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Revity Credit Union Rates & Review November 2026

Revity Credit Union's CD - 11 Month rates are at 4.05%, CD - 7 Month rates are at 4.00%, CD - 60 Month rates are at 3.70%, CD - 48 Month rates are at 3.65%, CD - 36 Month rates are at 3.60%. Revity Credit Union's savings rates are at 0.10%. Revity Credit Union's money market rates are at 2.75%. Revity Credit Union's checking rates are as high as 1.25%. Revity Credit Union's Land Loan - 15 Year Fixed rates are at 6.25%, First Mortgage Loan - 7 Year Balloon rates are at 6.12%, First Mortgage Loan - 15 Year Fixed rates are at 6.25%, First Mortgage Loan - 10 Year Fixed rates are at 6.12%, First Mortgage Loan - 20 Year Fixed rates are at 6.38%. Revity Credit Union's Personal Loan Rates are as low as 8.90%. Revity Credit Union's Credit Card Rates are at 9.90%. Revity Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Revity Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.35%. Rates last updated and verified on 10/30/2026.

Revity Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Revity Credit Union? Share your experience about Revity Credit Union by leaving a review below, or read customer reviews before you decide to use Revity Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.35%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Revity Credit Union
MaryvilleBranch
3970 Maryville Rd
Granite City, IL 62040-4179
https://revitycu.com
Member NCUA
Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Revity Credit Union CD Rates

