What are the current interest rates at Revity Credit Union?

Current rates for Revity Credit Union include: 12-Month CD: 2.60%, 18-Month CD: 2.65%, 24-Month CD: 2.75%, 60-Month CD: 3.05%, Savings: 0.10%, MMA: 2.75%

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Revity Credit Union

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Revity Credit Union Rates & Review October 2026

Q: How many branches does Revity Credit Union operate?

Revity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Revity Credit Union?

Yes, to access services at Revity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Revity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Revity Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 10, 2026

Revity Credit Union's top rates as of October 10, 2026 are 4.05% APY on its 11 Month CD, 0.10% APY on savings, 2.75% APY on money market accounts, 1.25% APY on checking, 6.12% on its 10 Year Fixed mortgage, personal loans from 8.90% APR, and credit cards from 9.90% APR, according to rates verified by MonitorBankRates. Other Revity Credit Union CD rates include 7 Month CD at 4.00%, 60 Month IRA CD at 3.05%, and 60 Month CD at 3.05%. Other Revity Credit Union mortgage rates include Land Loan - 15 Year Fixed at 6.25%, 15 Year Fixed at 6.25%, and First Mortgage Loans - 15 Year Fixed at 6.25%. MonitorBankRates evaluates the financial stability of Revity Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.35%. Rates last updated and verified on 10/10/2026.

Revity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Revity Credit Union? Share your experience about Revity Credit Union by leaving a review below, or read customer reviews before you decide to use Revity Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.35%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Revity Credit Union
MaryvilleBranch

3970 Maryville Rd
Granite City, IL 62040-4179

https://revitycu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Revity Credit Union CD Rates

Product	Rate	APY	Term
11 Month Share Certificate	4.05%	4.05%	11 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 3.50% → 4.05% ▲ 0.55 pts · high 4.05% / low 3.50% Sep 22, 20264.05%▲ from 3.50% Sep 18, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
7 Month Share Certificate	4.00%	4.00%	7 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History 1 change since Sep 18, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85% Sep 22, 20264.00%▲ from 3.85% Sep 18, 20263.85%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
60 Month IRA Share Certificate	3.02%	3.05%	60 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
60 Month Share Certificate	3.02%	3.05%	60 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 3.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
48 Month IRA Share Certificate	2.87%	2.90%	48 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
48 Month Share Certificate	2.87%	2.90%	48 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.90% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
36 Month IRA Share Certificate	2.77%	2.80%	36 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
36 Month Share Certificate	2.77%	2.80%	36 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
24 Month IRA Share Certificate	2.72%	2.75%	24 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
24 Month Share Certificate	2.72%	2.75%	24 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
18 Month Share Certificate	2.62%	2.65%	18 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.65% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
12 Month Share Certificate	2.58%	2.60%	12 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 2.60% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
6 Month Share Certificate	1.75%	1.75%	6 Month
Min Deposit $250 Min Balance $250 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.75% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%

Revity Credit Union Savings Rates

Product	Rate	APY
Member Savings	0.10%	0.10%
Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Christmas Club	0.05%	0.05%
Min Balance $0 Details All balances Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Member Savings	0.05%	0.05%
Min Balance $0 Details Balance: $0 - $9,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Member Savings	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%

Revity Credit Union Money Market Rates

Product	Rate	APY
Money Market Account	2.75%	2.75%
Min Balance $150,000 Details Balance: $150,000.00 or more* Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Money Market Account	2.00%	2.00%
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 2.00% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Money Market Account	1.95%	1.95%
Min Balance $75,000 Details Balance: $75,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.95% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Money Market Account	1.90%	1.90%
Min Balance $50,000 Details Balance: $50,000 - $74,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Money Market Account	1.85%	1.85%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.85% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Money Market Account	1.80%	1.80%
Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.80% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%

