Central Bank Savannah, TN CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Central Bank Savannah, TNToday's 12-month CD rates can be found at 3.04%, 6-month CD rates at 0.50% and 3-month CD rates at 0.25%. Current savings rates are at 0.10% and money market rates are at 0.10%. Mortgage rates today on 30-year fixed loans are around 7.01%. Credit Card rates are at 8.75%. Personal Loan rates are at 10.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Central Bank Savannah, TN CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Central Bank Savannah, TN, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Central Bank Savannah, TN CD rates. You can also compare Central Bank Savannah, TN savings rates, MMA rates and mortgage rates using our other rate lists.

Central Bank Savannah, TN money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Central Bank Savannah, TN? Share your experience about Central Bank Savannah, TN by leaving a review below, or read customer reviews before you decide to use Central Bank Savannah, TN.

Central Bank Savannah, TN Texas Ratio

Central Bank Savannah, TN's Texas Ratio is at 0.45%, which is considered excellent. The Texas Ratio for Central Bank Savannah, TN is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Central Bank Savannah, TN is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Central Bank Savannah, TN
485 Wayne Rd
Savannah, TN 38372
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Central Bank Savannah, TN Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NCF Savings Bank
NCF Savings Bank
13-Month CD
4.55%
$10,000
Atkins Savings B&T
Atkins Savings B&T
6-Month CD
4.30%
$1,000
Merrick Bank
Merrick Bank
18-Month CD
4.20%
$25,000
Interstate Bank
Interstate Bank
12-Month CD (Jumbo)
3.80%
$100,000
BankNewport
BankNewport
18-Month CD
3.75%
$1,000
Community Bank of Trenton
Community Bank of Trenton
6-Month CD
3.75%
$5,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
18-Month CD
3.25%
$1,000
Pathway Bank
Pathway Bank
36-Month CD
3.25%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
24-Month CD
3.15%
$1,000
First Security Bank Byron, MN
First Security Bank Byron, MN
24-Month CD
3.02%
$500
Live Oak Bank
Live Oak Bank
3-Month CD
3.00%
$2,500
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
48-Month CD
3.00%
$25,000
WVS West View SB
WVS West View SB
48-Month CD
3.00%
$500
Superior National Bank
Superior National Bank
60-Month CD
3.00%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
60-Month CD
2.84%
$1,000
National Bank of Blacksburg
National Bank of Blacksburg
36-Month CD
2.84%
$500
Machias Savings Bank
Machias Savings Bank
60-Month CD
2.80%
$500
LNB Community Bank
LNB Community Bank
24-Month CD
2.77%
$500
WCB West Central Bank
WCB West Central Bank
36-Month CD
2.42%
$1,000
Grinnell State Bank
Grinnell State Bank
48-Month CD
2.22%
$1,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
60-Month CD
2.02%
$500
Denison State Bank
Denison State Bank
18-Month CD
2.00%
$500
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
24-Month CD
2.00%
$1,000
1st United Credit Union
1st United Credit Union
84-Month CD (bump)
2.00%
$250
Peoples Bank of Deer Lodge
Peoples Bank of Deer Lodge
Savings
1.76%
$100
NCS Bank
NCS Bank
36-Month CD
1.26%
$500
Western Nebraska Bank
Western Nebraska Bank
6-Month CD
1.21%
$250
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
36-Month CD
1.16%
$500
SSB State Street Bank
SSB State Street Bank
12-Month CD
1.00%
$1,000
Firstrust Savings Bank
Firstrust Savings Bank
Money Market
1.00%
$0
CIBM Bank
CIBM Bank
60-Month CD
0.85%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
12-Month CD
0.75%
$500
Community Bank Bristow, OK
Community Bank Bristow, OK
Personal Savings
0.55%
$100
Greenfield Co-operative Bank
Greenfield Co-operative Bank
48-Month CD
0.50%
$500
The Citizens Bank of Weston
The Citizens Bank of Weston
Regular Savings
0.50%
$200
Sullivan Bank
Sullivan Bank
18-Month CD
0.50%
$1,000
CNB Bank Berkeley Springs, WV
CNB Bank Berkeley Springs, WV
Kasasa Savings
0.50%
$0
UCB Milford, IA
UCB Milford, IA
Passbook Savings
0.35%
$0
Unity Bank
Unity Bank
60-Month CD
0.35%
$1,000
First State Bank of Harvey
First State Bank of Harvey
Super NOW Checking
0.30%
$2,500
The Wilmington Savings Bank
The Wilmington Savings Bank
18-Month CD
0.30%
$500
Dime Bank
Dime Bank
48-Month CD
0.30%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
Security Savings
0.20%
$100
Pataskala Banking Company
Pataskala Banking Company
18-Month CD
0.20%
$500
First Commonwealth Bank
First Commonwealth Bank
48-Month CD
0.15%
$500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
Presidential Savings
0.10%
$25,000
North Country Savings Bank
North Country Savings Bank
Statement Savings
0.05%
$50
Windsor Federal S&L
Windsor Federal S&L
Money Market
0.05%
$2,500
Clarion County Community Bank
Clarion County Community Bank
Community Plus Checking
0.03%
$500
First National B&T Co. Clinton, IL
First National B&T Co. Clinton, IL
Checking
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Central Bank Savannah, TN rate data right now, check back for updates, we are adding rates all the time.

Central Bank Savannah, TN Information

Central Bank Savannah, TN
485 Wayne Rd
Savannah, TN 38372
Hardin
Established Date: 06/30/1967
FDIC Certificate #: 31545
Date of FDIC Deposit Insurance: 06/30/1967
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is Central Bank Savannah, TN FDIC Insured? Yes
What is Central Bank Savannah, TN's Cert number? 31545
What is the maximum amount for insured deposits? $250,000 per holder, per account

Central Bank Savannah, TN Financials

Total Assets:
$132,622,000
Total Deposits:
$117,808,000
Equity Capital:
$13,455,000
Domestic Deposits:
$117,808,000
Net Income:
$311,000
Return on Assets:
1.8107%
Quarterly Return on Assets:
0.9100%
Pretax Return on Assets:
1.1868%
Pretax Quarterly Return on Assets:
1.1900%
Return on Equity:
20.5300%
Quarterly Return on Equity:
9.3000%
Common Equity Tier 1 Capital Ratio:
21.9261%
Tier 1 Risk-Based Capital Ratio:
21.9261%
Leverage Tier 1 (Core Capital) Ratio:
11.8493%
Total Risk-Based Capital Ratio (YTD):
23.1797%
Total Interest Income (YTD):
4.8855%
 
 
Headquarters:
Savannah
FDIC Field Office:
Nashville
Regulator:
FDIC
County:
Hardin
# of Offices:
3
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

fixed-rate-credit-cards-a-bygone-eraSome large credit card issuers including J.P. Morgan Chase, Bank of America, and Discover Bank have recently told some of their credit card holders that their fixed rate credit cards were being converted to a variable rate credit card. 
cd ratesFinding a decent rate on a certificate of deposit account these days isn't an easy thing to do. CD rates have been coming down so fast recently the average 12 month CD rate is nearing just 2.00%. A far cry from over a year ago when one could find promotional 12 month CD rates around 5.00%.
Average mortgage rates today are lower but will move higher in the coming months and years. Current 30 year conforming mortgage rates are averaging 3.92 percent, down from last week's average rate of 3.97 percent. 30 year mortgage rates dropped to a 20 month low of 3.73 percent in January.

Bank or Credit Union Offers and Deals

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Time to Refinance Again?
30 Year Mortgage Rates Decrease - Mortgage Refinance Applications Increase

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