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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Alliance Credit Union of Florida Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 17, 2026
You can compare Alliance Credit Union of Florida rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 3.28% and 3-month share certificate rates at 3.75%. Savings rates are at 0.01% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.96%. All these rates can be compared to Alliance Credit Union of Florida rates. MonitorBankRates evaluates the financial stability of Alliance Credit Union of Florida with a 1.0 Star Rating, an F Overall Health Grade, and a Texas Ratio of 50.57%. Rates were last updated on 04/17/2026. Alliance Credit Union of Florida money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Alliance Credit Union of Florida? Share your experience about Alliance Credit Union of Florida by leaving a review below, or read customer reviews before you decide to use Alliance Credit Union of Florida. Alliance Credit Union of Florida
Downtown Office 412 E University Ave
https://www.alliancecufl.org Gainesville, FL 32601 
Current Rate AvailabilityWe do not have Alliance Credit Union of Florida rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Alliance Credit Union of Florida is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Alliance Credit Union of Florida rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Alliance Credit Union of Florida's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Alliance Credit Union of Florida
Website
https://www.alliancecufl.org
Address
412 E University Ave,
Gainesville, FL 32601
Phone
352-372-8225
Fax
352-377-7437
President
Alisha Curtis
CEO
Timothy Cannon
Full-Time Employees
19
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
1.0 / 5.0 ★
Overall Health & Safety Grade
F (35/100)
Texas Ratio
50.57%
Return on Assets (ROA)
-1.3205%
Return on Equity (ROE)
-24.4484%
Non-Performing Loans Ratio (NPL)
3.54%
Total Assets
61,201,590
Total Amount of Shares and Deposits
58,692,010
Total Shares and Deposits < 1 Year
58,236,618
Total Shares and Deposits 1 3 Years
455,393
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
178,558
Total Uninsured Shares and Deposits > $250K (F+J)
178,558
Total Insured Shares and Deposits > $250K (item 17 less item K)
58,513,452
Total Interest Expense (Sum of items 6 8)
134,998
Share Certificates
251
Number of Accounts for Share Drafts
2,783
IRA KEOGH Accounts
78
Number of Accounts for Regular Shares
6,171
Money Market Shares
63
Net Income (unless the amount is already included in Undivided Earnings)
-808,176
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,855,168
Total Liabilities
59,523,858
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Alliance Credit Union of FloridaIs Alliance Credit Union of Florida a safe place to deposit money?Yes, Alliance Credit Union of Florida is considered a safe financial institution. With a Texas Ratio of 50.571327618242%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Alliance Credit Union of Florida operate?Alliance Credit Union of Florida currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Alliance Credit Union of Florida?Yes, to access services at Alliance Credit Union of Florida, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Alliance Credit Union of Florida does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Alliance Credit Union of Florida provides members with tools to manage their accounts and build a solid financial history. Does Alliance Credit Union of Florida offer online and mobile banking?Most modern institutions like Alliance Credit Union of Florida provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.alliancecufl.org. Compare to Other Credit Unions
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