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First FSB of Angola Rates & Review September 2026

First FSB of Angola's 7-Month - SPECIAL Certificate of Deposit rates are at 3.88%, 60-Month Certificate of Deposit rates are at 1.26%, IRA Certificate 60-Month rates are at 1.26%, 48-Month Certificate of Deposit rates are at 1.10%, IRA Certificate 48-Month rates are at 1.10%. First FSB of Angola's savings rates are at 0.05%. First FSB of Angola's money market rates are at 0.05%. First FSB of Angola's 0/1 Year ARM rates are at 5.90%, 3/3 Year ARM rates are at 6.10%, 5/1 Year ARM rates are at 6.30%, Fixed Rate Mortgage rates are at 6.30%, 7/1 Year ARM rates are at 6.40%. First FSB of Angola's RV, Boat and Powersport Loan Rates are as low as 5.34%. MonitorBankRates evaluates the financial stability of First FSB of Angola with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/19/2026.

First FSB of Angola money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First FSB of Angola? Share your experience about First FSB of Angola by leaving a review below, or read customer reviews before you decide to use First FSB of Angola.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
First FSB of Angola
212 E Maumee St
Angola, IN 46703
https://www.ffsbangola.com
Member FDIC

First FSB of Angola CD Rates

Product Rate APY Term View More
7 Month - SPECIAL Certificate of Deposit 3.85% 3.88% 7 Month
Min Deposit $10,000
Details SPECIAL
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificate of Deposit 1.25% 1.26% 60 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificate 60 Month 1.25% 1.26% 60 Month
Min Deposit $500
Details Compound Frequency: Quarterly
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificate of Deposit 1.10% 1.10% 48 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificate 48 Month 1.10% 1.10% 48 Month
Min Deposit $500
Details Compound Frequency: Quarterly
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificate of Deposit 1.00% 1.00% 36 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificate 36 Month 1.00% 1.00% 36 Month
Min Deposit $500
Details Compound Frequency: Quarterly
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
30 Month Certificate of Deposit 0.80% 0.80% 30 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificate 30 Month 0.80% 0.80% 30 Month
Min Deposit $500
Details Compound Frequency: Quarterly
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificate of Deposit 0.55% 0.55% 24 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificate 24 Month 0.55% 0.55% 24 Month
Min Deposit $500
Details Compound Frequency: Quarterly
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificate of Deposit 0.45% 0.45% 18 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificate 18 Month 0.45% 0.45% 18 Month
Min Deposit $500
Details Compound Frequency: Quarterly
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificate of Deposit 0.35% 0.35% 12 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificate 12 Month 0.35% 0.35% 12 Month
Min Deposit $500
Details Compound Frequency: Quarterly
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
182 Day Certificate of Deposit 0.30% 0.30% 182 Day
Min Deposit $2,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
IRA Certificate 6 Month 0.30% 0.30% 6 Month
Min Deposit $500
Details Compound Frequency: Quarterly
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Variable Rate IRA - 18 Month 0.30% 0.30% 18 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
91 Day Certificate of Deposit 0.25% 0.25% 91 Day
Min Deposit $2,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
7-31 Day Certificate of Deposit 0.15% 0.15% 7-31 Day
Min Deposit $2,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate IRA - 18 Month 0.05% 0.05% 18 Month
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

First FSB of Angola Savings Rates

Product Rate APY View More
Health Savings Account (HSA) 0.30% 0.30%
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Passbook Savings 0.05% 0.05%
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Statement Savings 0.05% 0.05%
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

First FSB of Angola Money Market Rates

Product Rate APY View More
Hi-Fi Money Market 0.25% 0.25%
Min Balance $25,000
Details Balance: $25,000 or more
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Hi-Fi Money Market 0.05% 0.05%
Min Balance $2,500
Details Balance: $2,500-$24,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Hi-Fi Money Market 0.05% 0.05%
Min Balance $0
Details Balance: less than $2,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

First FSB of Angola Checking Rates

Product Rate APY View More
Interest Earning Checking 0.05% 0.05%
Min Deposit $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