Product Rate APY Term View More
Share Certificate - 11 Month 4.05% 4.05% 11 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 3.50% → 4.05% ▲ 0.55 pts · high 4.05% / low 3.50%
2.95%3.78%4.60%Sep 14, 2026: 3.50% APYOct 14, 2026: 4.05% APYSep 14, 2026Nov 2, 2026
  • Oct 14, 20264.05%▲ from 3.50%
  • Sep 14, 20263.50%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 7 Month 4.00% 4.00% 7 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 3.85% → 4.00% ▲ 0.15 pts · high 4.00% / low 3.85%
3.35%3.93%4.50%Sep 14, 2026: 3.85% APYOct 14, 2026: 4.00% APYSep 14, 2026Nov 2, 2026
  • Oct 14, 20264.00%▲ from 3.85%
  • Sep 14, 20263.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 60 Month 3.65% 3.70% 60 Month
Min Balance $250,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 3.05% → 3.70% ▲ 0.65 pts · high 3.70% / low 3.05%
2.40%3.38%4.35%Sep 14, 2026: 3.05% APYOct 30, 2026: 3.70% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.70%▲ from 3.05%
  • Sep 14, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 48 Month 3.601% 3.65% 48 Month
Min Balance $250,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.90% → 3.65% ▲ 0.75 pts · high 3.65% / low 2.90%
2.15%3.28%4.40%Sep 14, 2026: 2.90% APYOct 30, 2026: 3.65% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.65%▲ from 2.90%
  • Sep 14, 20262.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 36 Month 3.552% 3.60% 36 Month
Min Balance $250,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.80% → 3.60% ▲ 0.80 pts · high 3.60% / low 2.80%
2.00%3.20%4.40%Sep 14, 2026: 2.80% APYOct 30, 2026: 3.60% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.60%▲ from 2.80%
  • Sep 14, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 60 Month 3.552% 3.60% 60 Month
Min Balance $25,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 3.05% → 3.60% ▲ 0.55 pts · high 3.60% / low 3.05%
2.50%3.33%4.15%Sep 14, 2026: 3.05% APYOct 30, 2026: 3.60% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.60%▲ from 3.05%
  • Sep 14, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 24 Month 3.504% 3.55% 24 Month
Min Balance $250,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.75% → 3.55% ▲ 0.80 pts · high 3.55% / low 2.75%
1.95%3.15%4.35%Sep 14, 2026: 2.75% APYOct 30, 2026: 3.55% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.55%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 48 Month 3.504% 3.55% 48 Month
Min Balance $25,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.90% → 3.55% ▲ 0.65 pts · high 3.55% / low 2.90%
2.25%3.22%4.20%Sep 14, 2026: 2.90% APYOct 30, 2026: 3.55% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.55%▲ from 2.90%
  • Sep 14, 20262.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
IRA Share Certificate 60 Month 3.455% 3.50% 60 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Oct 19, 2026 · 3.05% → 3.50% ▲ 0.45 pts · high 3.50% / low 3.05%
2.55%3.28%4.00%Oct 19, 2026: 3.05% APYOct 30, 2026: 3.50% APYOct 19, 2026Nov 2, 2026
  • Oct 30, 20263.50%▲ from 3.05%
  • Oct 19, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 12 Month 3.455% 3.50% 12 Month
Min Balance $250,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.60% → 3.50% ▲ 0.90 pts · high 3.50% / low 2.60%
1.70%3.05%4.40%Sep 14, 2026: 2.60% APYOct 30, 2026: 3.50% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.50%▲ from 2.60%
  • Sep 14, 20262.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 18 Month 3.455% 3.50% 18 Month
Min Balance $250,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.65% → 3.50% ▲ 0.85 pts · high 3.50% / low 2.65%
1.80%3.07%4.35%Sep 14, 2026: 2.65% APYOct 30, 2026: 3.50% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.50%▲ from 2.65%
  • Sep 14, 20262.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 36 Month 3.455% 3.50% 36 Month
Min Balance $25,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.80% → 3.50% ▲ 0.70 pts · high 3.50% / low 2.80%
2.10%3.15%4.20%Sep 14, 2026: 2.80% APYOct 30, 2026: 3.50% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.50%▲ from 2.80%
  • Sep 14, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 60 Month 3.455% 3.50% 60 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 3.05% → 3.50% ▲ 0.45 pts · high 3.50% / low 3.05%
2.55%3.28%4.00%Sep 14, 2026: 3.05% APYOct 30, 2026: 3.50% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.50%▲ from 3.05%
  • Sep 14, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
IRA Share Certificate 48 Month 3.406% 3.45% 48 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Oct 19, 2026 · 2.90% → 3.45% ▲ 0.55 pts · high 3.45% / low 2.90%
