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PLUMBERS 55 Rates & Review March 2026

You can compare PLUMBERS 55 rates to other rates in our database, including 12-month share certificate rates currently at 2.52%, 6-month share certificate rates at 1.00% and 3-month share certificate rates at 3.20%. Savings rates are at 0.05% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.02%. All these rates can be compared to PLUMBERS 55 rates. MonitorBankRates evaluates the financial stability of PLUMBERS 55 with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.58%. Rates were last updated on 03/28/2026.

PLUMBERS 55 money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PLUMBERS 55? Share your experience about PLUMBERS 55 by leaving a review below, or read customer reviews before you decide to use PLUMBERS 55.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.58%
Excellent Higher than avg
Mascoma Bank
Main Corporate Office
980 Keynote Cir
Brooklyn Heights, OH 44131 1828
Member NCUA

Current Rate Availability

We do not have PLUMBERS 55 rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PLUMBERS 55 is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PLUMBERS 55 rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PLUMBERS 55's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PLUMBERS 55
Website
Address 980 Keynote Cir, Brooklyn Heights, OH 44131 1828
Phone 216-459-2432
Fax 216-459-2432
President Kevin Filko
CEO BILL SNORTELAND
Full-Time Employees 1
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.58%
Return on Assets (ROA)
0.3917%
Return on Equity (ROE)
2.0148%
Non-Performing Loans Ratio (NPL)
5.20%
Total Assets
2,817,156
Total Amount of Shares and Deposits
2,266,003
Total Shares and Deposits < 1 Year
2,266,003
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,266,003
Total Interest Expense (Sum of items 6 8)
4,392
Number of Accounts for Regular Shares
1,033
Non Member Deposits
220
Net Income (unless the amount is already included in Undivided Earnings)
11,036
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
627,035
Total Liabilities
2,269,399
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About PLUMBERS 55

Is PLUMBERS 55 a safe place to deposit money?

Yes, PLUMBERS 55 is considered a safe financial institution. With a Texas Ratio of 6.579859392019%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does PLUMBERS 55 operate?

PLUMBERS 55 currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PLUMBERS 55?

Yes, to access services at PLUMBERS 55, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PLUMBERS 55 does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PLUMBERS 55 provides members with tools to manage their accounts and build a solid financial history.

Does PLUMBERS 55 offer online and mobile banking?

Most modern institutions like PLUMBERS 55 provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.