 months (then adjusts monthly); Minimum finance amount $20,000; Monthly payment per $1,000: $6.44; Rates reflect a 70% loan to value; Effective 9/18/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 6.03% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Fixed-Rate Home Equity Loan	-	-	6.03%	5 Years
Details Minimum Finance Amount: $20,000 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 6.03% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Fixed-Rate Home Equity Loan	-	-	6.53%	10 Years
Details Minimum Finance Amount: $20,000 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 6.53% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Fixed-Rate Home Equity Loan	-	-	7.03%	15 Years
Details Minimum Finance Amount: $20,000 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.03% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH Auto Loan Rates

Product	Rate	Points	APR	Term
Pop-Up & Truck Camper Loan	-	-	7.74%	24 Months
Details As Low As; Model Year: 2022 or Newer Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Pop-Up & Truck Camper Loan	-	-	7.99%	48 Months
Details As Low As; Model Year: 2022 or Newer Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Pop-Up & Truck Camper Loan	-	-	8.74%	72 Months
Details As Low As; Model Year: 2022 or Newer Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Classic Car Loan - 24 Months	-	-	8.99%	24 Months
Details As Low As; Classic Car; Rates shown include a 0.50% discount Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Classic Car Loan - 36 Months	-	-	9.24%	36 Months
Details As Low As; Classic Car; Rates shown include a 0.50% discount Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.24% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Classic Car Loan - 48 Months	-	-	9.49%	48 Months
Details As Low As; Classic Car; Rates shown include a 0.50% discount Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Classic Car Loan - 60 Months	-	-	9.74%	60 Months
Details As Low As; Classic Car; Rates shown include a 0.50% discount Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
RV Loan	-	7.49%	36 Months
Details As Low As; Model Year: 2022 or Newer; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	7.49%	48 Months
Details As Low As; Model Year: 2022 or Newer; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Boat Loan	-	7.74%	36-59 Months
Details As Low As; Model Year: 2022 or Newer; Boats over 10 years old reviewed case-by-case, may be subject to additional 0.50% rate increase Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Motorcycle Loan	-	7.74%	24 - 36 Months
Details As Low As; Model Year: 2022 - 2025 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Motorcycle Loan	-	7.74%	37 - 48 Months
Details As Low As; Model Year: 2022 - 2025 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Snowmobile, Jetski, ATV & Scooter Loan	-	7.74%	24 months
Details As Low As; Model Year: 2022 or Newer Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Motorcycle Loan	-	7.99%	49 - 60 Months
Details As Low As; Model Year: 2022 - 2025 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	7.99%	60 Months
Details As Low As; Model Year: 2022 or Newer; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	7.99%	72 Months
Details As Low As; Model Year: 2022 or Newer; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Snowmobile, Jetski, ATV & Scooter Loan	-	7.99%	48 Months
Details As Low As; Model Year: 2022 or Newer Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Motorcycle Loan	-	8.24%	24 - 36 Months
Details As Low As; Model Year: 2015 - 2021 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.24% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	8.24%	84 Months
Details As Low As; Model Year: 2022 or Newer; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.24% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Boat Loan	-	8.49%	60-71 Months
Details As Low As; Model Year: 2022 or Newer; Boats over 10 years old reviewed case-by-case, may be subject to additional 0.50% rate increase Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Motorcycle Loan	-	8.49%	37 - 48 Months
