Coleman County State Bank Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Coleman County State Bank's Certificate of Deposit rates are at 3.30%, Certificates of Deposit rates are at 3.30%, Certificate of Deposit rates are at 3.20%, Certificates of Deposit rates are at 3.20%, Certificate of Deposit rates are at 3.09%. Coleman County State Bank's savings rates are at 0.50%.
Rate Updates and AvailabilityColeman County State Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Coleman County State Bank? Share your experience about Coleman County State Bank by leaving a review below, or read customer reviews before you decide to use Coleman County State Bank. Coleman County State Bank Texas RatioColeman County State Bank's Texas Ratio is at 3.78%, which is considered excellent. The Texas Ratio for Coleman County State Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
Coleman County State Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, Coleman County State Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
Coleman County State Bank CD Rates
Coleman County State Bank Savings Rates
Coleman County State Bank Money Market Rates
Coleman County State Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Coleman County State Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Coleman County State Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Coleman County State Bank's official website for the most current offers and terms.
Bank Profile & OverviewColeman County State Bank
118 W Pecan StColeman, TX 76834 Coleman Established Date: 10/15/1936 FDIC Certificate #: 15480 Date of FDIC Deposit Insurance: 04/01/1937 Bank Holding Company: COLEMAN BANCSHARES INC How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.colemanbank.com
Is Coleman County State Bank FDIC Insured? Yes
What is Coleman County State Bank's Cert number? 15480
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$204,538,000
Total Deposits:
$186,249,000
Equity Capital:
$16,494,000
Net Income:
$665,000
Return on Assets (ROA):
1.5671%
Return on Equity (ROE):
19.9100%
Headquarters:
Coleman
Regulator:
FDIC
# of Offices:
6
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsaWkt
December 17, 2025
CLRC
Add Your Rating and Review for Coleman County State Bank
Frequently Asked Questions About Coleman County State BankHow do I open an account at Coleman County State Bank?You can typically open an account at Coleman County State Bank by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, Coleman County State Bank provides a range of mortgage and home equity products. Is Coleman County State Bank a safe place to deposit money?Yes, Coleman County State Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does Coleman County State Bank offer online and mobile banking?Most modern institutions like Coleman County State Bank provide digital access including online balance checks and transfers. Compare to other Banks |
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