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Crown Bank Elizabeth, NJ Rates & Review September 2026

Crown Bank Elizabeth, NJ rates are not currently in our database, but you can compare rates from other banks and credit unions we track: 12-month CD rates are currently at 2.85%, 6-month CD rates at 2.75% and 3-month CD rates at 2.56%. Savings rates are at 0.89% and money market rates are at 1.22%. Mortgage rates on 30-year fixed loans are around 7.01%. These rates come from our rate database, not Crown Bank Elizabeth, NJ, and you can see how they compare in the Crown Bank Elizabeth, NJ rate tables below. MonitorBankRates evaluates the financial stability of Crown Bank Elizabeth, NJ with a 4.0 Star Rating, an C Overall Health Grade, and a Texas Ratio of 27.52%. Database rates last updated and verified on 09/23/2026.

Crown Bank Elizabeth, NJ money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Crown Bank Elizabeth, NJ? Share your experience about Crown Bank Elizabeth, NJ by leaving a review below, or read customer reviews before you decide to use Crown Bank Elizabeth, NJ.

Overall Health & Safety Grade ?
C
Average Health Score: 76/100
MonitorBankRates Rating ?
4.0
Very Good Out of 5.0 Stars
Texas Ratio ?
27.52%
Good Higher than avg
Health Trend ?
Steady 12 quarters
Full history ›
Crown Bank
400 Westminster Ave
Elizabeth, NJ 07208
https://www.crownbank.net/
Member FDIC

Current Rate Availability

We're not currently displaying rates for Crown Bank Elizabeth, NJ, but our database is updated constantly, so check back soon for the latest offers.

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Financial Health History

Crown Bank Elizabeth, NJ’s Texas Ratio fell from 28.12% in Q3 2023 to 27.52% in Q2 2026, so its financial health has held steady over the past 12 quarters. Over the same period its Star Rating moved from 3.9 to 4.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 13% 2.0★ 27% 3.0★ 40% 4.0★ 54% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 28.12% C Q3 2023 C Q4 2023 D Q1 2024 D Q2 2024 F Q3 2024 D Q4 2024 D Q1 2025 D Q2 2025 C Q3 2025 C Q4 2025 C Q1 2026 27.52% C Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$614M27.52%4.0C
March 31, 2026$643M27.99%3.9C
December 31, 2025$629M29.49%3.8C
September 30, 2025$642M29.39%3.8C
June 30, 2025$660M32.55%3.5D
March 31, 2025$661M34.53%3.4D
December 31, 2024$632M35.26%3.3D
September 30, 2024$617M39.92%2.9F
June 30, 2024$632M35.69%3.3D
March 31, 2024$621M37.04%3.2D
December 31, 2023$598M27.47%4.0C
September 30, 2023$559M28.12%3.9C
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Crown Bank Elizabeth, NJ is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Crown Bank Elizabeth, NJ rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Crown Bank Elizabeth, NJ's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Crown Bank Elizabeth, NJ
FDIC Certificate # 34259
Address 400 Westminster Ave, Elizabeth, NJ 07208  ·  Union
Established 19980413
FDIC Insurance Date 19980413
Domestic Offices 13
Total Branches 13
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

C
Overall Health Grade Score: 76/100
4.0
Very Good Out of 5.0 Stars
27.52%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.3310%
Return on Equity (ROE) 8.9700%
Non-Performing Loans (NPL) 4.93%
Total Assets $614,282,000
Total Deposits $428,271,000
Equity Capital $164,051,000
Net Income $7,329,000
Headquarters Elizabeth
Total Branches and Offices 13
Source: FDIC  |  Last Updated 06/30/2026

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☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Crown Bank Elizabeth, NJ

How many branches does Crown Bank Elizabeth, NJ operate?

Crown Bank Elizabeth, NJ currently maintains approximately 13 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Crown Bank Elizabeth, NJ does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Crown Bank Elizabeth, NJ provides members with tools to manage their accounts and build a solid financial history.

Does Crown Bank Elizabeth, NJ offer online and mobile banking?

Most modern institutions like Crown Bank Elizabeth, NJ provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.crownbank.net/.