Details As Low As; Model Year: 2015 - 2021 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	8.49%	120 Months
Details As Low As; Model Year: 2022 or Newer; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Snowmobile, Jetski, ATV & Scooter Loan	-	8.49%	24 months
Details As Low As; Model Year: 2015 - 2021 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Boat Loan	-	8.74%	72-84 Months
Details As Low As; Model Year: 2022 or Newer; Boats over 10 years old reviewed case-by-case, may be subject to additional 0.50% rate increase Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Motorcycle Loan	-	8.74%	61 - 72 Months
Details As Low As; Model Year: 2022 - 2025 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Motorcycle Loan	-	8.74%	49 - 60 Months
Details As Low As; Model Year: 2015 - 2021 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	8.74%	36 Months
Details As Low As; Model Year: 2015 - 2021; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	8.74%	48 Months
Details As Low As; Model Year: 2015 - 2021; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Snowmobile, Jetski, ATV & Scooter Loan	-	8.74%	72 Months
Details As Low As; Model Year: 2022 or Newer Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Boat Loan	-	8.99%	85-120 Months
Details As Low As; Model Year: 2022 or Newer; Boats over 10 years old reviewed case-by-case, may be subject to additional 0.50% rate increase Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	8.99%	144 Months
Details As Low As; Model Year: 2022 or Newer; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	8.99%	180 Months
Details As Low As; Model Year: 2022 or Newer; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	8.99%	60 Months
Details As Low As; Model Year: 2015 - 2021; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Snowmobile, Jetski, ATV & Scooter Loan	-	8.99%	60 Months
Details As Low As; Model Year: 2015 - 2021 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Boat Loan	-	9.24%	144-180 Months
Details As Low As; Model Year: 2022 or Newer; Boats over 10 years old reviewed case-by-case, may be subject to additional 0.50% rate increase Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.24% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	9.24%	72 Months
Details As Low As; Model Year: 2015 - 2021; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.24% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Boat Loan	-	9.49%	60-71 Months
Details As Low As; Model Year: 2015 - 2021; Boats over 10 years old reviewed case-by-case, may be subject to additional 0.50% rate increase Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	9.49%	84 Months
Details As Low As; Model Year: 2015 - 2021; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	9.49%	120 Months
Details As Low As; Model Year: 2015 - 2021; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Boat Loan	-	9.74%	72-84 Months
Details As Low As; Model Year: 2015 - 2021; Boats over 10 years old reviewed case-by-case, may be subject to additional 0.50% rate increase Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Motorcycle Loan	-	9.74%	61 - 72 Months
Details As Low As; Model Year: 2015 - 2021 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Boat Loan	-	9.99%	85-120 Months
Details As Low As; Model Year: 2015 - 2021; Boats over 10 years old reviewed case-by-case, may be subject to additional 0.50% rate increase Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	9.99%	144 Months
Details As Low As; Model Year: 2015 - 2021; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
RV Loan	-	9.99%	180 Months
Details As Low As; Model Year: 2015 - 2021; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Snowmobile, Jetski, ATV & Scooter Loan	-	9.99%	72 Months
Details As Low As; Model Year: 2015 - 2021 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 9.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Boat Loan	-	10.24%	144-180 Months
Details As Low As; Model Year: 2015 - 2021; Boats over 10 years old reviewed case-by-case, may be subject to additional 0.50% rate increase Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 10.24% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH Credit Card Rates

