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FirsTier Bank Rates & Review April 2026

FirsTier Bank's 7-Month CD rates are at 3.27%, 10-Month CD rates are at 3.00%, Step-Up 12-Month CD rates are at 2.95%, 16-Month CD rates are at 2.90%, Step-Up 24-Month CD rates are at 2.75%. MonitorBankRates evaluates the financial stability of FirsTier Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.87%. Rates were last updated on 04/16/2026.

FirsTier Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FirsTier Bank? Share your experience about FirsTier Bank by leaving a review below, or read customer reviews before you decide to use FirsTier Bank.

Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.87%
Excellent Higher than avg
FirsTier Bank
115 S Walnut St
Kimball, NE 69145
https://www.firstierbanks.com
Member FDIC

FirsTier Bank CD Rates

Product Rate APY Term View More
7 Month CD - 3.27% 7
Details This CD is automatically renewed into a standard 6-month CD with current rate at renewal.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.87%
10 Month CD - 3.00% 10
Details This CD is automatically renewed into a standard 9-month CD with current rate at renewal.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.87%
Step-Up 12 Month CD - 2.95% 12
Details You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.87%
16 Month CD - 2.90% 16
Details This CD is automatically renewed into a standard 12-month CD with current rate at renewal.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.87%
Step-Up 24 Month CD - 2.75% 24
Details You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.87%
Step-Up 60 Month CD - 0.70% 60
Details You may step up your rate one time to the current rate of the equivalent term. Certificate will automatically renew to a fixed rate CD of the equivalent term with the current rate at renewal.
Last Updated 04/16/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.87%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for FirsTier Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather FirsTier Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with FirsTier Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name FirsTier Bank
Bank Holding Company FIRSTIER BCORP
Address 115 S Walnut St, Kimball, NE 69145  ·  Kimball
FDIC Certificate # 17478
Established 07/15/1955
FDIC Insurance Date 07/15/1955
Domestic Offices 11
Total Branches 11
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A
Overall Health Grade Score: 96/100
5.0
Exceptional Out of 5.0 Stars
8.87%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 2.4256%
Return on Equity (ROE) 21.0100%
Non-Performing Loans (NPL) 0.88%
Total Assets $1,082,291,000
Total Deposits $919,158,000
Equity Capital $121,471,000
Net Income $3,447,000
Headquarters Kimball
Total Offices 11
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

wCIQ
★★★★★
December 17, 2025
sRIR
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About FirsTier Bank

Is FirsTier Bank a safe place to deposit money?

Yes, FirsTier Bank is considered a safe financial institution. With a Texas Ratio of 8.8698865900938%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does FirsTier Bank operate?

FirsTier Bank currently maintains approximately 11 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, FirsTier Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, FirsTier Bank provides members with tools to manage their accounts and build a solid financial history.

Does FirsTier Bank offer online and mobile banking?

Most modern institutions like FirsTier Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstierbanks.com.

Current FirsTier Bank Rates

  • 12-Month CD2.95%
  • 24-Month CD2.75%
  • 60-Month CD0.70%
Retrieved from our database of financial products. Rates subject to change.