Ledyard National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Ledyard National BankToday's 12-month CD rates can be found at 5.31%, 6-month CD rates at 4.00% and 3-month CD rates at 0.10%. Current savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.70%. Credit Card rates are at 10.90%. Personal Loan rates are at 8.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Ledyard National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Ledyard National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Ledyard National Bank CD rates. You can also compare Ledyard National Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Ledyard National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Ledyard National Bank? Share your experience about Ledyard National Bank by leaving a review below, or read customer reviews before you decide to use Ledyard National Bank.

Ledyard National Bank Texas Ratio

Ledyard National Bank's Texas Ratio is at 5.33%, which is considered excellent. The Texas Ratio for Ledyard National Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Ledyard National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Ledyard National Bank
320 Main St
Norwich, VT 05055
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Ledyard National Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Landmark Credit Union
Landmark Credit Union
Premium Checking
7.50%
$0
Waterman Bank
Waterman Bank
8-Month CD
5.35%
$0
NVE Bank
NVE Bank
10-Month CD special
5.25%
$10,000
Central State Bank State Center, IA
Central State Bank State Center, IA
6-Month CD special
5.06%
$1,500
Iron Workers SB
Iron Workers SB
18-Month CD
4.75%
$500
Coastal Bank & Trust
Coastal Bank & Trust
12-Month CD
4.60%
$500
Ally Bank
Ally Bank
12-Month CD
4.50%
$0
NASA Federal Credit Union
NASA Federal Credit Union
6-Month CD certificate
4.40%
$1,000
FNB of Hereford
FNB of Hereford
6-Month CD
4.40%
$50,000
Department of Commerce Federal Credit Union
Department of Commerce Federal Credit Union
84-Month CD (Certificate)
4.34%
$25,000
Busey Bank
Busey Bank
7-Month CD Special
4.30%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
36-Month CD (Certificate)
4.25%
$200
Bank of Zachary
Bank of Zachary
12-Month CD
4.22%
$2,500
Mid-America Bank
Mid-America Bank
48-Month CD
4.04%
$500
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
Statement Savings Advanced
4.00%
$0
Empower Federal Credit Union
Empower Federal Credit Union
18-Month CD Certificate
3.80%
$500
Academic Federal Credit Union
Academic Federal Credit Union
36-Month CD traditional share
3.56%
$1,000
U.S. Bank
U.S. Bank
15-Month CD
3.55%
$1,000
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
36-Month CD share certificate
3.55%
$500
Magyar Bank
Magyar Bank
60-Month CD
3.50%
$500
State Bank of Scotia
State Bank of Scotia
18-Month CD
3.29%
$1,000
SouthStar Bank
SouthStar Bank
24-Month CD
3.14%
$1,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
60-Month CD
3.14%
$500
River Bank
River Bank
30-Month CD
3.03%
$1,000
Florence Bank
Florence Bank
15-Month CD Bump-Up
3.00%
$500
New Mexico B&T
New Mexico B&T
18-Month CD
2.75%
$1,000
First Nebraska Bank
First Nebraska Bank
Money Market Investment Account
2.60%
$250,000
FNB Community Bank
FNB Community Bank
48-Month CD
2.57%
$1,000
RBAZ Republic Bank of Arizona
Business Money Market
2.34%
$245,000
CNB of McConnelsville
36-Month CD, One-Time Change
2.25%
$5,000
Think Mutual Bank
Think Mutual Bank
Money Market
2.00%
$100,000
New Tripoli Bank
New Tripoli Bank
12-Month CD
1.52%
$500
Dundee Bank
Dundee Bank
60-Month CD
1.45%
$500
National Bank of Blacksburg
National Bank of Blacksburg
Money Market Deposit Account
1.11%
$100,000
First Internet Bank of Indiana
First Internet Bank of Indiana
Free Savings
0.81%
$25
First Federal Community Bank N.A.
First Federal Community Bank N.A.
60-Month CD
0.80%
$500
Parke Bank
Parke Bank
12-Month CD
0.55%
$500
InterBank
InterBank
36-Month CD
0.50%
$1,000
Warsaw Federal S&L
30-Month CD
0.45%
$500
Montgomery Bank
Montgomery Bank
15-Month CD
0.40%
$1,000
ACFCU
ACFCU
Share Savings
0.35%
$50
Savings Bank of Walpole
Savings Bank of Walpole
24-Month CD
0.30%
$500
FSB of Golva
FSB of Golva
Checking Account
0.25%
$500
Readlyn Savings Bank
Readlyn Savings Bank
Savings Account
0.25%
$20
Universal Bank
Universal Bank
12-Month CD
0.25%
$1,000
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Money Market
0.20%
$2,500
Community Bank of Elmhurst
Community Bank of Elmhurst
12-Month CD
0.10%
$500
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Century Interest Checking
0.01%
$100
North Easton SB
North Easton SB
Savings Account
0.01%
$10
Partners Bank of New England
Savings Account
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Ledyard National Bank rate data right now, check back for updates, we are adding rates all the time.