Product	Rate	APR
Visa Platinum	-	12.49%
Details As Low As; Monthly Payment/$1,000: $25.00; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 12.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Visa Business Platinum Rewards (Rewards Program Applies)	-	13.00%
Details APR* as low as...; Monthly Payment/$1,000: $25.00 (not a rate, excluded); Effective Date: 9/18/2026; Disclosure: APR = Annual Percentage Rate. Rates are variable. Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 13.00% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Visa Platinum Rewards (Rewards Program Applies)	-	13.49%
Details As Low As; Monthly Payment/$1,000: $25.00; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 13.49% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH Personal Loan Rates

Product	APR	Term	View More
Unsecured Personal Loan	10.99%
Details As Low As; Effective Date 10/22/2026; Rates shown include a 0.50% discount; two additional 0.25% rate discounts available if qualifying factors are met; maximum loan amount $25,000 Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 10.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Holy Rosary Credit Union Rochester, NH Other Rates

Product	Rate	Points	APY/APR	Term
Land Loan (20-year Payment Calculation with 10-year Balloon)	11.865%	0.00	12.118%
Details As Low As; Land Loans; All rates assume 70% financing with a 30% down payment; Must be a current approved buildable lot with current approved utility and septic design at time of application; Effective 10/29/2026 Last Updated 10/29/2026 Rate History 1 change since Oct 22, 2026 · 12.24% → 12.12% ▼ 0.13 pts · high 12.24% / low 12.12% Oct 29, 202612.12%▼ from 12.24% Oct 22, 202612.24%first recorded Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Non-Commercial Tractor & Mower Loan	-	-	7.74%	24 Months
Details Model Year: 2022 or Newer Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Non-Commercial Tractor & Mower Loan	-	-	7.99%	48 Months
Details Model Year: 2022 or Newer Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 7.99% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Non-Commercial Tractor & Mower Loan	-	-	8.74%	72 Months
Details Model Year: 2022 or Newer Last Updated 10/29/2026 Rate History No change since Oct 22, 2026 · 8.74% APR · checked 3 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Individual Retirement Accounts (IRAs)	0.15%	-	0.15%
Min Deposit $500 Min Balance $500 Details Balance tier starting at $500; Dividends paid monthly; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Individual Retirement Accounts (IRAs)	0.25%	-	0.25%
Min Deposit $25,000 Min Balance $25,000 Details Balance tier starting at $25,000; Dividends paid monthly; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Individual Retirement Accounts (IRAs)	0.30%	-	0.30%
Min Deposit $50,000 Min Balance $50,000 Details Balance tier starting at $50,000; Dividends paid monthly; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%
Individual Retirement Accounts (IRAs)	0.35%	-	0.35%
Min Deposit $100,000 Min Balance $100,000 Details Balance tier starting at $100,000; Dividends paid monthly; Effective Date: 10/22/2026 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 10 times Institution Ratings 4.9 Star Rating A+ Health Grade ◈ Texas Ratio: 3.17%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Holy Rosary Credit Union Rochester, NH’s Texas Ratio rose from 2.32% in Q3 2023 to 3.17% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$508M	3.17%	5.0	A+
March 31, 2026	$502M	1.04%	5.0	A+
December 31, 2025	$487M	3.52%	5.0	A+
September 30, 2025	$471M	1.98%	5.0	A+
June 30, 2025	$464M	3.09%	5.0	A+
March 31, 2025	$456M	1.37%	5.0	A+
December 31, 2024	$443M	3.40%	5.0	A+
September 30, 2024	$430M	1.62%	5.0	A+
June 30, 2024	$424M	1.09%	5.0	A+
March 31, 2024	$425M	0.72%	5.0	A+
December 31, 2023	$425M	2.12%	5.0	A+
September 30, 2023	$424M	2.32%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Holy Rosary Credit Union Rochester, NH is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Holy Rosary Credit Union Rochester, NH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Holy Rosary Credit Union Rochester, NH's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Holy Rosary Credit Union Rochester, NH

Website https://www.hrcu.org

Address 133 Brock St, Rochester, NH 03867

Phone 603-332-6840

Fax 603-335-2730

President Dana Flanders

CEO Brian Hughes

Full-Time Employees 80

Part-Time Employees 2

Branch Locations 5

ATM Locations 5

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.9 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

3.17%

Return on Assets (ROA)

0.5201%

Return on Equity (ROE)

5.5874%

Non-Performing Loans Ratio (NPL)

0.48%

Total Assets

508,006,146

Total Amount of Shares and Deposits

457,748,694

Total Shares and Deposits < 1 Year

449,190,107

Total Shares and Deposits 1 3 Years

7,528,755

Total Shares and Deposits > 3 Years

1,029,832

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

21,317,801

Total Uninsured Shares and Deposits > $250K (F+J)

21,317,801

Total Insured Shares and Deposits > $250K (item 17 less item K)

436,430,893

Total Interest Expense (Sum of items 6 8)

3,605,931

Share Certificates

6,002

Number of Accounts for Share Drafts

17,818

IRA KEOGH Accounts

1,200

Number of Accounts for Regular Shares

33,410

All other shares

499

Money Market Shares

1,549

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

36,267,734

Total Liabilities

461,527,375

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Holy Rosary Credit Union Rochester, NH earned the Verified Healthy badge