Revity Credit Union Checking Rates

Product	Rate	APY
Simply MORE! Checking	1.25%	1.25%
Min Balance $0 Details Balance: $0 - $10,000 Last Updated 10/10/2026 Rate History No change since Sep 18, 2026 · 1.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Simply MORE! Checking	-	1.25%
Min Deposit $0 Min Balance $10,000 Details Qualifications Required: 0.25% APY* if qualifications aren't met; APY=Annual Percentage Yield. Calculated on average daily balance. Rates may change at any time.*Unlimited ATM fee reimbursement is no longer applicable. You will receive the first two reimbursements per month, up to $4.99, for nationwide ATM withdrawal fees incurred within your Simply Checking Account during the Monthly Statement Cycle. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction.^If the primary account holder is under the age of 16, a parent or legal guardian must jointly be on the account until the minor turns 16. To be eligible for this account, members must be 12 years of age or older. For members 16 and over, the FIS report determines which checking account the individual qualifies for. Qualifications apply.0.25% APY on balances over $10,000 depending on balance in account* Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Simply MORE! Checking	0.25%	0.25%
Min Balance $10,000 Details Balance: $10,000.01 or more Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%

Revity Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Land Loan - 15 Year Fixed	-	-	6.25%	15 Year
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.25% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
15 Year Fixed	6.25%	-	6.585%	15 Year
No additional details. Last Updated 10/10/2026 Rate History 1 change since Sep 22, 2026 · 6.25% → 6.59% ▲ 0.33 pts · high 6.59% / low 6.25% Oct 10, 20266.59%▲ from 6.25% Sep 22, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
First Mortgage Loans - 15 Year Fixed	6.25%	-	6.585%	15 Year
No additional details. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.96% → 6.59% ▲ 0.63 pts · high 6.59% / low 5.96% Sep 18, 20266.59%▲ from 5.96% Sep 14, 20265.96%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
10 Year Fixed	6.125%	-	6.596%	10 Year
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.60% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
First Mortgage Loans - 10 Year Fixed	6.125%	-	6.596%	10 Year
No additional details. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.96% → 6.60% ▲ 0.64 pts · high 6.60% / low 5.96% Sep 18, 20266.60%▲ from 5.96% Sep 14, 20265.96%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
20 Year Fixed	6.375%	-	6.644%	20 Year
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.64% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
First Mortgage Loans - 20 Year Fixed	6.375%	-	6.644%	20 Year
No additional details. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.01% → 6.64% ▲ 0.63 pts · high 6.64% / low 6.01% Sep 18, 20266.64%▲ from 6.01% Sep 14, 20266.01%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
First Mortgage Loans - 25 Year Fixed	6.625%	-	6.859%	25 Year
No additional details. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.22% → 6.86% ▲ 0.63 pts · high 6.86% / low 6.22% Sep 18, 20266.86%▲ from 6.22% Sep 14, 20266.22%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
30 Year Fixed	6.875%	-	7.088%	30 Year
No additional details. Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.09% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
First Mortgage Loans - 30 Year Fixed	6.875%	-	7.088%	30 Year
No additional details. Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.45% → 7.09% ▲ 0.64 pts · high 7.09% / low 6.45% Sep 18, 20267.09%▲ from 6.45% Sep 14, 20266.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%

Revity Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity 7 Year or less Closed End	-	-	6.625%	7 Year
Details As low as Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 6.25% → 6.63% ▲ 0.38 pts · high 6.63% / low 6.25% Sep 18, 20266.63%▲ from 6.25% Sep 14, 20266.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Home Equity 10 Year Closed End	-	-	7.55%	10 Year
Details As low as Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.18% → 7.55% ▲ 0.38 pts · high 7.55% / low 7.18% Sep 18, 20267.55%▲ from 7.18% Sep 14, 20267.18%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Home Equity 15 Year Closed End	-	-	7.625%	15 Year
Details As low as Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 7.25% → 7.63% ▲ 0.38 pts · high 7.63% / low 7.25% Sep 18, 20267.63%▲ from 7.25% Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%

