FirsTier Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 2.25%, 6-month CD rates at 0.30% and 3-month CD rates at 3.35%. Current savings rates are at 1.15% and money market rates are at 0.45%. Mortgage rates today on 30-year fixed loans are around 7.38%. Credit Card rates are at 14.74%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates. FirsTier Bank's 12-Month CD (Step-Up) rates are at 5.00%, 60-Month CD rates are at 0.75%, 48-Month CD rates are at 0.65%, 36-Month CD rates are at 0.60%, 30-Month CD rates are at 0.60%. FirsTier Bank's savings rates are at 0.05%. FirsTier Bank's money market rates are at 2.00%.

FirsTier Bank

To see how these rates compare to FirsTier Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FirsTier Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FirsTier Bank CD rates. You can also compare FirsTier Bank savings rates, MMA rates and mortgage rates using our other rate lists.

FirsTier Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FirsTier Bank? Share your experience about FirsTier Bank by leaving a review below, or read customer reviews before you decide to use FirsTier Bank.

FirsTier Bank Texas Ratio

FirsTier Bank's Texas Ratio is at 17.04%, which is considered excellent. The Texas Ratio for FirsTier Bank is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FirsTier Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
5.00%
18-Month CD
0.50%
24-Month CD
0.50%
36-Month CD
0.60%
48-Month CD
0.65%
60-Month CD
0.75%
Savings
0.05%
MMA
2.00%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FirsTier Bank
115 S Walnut St
Kimball, NE 69145
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

FirsTier Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FirsTier Bank
FirsTier Bank
12-Month CD (Step-Up)
5.00%
$0
FirsTier Bank
FirsTier Bank
Money Market
2.00%
$100,000
FirsTier Bank
FirsTier Bank
60-Month CD
0.75%
$0
FirsTier Bank
FirsTier Bank
48-Month CD
0.65%
$0
FirsTier Bank
FirsTier Bank
30-Month CD
0.60%
$0
FirsTier Bank
FirsTier Bank
36-Month CD
0.60%
$0
FirsTier Bank
FirsTier Bank
18-Month CD
0.50%
$0
FirsTier Bank
FirsTier Bank
24-Month CD
0.50%
$0
FirsTier Bank
FirsTier Bank
Business Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FirsTier Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
12-Month CD
5.35%
$25,000
iGOBanking
iGOBanking
9-Month CD
5.00%
$1,000
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
12-Month CD
5.00%
$1,000
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
6-Month CD
4.81%
$1,000
Live Oak Bank
Live Oak Bank
18-Month CD
4.75%
$2,500
Ponce Bank
Ponce Bank
12-Month CD
4.25%
$1,000
Guardian Savings Bank
Guardian Savings Bank
12-Month CD
4.25%
$1,000
Trinity Bank, N.A.
Trinity Bank, N.A.
Money Market
4.07%
$1,000,000
Sikorsky Credit Union
Sikorsky Credit Union
13-Month CD
4.00%
$500
Bell Bank
Bell Bank
12-Month CD
4.00%
$500
Charter Bank IA
Charter Bank IA
24-Month CD
4.00%
$1,000
Avidia Bank
Avidia Bank
48-Month CD
3.92%
$1,000
Needham Bank
Needham Bank
24-Month CD
3.75%
$1,000
BankSouth GA
BankSouth GA
Performance Checking
3.56%
$0
1st Colonial Community Bank
1st Colonial Community Bank
24-Month CD
3.56%
$500
Financial Partners CU
Financial Partners CU
24-Month CD
3.40%
$1,000
Farmers Insurance Federal Credit Union
Farmers Insurance Federal Credit Union
48-Month CD (Jumbo)
3.15%
$100,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Money Market
3.04%
$250,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
48-Month CD
3.00%
$1,000
Bank Forward
Bank Forward
48-Month CD
3.00%
$500
PCB Payne County Bank
PCB Payne County Bank
60-Month CD
2.85%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
6-Month CD (Jumbo)
2.53%
$100,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
84-Month CD
2.50%
$10,000
Axiom Bank
Axiom Bank
60-Month CD
2.50%
$500
Saco & Biddeford Savings
Saco & Biddeford Savings
12-Month CD
2.22%
$500
1st Northern California Credit Union
1st Northern California Credit Union
6-Month CD
2.12%
$1,000
Superior National Bank
Superior National Bank
48-Month CD
2.02%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
24-Month CD
2.00%
$1,000
Ascendia Bank
Ascendia Bank
18-Month CD
2.00%
$500
Home National Bank Racine, OH
Home National Bank Racine, OH
18-Month CD
1.50%
$500
The Bank of New Glarus
The Bank of New Glarus
36-Month CD
1.30%
$1,000
C&SB of Millersburg, Ohio
C&SB of Millersburg, Ohio
36-Month CD
1.26%
$500
SSB State Street Bank
SSB State Street Bank
60-Month CD
1.21%
$1,000
RBT Rollstone B&T
RBT Rollstone B&T
36-Month CD
1.15%
$500
NCS Bank
NCS Bank
18-Month CD
1.00%
$500
First National Bank VA
First National Bank VA
Money Market
0.75%
$2,500
CIBM Bank
CIBM Bank
24-Month CD
0.65%
$500
Empire State Bank
Empire State Bank
60-Month CD
0.60%
$1,000
AVB Bank
AVB Bank
Money Market
0.55%
$2,500
F&M Bank of St. Clair
F&M Bank of St. Clair
Premium Money Market
0.45%
$100,000
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
NOW Checking
0.45%
$100
FNB of Bellville
FNB of Bellville
Savings
0.43%
$0
Centinel Bank of Taos
Centinel Bank of Taos
NOW Checking
0.40%
$0
5 Star Bank
5 Star Bank
30-Month CD
0.40%
$500
Bank of Magnolia
Bank of Magnolia
24-Month CD
0.30%
$1,000
USB Union Savings Bank
USB Union Savings Bank
12-Month CD
0.25%
$1,000
First Bank Ketchikan, AK
First Bank Ketchikan, AK
Money Market
0.15%
$0
First Federal S&L of Lorain
First Federal S&L of Lorain
12-Month CD
0.10%
$250
First Bank of Central Ohio
First Bank of Central Ohio
Savings
0.05%
$50
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 14, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.750%
5.507%
0.000
5.000%
5.531%
0.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.625%
5.786%
0.000
15-Year Fixed
5.625%
5.799%
0.000
5.625%
5.820%
0.250
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
5.675%
5.894%
0.000
5.500%
5.908%
2.000
15 Year Fixed
5.625%
5.941%
1.000
5.750%
5.954%
1.000
5.750%
5.957%
0.000
5.875%
5.970%
0.000
15-Year Fixed (Jumbo)
5.875%
5.970%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FirsTier Bank Information

