Forcht Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 4.30%, 6-month CD rates at 0.20% and 3-month CD rates at 0.25%. Current savings rates are at 0.05% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 6.04%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates. Forcht Bank's 5-Month CD rates are at 5.18%, 7-Month CD rates are at 4.86%. Forcht Bank's savings rates are at 0.05%. Forcht Bank's money market rates are at 0.10%. Forcht Bank's 7-Year ARM rates are at 6.99%, 30-Year Fixed rates are at 7.75%, 15-Year Fixed rates are at 6.99%.

Forcht Bank

To see how these rates compare to Forcht Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Forcht Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Forcht Bank CD rates. You can also compare Forcht Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Forcht Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Forcht Bank? Share your experience about Forcht Bank by leaving a review below, or read customer reviews before you decide to use Forcht Bank.

Forcht Bank Texas Ratio

Forcht Bank's Texas Ratio is at 3.59%, which is considered excellent. The Texas Ratio for Forcht Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Forcht Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.77%

18-Month CD

N/A

2.39%

24-Month CD

N/A

2.36%

36-Month CD

N/A

2.22%

48-Month CD

N/A

2.11%

60-Month CD

N/A

2.25%

Savings

0.05%

0.83%

MMA

0.10%

1.52%

30-Year Fixed

7.42%

6.37%

Credit Card

N/A

14.06%

Personal Loan

N/A

11.28%

Forcht Bank

2404 Sir Barton Way
Lexington, KY 40509

https://www.forchtbank.com

MonitorBankRates' Rating

5/5

★★★★★

Review Forcht Bank

Forcht Bank CD Rates and Interest Rates

Forcht Bank

5-Month CD

5.18%

$1,000

Forcht Bank

7-Month CD

4.86%

$1,000

Forcht Bank

Platinum Business Money Market

1.76%

$500,000

Forcht Bank

Forcht Reserve Money Market

1.51%

$250,000

Forcht Bank

Performance Money Market

0.10%

$10,000

Forcht Bank

Simple Savings

0.05%

Forcht Bank

Forcht Friend Savings

0.05%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Forcht Bank Mortgage Rates

Forcht Bank

15-Year Fixed

6.990%

7.112%

0.000

Forcht Bank

30-Year Fixed

7.750%

7.421%

0.000

Forcht Bank

7-Year ARM

6.990%

7.764%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Forcht Bank Rates with Other Competitive Bank and Credit Union Rates

First Westroads Bank

9-Month CD (special)

5.25%

$500

Stearns Bank Upsala N.A.

9-Month CD

4.83%

$500

Finworth

18-Month CD

4.75%

$50,000

Farmers Insurance Federal Credit Union

9-Month CD (No Penalty)

4.70%

$1,000

Inova Federal Credit Union

Shield Money Market

4.50%

$250,000

Central State Bank State Center, IA

36-Month CD

4.46%

$1,500

NASA Federal Credit Union

24-Month CD

4.30%

$1,000

Forbright

Bright Savings

4.25%

$250,000

Farmers State Bank of Underwood

Kasasa Checking

4.00%

First Bank Creve Coeur, MO

Performance Money Market

3.75%

$100

UniBank

24-Month CD

3.60%

$1,000

F&M State Bank Winterset, IA

60-Month CD (Jumbo)

3.50%

$100,000

Primary Bank

18-Month CD

3.50%

$1,000

The Golden 1 Credit Union

12-Month CD

3.45%

$500

Commerce Bank & Trust

36-Month CD

3.04%

$500

First National Bank in Olney

48-Month CD

3.04%

$500

NBT Financial Bank

24-Month CD (Jumbo)

3.03%

$250,000

Ambler Savings Bank

60-Month CD

3.00%

$1,000

First National Bank in Ord

48-Month CD (Jumbo)

2.88%

$100,000

OlyFed Olympia Federal S&L

24-Month CD

2.53%

$100

WMB Wilson & Muir B&T Co.

12-Month CD

2.53%

$1,000

American Commerce Bank, N.A.

60-Month CD

2.50%

$500

Walpole Co-operative Bank

60-Month CD

2.45%

$1,000

Genoa Community Bank

12-Month CD

2.10%

$500

Exchange State Bank Ames, IA

36-Month CD

2.00%

$1,000

CFG Bank

Checking Plus

2.00%

$50,000

1st MidAmerica Credit Union

Money Market

1.76%

$2,500

1st Ed Credit Union

36-Month CD

1.70%

$500

First Federal S&L Pascagoula, MS

48-Month CD

1.60%

$10,000

The Peoples Bank Co.

