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Tennessee Military Federal Credit Union Rates & Review July 2026

Tennessee Military Federal Credit Union's 3 YR EDUCATION CD rates are at 1.50%, 12 MONTH CD rates are at 0.70%, 12 MONTH CD rates are at 0.65%, 12 MONTH CD rates are at 0.60%, 6 MONTH CD rates are at 0.55%. Tennessee Military Federal Credit Union's savings rates are at 0.30%. Tennessee Military Federal Credit Union's Personal Loan Rates are at 4.74%. MonitorBankRates evaluates the financial stability of Tennessee Military Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.91%. Rates were last updated on 07/15/2026.

Tennessee Military Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tennessee Military Federal Credit Union? Share your experience about Tennessee Military Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Tennessee Military Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.91%
Excellent Lower than avg
Tennessee Military Federal Credit Union
Main Office
1828 Airbase Rd
Louisville, TN 37777
https://www.tmfcu.net/
Member NCUA

Tennessee Military Federal Credit Union CD Rates

Product Rate APY Term View More
3 YR EDUCATION CD - 1.50% 3 years
Min Deposit $25
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
12 MONTH CD - 0.70% 12 months
Min Deposit $100,000
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
12 MONTH CD - 0.65% 12 months
Min Deposit $10,000
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
12 MONTH CD - 0.60% 12 months
Min Deposit $1,000
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
6 MONTH CD - 0.55% 6 months
Min Deposit $10,000
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
6 MONTH CD - 0.50% 6 months
Min Deposit $1,000
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%

Tennessee Military Federal Credit Union Savings Rates

Product Rate APY View More
ESA IRA SAVINGS - 0.30%
Min Balance $0
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
ROTH IRA SAVINGS - 0.30%
Min Balance $0
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
CHRISTMAS CLUB - 0.10%
Min Balance $0
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
VACATION CLUB - 0.10%
Min Balance $0
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%

Tennessee Military Federal Credit Union Checking Rates

Product Rate APY View More
SENIOR CHECKING - 0.10%
Min Balance $100,000
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
SENIOR CHECKING - 0.09%
Min Balance $50,000
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
SENIOR CHECKING - 0.08%
Min Balance $25,000
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
SENIOR CHECKING - 0.07%
Min Balance $10,000
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
SENIOR CHECKING - 0.06%
Min Balance $1,000
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
PREMIUM CHECKING - 0.05%
Min Balance $500
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
SENIOR CHECKING - 0.05%
Min Balance $300
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%

Tennessee Military Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity LOC - - 6.49%
Details Rates as low as 6.49%
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%

Tennessee Military Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loans - - 4.74%
Details As Low As
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%

Tennessee Military Federal Credit Union Student Loan Rates

Product Rate Points APR Term View More
Consolidated student loan - - 3.50%
Details Rates as low as 3.50%
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%
In-school student loans - - 3.50%
Details Rates as low as 3.50%
Last Updated 07/15/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.91%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Tennessee Military Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Tennessee Military Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tennessee Military Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Tennessee Military Federal Credit Union
Address 1828 Airbase Rd, Louisville, TN 37777
Phone 865-268-2997
Fax 865-268-2996
President Kevin Trostle
CEO Beth Kamer
Full-Time Employees 5
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.91%
Return on Assets (ROA)
1.4394%
Return on Equity (ROE)
10.8289%
Non-Performing Loans Ratio (NPL)
1.19%
Total Assets
29,010,809
Total Amount of Shares and Deposits
24,957,214
Total Shares and Deposits < 1 Year
24,846,538
Total Shares and Deposits 1 3 Years
59,101
Total Shares and Deposits > 3 Years
51,575
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
161,629
Total Uninsured Shares and Deposits > $250K (F+J)
161,629
Total Insured Shares and Deposits > $250K (item 17 less item K)
24,795,585
Total Interest Expense (Sum of items 6 8)
171,784
Share Certificates
97
Number of Accounts for Share Drafts
1,022
IRA KEOGH Accounts
20
Number of Accounts for Regular Shares
1,921
All other shares
41
Money Market Shares
81
Net Income (unless the amount is already included in Undivided Earnings)
417,585
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,133,532
Total Liabilities
25,154,583
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Tennessee Military Federal Credit Union

How many branches does Tennessee Military Federal Credit Union operate?

Tennessee Military Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Tennessee Military Federal Credit Union?

Yes, to access services at Tennessee Military Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Tennessee Military Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tennessee Military Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Tennessee Military Federal Credit Union offer online and mobile banking?

Most modern institutions like Tennessee Military Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tmfcu.net/.

Current Tennessee Military Federal Credit Union Rates

  • 12-Month CD0.60%
  • Savings0.30%
Retrieved from our database of financial products. Rates subject to change.