Revity Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
2019 & Newer Auto Loan	-	-	4.74%	Up to 36 months
Details As low as; Year: 2019 & Newer Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 4.74% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2019 & Newer Auto Loan	-	-	4.99%	37 - 69 months
Details As low as; Year: 2019 & Newer Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 4.99% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2019 & Newer Auto Loan	-	-	5.54%	70 - 79 months
Details As low as; Year: 2019 & Newer Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 5.54% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2015 - 2018 Auto Loan	-	-	6.59%	Up to 69 months
Details As low as; Year: 2015 - 2018 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.59% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2019 & Newer Auto Loan	-	-	7.34%	80 - 84 months
Details As low as; Year: 2019 & Newer Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.34% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2015 - 2018 Auto Loan	-	-	7.64%	70 - 79 months
Details As low as; Year: 2015 - 2018 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.64% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2012 - 2018 Auto Loan	-	-	7.89%	Up to 48 months
Details As low as; Year: 2012 - 2018 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.89% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2011 & Older Auto Loan	-	-	8.09%	Up to 48 months
Details As low as; Year: 2011 & Older Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 8.09% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2011 - 2014 Auto Loan	-	-	8.14%	Up to 66 months
Details As low as; Year: 2011 - 2014 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 8.14% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2019 & Newer Auto Loan	-	-	8.29%	Up to 63 months
Details As low as; Year: 2019 & Newer Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 8.29% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2012 - 2018 Auto Loan	-	-	8.59%	49 - 63 months
Details As low as; Year: 2012 - 2018 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 8.59% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2010 & Older Auto Loan	-	-	8.69%	Up to 55 months
Details As low as; Year: 2010 & Older Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 8.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2019 & Newer Auto Loan	-	-	8.69%	64 - 75 months
Details As low as; Year: 2019 & Newer Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 8.69% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2011 & Older Auto Loan	-	-	8.89%	49 - 63 months
Details As low as; Year: 2011 & Older Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 8.89% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
2011 - 2014 Auto Loan	-	-	9.00%	67 - 72 months
Details As low as; Year: 2011 - 2014 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 9.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%

Revity Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat Loans	-	7.00%	60 months
Details As low as; Amount Financed: Less than $15,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Boat Loans	-	7.50%	72 months
Details As low as; Amount Financed: $15,001 - $24,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
RV & Camper Loans	-	7.99%	84 months
Details As low as; Amount Financed: $14,999 & below Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 7.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Boat Loans	-	8.00%	84 months
Details As low as; Amount Financed: $25,000 - $49,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
RV & Camper Loans	-	8.09%	132 months
Details As low as; Amount Financed: $15,000 - $24,999 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.09% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Boat Loans	-	8.50%	96 months
Details As low as; Amount Financed: $50,000 - $75,000 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
RV & Camper Loans	-	8.79%	190 months
Details As low as; Amount Financed: $25,000 + Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.79% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%

Revity Credit Union Credit Card Rates

Product	Rate	APR	View More
Revity CU Rewards Mastercard	-	9.90%
Details As low as; Regular APR: 9.9%* Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 9.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%

Revity Credit Union Personal Loan Rates

Product	APR	Term	View More
Personal Loan - Closed End	8.90%
Details As low as Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%

Revity Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
10 Year Closed End Loan	-	-	7.55%	10 Year
Details As low as Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.55% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
15 Year Closed End Loan	-	-	7.625%	15 Year
Details As low as Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 7.63% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
25 Year Fixed	6.625%	-	6.859%	25 Year
Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.86% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
7 Year Balloon Loan	6.125%	-	6.325%	7 Year
Last Updated 10/10/2026 Rate History 1 change since Sep 14, 2026 · 5.88% → 6.33% ▲ 0.45 pts · high 6.33% / low 5.88% Sep 18, 20266.33%▲ from 5.88% Sep 14, 20265.88%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
7 Year or less Closed End Loan	-	-	6.625%	7 Year
Details As low as Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 6.63% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Freedom Line - Open End Loan	-	-	8.90%
Details As low as Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 8.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Quick Cash Loan	-	-	24.99%
Details As low as Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 24.99% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Individual Retirement Account (IRA)	0.55%	-	0.55%
Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.55% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Individual Retirement Account (IRA)	0.70%	-	0.70%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.70% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Individual Retirement Account (IRA)	0.80%	-	0.80%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 0.80% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Individual Retirement Account (IRA)	1.75%	-	1.75%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/10/2026 Rate History No change since Sep 14, 2026 · 1.75% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Share Accounts	1.80%	-	1.80%
Min Balance $2,500 Details Balance: $2,500 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Share Accounts	1.85%	-	1.85%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.85% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Share Accounts	1.90%	-	1.90%
Min Balance $50,000 Details Balance: $50,000 - $74,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.90% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Share Accounts	1.95%	-	1.95%
Min Balance $75,000 Details Balance: $75,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.95% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Share Accounts	2.00%	-	2.00%
Min Balance $100,000 Details Balance: $100,000 or more Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 2.00% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Share Accounts	2.75%	-	2.75%
Min Balance $150,000 Details Balance: $150,000.00 or more* Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 2.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Share Accounts	0.55%	-	0.55%
Min Balance $0 Details Balance: $0 - $24,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.55% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Share Accounts	0.70%	-	0.70%
Min Balance $25,000 Details Balance: $25,000 - $49,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.70% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Share Accounts	0.80%	-	0.80%
Min Balance $50,000 Details Balance: $50,000 - $99,999.99 Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 0.80% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%
Share Accounts	1.75%	-	1.75%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/10/2026 Rate History No change since Oct 10, 2026 · 1.75% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.35%

