Riley State Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Riley State BankToday's 12-month CD rates can be found at 0.35%, 6-month CD rates at 1.76% and 3-month CD rates at 0.20%. Current savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.31%. Credit Card rates are at 13.24%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Riley State Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Riley State Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Riley State Bank CD rates. You can also compare Riley State Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Riley State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riley State Bank? Share your experience about Riley State Bank by leaving a review below, or read customer reviews before you decide to use Riley State Bank.

Riley State Bank Texas Ratio

Riley State Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Riley State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Riley State Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Riley State Bank
201 S Broadway St
Riley, KS 66531
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Riley State Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
60-Month CD (My Choice)
4.02%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
12-Month CD
3.75%
$1,000
Kearney Trust Company
Kearney Trust Company
30-Month CD
3.56%
$100
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
Rewards PLUS Saver Savings
3.50%
$100
CorTrust Bank
CorTrust Bank
3-Month CD
3.50%
$2,500
First Resource Bank Exton, PA
First Resource Bank Exton, PA
24-Month CD
3.25%
$500
Iowa Falls State Bank
Iowa Falls State Bank
18-Month CD
3.13%
$1,000
Citizens National Bank of Albion
Citizens National Bank of Albion
36-Month CD
3.02%
$1,000
Coffee County Bank
Coffee County Bank
24-Month CD
3.00%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
48-Month CD
3.00%
$0
First Security Bank Mackinaw, IL
First Security Bank Mackinaw, IL
18-Month CD
3.00%
$1,000
Charles River Bank
Charles River Bank
42-Month CD
3.00%
$1,000
Education Credit Union
Education Credit Union
24-Month CD
3.00%
$500
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
24-Month CD
2.81%
$1,000
4U Federal Credit Union
4U Federal Credit Union
24-Month CD
2.79%
$1,000
The Bank of Landisburg
The Bank of Landisburg
48-Month CD
2.62%
$1,000
Henderson State Bank
Henderson State Bank
6-Month CD
2.27%
$500
North Star Bank
North Star Bank
18-Month CD
2.12%
$500
First Security Bank Byron, MN
First Security Bank Byron, MN
Rewards Money Market
2.02%
$100,000
Thumb Bank and Trust
Thumb Bank and Trust
60-Month CD
2.02%
$500
Campbell & Fetter Bank
Campbell & Fetter Bank
12-Month CD
2.01%
$1,000
Washington State Bank Washington, IA
Washington State Bank Washington, IA
36-Month CD
1.81%
$500
Peoples State Bank Ellettsville, IN
Peoples State Bank Ellettsville, IN
30-Month CD
1.66%
$500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
12-Month CD
1.51%
$500
Ultima Bank Minnesota
Ultima Bank Minnesota
6-Month CD
1.50%
$1,000
The Apple Creek Banking Company
The Apple Creek Banking Company
36-Month CD
1.30%
$500
Champlain National Bank
Champlain National Bank
36-Month CD
1.26%
$500
Liberty Bank for Savings
Liberty Bank for Savings
48-Month CD
1.15%
$5,000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
Money Market
1.00%
$100
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
12-Month CD
0.80%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Regular Savings
0.55%
$1
Commonwealth Community Bank, Inc.
Commonwealth Community Bank, Inc.
12-Month CD
0.50%
$0
F&M Bank Upperco, MD
F&M Bank Upperco, MD
18-Month CD
0.50%
$500
Security Bank Tulsa, OK
Security Bank Tulsa, OK
Money Market
0.50%
$1,500
Pillar Bank
Pillar Bank
60-Month CD
0.45%
$500
Altoona First Savings Bank
Altoona First Savings Bank
24-Month CD
0.40%
$1,000
Charter Bank IA
Charter Bank IA
Savings
0.35%
$100
Dime Bank
Dime Bank
48-Month CD
0.30%
$500
Rosedale FSL
Rosedale FSL
Everyday Savings
0.25%
$100
American Savings Bank, FSB
American Savings Bank, FSB
18-Month CD
0.20%
$1,000
Canton Co-operative Bank
Canton Co-operative Bank
Savings
0.15%
$0
American Bank of Beaver Dam
American Bank of Beaver Dam
Regular Savings
0.10%
$25
First Federal S&L of Greensburg
First Federal S&L of Greensburg
Statement Savings
0.10%
$10
Cambridge Trust Company
Cambridge Trust Company
12-Month CD
0.10%
$500
National Bank of Malvern
National Bank of Malvern
Savings
0.08%
$25
Kitsap Bank
Kitsap Bank
Statement Savings
0.05%
$100
Wakefield Co-operative Bank
Wakefield Co-operative Bank
Statement Savings
0.05%
$0
WVS West View SB
WVS West View SB
Christmas Club Savings
0.05%
$100
Adirondack Bank
Adirondack Bank
Loyalty Money Market
0.01%
$2,500
Bank of New Hampshire
Bank of New Hampshire
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5-Year ARM Jumbo
5.250%
4.753%
0.000
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
4.750%
5.507%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Riley State Bank rate data right now, check back for updates, we are adding rates all the time.

Riley State Bank Information

Riley State Bank
201 S Broadway St
Riley, KS 66531
Riley
Established Date: 11/19/1943
FDIC Certificate #: 16120
Date of FDIC Deposit Insurance: 01/27/1944
Bank Holding Company: RILEY COUNTY BANCSHARES INC
How Many Domestic U.S. Offices? 4
How Many Branches are There? 4
Is Riley State Bank FDIC Insured? Yes
What is Riley State Bank's Cert number? 16120
What is the maximum amount for insured deposits? $250,000 per holder, per account

Riley State Bank Financials

Total Assets:
$114,323,000
Total Deposits:
$99,508,000
Equity Capital:
$10,299,000
Domestic Deposits:
$99,508,000
Net Income:
$304,000
Return on Assets:
0.9250%
Quarterly Return on Assets:
1.0700%
Pretax Return on Assets:
1.0937%
Pretax Quarterly Return on Assets:
1.0900%
Return on Equity:
9.8600%
Quarterly Return on Equity:
11.4600%
Leverage Tier 1 (Core Capital) Ratio:
10.7444%
Total Interest Income (YTD):
4.3312%
 
 
Headquarters:
Riley
FDIC Field Office:
Kansas City
Regulator:
FDIC
County:
Riley
# of Offices:
4
Metropolitan Statistical Area (MSA):
Manhattan, KS
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

The current national average 12 month CD rate is 0.77 percent. You can find CD rates higher than the current national average rates. We have compiled a list of the highest and lowest 12 month certificate of deposit rates in the state of Florida. The highest 12 month rate on our table is 1.47 percent, almost double the national average. The lowest 12 month CD rate on our list is 0.15 percent, well below the national average rate.
Money market rates in Florida are moving higher these days and have recently made new highs. The best Florida money market rates are at 2.40 percent from MysavingsDirect. The second best money market rate in Florida is at 2.36 percent from Popular Direct. You can search for and compare money market rates in FL here to make sure you are getting the highest rate.
Mortgage Rates Decrease: 30 Year Mortgage Rates Under 5.00%Mortgage rates were down in our latest Mortgage Rate Survey. Fixed 30 year conforming mortgage rates are back under 5.00 percent at 4.95 percent. 30 year rates have been around the 5.00 range since the beginning of 2010.

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