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NexTier Bank Rates & Review March 2026

NexTier Bank's 7-Month CD Promo rates are at 3.90%, 6-Month CD rates are at 3.80%, 18-Month CD rates are at 3.51%, 38-Month CD rates are at 3.40%. NexTier Bank's money market rates are at 3.75%. MonitorBankRates evaluates the financial stability of NexTier Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.45%. Rates were last updated on 03/28/2026.

NexTier Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at NexTier Bank? Share your experience about NexTier Bank by leaving a review below, or read customer reviews before you decide to use NexTier Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.45%
Excellent Lower than avg
NexTier Bank
222 Market St
Kittanning, PA 16201
https://www.nextierbank.com
Member FDIC

NexTier Bank CD Rates

Product Rate APY Term View More
7 Month CD Promo - 3.90% 7
Details New York Special Offers; Only available at our Rochester and Williamsville, New York locations.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%
6 Month CD - 3.80% 6
Min Deposit $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%
18 Month CD - 3.51% 18
Min Deposit $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%
38 Month CD - 3.40% 38
Min Deposit $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%

NexTier Bank Money Market Rates

Product Rate APY View More
Welcome Money Market Promo - 3.75%
Min Deposit $100,000
Details New York Special Offers; Only available at our Rochester and Williamsville, New York locations.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%

NexTier Bank Checking Rates

Product Rate APY View More
Preferred Checking Account Promo - 2.05%
Details New York Special Offers; Only available at our Rochester and Williamsville, New York locations.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 1.45%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for NexTier Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather NexTier Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with NexTier Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name NexTier Bank
Bank Holding Company NEXTIER INC
Address 222 Market St, Kittanning, PA 16201  ·  Armstrong
FDIC Certificate # 7900
Established 01/01/1897
FDIC Insurance Date 01/01/1934
Domestic Offices 34
Total Branches 34
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.45%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0372%
Return on Equity (ROE) 12.5600%
Non-Performing Loans (NPL) 0.09%
Total Assets $2,928,928,000
Total Deposits $2,539,721,000
Equity Capital $294,804,000
Net Income $40,487,000
Headquarters Kittanning
Total Offices 34
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About NexTier Bank

Is NexTier Bank a safe place to deposit money?

Yes, NexTier Bank is considered a safe financial institution. With a Texas Ratio of 1.4453388099418%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does NexTier Bank operate?

NexTier Bank currently maintains approximately 34 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, NexTier Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, NexTier Bank provides members with tools to manage their accounts and build a solid financial history.

Does NexTier Bank offer online and mobile banking?

Most modern institutions like NexTier Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nextierbank.com.

Current NexTier Bank Rates

  • 18-Month CD3.51%
  • 36-Month CD3.40%
  • MMA3.75%
Retrieved from our database of financial products. Rates subject to change.