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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Advantage One Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Advantage One Credit Union's 6-Month CD rates are at 3.75%, 6-Month Youth CD rates are at 3.75%, 12-Month CD rates are at 3.65%, 12-Month Youth CD rates are at 3.65%, Traditional & Roth IRA CD 12-Month rates are at 3.65%. Advantage One Credit Union's savings rates are at 0.05%. Advantage One Credit Union's money market rates are at 0.70%. Advantage One Credit Union's Conventional Fixed-Rate Mortgage rates are at 5.62%, Conventional Fixed-Rate Mortgages rates are at 5.62%, Conventional Fixed-Rate Mortgage rates are at 6.00%, Conventional Fixed-Rate Mortgages rates are at 6.00%, VA Fixed-Rate Mortgage rates are at 6.00%. Advantage One Credit Union's Personal Loan Rates are at 6.74%. MonitorBankRates evaluates the financial stability of Advantage One Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.22%. Rates were last updated on 03/28/2026. Advantage One Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Advantage One Credit Union? Share your experience about Advantage One Credit Union by leaving a review below, or read customer reviews before you decide to use Advantage One Credit Union. Advantage One Credit Union
Advantage One Credit Union 23670 Telegraph Rd
https://www.myaocu.com Brownstown, MI 48134 
Advantage One Credit Union CD Rates
Advantage One Credit Union Savings Rates
Advantage One Credit Union Money Market Rates
Advantage One Credit Union Mortgage Rates
Advantage One Credit Union Home Equity & HELOC
Advantage One Credit Union Credit Card Rates
Advantage One Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Advantage One Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Advantage One Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Advantage One Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Advantage One Credit Union
Website
https://www.myaocu.com
Address
23670 Telegraph Rd,
Brownstown, MI 48134
Phone
734-676-7000
Fax
President
Richard Lindemann
CEO
Christopher Corkery
Full-Time Employees
61
Part-Time Employees
2
Branch Locations
3
ATM Locations
5
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (94/100)
Texas Ratio
11.22%
Return on Assets (ROA)
1.1538%
Return on Equity (ROE)
9.8272%
Non-Performing Loans Ratio (NPL)
1.64%
Total Assets
250,309,067
Total Amount of Shares and Deposits
222,588,403
Total Shares and Deposits < 1 Year
219,470,677
Total Shares and Deposits 1 3 Years
2,177,776
Total Shares and Deposits > 3 Years
939,949
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
7,487,543
Total Uninsured Shares and Deposits > $250K (F+J)
7,487,543
Total Insured Shares and Deposits > $250K (item 17 less item K)
215,100,860
Total Interest Expense (Sum of items 6 8)
2,046,094
Share Certificates
1,784
Number of Accounts for Share Drafts
9,865
IRA KEOGH Accounts
433
Number of Accounts for Regular Shares
19,867
All other shares
15
Money Market Shares
232
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,283,741
Total Liabilities
222,921,871
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Advantage One Credit UnionIs Advantage One Credit Union a safe place to deposit money?Yes, Advantage One Credit Union is considered a safe financial institution. With a Texas Ratio of 11.217502798512%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Advantage One Credit Union operate?Advantage One Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Advantage One Credit Union?Yes, to access services at Advantage One Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Advantage One Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Advantage One Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Advantage One Credit Union offer online and mobile banking?Most modern institutions like Advantage One Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.myaocu.com. Current Advantage One Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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