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Coleman County State Bank Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 7, 2026
Coleman County State Bank's top rates as of October 7, 2026 are 3.30% APY on its 60-Months 60-Month Business Certificate of Deposit, 3.04% APY on savings, and 2.78% APY on checking, according to rates verified by MonitorBankRates. Other Coleman County State Bank CD rates include 60-Months 60-Month Certificate of Deposit at 3.30%, 36-Months 36-Month Business Certificate of Deposit at 3.20%, and 36-Months 36-Month Certificate of Deposit at 3.20%. MonitorBankRates evaluates the financial stability of Coleman County State Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.33%. Rates last updated and verified on 10/07/2026.
Coleman County State Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coleman County State Bank? Share your experience about Coleman County State Bank by leaving a review below, or read customer reviews before you decide to use Coleman County State Bank.
Coleman County State Bank has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective FDIC regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Coleman County State Bank has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.33%
ExcellentLower than avg
Coleman County State Bank Texas Ratio
Coleman County State Bank's Texas Ratio is 0.33%, which is considered excellent and is lower than the national average of 5.85%.
Coleman County State Bank has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.78% to 0.33% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this bank has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.
Coleman County State Bank CD Rates
Product
Rate
APY
Term
View More
60 Month Certificate of Deposit
3.25%
3.30%
60 Months
Min Deposit$100,000
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
36 Month Certificate of Deposit
3.15%
3.20%
36 Months
Min Deposit$100,000
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Month Certificate of Deposit
3.15%
3.20%
60 Months
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
24 Month Certificate of Deposit
3.05%
3.09%
24 Months
Min Deposit$100,000
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.09% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
36 Month Certificate of Deposit
3.05%
3.09%
36 Months
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.09% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
12 Month Certificate of Deposit
3.00%
3.04%
12 Months
Min Deposit$100,000
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
18 Month Certificate of Deposit
3.00%
3.04%
18 Months
Min Deposit$100,000
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
182 Day Certificate of Deposit
2.95%
2.99%
182 Days
Min Deposit$100,000
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.99% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
24 Month Certificate of Deposit
2.95%
2.99%
24 Months
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.99% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
12 Month Certificate of Deposit
2.90%
2.94%
12 Months
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.94% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
18 Month Certificate of Deposit
2.90%
2.94%
18 Months
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.94% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
90 Day Certificate of Deposit
2.90%
2.94%
90 days
Min Deposit$100,000
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.94% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
182 Day Certificate of Deposit
2.85%
2.89%
182 Days
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.89% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Day Certificate of Deposit
2.85%
2.89%
60 Days
Min Deposit$100,000
Min Balance$100,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.89% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
90 Day Certificate of Deposit
2.80%
2.84%
90 days
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.84% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Day Certificate of Deposit
2.75%
2.78%
60 Days
Min Deposit$1,000
Min Balance$1,000
DetailsAPY = Annual Percentage Yield. Penalties apply for early withdrawals from certificate accounts. The rate for certificates of deposit (CD) is fixed for the term of the CD and is determined based upon the term and the amount of the opening deposit. Rates are subject to change without notice. Interest for CDs is compounded monthly and credited monthly. Other restrictions may apply.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.78% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Coleman County State Bank Business CD Rates
Product
Rate
APY
Term
View More
60 Month Business Certificate of Deposit
3.25%
3.30%
60 Months
Min Deposit$100,000
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.30% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
36 Month Business Certificate of Deposit
3.15%
3.20%
36 Months
Min Deposit$100,000
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Month Business Certificate of Deposit
3.15%
3.20%
60 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.20% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
24 Month Business Certificate of Deposit
3.05%
3.09%
24 Months
Min Deposit$100,000
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.09% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
36 Month Business Certificate of Deposit
3.05%
3.09%
36 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.09% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
12 Month Business Certificate of Deposit
3.00%
3.04%
12 Months
Min Deposit$100,000
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
18 Month Business Certificate of Deposit
3.00%
3.04%
18 Months
Min Deposit$100,000
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
182 Day Business Certificate of Deposit
2.95%
2.99%
182 Days
Min Deposit$100,000
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.99% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
24 Month Business Certificate of Deposit
2.95%
2.99%
24 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.99% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
12 Month Business Certificate of Deposit
2.90%
2.94%
12 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.94% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
18 Month Business Certificate of Deposit
2.90%
2.94%
18 Months
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.94% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
90 Day Business Certificate of Deposit
2.90%
2.94%
90 days