2.35%3.18%4.00%Oct 19, 2026: 2.90% APYOct 30, 2026: 3.45% APYOct 19, 2026Nov 2, 2026
  • Oct 30, 20263.45%▲ from 2.90%
  • Oct 19, 20262.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 24 Month 3.406% 3.45% 24 Month
Min Balance $25,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.75% → 3.45% ▲ 0.70 pts · high 3.45% / low 2.75%
2.05%3.10%4.15%Sep 14, 2026: 2.75% APYOct 30, 2026: 3.45% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.45%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 48 Month 3.406% 3.45% 48 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.90% → 3.45% ▲ 0.55 pts · high 3.45% / low 2.90%
2.35%3.18%4.00%Sep 14, 2026: 2.90% APYOct 30, 2026: 3.45% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.45%▲ from 2.90%
  • Sep 14, 20262.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 6 Month 3.45% 3.45% 6 Month
Min Balance $250,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 1.75% → 3.45% ▲ 1.70 pts · high 3.45% / low 1.75%
0.05%2.60%5.15%Sep 14, 2026: 1.75% APYOct 30, 2026: 3.45% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.45%▲ from 1.75%
  • Sep 14, 20261.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
IRA Share Certificate 36 Month 3.357% 3.40% 36 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Oct 19, 2026 · 2.80% → 3.40% ▲ 0.60 pts · high 3.40% / low 2.80%
2.20%3.10%4.00%Oct 19, 2026: 2.80% APYOct 30, 2026: 3.40% APYOct 19, 2026Nov 2, 2026
  • Oct 30, 20263.40%▲ from 2.80%
  • Oct 19, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 12 Month 3.357% 3.40% 12 Month
Min Balance $25,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.60% → 3.40% ▲ 0.80 pts · high 3.40% / low 2.60%
1.80%3.00%4.20%Sep 14, 2026: 2.60% APYOct 30, 2026: 3.40% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.40%▲ from 2.60%
  • Sep 14, 20262.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 18 Month 3.357% 3.40% 18 Month
Min Balance $25,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.65% → 3.40% ▲ 0.75 pts · high 3.40% / low 2.65%
1.90%3.03%4.15%Sep 14, 2026: 2.65% APYOct 30, 2026: 3.40% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.40%▲ from 2.65%
  • Sep 14, 20262.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 36 Month 3.357% 3.40% 36 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.80% → 3.40% ▲ 0.60 pts · high 3.40% / low 2.80%
2.20%3.10%4.00%Sep 14, 2026: 2.80% APYOct 30, 2026: 3.40% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.40%▲ from 2.80%
  • Sep 14, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
IRA Share Certificate 24 Month 3.309% 3.35% 24 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Oct 19, 2026 · 2.75% → 3.35% ▲ 0.60 pts · high 3.35% / low 2.75%
2.15%3.05%3.95%Oct 19, 2026: 2.75% APYOct 30, 2026: 3.35% APYOct 19, 2026Nov 2, 2026
  • Oct 30, 20263.35%▲ from 2.75%
  • Oct 19, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 24 Month 3.309% 3.35% 24 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.75% → 3.35% ▲ 0.60 pts · high 3.35% / low 2.75%
2.15%3.05%3.95%Sep 14, 2026: 2.75% APYOct 30, 2026: 3.35% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.35%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 6 Month 3.35% 3.35% 6 Month
Min Balance $25,000
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 1.75% → 3.35% ▲ 1.60 pts · high 3.35% / low 1.75%
0.15%2.55%4.95%Sep 14, 2026: 1.75% APYOct 30, 2026: 3.35% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.35%▲ from 1.75%
  • Sep 14, 20261.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 12 Month 3.26% 3.30% 12 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.60% → 3.30% ▲ 0.70 pts · high 3.30% / low 2.60%
1.90%2.95%4.00%Sep 14, 2026: 2.60% APYOct 30, 2026: 3.30% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.30%▲ from 2.60%
  • Sep 14, 20262.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 18 Month 3.26% 3.30% 18 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 2.65% → 3.30% ▲ 0.65 pts · high 3.30% / low 2.65%
2.00%2.97%3.95%Sep 14, 2026: 2.65% APYOct 30, 2026: 3.30% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.30%▲ from 2.65%
  • Sep 14, 20262.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Share Certificate - 6 Month 3.25% 3.25% 6 Month
Min Balance $250
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 1.75% → 3.25% ▲ 1.50 pts · high 3.25% / low 1.75%
0.25%2.50%4.75%Sep 14, 2026: 1.75% APYOct 30, 2026: 3.25% APYSep 14, 2026Nov 2, 2026
  • Oct 30, 20263.25%▲ from 1.75%
  • Sep 14, 20261.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%