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Financial Health History

Revity Credit Union’s Texas Ratio rose from 0.82% in Q3 2023 to 2.35% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$527M	2.35%	5.0	A+
March 31, 2026	$529M	1.51%	5.0	A+
December 31, 2025	$481M	1.11%	5.0	A+
September 30, 2025	$499M	1.42%	5.0	A+
June 30, 2025	$501M	1.88%	5.0	A+
March 31, 2025	$473M	1.95%	5.0	A+
December 31, 2024	$461M	1.78%	5.0	A+
September 30, 2024	$457M	1.85%	5.0	A+
June 30, 2024	$458M	2.18%	5.0	A+
March 31, 2024	$454M	0.93%	5.0	A+
December 31, 2023	$455M	1.47%	5.0	A+
September 30, 2023	$444M	0.82%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Revity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Revity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Revity Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Revity Credit Union

Website https://revitycu.com

Address 3970 Maryville Rd, Granite City, IL 62040-4179

Phone 618-797-7993

Fax 618-797-2033

President Kenneth Shipp

CEO John Merritt

Full-Time Employees 108

Part-Time Employees 1

Branch Locations 9

ATM Locations 8

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

2.35%

Return on Assets (ROA)

0.6514%

Return on Equity (ROE)

6.2640%

Non-Performing Loans Ratio (NPL)

0.43%

Total Assets

526,502,974

Total Amount of Shares and Deposits

421,350,181

Total Shares and Deposits < 1 Year

419,310,107

Total Shares and Deposits 1 3 Years

1,192,603

Total Shares and Deposits > 3 Years

847,471

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

17,143,926

Total Uninsured Shares and Deposits > $250K (F+J)

17,143,926

Total Insured Shares and Deposits > $250K (item 17 less item K)

404,206,255

Total Interest Expense (Sum of items 6 8)

4,084,905

Share Certificates

2,309

Number of Accounts for Share Drafts

18,990

IRA KEOGH Accounts

1,026

Number of Accounts for Regular Shares

51,229

Non Member Deposits

Money Market Shares

659

Net Income (unless the amount is already included in Undivided Earnings)

3,429,779

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

16,785,624

Total Liabilities

476,471,082

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Revity Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
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       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Revity Credit Union

How many branches does Revity Credit Union operate?

Revity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Revity Credit Union?

Yes, to access services at Revity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Revity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Revity Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Revity Credit Union offer online and mobile banking?

Most modern institutions like Revity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://revitycu.com.

Current Revity Credit Union Rates

12-Month CD2.60%
18-Month CD2.65%
24-Month CD2.75%
60-Month CD3.05%
Savings0.10%
MMA2.75%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Revity Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Revity Credit Union Texas Ratio

Revity Credit Union Health Trend

Revity Credit Union CD Rates

Revity Credit Union Savings Rates

Revity Credit Union Money Market Rates

Revity Credit Union Checking Rates

Revity Credit Union Mortgage Rates

Revity Credit Union Home Equity & HELOC

Revity Credit Union Auto Loan Rates

Revity Credit Union RV, Boat and Powersport Loan Rates

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Revity Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Revity Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Revity Credit Union

How many branches does Revity Credit Union operate?

Is a member application needed to join Revity Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Revity Credit Union offer online and mobile banking?

Current Revity Credit Union Rates

Compare to Other Credit Unions