Orange Bank & Trust Company CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Orange Bank & Trust CompanyToday's 12-month CD rates can be found at 0.10%, 6-month CD rates at 3.33% and 3-month CD rates at 0.05%. Current savings rates are at 0.10% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.60%. Credit Card rates are at 13.90%. Personal Loan rates are at 8.95%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Orange Bank & Trust Company CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Orange Bank & Trust Company, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Orange Bank & Trust Company CD rates. You can also compare Orange Bank & Trust Company savings rates, MMA rates and mortgage rates using our other rate lists.

Orange Bank & Trust Company money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Orange Bank & Trust Company? Share your experience about Orange Bank & Trust Company by leaving a review below, or read customer reviews before you decide to use Orange Bank & Trust Company.

Orange Bank & Trust Company Texas Ratio

Orange Bank & Trust Company's Texas Ratio is at 7.92%, which is considered excellent. The Texas Ratio for Orange Bank & Trust Company is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Orange Bank & Trust Company is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Orange Bank & Trust Company
212 Dolson Ave
Middletown, NY 10940
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Orange Bank & Trust Company Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Checking
5.00%
$25
Farmers Bank Greenwood, AR
Farmers Bank Greenwood, AR
Kasasa Checking
4.25%
$250
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
12-Month CD
4.00%
$500
Bank of Fayette County
Bank of Fayette County
12-Month CD
4.00%
$1,000
OWB One World Bank
OWB One World Bank
Regular Savings
3.75%
$100
Navy Federal Credit Union
Navy Federal Credit Union
36-Month CD
3.70%
$1,000
Community Bank of Marshall
Community Bank of Marshall
24-Month CD
3.53%
$1,000
Vystar Credit Union
Vystar Credit Union
18-Month CD
3.50%
$500
Bank
Bank
24-Month CD (IntraFi)
3.07%
$100,000
Conneaut Savings Bank
Conneaut Savings Bank
18-Month CD
2.78%
$1,000
Centreville Bank
Centreville Bank
48-Month CD
2.75%
$1,000
Charter Bank TX
Charter Bank TX
36-Month CD
2.75%
$1,000
Paramount Bank
Paramount Bank
48-Month CD
2.55%
$1,000
First Command Bank
First Command Bank
48-Month CD
2.50%
$1,000
Security Bank Minnesota
Security Bank Minnesota
24-Month CD
2.35%
$1,000
Randolph Brooks FCU
Randolph Brooks FCU
Choice Money Market
2.27%
$2,500
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
24-Month CD
2.20%
$100
Gorham Savings Bank
Gorham Savings Bank
12-Month CD
2.00%
$500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
Money Market
2.00%
$200,000
Jonah Bank of Wyoming
Jonah Bank of Wyoming
12-Month CD
1.77%
$500
Geddes Federal S&L
Geddes Federal S&L
24-Month CD
1.76%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
60-Month CD
1.51%
$1,000
WebBank
WebBank
24-Month CD
1.50%
$2,500
Farmers and Merchants Bank Berlin, WI
Farmers and Merchants Bank Berlin, WI
36-Month CD
1.35%
$500
Adams County Bank
Adams County Bank
Money Market
1.26%
$100,000
Haddon Savings Bank
Haddon Savings Bank
Money Market
1.25%
$10,000
Putnam County Bank
Putnam County Bank
36-Month CD
1.25%
$1,000
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
60-Month CD
1.00%
$500
Union State Bank Pell City, AL
Union State Bank Pell City, AL
Money Market
1.00%
$20,000
The Citizens Bank of Weston
The Citizens Bank of Weston
Money Market
1.00%
$2,500
Hamler State Bank
Hamler State Bank
48-Month CD
0.90%
$500
Community Bank Topeka, KS
Community Bank Topeka, KS
60-Month CD
0.75%
$1,000
FirstOak Bank
FirstOak Bank
24-Month CD
0.75%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
60-Month CD
0.60%
$500
FSB of Rosemount
FSB of Rosemount
Classic Savings
0.60%
$10
The Dime Bank
The Dime Bank
24-Month CD
0.60%
$2,500
First FSB of Champaign Urbana
First FSB of Champaign Urbana
48-Month CD
0.40%
$1,000
First Bank Clewiston, FL
First Bank Clewiston, FL
First 1 Savings
0.35%
$25,000
OBC Bank
OBC Bank
48-Month CD
0.35%
$1,000
Cecil Bank
Cecil Bank
12-Month CD
0.30%
$500
First Bank of Central Ohio
First Bank of Central Ohio
36-Month CD
0.30%
$500
Florence Bank
Florence Bank
24-Month CD
0.30%
$500
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Money Market
0.25%
$3,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
12-Month CD
0.20%
$1,000
Peoples Bank Taylorsville, KY
12-Month CD
0.15%
$500
Watertown Savings Bank Watertown, MA
Watertown Savings Bank Watertown, MA
12-Month CD
0.10%
$1,000
First National Bank of Bastrop
First National Bank of Bastrop
Savings
0.10%
$50
Central Bank Houston, TX
Central Bank Houston, TX
Savings
0.05%
$200
USB Union Savings Bank
USB Union Savings Bank
Money Market
0.03%
$0
Hoyne Savings Bank
Hoyne Savings Bank
NOW Checking
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Orange Bank & Trust Company rate data right now, check back for updates, we are adding rates all the time.