Revity Credit Union Savings Rates

Product Rate APY View More
Member Savings 0.10% 0.10%
Min Balance $25,000
Details Balance: $25,000+; Calculated on average daily balance
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 10 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Christmas Club 0.05% 0.05%
Details Balance: All balances
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 14, 2026: 0.05% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Member Savings 0.05% 0.05%
Min Balance $0
Details Balance: $0 - $9,999.99; Calculated on average daily balance
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Member Savings 0.05% 0.05%
Min Balance $10,000
Details Balance: $10,000 - $24,999.99; Calculated on average daily balance
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 0.05% APY · checked 9 times
0.00%0.28%0.55%Sep 18, 2026: 0.05% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%

Revity Credit Union Money Market Rates

Product Rate APY View More
Elite Money Market Account 2.75% 2.75%
Min Balance $150,000
Details Balance: $150,000.00 or more
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 2.75% APY · checked 4 times
2.25%2.75%3.25%Oct 14, 2026: 2.75% APYOct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Money Market Account 2.75% 2.75%
Min Deposit $150,000
Min Balance $150,000
Details Balance: $150,000.00 or more; Top rate; Elite Money Market; Six withdrawals per month (fee per transaction applies after six); Minimum $5,000 withdrawal amount; Avoid $10 monthly service fee and reduced dividends by maintaining a $150,000 daily balance
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 9 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Money Market Account 2.00% 2.00%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 or more; Elite Money Market; Six withdrawals per month (fee per transaction applies after six); Minimum $300 withdrawal amount; Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 2.00% APY · checked 10 times
1.50%2.00%2.50%Sep 14, 2026: 2.00% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Money Market Account 1.95% 1.95%
Min Deposit $2,500
Min Balance $75,000
Details Balance: $75,000 - $99,999.99; Elite Money Market; Six withdrawals per month (fee per transaction applies after six); Minimum $300 withdrawal amount; Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 1.95% APY · checked 10 times
1.45%1.95%2.45%Sep 14, 2026: 1.95% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Money Market Account 1.90% 1.90%
Min Deposit $2,500
Min Balance $50,000
Details Balance: $50,000 - $74,999.99; Elite Money Market; Six withdrawals per month (fee per transaction applies after six); Minimum $300 withdrawal amount; Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 1.90% APY · checked 10 times
1.40%1.90%2.40%Sep 14, 2026: 1.90% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Money Market Account 1.85% 1.85%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $49,999.99; Elite Money Market; Six withdrawals per month (fee per transaction applies after six); Minimum $300 withdrawal amount; Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 1.85% APY · checked 10 times
1.35%1.85%2.35%Sep 14, 2026: 1.85% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Money Market Account 1.80% 1.80%
Min Deposit $2,500
Min Balance $2,500
Details Balance: $2,500 - $24,999.99; Elite Money Market; Six withdrawals per month (fee per transaction applies after six); Minimum $300 withdrawal amount; Avoid $10 monthly service fee by maintaining a $2,500 minimum/average balance
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 1.80% APY · checked 10 times
1.30%1.80%2.30%Sep 14, 2026: 1.80% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Money Market Account 1.75% 1.75%
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 10/30/2026
Rate History
3 changes since Sep 14, 2026 · 2.00% → 1.75% ▼ 0.25 pts · high 2.00% / low 1.75%
1.25%1.88%2.50%Sep 14, 2026: 2.00% APYOct 14, 2026: 1.75% APYOct 19, 2026: 2.00% APYOct 26, 2026: 1.75% APYSep 14, 2026Nov 2, 2026
  • Oct 26, 20261.75%▼ from 2.00%
  • Oct 19, 20262.00%▲ from 1.75%
  • Oct 14, 20261.75%▼ from 2.00%
  • Sep 14, 20262.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Money Market Account 0.80% 0.80%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/30/2026
Rate History
3 changes since Sep 14, 2026 · 1.90% → 0.80% ▼ 1.10 pts · high 1.90% / low 0.80%
0.00%1.50%3.00%Sep 14, 2026: 1.90% APYOct 14, 2026: 0.80% APYOct 19, 2026: 1.90% APYOct 26, 2026: 0.80% APYSep 14, 2026Nov 2, 2026
  • Oct 26, 20260.80%▼ from 1.90%
  • Oct 19, 20261.90%▲ from 0.80%
  • Oct 14, 20260.80%▼ from 1.90%
  • Sep 14, 20261.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Money Market Account 0.70% 0.70%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 1.85% → 0.70% ▼ 1.15 pts · high 1.85% / low 0.70%
0.00%1.50%3.00%Sep 14, 2026: 1.85% APYOct 26, 2026: 0.70% APYSep 14, 2026Nov 2, 2026
  • Oct 26, 20260.70%▼ from 1.85%
  • Sep 14, 20261.85%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Money Market Account 0.55% 0.55%
Min Balance $0
Details Balance: $0 - $24,999.99
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 0.55% APY · checked 3 times
0.05%0.55%1.05%Oct 14, 2026: 0.55% APYOct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%

Revity Credit Union Checking Rates

Product Rate APY View More
Simply MORE! Checking 1.25% 1.25%
Min Balance $0
Details Qualifying balance up to $10,000.00; Balance: $0 - $10,000; Calculated on average daily balance
Last Updated 10/30/2026
Rate History
No change since Sep 18, 2026 · 1.25% APY · checked 9 times
0.75%1.25%1.75%Sep 18, 2026: 1.25% APYSep 18, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Simply MORE! Checking 0.25% 0.25%
Min Balance $10,000
Details Balance: $10,000.01 or more; Calculated on average daily balance
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 0.25% APY · checked 10 times
0.00%0.38%0.75%Sep 14, 2026: 0.25% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%

