Cottonwood Valley Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Cottonwood Valley BankToday's 12-month CD rates can be found at 4.25%, 6-month CD rates at 3.85% and 3-month CD rates at 1.51%. Current savings rates are at 0.15% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 7.16%. Credit Card rates are at 15.25%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Cottonwood Valley Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Cottonwood Valley Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Cottonwood Valley Bank CD rates. You can also compare Cottonwood Valley Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Cottonwood Valley Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Cottonwood Valley Bank? Share your experience about Cottonwood Valley Bank by leaving a review below, or read customer reviews before you decide to use Cottonwood Valley Bank.

Cottonwood Valley Bank Texas Ratio

Cottonwood Valley Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Cottonwood Valley Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Cottonwood Valley Bank is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Cottonwood Valley Bank
106 Main St
Cedar Point, KS 66843
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare Cottonwood Valley Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Raymond James Bank
Raymond James Bank
24-Month CD
4.30%
$1,000
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
60-Month CD
4.00%
$1,000
The Citizens Bank of Weston
The Citizens Bank of Weston
36-Month CD
3.80%
$500
Citizens National Bank of Albion
Citizens National Bank of Albion
18-Month CD
3.78%
$1,000
Bank Midwest
Bank Midwest
30-Month CD
3.55%
$500
First Liberty Bank
First Liberty Bank
24-Month CD
3.50%
$2,500
Vystar Credit Union
Vystar Credit Union
48-Month CD
3.50%
$500
Perryton National Bank
Perryton National Bank
18-Month CD
3.47%
$500
Apple Bank for Savings
Apple Bank for Savings
12-Month CD
3.40%
$1,000
Achieva Credit Union
Achieva Credit Union
18-Month CD
3.15%
$500
Sound Community Bank
Sound Community Bank
18-Month CD (with checking)
3.14%
$1,000
Gateway Commercial Bank
Gateway Commercial Bank
24-Month CD
3.04%
$1,000
United State Bank Lewistown, MO
United State Bank Lewistown, MO
60-Month CD
3.04%
$1,000
Citizens Federal Savings Bank
Citizens Federal Savings Bank
60-Month CD
3.00%
$500
Grand Valley Bank
Grand Valley Bank
60-Month CD
3.00%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
12-Month CD
2.99%
$250
Main Bank
Main Bank
60-Month CD
2.85%
$1,000
National Bank of Blacksburg
National Bank of Blacksburg
36-Month CD
2.84%
$500
BayFirst National Bank
BayFirst National Bank
36-Month CD
2.75%
$1,000
First Enterprise Bank
First Enterprise Bank
60-Month CD
2.50%
$1,000
New Market Bank
New Market Bank
36-Month CD
2.45%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
60-Month CD
2.40%
$500
Home Federal S&L of Niles
Home Federal S&L of Niles
60-Month CD
2.37%
$1,000
Headwaters State Bank
Headwaters State Bank
12-Month CD
1.76%
$1,000
Northwest B&T Co.
Northwest B&T Co.
24-Month CD
1.75%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
60-Month CD
1.56%
$1,000
Bank of Stronghurst
Bank of Stronghurst
36-Month CD
1.36%
$500
Vidalia Federal Savings Bank
Vidalia Federal Savings Bank
6-Month CD
1.26%
$5,000
First Horizon
First Horizon
TotalView Money Market
1.26%
$50,000
Midland Community Bank
Midland Community Bank
36-Month CD
1.06%
$1,000
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
18-Month CD
1.00%
$500
Bank of Washington
Bank of Washington
Prosper Savings
1.00%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
Premium Plus Savings
1.00%
$10,000
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
48-Month CD
0.90%
$1,000
CNB of Park Rapids
CNB of Park Rapids
Platinum Money Market
0.75%
$1,000
AbbyBank
AbbyBank
6-Month CD
0.75%
$1,500
Greenfield Banking Company Greenfield, IN
Greenfield Banking Company Greenfield, IN
12-Month CD
0.60%
$1,000
FirsTier Bank
FirsTier Bank
18-Month CD
0.50%
$0
Bruning Bank
Bruning Bank
Savings
0.35%
$50
Eagle Bank Everett, MA
Eagle Bank Everett, MA
18-Month CD
0.35%
$500
Dearborn Federal Savings Bank
Dearborn Federal Savings Bank
Statement Savings
0.30%
$200
F&M State Bank Winterset, IA
F&M State Bank Winterset, IA
Savings
0.25%
$50
The Bank of South Carolina
The Bank of South Carolina
Savings
0.25%
$0
Milford Bank
Milford Bank
36-Month CD
0.25%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
12-Month CD
0.20%
$1,000
Pennsville National Bank
Pennsville National Bank
18-Month CD
0.15%
$500
Kennebec Savings Bank
Kennebec Savings Bank
Statement Savings
0.05%
$10
Cambridge Trust Company
Cambridge Trust Company
3-Month CD
0.05%
$2,500
Gorham Savings Bank
Gorham Savings Bank
207 Checking
0.02%
$25
Sturdy Savings Bank
Sturdy Savings Bank
18-Month CD
0.02%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Cottonwood Valley Bank rate data right now, check back for updates, we are adding rates all the time.

Cottonwood Valley Bank Information

Cottonwood Valley Bank
106 Main St
Cedar Point, KS 66843
Chase
Established Date: 01/25/1914
FDIC Certificate #: 17160
Date of FDIC Deposit Insurance: 12/08/1952
Bank Holding Company: CEDAR POINT BANCSHARES INC
How Many Domestic U.S. Offices? 5
How Many Branches are There? 4
Is Cottonwood Valley Bank FDIC Insured? Yes
What is Cottonwood Valley Bank's Cert number? 17160
What is the maximum amount for insured deposits? $250,000 per holder, per account

Cottonwood Valley Bank Financials

Total Assets:
$39,319,000
Total Deposits:
$35,357,000
Equity Capital:
$3,105,000
Domestic Deposits:
$35,357,000
Net Income:
$33,000
Return on Assets:
0.4937%
Quarterly Return on Assets:
0.3200%
Pretax Return on Assets:
0.3426%
Pretax Quarterly Return on Assets:
0.3400%
Return on Equity:
7.6100%
Quarterly Return on Equity:
4.1200%
Leverage Tier 1 (Core Capital) Ratio:
13.6542%
Total Interest Income (YTD):
2.8348%
 
 
Headquarters:
Cedar Point
FDIC Field Office:
Wichita
Regulator:
FED
County:
Chase
# of Offices:
5
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Western
FDIC Region:
Kansas City
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

First Internet Bank of Indiana Savings 10K rates are now at 0.60 percent with a yield of 0.60 percent. View current Savings 10K rates at First Internet Bank of Indiana below.
Mortgage rates made new lows in 2011 as economic woes still plague the U.S. A weak unemployment report and weak manufacturing data released last week sent interest rates lower. Conventional 30 year mortgage rates are averaging 4.44%, down from last week's average 30 year mortgage rate of 4.54%. The current national average 30 year mortgage rate is now at a low for 2011 as reported by MonitorBankRates.com.
A few banks have been pretty active changing their CD rates recently. The Federal Reserve is scheduled to meet next week and will hopefully increase the fed funds rate. Once the Fed increase the rate many banks will follow and increase CD rates.

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Current 1 year CD Rates: Best Rate at 1.14%
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Mortgage Rates May 27: Current 30 Year Mortgage Rates at 4.57%
Mortgage Rates Make New Low for 2017
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