Ledyard National Bank Information

Ledyard National Bank
320 Main St
Norwich, VT 05055
Windsor
Established Date: 05/22/1991
FDIC Certificate #: 33418
Date of FDIC Deposit Insurance: 05/22/1991
Bank Holding Company: LEDYARD FINANCIAL GROUP INC
How Many Domestic U.S. Offices? 11
How Many Branches are There? 11
Is Ledyard National Bank FDIC Insured? Yes
What is Ledyard National Bank's Cert number? 33418
What is the maximum amount for insured deposits? $250,000 per holder, per account

Ledyard National Bank Financials

Total Assets:
$745,394,000
Total Deposits:
$529,254,000
Equity Capital:
$67,356,000
Domestic Deposits:
$529,254,000
Net Income:
$1,733,000
Return on Assets:
1.1973%
Quarterly Return on Assets:
0.9300%
Pretax Return on Assets:
0.9739%
Pretax Quarterly Return on Assets:
0.9700%
Return on Equity:
14.9500%
Quarterly Return on Equity:
10.4400%
Common Equity Tier 1 Capital Ratio:
17.7468%
Tier 1 Risk-Based Capital Ratio:
17.7468%
Leverage Tier 1 (Core Capital) Ratio:
11.0360%
Total Risk-Based Capital Ratio (YTD):
18.9997%
Total Interest Income (YTD):
2.9060%
 
 
Headquarters:
Norwich
FDIC Field Office:
Windsor
Regulator:
OCC
County:
Windsor
# of Offices:
11
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC

Explore Other Rate Deals

Mortgage rates on 30 year home loans hit a new low in 2011, and 15 year, 5 year and 1 year mortgage rates hit all time lows in this week's mortgage rate survey. In Freddie Mac's Primary Mortgage Market Survey 30 year mortgage rates decreased to 4.32% with 0.7 mortgage points for the week ending August 11, 2011, down from the prior week's average 30 year mortgage rate of 4.39%. Average mortgage rates today on 30 year loans as reported by MonitorBankRates.com is even lower at 4.27%.
Mortgage rates decreased in the most recent mortgage survey released Wednesday morning. 30 year mortgage rates decreased to 4.75 percent for the week ending June 18, 2010 in the latest Weekly Mortgage Application Survey released by Mortgage Bankers Association (MBA). The average 30 year mortgage rate is down from the previous week's average of 4.82 percent. Mortgage discount points averaged 1.07 points, up from the prior week's average of 0.89 points. The average contract 15 year mortgage rate is down to 4.19 percent for the week ending June 18, 2010, down from the previous week's average contract mortgage rate of 4.23 percent. Average mortgage discount points increased to 1.00 points, up from the prior week’s average of 0.83 points. The average contract rate for 1 year adjustable mortgage rates is down to 7.05 percent for the week ending June 18, 2010, down from the prior week’s average contract mortgage rate of 7.07 percent. Mortgage points on 1 year adjustable mortgage rates remained unchanged at 0.27 points.
Citizens Trust Bank CD rates Citizens Trust Bank CD rates for CDARS CDs are not the best CD rates around but the service allows you to deposit up to $50 million and still get FDIC insurance coverage. 30 month CD rates at Citizens Trust Bank today are at 0.25 percent. 5 year CD rates from Citizens Trust Bank are higher at 0.70 percent. You can definitely get better CD rates than Citizens Trust Bank CD rates if you don't need to use the CDARS service.

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Current Fixed Mortgage Rates Make Another All-Time Low Today
Current Mortgage Refinance Rates Higher: 30 Year Refinance Rates at 5.02%

Alternative Bank and Credit Union Offers to Explore

Wells Fargo Mortgage Rates: Current 30-Year Rates at 5.625%
Citizens Trust Bank 5 Year CD Rates now at 0.40%
Mortgage Rates Decline This Week: 30 Year Mortgage Rates at 3.92%
Weekly CD Rates: June 1, 2009
30 Year Mortgage Rates Fall 3 Basis Points from Record Low
Adjustable Rate Mortgage (ARM)
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EH National Bank Money Market Account Rates now at 0.80%

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