Revity Credit Union Mortgage Rates

Product Rate Points APR Term View More
Land Loan - 15 Year Fixed - - 6.25% 15 years
Details APR column only; Land Loan table
Last Updated 10/30/2026
Rate History
No change since Oct 10, 2026 · 6.25% APR · checked 5 times
5.75%6.25%6.75%Oct 10, 2026: 6.25% APROct 10, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
First Mortgage Loan - 7 Year Balloon 6.125% - 6.325% 7 Year
Details APR calculated on $100k loan, 0 points, 700+ credit score, 80% LTV
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 6.33% APR · checked 4 times
5.83%6.33%6.83%Oct 14, 2026: 6.33% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
First Mortgage Loan - 15 Year Fixed 6.25% - 6.585% 15 Year
Details APR calculated on $100k loan, 0 points, 700+ credit score, 80% LTV
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 5.96% → 6.59% ▲ 0.63 pts · high 6.59% / low 5.96%
5.34%6.27%7.21%Sep 14, 2026: 5.96% APRSep 18, 2026: 6.59% APRSep 14, 2026Nov 2, 2026
  • Sep 18, 20266.59%▲ from 5.96%
  • Sep 14, 20265.96%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
First Mortgage Loan - 10 Year Fixed 6.125% - 6.596% 10 Year
Details APR calculated on $100k loan, 0 points, 700+ credit score, 80% LTV
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 5.96% → 6.60% ▲ 0.64 pts · high 6.60% / low 5.96%
5.32%6.28%7.23%Sep 14, 2026: 5.96% APRSep 18, 2026: 6.60% APRSep 14, 2026Nov 2, 2026
  • Sep 18, 20266.60%▲ from 5.96%
  • Sep 14, 20265.96%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
First Mortgage Loan - 20 Year Fixed 6.375% - 6.644% 20 Year
Details APR calculated on $100k loan, 0 points, 700+ credit score, 80% LTV
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.01% → 6.64% ▲ 0.63 pts · high 6.64% / low 6.01%
5.38%6.33%7.28%Sep 14, 2026: 6.01% APRSep 18, 2026: 6.64% APRSep 14, 2026Nov 2, 2026
  • Sep 18, 20266.64%▲ from 6.01%
  • Sep 14, 20266.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
First Mortgage Loan - 25 Year Fixed 6.625% - 6.859% 25 Year
Details APR calculated on $100k loan, 0 points, 700+ credit score, 80% LTV
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.22% → 6.86% ▲ 0.63 pts · high 6.86% / low 6.22%
5.59%6.54%7.49%Sep 14, 2026: 6.22% APRSep 18, 2026: 6.86% APRSep 14, 2026Nov 2, 2026
  • Sep 18, 20266.86%▲ from 6.22%
  • Sep 14, 20266.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
First Mortgage Loan - 30 Year Fixed 6.875% - 7.088% 30 Year
Details APR calculated on $100k loan, 0 points, 700+ credit score, 80% LTV
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.45% → 7.09% ▲ 0.64 pts · high 7.09% / low 6.45%
5.82%6.77%7.72%Sep 14, 2026: 6.45% APRSep 18, 2026: 7.09% APRSep 14, 2026Nov 2, 2026
  • Sep 18, 20267.09%▲ from 6.45%
  • Sep 14, 20266.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%

Revity Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - 7 Year or less Closed End - - 6.625% 7 Year
Details As Low As; Closed End; APR based on $100k loan, 0 points, 700+ credit score, 80% LTV; not all applicants qualify for lowest rate
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 6.25% → 6.63% ▲ 0.38 pts · high 6.63% / low 6.25%
5.75%6.44%7.13%Sep 14, 2026: 6.25% APRSep 18, 2026: 6.63% APRSep 14, 2026Nov 2, 2026
  • Sep 18, 20266.63%▲ from 6.25%
  • Sep 14, 20266.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Home Equity Loan - 10 Year Closed End - - 7.55% 10 Year
Details As Low As; Closed End; APR based on $100k loan, 0 points, 700+ credit score, 80% LTV; not all applicants qualify for lowest rate
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 7.18% → 7.55% ▲ 0.38 pts · high 7.55% / low 7.18%
6.68%7.36%8.05%Sep 14, 2026: 7.18% APRSep 18, 2026: 7.55% APRSep 14, 2026Nov 2, 2026
  • Sep 18, 20267.55%▲ from 7.18%
  • Sep 14, 20267.18%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Home Equity Loan - 15 Year Closed End - - 7.625% 15 Year
Details As Low As; Closed End; APR based on $100k loan, 0 points, 700+ credit score, 80% LTV; not all applicants qualify for lowest rate
Last Updated 10/30/2026
Rate History
1 change since Sep 14, 2026 · 7.25% → 7.63% ▲ 0.38 pts · high 7.63% / low 7.25%
6.75%7.44%8.13%Sep 14, 2026: 7.25% APRSep 18, 2026: 7.63% APRSep 14, 2026Nov 2, 2026
  • Sep 18, 20267.63%▲ from 7.25%
  • Sep 14, 20267.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%