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Customer Reviews

Jay Gibb

★☆☆☆☆

March 19, 2025

This bank engages is dishonest almost criminal business practices. Theyre website and apps are missing basic functionality like the ability to pay the last statement balance on loans with an external bank account. I have a HELOC loan with this bank and had autopay setup wirh an external bank but since i cant select the last statemrnt balance, I had to manually enter in an amount. When the monthly payment went up due to the loan not being a fixed interest, I paid less than the balance by roughly 50$ without knowing. The bank only notified the payment was short in their monthky statement they mailed to me. The incomplete/partial payment did not show up on the app or website. They then reported that I was 30 days late to the credit bureaus eithout even a courtesy call to let me know there was a partial payment due! They have since refused to remove it from the credit bureau stating even though itnwas caused by a limitation if their system, it was still technically a late payment so it is an accurate reporting! They dont even deny it was their fault! Stay away from this company unless you like constantly having to check if your payment was made completely because you cant setup autopay for an account with an adjustable rate.

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Average Rating

★☆☆☆☆

Total Reviews

Add Your Rating and Review for Holy Rosary Credit Union Rochester, NH

Frequently Asked Questions About Holy Rosary Credit Union Rochester, NH

Does Holy Rosary Credit Union Rochester, NH offer CDs?

Yes. Holy Rosary Credit Union Rochester, NH current CD rates include its 60-Month CD at 2.75% APY, its 48-Month CD at 2.50% APY and its 36-Month CD at 2.00% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Holy Rosary Credit Union Rochester, NH NCUA insured?

Yes. Holy Rosary Credit Union Rochester, NH is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Holy Rosary Credit Union Rochester, NH?

The highest Holy Rosary Credit Union Rochester, NH CD rate is its 11-Month Special CD at 4.00% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Holy Rosary Credit Union Rochester, NH offer?

Holy Rosary Credit Union Rochester, NH CD rates are 1.25% APY for a 12 month CD, 1.50% APY for an 18 month CD, 1.75% APY for a 2 year CD, 2.00% APY for a 3 year CD, 2.50% APY for a 4 year CD and 2.75% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Holy Rosary Credit Union Rochester, NH for its full lineup.

What is the highest savings rate at Holy Rosary Credit Union Rochester, NH?

The highest Holy Rosary Credit Union Rochester, NH savings rate is its Teen Savings at 5.00% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Holy Rosary Credit Union Rochester, NH?

The highest Holy Rosary Credit Union Rochester, NH money market rate is its Business Money Market at 1.75% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest 30 year fixed mortgage rate at Holy Rosary Credit Union Rochester, NH?

The lowest Holy Rosary Credit Union Rochester, NH 30 year fixed mortgage rate is its Fixed-Rate Mortgage - 30-Year Fixed at 6.875%, verified by MonitorBankRates as of October 29, 2026. Holy Rosary Credit Union Rochester, NH mortgage rates are 6.875% for a 30 year mortgage, 7.125% for a 20 year mortgage, 7.00% for a 15 year mortgage, 6.875% for a 10 year mortgage, 6.25% for a 5 year mortgage, 5.875% for a 3 year mortgage and 6.875% for a 1 year mortgage.

What is the lowest auto loan rate at Holy Rosary Credit Union Rochester, NH?

The lowest Holy Rosary Credit Union Rochester, NH auto loan rate is its Pop-Up & Truck Camper Loan at 7.74% APR, verified by MonitorBankRates as of October 29, 2026. Holy Rosary Credit Union Rochester, NH auto loan rates are 8.99% APR for a 24 month auto loan, 9.24% APR for a 36 month auto loan, 9.49% APR for a 48 month auto loan and 9.74% APR for a 60 month auto loan.

What is the lowest personal loan rate at Holy Rosary Credit Union Rochester, NH?

The lowest Holy Rosary Credit Union Rochester, NH personal loan rate is its Unsecured Personal Loan at 10.99% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest credit card APR at Holy Rosary Credit Union Rochester, NH?