FirsTier Bank
115 S Walnut St
Kimball, NE 69145
Kimball
Established Date: 07/15/1955
FDIC Certificate #: 17478
Date of FDIC Deposit Insurance: 07/15/1955
Bank Holding Company: FIRSTIER II BCORP
How Many Domestic U.S. Offices? 10
How Many Branches are There? 10
Is FirsTier Bank FDIC Insured? Yes
What is FirsTier Bank's Cert number? 17478
What is the maximum amount for insured deposits? $250,000 per holder, per account

FirsTier Bank Financials

Total Assets:
$902,264,000
Total Deposits:
$793,265,000
Equity Capital:
$104,858,000
Domestic Deposits:
$793,265,000
Net Income:
$5,946,000
Return on Assets:
1.9425%
Quarterly Return on Assets:
2.6800%
Pretax Return on Assets:
2.7933%
Pretax Quarterly Return on Assets:
2.7900%
Return on Equity:
18.7500%
Quarterly Return on Equity:
23.3400%
Common Equity Tier 1 Capital Ratio:
10.6221%
Tier 1 Risk-Based Capital Ratio:
10.6221%
Leverage Tier 1 (Core Capital) Ratio:
10.4432%
Total Risk-Based Capital Ratio (YTD):
11.8725%
Total Interest Income (YTD):
5.0041%
 
 
Headquarters:
Kimball
FDIC Field Office:
Grand Island
Regulator:
FDIC
County:
Kimball
# of Offices:
10
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Kansas City
Source: FDIC

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Average CD rates for this week are lower, continuing the slow tortuous decline of the past three years. 12 month CD rates as reported by MonitorBankRates.com are now averaging 0.58 percent. This rate is down from the previous week's average of 0.61%. However, you can get rates higher than the averages. Right now on our rate table Tennessee Commerce Bank is offering 12 month rates at 1.29% with an APY of 1.30%.
mortgageGetting a mortgage from a mortgage broker has become popular over the past 20 years. Borrowers shopping for mortgages find using a mortgage broker very convenient, saving them a lot of time.
Mortgage Rates Move Higher as Treasury Yields IncreaseMortgage rates rose today as expected since Treasury yields increased 10 basis points yesterday to 2.05%. Mortgage rates on 30 year home mortgage loans hit a new record low of 3.99% yesterday but increased to 4.07% today. 15 year mortgage rates are also higher today averaging 3.35%, up from yesterday's average 15 year mortgage rate of 3.30%.

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FirsTier Bank Reviews

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