Revity Credit Union Auto Loan Rates

Product Rate Points APR Term View More
Auto Loan - - 4.74% Up to 36 months
Details As Low As; Model Year: 2019 & Newer
Last Updated 10/30/2026
Rate History
No change since Sep 27, 2026 · 4.74% APR · checked 6 times
4.24%4.74%5.24%Sep 27, 2026: 4.74% APRSep 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Auto Loan - - 4.99% 37 - 69 months
Details As Low As; Model Year: 2019 & Newer
Last Updated 10/30/2026
Rate History
No change since Sep 27, 2026 · 4.99% APR · checked 6 times
4.49%4.99%5.49%Sep 27, 2026: 4.99% APRSep 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Auto Loan - - 5.54% 70 - 79 months
Details As Low As; Model Year: 2019 & Newer
Last Updated 10/30/2026
Rate History
No change since Sep 27, 2026 · 5.54% APR · checked 6 times
5.04%5.54%6.04%Sep 27, 2026: 5.54% APRSep 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Auto Loan - - 6.59% Up to 69 months
Details As Low As; Model Year: 2015 - 2018
Last Updated 10/30/2026
Rate History
No change since Sep 27, 2026 · 6.59% APR · checked 6 times
6.09%6.59%7.09%Sep 27, 2026: 6.59% APRSep 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Auto Loan - - 7.34% 80 - 84 months
Details As Low As; Model Year: 2019 & Newer
Last Updated 10/30/2026
Rate History
No change since Sep 27, 2026 · 7.34% APR · checked 6 times
6.84%7.34%7.84%Sep 27, 2026: 7.34% APRSep 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Auto Loan - - 7.64% 70 - 79 months
Details As Low As; Model Year: 2015 - 2018
Last Updated 10/30/2026
Rate History
No change since Sep 27, 2026 · 7.64% APR · checked 6 times
7.14%7.64%8.14%Sep 27, 2026: 7.64% APRSep 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Auto Loan - - 8.14% Up to 66 months
Details As Low As; Model Year: 2011 - 2014
Last Updated 10/30/2026
Rate History
No change since Sep 27, 2026 · 8.14% APR · checked 6 times
7.64%8.14%8.64%Sep 27, 2026: 8.14% APRSep 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Auto Loan - - 8.69% Up to 55 months
Details As Low As; Model Year: 2010 & Older
Last Updated 10/30/2026
Rate History
No change since Sep 27, 2026 · 8.69% APR · checked 6 times
8.19%8.69%9.19%Sep 27, 2026: 8.69% APRSep 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Auto Loan - - 9.00% 67 - 72 months
Details As Low As; Model Year: 2011 - 2014
Last Updated 10/30/2026
Rate History
No change since Sep 27, 2026 · 9.00% APR · checked 6 times
8.50%9.00%9.50%Sep 27, 2026: 9.00% APRSep 27, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%

Revity Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boat Loan - 7.00% 60 months
Details As Low As; Amount Financed: Less than $15,000; Maximum Term: 60
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 7.00% APR · checked 10 times
6.50%7.00%7.50%Sep 14, 2026: 7.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Boat Loan - 7.50% 72 months
Details As Low As; Amount Financed: $15,001 - $24,999; Maximum Term: 72
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 7.50% APR · checked 10 times
7.00%7.50%8.00%Sep 14, 2026: 7.50% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
RV & Camper Loan - 7.99% 84 months
Details As Low As; Amount Financed: $14,999 & below
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 7.99% APR · checked 10 times
7.49%7.99%8.49%Sep 14, 2026: 7.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Boat Loan - 8.00% 84 months
Details As Low As; Amount Financed: $25,000 - $49,999; Maximum Term: 84; 10% Down payment on loans $25,000+
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 8.00% APR · checked 10 times
7.50%8.00%8.50%Sep 14, 2026: 8.00% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
RV & Camper Loan - 8.09% 132 months
Details As Low As; Amount Financed: $15,000 - $24,999
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 8.09% APR · checked 10 times
7.59%8.09%8.59%Sep 14, 2026: 8.09% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Boat Loan - 8.50% 96 months
Details As Low As; Amount Financed: $50,000 - $75,000; Maximum Term: 96; 10% Down payment on loans $25,000+
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 8.50% APR · checked 10 times
8.00%8.50%9.00%Sep 14, 2026: 8.50% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
RV & Camper Loan - 8.79% 190 months
Details As Low As; Amount Financed: $25,000 +; 10% minimum down payment on loans $25,000 - $49,999; 15% minimum down payment on loans $50,000+
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 8.79% APR · checked 10 times
8.29%8.79%9.29%Sep 14, 2026: 8.79% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%

Revity Credit Union Credit Card Rates

Product Rate APR View More
Revity CU Rewards Mastercard - 9.90%
Details As Low As; Not all applicants will qualify for the lowest rate
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 9.90% APR · checked 10 times
9.40%9.90%10.40%Sep 14, 2026: 9.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%

Revity Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan - Closed End 8.90%
Details As Low As; Not all applicants will qualify for the lowest rate
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 8.90% APR · checked 10 times
8.40%8.90%9.40%Sep 14, 2026: 8.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%