First FSB of Angola Mortgage Rates

Product Rate Points APR Term View More
0/1 Year ARM - - 5.90% 30 years
Details 1% Annual Cap, 5% Lifetime Cap; Loan to Value Ratio: <=95%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3/3 Year ARM - - 6.10% 30 years
Details 3% Tri-Annual Cap, 5% Lifetime Cap; Loan to Value Ratio: <=95%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
5/1 Year ARM - - 6.30% 30 years
Details 2% Annual Cap, 5% Lifetime Cap; Loan to Value Ratio: <=95%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate Mortgage - - 6.30% 15 years
Details Loan to Value Ratio: <=95%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
7/1 Year ARM - - 6.40% 30 years
Details 2% Annual Cap, 5% Lifetime Cap; Loan to Value Ratio: <=95%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
10/1 Year ARM - - 6.55% 30 years
Details 2% Annual Cap, 5% Lifetime Cap; Loan to Value Ratio: <=95%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate Mortgage - - 6.95% 30 years
Details Loan to Value Ratio: <=95%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
0/1 Year ARM - - 7.70% 20 years
Details 1% Annual Cap, 5% Lifetime Cap
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3/3 Year ARM - - 8.20% 20 years
Details 3% Tri-Annual Cap, 5% Lifetime Cap
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Fixed Rate Mortgage - - 8.45% 15 years
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

First FSB of Angola Auto Loan Rates

Product Rate Points APR Term View More
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2023 - 2019 model years - - 5.34% 48 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2026 - 2024 model years - - 5.34% 48 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2023 - 2019 model years - - 5.74% 60 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2026 - 2024 model years - - 5.74% 60 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2026 - 2024 model years - - 5.99% 72 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2018 - 2016 model years - - 6.24% 36 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

First FSB of Angola RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boats and RVs Extended Terms Loan - 6.74% 120 months
Details Model Year: 2026 - 2024; Loan to Value Ratio: 80%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Boats and RVs Extended Terms Loan - 6.99% 72 months
Details Model Year: 2023 - 2019; Loan to Value Ratio: 75%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

First FSB of Angola Personal Loan Rates

Product APR Term View More
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2023 - 2019 model years 5.34% 48 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2026 - 2024 model years 5.34% 48 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2023 - 2019 model years 5.74% 60 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2026 - 2024 model years 5.74% 60 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2026 - 2024 model years 5.99% 72 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Autos, Light Trucks, Boats, RVs, Personal Watercraft, Snowmobiles, Motorcycles, Trailers, and ATVs - 2018 - 2016 model years 6.24% 36 months
Details Loan to Value Ratio: <=100%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

First FSB of Angola Other Rates

Product Rate Points APY/APR Term View More
Prime Equity Line Loan - - 7.75% 20 years
Details Prime Rate+1%, Revised Quarterly, 18% Maximum A.P.R.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Second Mortgage Fixed Rate - - 7.95% 10 years
Details Loan to Value Ratio: 80%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
UCC Financing Statement - - 12.99% 24 months
Details Loan to Value Ratio: 75%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Financial Health History

First FSB of Angola’s Texas Ratio fell from 0.53% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.53% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.00% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$137M0.00%5.0A+
March 31, 2026$140M0.00%5.0A+
December 31, 2025$138M0.08%5.0A+
September 30, 2025$137M0.00%5.0A+
June 30, 2025$138M0.08%5.0A+
March 31, 2025$138M0.31%5.0A+
December 31, 2024$138M0.22%5.0A+
September 30, 2024$136M0.23%5.0A+
June 30, 2024$138M0.00%5.0A+
March 31, 2024$137M0.01%5.0A+
December 31, 2023$137M0.02%5.0A+
September 30, 2023$141M0.53%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First FSB of Angola is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First FSB of Angola rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First FSB of Angola's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First FSB of Angola
FDIC Certificate # 28769
Address 212 E Maumee St, Angola, IN 46703  ·  Steuben
Established 19330101
FDIC Insurance Date 19890809
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0286%
Return on Equity (ROE) 4.3100%
Non-Performing Loans (NPL) 0.00%
Total Assets $137,258,000
Total Deposits $103,541,000
Equity Capital $33,368,000
Net Income $711,000
Headquarters Angola
Total Branches and Offices 1
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

First FSB of Angola earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/first-fsb-of-angola-rates-review-28769">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About First FSB of Angola

How many branches does First FSB of Angola operate?

First FSB of Angola currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First FSB of Angola does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First FSB of Angola provides members with tools to manage their accounts and build a solid financial history.

Does First FSB of Angola offer online and mobile banking?

Most modern institutions like First FSB of Angola provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ffsbangola.com.

Current First FSB of Angola Rates

  • 12-Month CD0.35%
  • 18-Month CD0.05%
  • 24-Month CD0.55%
  • 36-Month CD1.00%
  • 48-Month CD1.10%
  • 60-Month CD1.26%
  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.