Min Deposit$100,000
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.94% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
182 Day Business Certificate of Deposit
2.85%
2.89%
182 Days
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.89% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Day Business Certificate of Deposit
2.85%
2.89%
60 Days
Min Deposit$100,000
Min Balance$100,000
DetailsBalance: $100,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.89% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
90 Day Business Certificate of Deposit
2.80%
2.84%
90 days
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.84% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
60 Day Business Certificate of Deposit
2.75%
2.78%
60 Days
Min Deposit$1,000
Min Balance$1,000
DetailsBalance: $1,000 Minimum
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.78% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Coleman County State Bank Savings Rates
Product
Rate
APY
View More
IRA Savings
3.00%
3.04%
Min Deposit$100
Min Balance$100
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 3.04% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings
2.00%
2.02%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: >= $100,000.01
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Platinum Savings
2.00%
2.02%
Min Deposit$10,000
Min Balance$75,000
DetailsBalance: $75,000.01 and up
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings
1.25%
1.25%
Min Deposit$1,000
Min Balance$75,000
DetailsBalance: $75,000.01 - $100,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings
0.55%
0.55%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000.01 - $75,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Platinum Savings
0.55%
0.55%
Min Deposit$10,000
Min Balance$25,000
DetailsBalance: $25,000.01 - $75,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings
0.50%
0.50%
Min Deposit$1,000
Min Balance$0
DetailsBalance: <= $25,000
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Platinum Savings
0.50%
0.50%
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 - $25,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Regular Savings
0.25%
0.25%
Min Deposit$100
Min Balance$0
DetailsBalance: $0.01 and up
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Coleman County State Bank Business Savings Rates
Product
Rate
APY
View More
Business Money Market Savings
2.00%
2.02%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: >= $100,000.01
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Platinum Savings
2.00%
2.02%
Min Deposit$10,000
Min Balance$75,000
DetailsBalance: $75,000.01 and up
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings
1.25%
1.25%
Min Deposit$1,000
Min Balance$75,000
DetailsBalance: $75,000.01 - $100,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings
0.55%
0.55%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000.01 - $75,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Platinum Savings
0.55%
0.55%
Min Deposit$10,000
Min Balance$25,000
DetailsBalance: $25,000.01 - $75,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings
0.50%
0.50%
Min Deposit$1,000
Min Balance$0
DetailsBalance: <= $25,000
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Platinum Savings
0.50%
0.50%
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 - $25,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Regular Savings
0.25%
0.25%
Min Deposit$100
Min Balance$0
DetailsBalance: $0.01 and up
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Coleman County State Bank Money Market Rates
Product
Rate
APY
View More
Money Market Savings
2.00%
2.02%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: >= $100,000.01
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings
1.25%
1.25%
Min Deposit$1,000
Min Balance$75,000
DetailsBalance: $75,000.01 - $100,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings
0.55%
0.55%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000.01 - $75,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Money Market Savings
0.50%
0.50%
Min Deposit$1,000
Min Balance$0
DetailsBalance: <= $25,000
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Coleman County State Bank Business Money Market Rates
Product
Rate
APY
View More
Business Money Market Savings
2.00%
2.02%
Min Deposit$1,000
Min Balance$100,000
DetailsBalance: >= $100,000.01
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 2.02% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings
1.25%
1.25%
Min Deposit$1,000
Min Balance$75,000
DetailsBalance: $75,000.01 - $100,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 1.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings
0.55%
0.55%
Min Deposit$1,000
Min Balance$25,000
DetailsBalance: $25,000.01 - $75,000
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Money Market Savings
0.50%
0.50%
Min Deposit$1,000
Min Balance$0
DetailsBalance: <= $25,000
Last Updated10/07/2026
Rate History
No change since Sep 19, 2026 · 0.50% APY · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Coleman County State Bank Checking Rates
Product
Rate
APY
View More
Rewards Checking
2.75%
2.78%
Min Deposit$100
Min Balance$25,000
DetailsQualifications Required: enroll in eStatements; 1 direct deposit or 1 ACH per monthly qualification cycle; 10 debit card transactions posted to your Rewards checking account per qualification cycle; Balance: <= $25,000.00
Last Updated10/07/2026
Rate History
1 change since Sep 14, 2026 · 1.01% → 2.78% ▲ 1.77 pts · high 2.78% / low 1.01%
Sep 19, 20262.78%▲ from 1.01%
Sep 14, 20261.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Rewards Checking
1.00%
1.01%
Min Deposit$100
Min Balance$25,000
DetailsQualifications Required: enroll in eStatements; 1 direct deposit or 1 ACH per monthly qualification cycle; 10 debit card transactions posted to your Rewards checking account per qualification cycle; Balance: >= $25,000.01
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 1.01% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
NOW Checking Account
0.25%
0.25%
Min Deposit$500
Min Balance$500
DetailsAvg Balance >= $500.00
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Rewards Checking
0.05%
0.05%
Min Deposit$100
DetailsQualifications Required: enroll in eStatements; 1 direct deposit or 1 ACH per monthly qualification cycle; 10 debit card transactions posted to your Rewards checking account per qualification cycle; Balance: Non-Qualifying Balance. If qualifications are not met, the account will still earn interest at a base rate of 0.05%. However, foreign ATM fees will not be refunded for that time period.