Revity Credit Union Other Rates

Product Rate Points APY/APR Term View More
Freedom Line - Open End Loan - - 8.90%
Details As Low As; Not all applicants will qualify for the lowest rate
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 8.90% APR · checked 10 times
8.40%8.90%9.40%Sep 14, 2026: 8.90% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Motorsport Loan - - 8.29% Up to 63 months
Details As Low As; Model Year: 2019 & Newer; Loan amount must be $15,000 or greater on 2019 or newer year models to qualify for 64-75 month term
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 8.29% APR · checked 4 times
7.79%8.29%8.79%Oct 14, 2026: 8.29% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Motorsport Loan - - 8.69% 64 - 75 months
Details As Low As; Model Year: 2019 & Newer; Loan amount must be $15,000 or greater on 2019 or newer year models to qualify for 64-75 month term
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 8.69% APR · checked 4 times
8.19%8.69%9.19%Oct 14, 2026: 8.69% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Motorsport Loan - - 7.89% Up to 48 months
Details As Low As; Model Year: 2012 - 2018
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 7.89% APR · checked 4 times
7.39%7.89%8.39%Oct 14, 2026: 7.89% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Motorsport Loan - - 8.59% 49 - 63 months
Details As Low As; Model Year: 2012 - 2018
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 8.59% APR · checked 4 times
8.09%8.59%9.09%Oct 14, 2026: 8.59% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Motorsport Loan - - 8.09% Up to 48 months
Details As Low As; Model Year: 2011 & Older
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 8.09% APR · checked 4 times
7.59%8.09%8.59%Oct 14, 2026: 8.09% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Motorsport Loan - - 8.89% 49 - 63 months
Details As Low As; Model Year: 2011 & Older
Last Updated 10/30/2026
Rate History
No change since Oct 14, 2026 · 8.89% APR · checked 4 times
8.39%8.89%9.39%Oct 14, 2026: 8.89% APROct 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Quick Cash Loan - - 24.99%
Details As Low As; Not all applicants will qualify for the lowest rate
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 24.99% APR · checked 10 times
24.49%24.99%25.49%Sep 14, 2026: 24.99% APRSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Individual Retirement Account (IRA) 0.55% - 0.55%
Min Balance $0
Details Balance: $0 - $24,999.99
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 0.55% APY · checked 10 times
0.05%0.55%1.05%Sep 14, 2026: 0.55% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Individual Retirement Account (IRA) 0.70% - 0.70%
Min Balance $25,000
Details Balance: $25,000 - $49,999.99
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 0.70% APY · checked 10 times
0.20%0.70%1.20%Sep 14, 2026: 0.70% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Individual Retirement Account (IRA) 0.80% - 0.80%
Min Balance $50,000
Details Balance: $50,000 - $99,999.99
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 0.80% APY · checked 10 times
0.30%0.80%1.30%Sep 14, 2026: 0.80% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%
Individual Retirement Account (IRA) 1.75% - 1.75%
Min Balance $100,000
Details Balance: $100,000 and over
Last Updated 10/30/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 10 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Nov 2, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 2.35%

Financial Health History

Revity Credit Union’s Texas Ratio rose from 0.82% in Q3 2023 to 2.35% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.8% 2.0★ 1.6% 3.0★ 2.4% 4.0★ 3.2% 5.0★ Healthy zone – entire history below the 15% limit 0.82% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 2.35% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$527M2.35%5.0A+
March 31, 2026$529M1.51%5.0A+
December 31, 2025$481M1.11%5.0A+
September 30, 2025$499M1.42%5.0A+
June 30, 2025$501M1.88%5.0A+
March 31, 2025$473M1.95%5.0A+
December 31, 2024$461M1.78%5.0A+
September 30, 2024$457M1.85%5.0A+
June 30, 2024$458M2.18%5.0A+
March 31, 2024$454M0.93%5.0A+
December 31, 2023$455M1.47%5.0A+
September 30, 2023$444M0.82%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Revity Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Revity Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Revity Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Revity Credit Union
Address 3970 Maryville Rd, Granite City, IL 62040-4179
Phone 618-797-7993
Fax 618-797-2033
President Kenneth Shipp
CEO John Merritt
Full-Time Employees 108
Part-Time Employees 1
Branch Locations 9
ATM Locations 8
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.35%
Return on Assets (ROA)
0.6514%
Return on Equity (ROE)
6.2640%
Non-Performing Loans Ratio (NPL)
0.43%
Total Assets
526,502,974
Total Amount of Shares and Deposits
421,350,181
Total Shares and Deposits < 1 Year
419,310,107
Total Shares and Deposits 1 3 Years
1,192,603
Total Shares and Deposits > 3 Years
847,471
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
17,143,926
Total Uninsured Shares and Deposits > $250K (F+J)
17,143,926
Total Insured Shares and Deposits > $250K (item 17 less item K)
404,206,255
Total Interest Expense (Sum of items 6 8)
4,084,905
Share Certificates
2,309
Number of Accounts for Share Drafts
18,990
IRA KEOGH Accounts
1,026
Number of Accounts for Regular Shares
51,229
Non Member Deposits
1
Money Market Shares
659
Net Income (unless the amount is already included in Undivided Earnings)
3,429,779
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
16,785,624
Total Liabilities
476,471,082
Source: NCUA — Last Updated 06/30/2026
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Frequently Asked Questions About Revity Credit Union