18-Month CD

1.46%

$5,000

The Citizens Bank Company

48-Month CD

1.31%

$1,000

Pineries Bank

6-Month CD

1.25%

$1,000

Home Loan State Bank

48-Month CD

1.21%

$1,000

Buena Vista National Bank

30-Month CD

1.10%

$500

FirstOak Bank

60-Month CD

1.06%

$500

BLC Community Bank

Money Market

1.00%

$5,000

cfsbank

36-Month CD

1.00%

$1,000

Landmark Credit Union

6-Month CD

1.00%

$500

Thumb Bank and Trust

60-Month CD

0.90%

$500

First FSB of Kentucky

24-Month CD

0.85%

$500

Eagle Bank Everett, MA

48-Month CD

0.65%

$500

New Haven Bank

60-Month CD

0.30%

$500

Schuyler Savings Bank

36-Month CD

0.30%

$1,000

Verus Bank of Commerce

36-Month CD

0.30%

$1,000

Century Bank of Florida

12-Month CD

0.20%

$500

Tompkins Community Bank

12-Month CD

0.20%

$1,000

A & S Federal Credit Union

12-Month CD

0.20%

$5,000

OBC Bank

12-Month CD

0.10%

$1,000

First Sentinel Bank

Platinum Checking

0.05%

$250

First State Bank (MI)

24-Month CD

0.05%

$1,000

Disclaimer

Forcht Bank Mortgage Rates

Greenstate Credit Union

15 Year Fixed

4.750%

4.790%

0.000

Farmers State Bank Waterloo, IA

15-Year Fixed

4.875%

4.930%

0.000

Navy Federal Credit Union

15-Year Fixed

4.750%

4.940%

0.250

Nuvision Federal Credit Union

15-Year Fixed

4.750%

5.066%

1.000

One Nevada Credit Union

15 Year Fixed

4.875%

5.074%

1.000

Wells Fargo

15 Year Fixed

4.750%

5.077%

1.000

Institution for Savings

15-Year Fixed

4.750%

5.110%

2.000

Premier Bank Dubuque, IA

15-Year Fixed

5.000%

5.150%

0.000

Citi

15-Year Fixed

5.000%

5.153%

0.875

Peoples Trust Co. of St. Albans

15-Year Fixed

5.125%

5.162%

0.000

American Eagle Financial Credit Union

15-Year Fixed

5.000%

5.165%

0.000

Luana Savings Bank

15-Year Fixed

5.125%

5.174%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.000%

5.175%

0.500

Sikorsky Credit Union

15-Year Fixed

5.125%

5.180%

0.000

Freedom Credit Union

15 Year Fixed

5.125%

5.192%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.125%

5.197%

0.000

NASA Federal Credit Union

15-Year Fixed

5.000%

5.207%

0.000

Genisys Credit Union

10 Year Fixed

5.125%

5.225%

0.735

Ideal Credit Union

7/1 ARM

5.250%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.050%

5.267%

0.000

M&T Bank

15-Year Fixed Jumbo

5.000%

5.281%

0.000

Citizens State Bank Cadott, WI

15-Year Fixed

5.000%

5.282%

0.000

1st Northern California Credit Union

7-Year Fixed

4.990%

5.287%

0.500

GTE Federal Credit Union

15 Year Fixed

5.125%

5.293%

0.500

Navy Federal Credit Union

15-Year Fixed Jumbo

5.125%

5.317%

0.250

Disclaimer

Forcht Bank Information

Forcht Bank

2404 Sir Barton Way
Lexington, KY 40509
Fayette
Established Date: 10/01/2002
FDIC Certificate #: 57415
Date of FDIC Deposit Insurance: 10/01/2002

Bank Holding Company: FORCHT BCORP INC

How Many Domestic U.S. Offices? 24

How Many Branches are There? 24

Website: https://www.forchtbank.com

Is Forcht Bank FDIC Insured? Yes

What is Forcht Bank's Cert number? 57415

What is the maximum amount for insured deposits? $250,000 per holder, per account

Forcht Bank Financials

Total Assets:

$1,548,065,000

Total Deposits:

$1,315,272,000

Equity Capital:

$130,788,000

Domestic Deposits:

$1,315,272,000

Net Income:

$1,597,000

Return on Assets:

0.4764%

Quarterly Return on Assets:

0.4100%

Pretax Return on Assets:

0.4858%

Pretax Quarterly Return on Assets:

0.4900%

Return on Equity:

5.5800%

Quarterly Return on Equity:

4.8500%

Common Equity Tier 1 Capital Ratio:

12.9817%

Tier 1 Risk-Based Capital Ratio:

12.9817%

Leverage Tier 1 (Core Capital) Ratio:

8.7027%

Total Risk-Based Capital Ratio (YTD):

14.1389%

Total Interest Income (YTD):

4.1199%

Headquarters:

Lexington

FDIC Field Office:

Lexington

Regulator:

OCC

County:

Fayette

# of Offices:

Metropolitan Statistical Area (MSA):

Lexington-Fayette, KY

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

Southeast

FDIC Region:

Chicago

Source: FDIC Last Updated 03/31/2024

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