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Coleman County State Bank Business Checking Rates
Product
Rate
APY
View More
Business Rewards Checking
2.75%
2.78%
Min Deposit$100
Min Balance$25,000
DetailsQualifications Required: enroll in eStatements; 1 direct deposit or 1 ACH per monthly qualification cycle; 10 debit card transactions posted to your Rewards checking account per qualification cycle; Balance: <= $25,000.00; APY = Annual Percentage Yield
Last Updated10/07/2026
Rate History
1 change since Sep 14, 2026 · 1.01% → 2.78% ▲ 1.77 pts · high 2.78% / low 1.01%
Sep 19, 20262.78%▲ from 1.01%
Sep 14, 20261.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Rewards Checking
1.00%
1.01%
Min Deposit$100
Min Balance$25,000
DetailsQualifications Required: enroll in eStatements; 1 direct deposit or 1 ACH per monthly qualification cycle; 10 debit card transactions posted to your Rewards checking account per qualification cycle; Balance: >= $25,000.01; APY = Annual Percentage Yield
Last Updated10/07/2026
Rate History
2 changes since Sep 14, 2026 · 1.01% → 1.01% ▼ 0.00 pts · high 2.78% / low 1.01%
No change since Sep 14, 2026 · 0.25% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Business Rewards Checking
0.05%
0.05%
Min Deposit$100
DetailsQualifications Required: enroll in eStatements; 1 direct deposit or 1 ACH per monthly qualification cycle; 10 debit card transactions posted to your Rewards checking account per qualification cycle; Balance: Non-Qualifying Balance; APY = Annual Percentage Yield
Last Updated10/07/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.33%
Financial Health History
Coleman County State Bank’s Texas Ratio fell from 3.78% in Q3 2023 to 0.33% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$295M
0.33%
5.0
A+
March 31, 2026
$291M
0.35%
5.0
A+
December 31, 2025
$290M
0.52%
5.0
A+
September 30, 2025
$282M
0.62%
5.0
A+
June 30, 2025
$286M
3.12%
5.0
A+
March 31, 2025
$221M
3.59%
5.0
A+
December 31, 2024
$212M
1.01%
5.0
A+
September 30, 2024
$212M
0.99%
5.0
A+
June 30, 2024
$208M
4.86%
5.0
A+
March 31, 2024
$205M
0.96%
5.0
A+
December 31, 2023
$199M
1.53%
5.0
A+
September 30, 2023
$194M
3.78%
5.0
A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating:
Our rating for Coleman County State Bank is derived from comprehensive financial data published quarterly by the FDIC.
Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.
Texas Ratio:
We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation:
We gather Coleman County State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Coleman County State Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution NameColeman County State Bank
Bank Holding CompanyCOLEMAN BANCSHARES INC
Address
118 W Pecan St,
Coleman, TX 76834 · Coleman
Coleman County State Bank earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Coleman County State Bank
Frequently Asked Questions About Coleman County State Bank
How many branches does Coleman County State Bank operate?
Coleman County State Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is there a first-time homebuyer program?
Currently, Coleman County State Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Coleman County State Bank provides members with tools to manage their accounts and build a solid financial history.
Does Coleman County State Bank offer online and mobile banking?
Most modern institutions like Coleman County State Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.colemanbank.com.
Current Coleman County State Bank Rates
12-Month CD2.94%
18-Month CD2.94%
24-Month CD2.99%
36-Month CD3.09%
60-Month CD3.20%
Savings3.04%
Retrieved from our database of financial products. Rates subject to change.
Brian McKay
