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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Revity Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 28, 2026
Revity Credit Union's 7 Month* CD rates are at 3.85%, 11 Month** CD rates are at 3.50%, 60 Month IRA CD rates are at 3.05%, 60 Month CD rates are at 3.05%, 48 Month IRA CD rates are at 2.90%. Revity Credit Union's savings rates are at 0.05%. Revity Credit Union's money market rates are at 1.80%. Revity Credit Union's 7 Year Balloon First Mortgage Loan rates are at 5.12%, 7 Year Balloon First Mortgage Loans rates are at 5.12%, First Mortgage Loans 7 Year Balloon rates are at 5.12%, 10 Year Fixed rates are at 5.12%, 10 Year Fixed First Mortgage Loan rates are at 5.12%. Revity Credit Union's Personal Loan Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Revity Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.46%. Rates were last updated on 03/28/2026. Revity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Revity Credit Union? Share your experience about Revity Credit Union by leaving a review below, or read customer reviews before you decide to use Revity Credit Union. Revity Credit Union
MaryvilleBranch 3970 Maryville Rd
https://revitycu.com Granite City, IL 62040 4179 
Revity Credit Union CD Rates
Revity Credit Union Savings Rates
Revity Credit Union Money Market Rates
Revity Credit Union Checking Rates
Revity Credit Union Mortgage Rates
Revity Credit Union Home Equity & HELOC
Revity Credit Union Auto Loan Rates
Revity Credit Union Credit Card Rates
Revity Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Revity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Revity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Revity Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Revity Credit Union
Website
https://revitycu.com
Address
3970 Maryville Rd,
Granite City, IL 62040 4179
Phone
618-797-7993
Fax
618-797-2033
President
Kenneth Newton
CEO
John Merritt
Full-Time Employees
106
Part-Time Employees
1
Branch Locations
9
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.46%
Return on Assets (ROA)
0.3946%
Return on Equity (ROE)
3.4950%
Non-Performing Loans Ratio (NPL)
0.28%
Total Assets
498,931,758
Total Amount of Shares and Deposits
407,342,026
Total Shares and Deposits < 1 Year
405,185,308
Total Shares and Deposits 1 3 Years
1,247,828
Total Shares and Deposits > 3 Years
908,890
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
15,141,258
Total Uninsured Shares and Deposits > $250K (F+J)
15,141,258
Total Insured Shares and Deposits > $250K (item 17 less item K)
392,200,768
Total Interest Expense (Sum of items 6 8)
5,229,411
Share Certificates
2,602
Number of Accounts for Share Drafts
18,916
IRA KEOGH Accounts
1,048
Number of Accounts for Regular Shares
51,139
Non Member Deposits
1
Money Market Shares
617
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,774,374
Total Liabilities
451,929,329
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Revity Credit UnionIs Revity Credit Union a safe place to deposit money?Yes, Revity Credit Union is considered a safe financial institution. With a Texas Ratio of 1.463872210457%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Revity Credit Union operate?Revity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Revity Credit Union?Yes, to access services at Revity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Revity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Revity Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Revity Credit Union offer online and mobile banking?Most modern institutions like Revity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://revitycu.com. Current Revity Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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