Produce State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Produce State BankToday's 12-month CD rates can be found at 3.55%, 6-month CD rates at 2.01% and 3-month CD rates at 3.24%. Current savings rates are at 0.10% and money market rates are at 1.51%. Mortgage rates today on 30-year fixed loans are around 6.90%. Credit Card rates are at 14.24%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Produce State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Produce State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Produce State Bank CD rates. You can also compare Produce State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Produce State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Produce State Bank? Share your experience about Produce State Bank by leaving a review below, or read customer reviews before you decide to use Produce State Bank.

Produce State Bank Texas Ratio

Produce State Bank's Texas Ratio is at 11.84%, which is considered excellent. The Texas Ratio for Produce State Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Produce State Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Produce State Bank
109 Park Ave W
Hollandale, MN 56045
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Produce State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Great Plains State Bank
Great Plains State Bank
Kasasa Checking
5.00%
$100
Belt Valley Bank
Belt Valley Bank
3-Month CD
4.34%
$500
Texas Heritage National Bank
Texas Heritage National Bank
6-Month CD
4.07%
$1,000
Salem Five Direct
Salem Five Direct
eOne Savings
4.01%
$10
First Bank of Central Ohio
First Bank of Central Ohio
Platinum Money Market
4.00%
$2,000,000
First Central Savings Bank Glen Cove, NY
First Central Savings Bank Glen Cove, NY
18-Month CD
4.00%
$500
Paramount Bank
Paramount Bank
12-Month CD
4.00%
$1,000
Pentucket Bank
Pentucket Bank
18-Month CD
4.00%
$500
LendingClub
LendingClub
6-Month CD
4.00%
$500
Denison State Bank
Denison State Bank
24-Month CD
3.75%
$500
Beacon Community Bank
Beacon Community Bank
60-Month CD
3.75%
$250
Beal Bank
Beal Bank
18-Month CD
3.75%
$1,000
Kearney Trust Company
Kearney Trust Company
18-Month CD
3.72%
$100
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
12-Month CD (Jumbo)
3.70%
$100,000
Bradford National Bank
Bradford National Bank
12-Month CD
3.68%
$1,000
The Peoples S&L Co.
The Peoples S&L Co.
24-Month CD
3.55%
$500
MVSB
12-Month CD
3.50%
$500
Milton Savings Bank
Milton Savings Bank
12-Month CD
3.50%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
36-Month CD
3.30%
$2,500
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month Jumbo CD
3.25%
$100,000
Newtown Savings Bank
Newtown Savings Bank
36-Month CD
3.00%
$500
Iowa Falls State Bank
Iowa Falls State Bank
36-Month CD
2.67%
$1,000
Hendricks County Bank and Trust
Hendricks County Bank and Trust
30-Month CD
2.53%
$1,000
Rosedale FSL
Rosedale FSL
18-Month CD
2.35%
$500
Bank of Brenham
Bank of Brenham
60-Month CD
2.25%
$1,000
Community First Bank of Indiana
Community First Bank of Indiana
36-Month CD
2.25%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
18-Month CD
1.56%
$500
OneLocal Bank
OneLocal Bank
36-Month CD
1.50%
$1,000
Acadian Federal Credit Union
Acadian Federal Credit Union
6-Month CD
1.46%
$1,000
Karnes County National Bank
Karnes County National Bank
Money Market
1.26%
$1,500
FNB of Brownstown
48-Month CD
1.25%
$1,000
The Bank of New Glarus
The Bank of New Glarus
18-Month CD
1.10%
$1,000
RBT Rollstone B&T
RBT Rollstone B&T
24-Month CD
1.00%
$500
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Max Money Market
1.00%
$2,500
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
18-Month CD
0.70%
$1,000
OSB Odin State Bank
OSB Odin State Bank
Regular Savings
0.60%
$10
Alec Federal Credit Union
Alec Federal Credit Union
Share Savings
0.45%
$100
Greenville Federal
Greenville Federal
36-Month CD
0.40%
$500
Bank of Zachary
Bank of Zachary
Regular Savings
0.35%
$100
United Southern Bank
United Southern Bank
36-Month CD
0.25%
$1,000
Hoyne Savings Bank
Hoyne Savings Bank
12-Month CD
0.20%
$500
The Middlefield Banking Company
The Middlefield Banking Company
3-Month CD
0.20%
$500
1st Community Credit Union
1st Community Credit Union
Ultimate Savings
0.15%
$1,000
Bank of Buffalo
Bank of Buffalo
3-Month CD
0.10%
$500
Schuyler Savings Bank
Schuyler Savings Bank
Passbook Savings
0.10%
$10
Genesee Regional Bank
Genesee Regional Bank
Savings
0.10%
$10
First Hope Bank
First Hope Bank
Gold Money Market
0.08%
$2,500
First FSB of Angola
First FSB of Angola
Hi-Fi Money Market
0.05%
$1
First Federal S&L of McMinnville
First Federal S&L of McMinnville
Statement Savings
0.02%
$0
PNB Community Bank
PNB Community Bank
Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates June 15, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Produce State Bank rate data right now, check back for updates, we are adding rates all the time.

Produce State Bank Information

Produce State Bank
109 Park Ave W
Hollandale, MN 56045
Freeborn
Established Date: 08/02/1926
FDIC Certificate #: 10178
Date of FDIC Deposit Insurance: 01/01/1934
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Produce State Bank FDIC Insured? Yes
What is Produce State Bank's Cert number? 10178
What is the maximum amount for insured deposits? $250,000 per holder, per account

Produce State Bank Financials

Total Assets:
$111,850,000
Total Deposits:
$99,356,000
Equity Capital:
$12,050,000
Domestic Deposits:
$99,356,000
Net Income:
$549,000
Return on Assets:
2.2523%
Quarterly Return on Assets:
1.9400%
Pretax Return on Assets:
2.1927%
Pretax Quarterly Return on Assets:
2.1900%
Return on Equity:
23.4600%
Quarterly Return on Equity:
18.1500%
Common Equity Tier 1 Capital Ratio:
20.3739%
Tier 1 Risk-Based Capital Ratio:
20.3739%
Leverage Tier 1 (Core Capital) Ratio:
9.2445%
Total Risk-Based Capital Ratio (YTD):
21.4365%
Total Interest Income (YTD):
4.7121%
 
 
Headquarters:
Hollandale
FDIC Field Office:
Minneapolis
Regulator:
FDIC
County:
Freeborn
# of Offices:
4
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

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PurePoint Financial CD Rates Move UpwardPurePoint Financial CD rates moved upward again and are now some of the best CD rates available from any bank. Current 12 month CD rates at PurePoint Financial are at 2.76 percent with an APY of 2.80 percent. 3 year CD rates from PurePoint Financial are at 2.96 percent with an APY of 3.00 percent. The minimum opening deposit for all CDs is $10,000. Compare PurePoint Financial CD rates with other online rates here.

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