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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Star Financial Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Star Financial Credit Union's 24 Month Special CD rates are at 3.42%, 6 Month Investment CD Account rates are at 3.38%, 6 Month IRA CD rates are at 3.38%, 12 Month Investment CD Account rates are at 3.34%, 12 Month IRA CD rates are at 3.34%. Star Financial Credit Union's savings rates are at 0.00%. Star Financial Credit Union's money market rates are at 0.45%. Star Financial Credit Union's Personal Loan Rates are at 9.08%. MonitorBankRates evaluates the financial stability of Star Financial Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.08%. Rates were last updated on 04/19/2026. Star Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Star Financial Credit Union? Share your experience about Star Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Star Financial Credit Union. Star Financial Credit Union
McKinzie and Leopard 10429 Leopard St
https://www.starcu.org Corpus Christi, TX 78410 1933 
Star Financial Credit Union CD Rates
Star Financial Credit Union Savings Rates
Star Financial Credit Union Money Market Rates
Star Financial Credit Union Checking Rates
Star Financial Credit Union Auto Loan Rates
Star Financial Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Star Financial Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Star Financial Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Star Financial Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Star Financial Credit Union
Website
https://www.starcu.org
Address
10429 Leopard St,
Corpus Christi, TX 78410 1933
Phone
361-242-7827
Fax
361-241-6207
President
Derrick Escobedo
CEO
Maria Flores
Full-Time Employees
19
Part-Time Employees
0
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
10.08%
Return on Assets (ROA)
0.1198%
Return on Equity (ROE)
1.1000%
Non-Performing Loans Ratio (NPL)
2.19%
Total Assets
48,690,249
Total Amount of Shares and Deposits
43,009,578
Total Shares and Deposits < 1 Year
39,729,865
Total Shares and Deposits 1 3 Years
3,224,587
Total Shares and Deposits > 3 Years
55,125
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
283,165
Total Uninsured Shares and Deposits > $250K (F+J)
283,165
Total Insured Shares and Deposits > $250K (item 17 less item K)
42,726,413
Total Interest Expense (Sum of items 6 8)
300,868
Share Certificates
128
Number of Accounts for Share Drafts
1,745
IRA KEOGH Accounts
78
Number of Accounts for Regular Shares
3,120
Non Member Deposits
1
Money Market Shares
54
Net Income (unless the amount is already included in Undivided Earnings)
58,330
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,516,019
Total Liabilities
43,387,491
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Star Financial Credit UnionIs Star Financial Credit Union a safe place to deposit money?Yes, Star Financial Credit Union is considered a safe financial institution. With a Texas Ratio of 10.075851094845%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Star Financial Credit Union operate?Star Financial Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Star Financial Credit Union?Yes, to access services at Star Financial Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Star Financial Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Star Financial Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Star Financial Credit Union offer online and mobile banking?Most modern institutions like Star Financial Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.starcu.org. Current Star Financial Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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