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Central Bank Savannah, TN

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Central Bank Savannah, TN Rates & Review March 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Central Bank Savannah, TN provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: March 18, 2026

You can compare Central Bank Savannah, TN rates to other rates in our database, including 12-month CD rates currently at 0.15%, 6-month CD rates at 4.06% and 3-month CD rates at 0.10%. Savings rates are at 0.25% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 5.96%. All these rates can be compared to Central Bank Savannah, TN rates. MonitorBankRates evaluates the financial stability of Central Bank Savannah, TN with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.45%. Rates were last updated on 03/18/2026.

Central Bank Savannah, TN money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Bank Savannah, TN? Share your experience about Central Bank Savannah, TN by leaving a review below, or read customer reviews before you decide to use Central Bank Savannah, TN.

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

0.45%

Excellent Lower than avg

Central Bank Savannah, TN

485 Wayne Rd
Savannah, TN 38372

https://www.centralbanktn.com/

Central Bank Savannah, TN Checking Rates

Product	Rate	APY	View More
Central Max Checking	-	4.50%
Min Deposit $500 Details Qualifications Required; Qualifying balance up to $30,000.00 Last Updated 03/18/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 0.45%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Central Bank Savannah, TN is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Central Bank Savannah, TN rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Central Bank Savannah, TN's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Central Bank Savannah, TN

FDIC Certificate # 31545

Address 485 Wayne Rd, Savannah, TN 38372 · Hardin

Website https://www.centralbanktn.com/

Established 06/30/1967

FDIC Insurance Date 08/09/1989

Domestic Offices 3

Total Branches 3

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.45%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.8107%

Return on Equity (ROE) 20.5300%

Non-Performing Loans (NPL) 0.04%

Total Assets $153,062,000

Total Deposits $134,377,000

Equity Capital $16,963,000

Net Income $1,199,000

Headquarters Savannah

Total Offices 3

Source: FDIC | Last Updated 12/31/2025

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Frequently Asked Questions About Central Bank Savannah, TN

Is Central Bank Savannah, TN a safe place to deposit money?

Yes, Central Bank Savannah, TN is considered a safe financial institution. With a Texas Ratio of 0.45278669630361%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Central Bank Savannah, TN operate?

Central Bank Savannah, TN currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Central Bank Savannah, TN does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Central Bank Savannah, TN provides members with tools to manage their accounts and build a solid financial history.

Does Central Bank Savannah, TN offer online and mobile banking?

Most modern institutions like Central Bank Savannah, TN provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.centralbanktn.com/.