Does Revity Credit Union offer CDs?

Yes. Revity Credit Union current CD rates include its CD - 11 Month at 4.05% APY, its CD - 7 Month at 4.00% APY and its CD - 60 Month at 3.70% APY, verified by MonitorBankRates as of October 30, 2026.

Are CDs from Revity Credit Union NCUA insured?

Yes. Revity Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Revity Credit Union?

The highest Revity Credit Union CD rate is its CD - 11 Month at 4.05% APY, verified by MonitorBankRates as of October 30, 2026.

What CD terms does Revity Credit Union offer?

Revity Credit Union CD rates are 4.00% APY for a 7 month CD, 4.05% APY for an 11 month CD, 3.30% APY for a 12 month CD, 3.30% APY for an 18 month CD, 3.35% APY for a 2 year CD, 3.60% APY for a 3 year CD, 3.65% APY for a 4 year CD and 3.70% APY for a 5 year CD, verified by MonitorBankRates as of October 30, 2026. The institution may offer other terms or specials that are not listed here, so check with Revity Credit Union for its full lineup.

What is the highest savings rate at Revity Credit Union?

The highest Revity Credit Union savings rate is its Member Savings at 0.10% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest money market rate at Revity Credit Union?

The highest Revity Credit Union money market rate is its Elite Money Market Account at 2.75% APY, verified by MonitorBankRates as of October 30, 2026.

What is the highest checking rate at Revity Credit Union?

The highest Revity Credit Union checking rate is its Simply MORE! Checking at 1.25% APY, verified by MonitorBankRates as of October 30, 2026.

What is the lowest 30 year fixed mortgage rate at Revity Credit Union?

The lowest Revity Credit Union 30 year fixed mortgage rate is its First Mortgage Loan - 30 Year Fixed at 6.875%, verified by MonitorBankRates as of October 30, 2026. Revity Credit Union mortgage rates are 6.875% for a 30 year mortgage, 6.625% for a 25 year mortgage, 6.375% for a 20 year mortgage, 6.25% for a 15 year mortgage, 6.125% for a 10 year mortgage and 6.125% for a 7 year mortgage.

What is the lowest auto loan rate at Revity Credit Union?

The lowest Revity Credit Union auto loan rate is its Auto Loan at 4.74% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest personal loan rate at Revity Credit Union?

The lowest Revity Credit Union personal loan rate is its Personal Loan - Closed End at 8.90% APR, verified by MonitorBankRates as of October 30, 2026.

What is the lowest credit card APR at Revity Credit Union?

The lowest Revity Credit Union credit card APR is its Revity CU Rewards Mastercard Credit Card at 9.90% APR, verified by MonitorBankRates as of October 30, 2026.

How many branches does Revity Credit Union operate?

Revity Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Revity Credit Union?

Yes, to access services at Revity Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Revity Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Revity Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Revity Credit Union offer online and mobile banking?

Most modern institutions like Revity Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://revitycu.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Revity Credit Union rates compare?

Revity Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A+ health rating. Revity Credit Union's top rates are its CD - 11 Month at 4.05% APY, its Member Savings at 0.10% APY, its Elite Money Market Account at 2.75% APY, its Simply MORE! Checking at 1.25% APY, its First Mortgage Loan - 7 Year Balloon at 6.125%, its Personal Loan - Closed End at 8.90% APR and its Revity CU Rewards Mastercard Credit Card at 9.90% APR, verified by MonitorBankRates on October 30, 2026.

Current Revity Credit Union Rates

  • 12-Month CD3.30%
  • 18-Month CD3.30%
  • 24-Month CD3.35%
  • 60-Month CD3.50%
  • Savings0.10%
  • MMA2.75%
Retrieved from our database of financial products. Rates subject to change.