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Premier Bank Rates & Review March 2026

Premier Bank's 7-Month Term CD Special rates are at 3.75%, 7-Month Term CD Special rates are at 3.65%, 7-Month Term CD Special rates are at 3.50%, 7-Month Term CD Special rates are at 3.00%. MonitorBankRates evaluates the financial stability of Premier Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.27%. Rates were last updated on 03/22/2026.

Premier Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Premier Bank? Share your experience about Premier Bank by leaving a review below, or read customer reviews before you decide to use Premier Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.27%
Excellent Lower than avg
Premier Bank
275 W Federal St
Youngstown, OH 44503
https://www.yourpremierbank.com
Member FDIC

Premier Bank CD Rates

Product Rate APY Term View More
7-Month Term CD Special - 3.75% 7-Month
Min Deposit $25,000
Details Above $25,000 in new money to WesBanco and have an active WesBanco checking account; Open in Branch
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.27%
7-Month Term CD Special - 3.65% 7-Month
Min Deposit $10,000
Details $10,000 - $24,999 in new money to WesBanco and have an active WesBanco checking account; Open in Branch
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.27%
7-Month Term CD Special - 3.50% 7-Month
Min Deposit $1,000
Details $1,000 - 9,999 in new money to WesBanco and have an active WesBanco checking account; Open in Branch
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.27%
7-Month Term CD Special - 3.00% 7-Month
Min Deposit $1,000
Details $1,000 min. balance requirement to open; Apply Online
Last Updated 03/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.27%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Premier Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Premier Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Premier Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Premier Bank
Bank Holding Company PREMIER FINANCIAL CORP
Address 275 W Federal St, Youngstown, OH 44503  ·  Mahoning
FDIC Certificate # 29845
Established 01/01/1920
FDIC Insurance Date 08/09/1989
Domestic Offices 74
Total Branches 0
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.27%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0604%
Return on Equity (ROE) 9.5600%
Non-Performing Loans (NPL) 0.48%
Total Assets $8,556,139,000
Total Deposits $6,894,851,000
Equity Capital $1,034,164,000
Net Income $75,000,000
Headquarters Youngstown
Total Offices 74
Source: FDIC  |  Last Updated 12/31/2024

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Premier Bank

Is Premier Bank a safe place to deposit money?

Yes, Premier Bank is considered a safe financial institution. With a Texas Ratio of 4.2674836763347%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Premier Bank operate?

Premier Bank currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Premier Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Premier Bank provides members with tools to manage their accounts and build a solid financial history.

Does Premier Bank offer online and mobile banking?

Most modern institutions like Premier Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.yourpremierbank.com.