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Priority Postal Credit Union Rates & Review April 2026

Priority Postal Credit Union's 9 Month CD rates are at 3.40%, 12 Month CD rates are at 3.35%, 16 Month CD rates are at 3.35%, 18 Month CD rates are at 3.35%, 24 Month CD rates are at 3.30%. Priority Postal Credit Union's savings rates are at 0.05%. Priority Postal Credit Union's money market rates are at 0.10%. MonitorBankRates evaluates the financial stability of Priority Postal Credit Union with a 4.4 Star Rating, an B- Overall Health Grade, and a Texas Ratio of 22.54%. Rates were last updated on 04/08/2026.

Priority Postal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Priority Postal Credit Union? Share your experience about Priority Postal Credit Union by leaving a review below, or read customer reviews before you decide to use Priority Postal Credit Union.

Overall Health & Safety Grade ?
B-
Adequate Health Score: 82/100
MonitorBankRates Rating ?
4.4
Excellent Out of 5.0 Stars
Texas Ratio ?
22.54%
Good Higher than avg
Priority Postal Credit Union
Priority Postal Credit Union
1199 Pasadena Blvd
Pasadena, TX 77501
https://www.prioritycu.org/
Member NCUA

Priority Postal Credit Union CD Rates

Product Rate APY Term View More
9 Month CD - 3.40% 9
Min Deposit $500
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
12 Month CD - 3.35% 12
Min Deposit $500
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
16 Month CD - 3.35% 16
Min Deposit $500
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
18 Month CD - 3.35% 18
Min Deposit $500
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
24 Month CD - 3.30% 24
Min Deposit $500
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
60 Month CD - 3.20% 60
Min Deposit $500
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
36 Month CD - 3.04% 36
Min Deposit $500
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
3 Month CD - 0.50% 3
Min Deposit $500
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
6 Month CD - 0.50% 6
Min Deposit $500
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%

Priority Postal Credit Union Savings Rates

Product Rate APY View More
Holiday Club Account 0.05% 0.05%
Min Deposit $25
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
IRA Share Savings 0.05% 0.05%
Min Deposit $5
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
Regular Share Savings 0.05% 0.05%
Min Deposit $5
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
Vacation Club Account 0.05% 0.05%
Min Deposit $5
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%

Priority Postal Credit Union Money Market Rates

Product Rate APY View More
Money Market Account - 0.75%
Min Balance $100,000
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
Money Market Account - 0.50%
Min Balance $50,000
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
Money Market Account - 0.45%
Min Balance $25,000
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
Money Market Account - 0.40%
Min Balance $10,000
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
Money Market Account - 0.10%
Min Balance $1,000
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%

Priority Postal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 6.75%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%

Priority Postal Credit Union Credit Card Rates

Product Rate APR View More
VISA® Platinum - 8.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
VISA® Platinum with Rewards - 9.99%
No additional details.
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%
VISA® Platinum Credit Card - 10.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
4.4
Star Rating
B-
Health Grade
Texas Ratio: 22.54%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Priority Postal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Priority Postal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Priority Postal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Priority Postal Credit Union
Address 1199 Pasadena Blvd, Pasadena, TX 77501
Phone 713-473-9349
Fax
President Nick Perez
CEO Margot Melendez
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
4.4 / 5.0 ★
Overall Health & Safety Grade
B- (82/100)
Texas Ratio
22.54%
Return on Assets (ROA)
-7.7053%
Return on Equity (ROE)
-90.9534%
Non-Performing Loans Ratio (NPL)
3.64%
Total Assets
2,568,244
Total Amount of Shares and Deposits
2,349,938
Total Shares and Deposits < 1 Year
2,344,612
Total Shares and Deposits 1 3 Years
5,326
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
3,224
Total Uninsured Shares and Deposits > $250K (F+J)
3,224
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,346,714
Total Interest Expense (Sum of items 6 8)
17,860
Share Certificates
14
Number of Accounts for Regular Shares
377
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
845,339
Total Liabilities
2,350,671
Source: NCUA — Last Updated 09/30/2023

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Priority Postal Credit Union

Is Priority Postal Credit Union a safe place to deposit money?

Yes, Priority Postal Credit Union is considered a safe financial institution. With a Texas Ratio of 22.541909362125%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Priority Postal Credit Union operate?

Priority Postal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Priority Postal Credit Union?

Yes, to access services at Priority Postal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Priority Postal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Priority Postal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Priority Postal Credit Union offer online and mobile banking?

Most modern institutions like Priority Postal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.prioritycu.org/.

Current Priority Postal Credit Union Rates

  • 12-Month CD3.35%
  • 18-Month CD3.35%
  • 24-Month CD3.30%
  • 60-Month CD3.20%
  • Savings0.05%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.