The lowest Holy Rosary Credit Union Rochester, NH credit card APR is its Visa Platinum Credit Card at 12.49% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Holy Rosary Credit Union Rochester, NH operate?

Holy Rosary Credit Union Rochester, NH currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Holy Rosary Credit Union Rochester, NH?

Yes, to access services at Holy Rosary Credit Union Rochester, NH, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Holy Rosary Credit Union Rochester, NH does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Holy Rosary Credit Union Rochester, NH provides members with tools to manage their accounts and build a solid financial history.

Does Holy Rosary Credit Union Rochester, NH offer online and mobile banking?

Most modern institutions like Holy Rosary Credit Union Rochester, NH provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.hrcu.org.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Holy Rosary Credit Union Rochester, NH rates compare?

Holy Rosary Credit Union Rochester, NH's CD rates are 25% lower than the MonitorBankRates national average, and it has an A+ health rating. Holy Rosary Credit Union Rochester, NH's top rates are its 11-Month Special CD at 4.00% APY, its Teen Savings at 5.00% APY, its Business Money Market at 1.75% APY, its Adjustable Rate Mortgage - 3/3-Year ARM at 5.875%, its Unsecured Personal Loan at 10.99% APR and its Visa Platinum Credit Card at 12.49% APR, verified by MonitorBankRates on October 29, 2026.

Current Holy Rosary Credit Union Rochester, NH Rates

12-Month CD1.25%
18-Month CD1.50%
24-Month CD1.75%
60-Month CD2.75%
Savings5.00%
MMA1.75%

Retrieved from our database of financial products. Rates subject to change.

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Holy Rosary Credit Union Rochester, NH Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

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Holy Rosary Credit Union Rochester, NH Texas Ratio

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Holy Rosary Credit Union Rochester, NH CD Rates

Holy Rosary Credit Union Rochester, NH Business CD Rates

Holy Rosary Credit Union Rochester, NH Savings Rates

Holy Rosary Credit Union Rochester, NH Business Savings Rates

Holy Rosary Credit Union Rochester, NH Money Market Rates

Holy Rosary Credit Union Rochester, NH Business Money Market Rates

Holy Rosary Credit Union Rochester, NH Mortgage Rates

Holy Rosary Credit Union Rochester, NH Home Equity & HELOC

Holy Rosary Credit Union Rochester, NH Auto Loan Rates

Holy Rosary Credit Union Rochester, NH RV, Boat and Powersport Loan Rates

Holy Rosary Credit Union Rochester, NH Credit Card Rates

Holy Rosary Credit Union Rochester, NH Personal Loan Rates

Holy Rosary Credit Union Rochester, NH Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

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Holy Rosary Credit Union Rochester, NH earned the Verified Healthy badge

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Frequently Asked Questions About Holy Rosary Credit Union Rochester, NH

Does Holy Rosary Credit Union Rochester, NH offer CDs?

Are CDs from Holy Rosary Credit Union Rochester, NH NCUA insured?

What is the highest CD rate at Holy Rosary Credit Union Rochester, NH?

What CD terms does Holy Rosary Credit Union Rochester, NH offer?

What is the highest savings rate at Holy Rosary Credit Union Rochester, NH?

What is the highest money market rate at Holy Rosary Credit Union Rochester, NH?

What is the lowest 30 year fixed mortgage rate at Holy Rosary Credit Union Rochester, NH?

What is the lowest auto loan rate at Holy Rosary Credit Union Rochester, NH?

What is the lowest personal loan rate at Holy Rosary Credit Union Rochester, NH?

What is the lowest credit card APR at Holy Rosary Credit Union Rochester, NH?

How many branches does Holy Rosary Credit Union Rochester, NH operate?

Is a member application needed to join Holy Rosary Credit Union Rochester, NH?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Holy Rosary Credit Union Rochester, NH offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Holy Rosary Credit Union Rochester, NH rates compare?

Current Holy Rosary Credit Union Rochester, NH Rates

Compare to Other Credit Unions