Peoples Bank of the South CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Peoples Bank of the South CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Peoples Bank of the South, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Peoples Bank of the South CD rates. You can also compare Peoples Bank of the South savings rates, MMA rates and mortgage rates using our other rate lists. Peoples Bank of the South money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank of the South? Share your experience about Peoples Bank of the South by leaving a review below, or read customer reviews before you decide to use Peoples Bank of the South. Peoples Bank of the South Texas Ratio Peoples Bank of the South's Texas Ratio is at 3.50%, which is considered excellent. The Texas Ratio for Peoples Bank of the South is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Peoples Bank of the South is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare Peoples Bank of the South Rates with Other Competitive Bank and Credit Union Rates
Merrick Bank
48-Month CD
4.05%
$25,000
Self-Help Credit Union
24-Month CD
3.67%
$500
Acme Continental Credit Union
12-Month CD
3.30%
$1,000
Citizens Savings Bank Bogalusa, LA
18-Month CD
3.25%
$2,500
Phoenixville Federal B&T
48-Month CD
3.20%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 16, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Peoples Bank of the South rate data right now, check back for updates, we are adding rates all the time. Peoples Bank of the South InformationPeoples Bank of the South
106 W Central AveLa Follette, TN 37766 Campbell Established Date: 01/01/1917 FDIC Certificate #: 4945 Date of FDIC Deposit Insurance: 01/01/1934 How Many Domestic U.S. Offices? 3 How Many Branches are There? 3 Website: https://www.peoplesbanksouth.com
Is Peoples Bank of the South FDIC Insured? Yes
What is Peoples Bank of the South's Cert number? 4945
What is the maximum amount for insured deposits? $250,000 per holder, per account
Peoples Bank of the South FinancialsTotal Assets:
$213,491,000
Total Deposits:
$173,543,000
Equity Capital:
$22,052,000
Domestic Deposits:
$173,543,000
Net Income:
$1,261,000
Return on Assets:
2.1789%
Quarterly Return on Assets:
2.3600%
Pretax Return on Assets:
2.5263%
Pretax Quarterly Return on Assets:
2.5300%
Return on Equity:
22.2700%
Quarterly Return on Equity:
23.0700%
Common Equity Tier 1 Capital Ratio:
16.5683%
Tier 1 Risk-Based Capital Ratio:
16.5683%
Leverage Tier 1 (Core Capital) Ratio:
11.3498%
Total Risk-Based Capital Ratio (YTD):
17.8202%
Total Interest Income (YTD):
5.7712%
Headquarters:
La Follette
FDIC Field Office:
Knoxville
Regulator:
FDIC
County:
Campbell
# of Offices:
3
Metropolitan Statistical Area (MSA):
Knoxville, TN
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsCompetition is heating up with the major bank's CD rates. HSBC Bank is now offering one of the highest CD rates, a 6 month CD that has a 4.00% APY. The CD rate is only available online. The minimum deposit is $1,000. Citibank's minimum deposit for a 6 month CD is only $500.
 Mortgage rates edged up slightly again in our latest Mortgage Rate Survey. Conforming 30 year fixed mortgage rates are higher this week but are still below 5.00 percent for the fourth consecutive week.
 Mortgage Rates are near historic lows, housing prices are more affordable than they have been over the past several years and there is a $8,000 tax credit for first time home buyers who purchase a home before December 1, 2009. That being said, now is a good time to take the plunge and purchase a home or refinance your existing mortgage.
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Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 0.60% and 3-month CD rates at 2.75%. Current savings rates are at 0.10% and money market rates are at 4.07%. Mortgage rates today on 30-year fixed loans are around 6.98%. Credit Card rates are at 18.24%. Personal Loan rates are at 6.46%. All these rates, and more, can be found in our database of rates. 
