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Quad City Bank and Trust Company (QCBT)

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Quad City Bank and Trust Company (QCBT) Rates & Review April 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Quad City Bank and Trust Company (QCBT) provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 17, 2026

You can compare Quad City Bank and Trust Company (QCBT) rates to other rates in our database, including 12-month CD rates currently at 2.77%, 6-month CD rates at 3.14% and 3-month CD rates at 3.19%. Savings rates are at 0.07% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 6.31%. All these rates can be compared to Quad City Bank and Trust Company (QCBT) rates. MonitorBankRates evaluates the financial stability of Quad City Bank and Trust Company (QCBT) with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/17/2026.

Quad City Bank and Trust Company (QCBT) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Quad City Bank and Trust Company (QCBT)? Share your experience about Quad City Bank and Trust Company (QCBT) by leaving a review below, or read customer reviews before you decide to use Quad City Bank and Trust Company (QCBT).

Overall Health & Safety Grade

A+

Exceptional Health Score: 100/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

No Data No data

Quad City Bank and Trust Company (QCBT)

455 Riverdale Drive
Green Bay, WI 54313

https://www.qcbt.bank

Quad City Bank and Trust Company (QCBT) Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Fixed Rate Home Equity Line of Credit	-	-	6.49%
Details As Low As Last Updated 04/11/2026 Institution Ratings 5.0 Star Rating A+ Health Grade

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Quad City Bank and Trust Company (QCBT) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Quad City Bank and Trust Company (QCBT) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Quad City Bank and Trust Company (QCBT)'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Quad City Bank and Trust Company (QCBT)

Bank Holding Company CAPITAL BANCSHARES INC

Address 455 Riverdale Drive, Green Bay, WI 54313 · Brown

Website https://www.qcbt.bank

FDIC Certificate # 33857

Established 11/29/1993

FDIC Insurance Date 11/29/1993

Domestic Offices 1

Total Branches 0

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 100/100

5.0

Exceptional Out of 5.0 Stars

0.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.9751%

Return on Equity (ROE) 9.4400%

Non-Performing Loans (NPL) 0.00%

Total Assets $78,015,000

Total Deposits $62,915,000

Equity Capital $7,995,000

Net Income $557,000

Headquarters Green Bay

Total Offices 1

Source: FDIC | Last Updated 09/30/2002

Customer Reviews

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Average Rating

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Total Reviews

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Frequently Asked Questions About Quad City Bank and Trust Company (QCBT)

Is Quad City Bank and Trust Company (QCBT) a safe place to deposit money?

Yes, Quad City Bank and Trust Company (QCBT) is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Quad City Bank and Trust Company (QCBT) operate?

Quad City Bank and Trust Company (QCBT) currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Quad City Bank and Trust Company (QCBT) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Quad City Bank and Trust Company (QCBT) provides members with tools to manage their accounts and build a solid financial history.

Does Quad City Bank and Trust Company (QCBT) offer online and mobile banking?

Most modern institutions like Quad City Bank and Trust Company (QCBT) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.qcbt.bank.