Orange Bank & Trust Company Information

Orange Bank & Trust Company
212 Dolson Ave
Middletown, NY 10940
Orange
Established Date: 05/02/1892
FDIC Certificate #: 12944
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: ORANGE COUNTY BCORP INC
How Many Domestic U.S. Offices? 16
How Many Branches are There? 16
Is Orange Bank & Trust Company FDIC Insured? Yes
What is Orange Bank & Trust Company's Cert number? 12944
What is the maximum amount for insured deposits? $250,000 per holder, per account

Orange Bank & Trust Company Financials

Total Assets:
$2,443,138,000
Total Deposits:
$2,153,147,000
Equity Capital:
$177,086,000
Domestic Deposits:
$2,153,147,000
Net Income:
$9,522,000
Return on Assets:
1.2199%
Quarterly Return on Assets:
1.5500%
Pretax Return on Assets:
1.9879%
Pretax Quarterly Return on Assets:
1.9900%
Return on Equity:
19.2500%
Quarterly Return on Equity:
21.7100%
Common Equity Tier 1 Capital Ratio:
12.6781%
Tier 1 Risk-Based Capital Ratio:
12.6781%
Leverage Tier 1 (Core Capital) Ratio:
9.2588%
Total Risk-Based Capital Ratio (YTD):
13.9294%
Total Interest Income (YTD):
5.0212%
 
 
Headquarters:
Middletown
FDIC Field Office:
New York City
Regulator:
FED
County:
Orange
# of Offices:
16
Metropolitan Statistical Area (MSA):
Poughkeepsie-Newburgh-Middletown, NY
Consolidated Metropolitan Statistical Area (CMSA):
New York-Northern New Jersey-Long Island, NY-NJ-CT-PA
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

gmac-cd-ratesGMAC Bank if offering one of the best CD rates available today. The 12-month certificate of deposit currently has a rate of 2.76 percent with an annual percentage yield of 2.80 percent. The national average CD rate on a  12-month is currently 1.49 percent with an annual percentage yield (APY) of 1.50 percent.
credit-card-reformThe credit card reform bill is being voted on by the House of Representatives today. The Bill which was written to help protect credit hard holders from unscrupulous credit card practices will probably be passed by both the Houses and signed by President Obama.
Salem Five 5 Year CD rates are now at 1.98 percent with a yield of 2.00 percent. View current 5 Year CD rates at Salem Five below.

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