FirsTier Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Today's 12-month CD rates can be found at 3.30%, 6-month CD rates at 4.65% and 3-month CD rates at 1.00%. Current savings rates are at 0.50% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 7.06%. Credit Card rates are at 8.90%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates. FirsTier Bank's 12-Month CD (Step-Up) rates are at 4.14%, 60-Month CD rates are at 0.75%, 48-Month CD rates are at 0.65%, 30-Month CD rates are at 0.60%, 36-Month CD rates are at 0.60%. FirsTier Bank's savings rates are at 0.05%. FirsTier Bank's money market rates are at 2.00%.

FirsTier Bank

To see how these rates compare to FirsTier Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FirsTier Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FirsTier Bank CD rates. You can also compare FirsTier Bank savings rates, MMA rates and mortgage rates using our other rate lists.

FirsTier Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FirsTier Bank? Share your experience about FirsTier Bank by leaving a review below, or read customer reviews before you decide to use FirsTier Bank.

FirsTier Bank Texas Ratio

FirsTier Bank's Texas Ratio is at 8.87%, which is considered excellent. The Texas Ratio for FirsTier Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FirsTier Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

4.14%

2.56%

18-Month CD

0.50%

2.27%

24-Month CD

0.50%

2.27%

36-Month CD

0.60%

2.18%

48-Month CD

0.65%

2.12%

60-Month CD

0.75%

2.24%

Savings

0.05%

0.66%

MMA

2.00%

1.05%

30-Year Fixed

N/A

6.91%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

FirsTier Bank

115 S Walnut St
Kimball, NE 69145

https://www.firstierbanks.com

MonitorBankRates' Rating

5/5

★★★★★

Review FirsTier Bank

FirsTier Bank CD Rates and Interest Rates

FirsTier Bank

12-Month CD (Step-Up)

4.14%

FirsTier Bank

Money Market

2.00%

$100,000

FirsTier Bank

60-Month CD

0.75%

FirsTier Bank

48-Month CD

0.65%

FirsTier Bank

30-Month CD

0.60%

FirsTier Bank

36-Month CD

0.60%

FirsTier Bank

18-Month CD

0.50%

FirsTier Bank

24-Month CD

0.50%

FirsTier Bank

Business Savings

0.05%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FirsTier Bank Rates with Other Competitive Bank and Credit Union Rates

IAM Federal Credit Union

12-Month CD

5.25%

$1,000

Goldwater Bank

18-Month CD

4.15%

$500

First Federal S&L of McMinnville

12-Month CD

4.10%

$500

Alva State Bank & Trust Company

Kasasa Checking

3.97%

$100

GTE Financial Credit Union

24-Month CD

3.82%

$500

Sikorsky Credit Union

18-Month CD

3.60%

$500

1st Advantage Bank

36-Month CD

3.51%

$500

First Harvest Federal Credit Union

24-Month CD

3.50%

$1,000

Bank of Brenham

12-Month CD

3.50%

$1,000

Unison Bank

12-Month CD

3.50%

$2,500

Putnam County State Bank

36-Month CD

3.30%

$500

Massena Savings and Loan

60-Month CD

3.23%

$100

CorTrust Bank

48-Month CD

3.10%

$500

Old Exchange Bank of Okawville

24-Month CD

3.02%

$1,000

Tioga-Franklin Savings Bank

60-Month CD

3.00%

$500

FSB of Aliceville, Kansas

6-Month CD

2.52%

1st Bergen Federal Credit Union

60-Month CD

2.52%

$250

Leighton State Bank

6-Month CD

2.50%

$500

Sanborn Savings Bank

12-Month CD

2.26%

$1,000

Premier Bank Dubuque, IA

36-Month CD

2.00%

$1,000

First Resource Bank Exton, PA

Money Market

2.00%

$100,000

State Bank of Industry

12-Month CD

1.76%

$1,000

SaviBank

36-Month CD

1.75%

$500

First Independent Bank Russell, MN

12-Month CD

1.51%

$500

Jefferson Security Bank

60-Month CD

1.51%

$500

Swedish-American State Bank

12-Month CD

1.51%

$500

Carson Bank

Premier Money Market

1.41%

$50,000

Hughes Federal Credit Union

Money Market

1.26%

$1,000

Piedmont FSB

12-Month CD

1.25%

$500

C&SB of Millersburg, Ohio

36-Month CD

1.16%

$500

Forte Bank

18-Month CD

1.15%

$1,000

Eureka Savings Bank

12-Month CD

1.11%

$1,000

FNB of Litchfield

48-Month CD

1.00%

$1,000

Fidelity Co-operative Bank

12-Month CD

0.80%

$500

Farmers State Bank Wathena, KS

48-Month CD

0.70%

$500

Everett Co-operative Bank

18-Month CD

0.65%

$500

Mercer Savings Bank

60-Month CD

0.55%

$100

Northwestern Bank

Keystone Money Market

0.50%

$10,000

1st Bank Yuma

24-Month CD

0.50%

$1,000

Chain Bridge Bank

Interest Checking

0.44%

$100

Cecil Bank

Money Market

0.30%

$25,000

Centinel Bank of Taos

NOW Checking

0.30%

New Peoples Bank

Statement Savings

0.25%

Northfield Savings Bank

Money Market

0.25%

$500

PSB of Plainview

Money Market

0.20%

$2,500

Old Exchange Bank of Okawville

NOW Checking

0.20%

$1,000

Fulton Savings Bank

Wall Street Checking

0.10%

$2,500

Bay State Savings Bank

Statement Savings

0.05%

$10

PNC Bank

48-Month CD

0.02%

$1,000

Pataskala Banking Company

Statement Savings

0.01%

$100

Disclaimer

Mortgage Rates January 25, 2025

1st Northern California Credit Union

7-Year Fixed

3.990%

4.357%

0.750

1st Northern California Credit Union

10-Year Fixed

4.250%

4.514%

0.750

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

State Employees Credit Union

5-Year ARM

5.125%

5.230%

0.000

Americas First Federal Credit Union

15-Year Fixed

5.560%

5.250%

0.000

Lakewood Credit Union

15 Year Fixed

5.300%

5.390%

0.000

Pioneer Federal Credit Union

15-Year Fixed

5.250%

5.491%

0.000

State Employees Credit Union

10-Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

10 Year Fixed

5.300%

5.518%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.125%

5.523%

0.000

1st Northern California Credit Union

15-Year Fixed (Jumbo)

5.375%

5.525%

0.750

Mutual Security Credit Union

5/1 ARM

5.500%

5.614%

0.000

State Employees Credit Union

15-Year Fixed

5.500%

5.654%

0.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.654%

0.000

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

NESC Federal Credit Union

15 Year Fixed

5.750%

5.756%

0.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

Mutual Security Credit Union

15-Year Fixed

5.750%

5.793%

0.000

American Eagle Financial Credit Union

15-Year Fixed

5.625%

5.797%

0.000

Altoona First Savings Bank

15-Year Fixed

5.750%

5.801%

0.000

Pittsford Federal Credit Union

15-Year Fixed

5.750%

5.801%

0.000

Sikorsky Credit Union

15-Year Fixed

5.750%

5.806%

0.000

Security Service Federal Credit Union

10-Year Fixed (Power Rate)

5.500%

5.814%

0.000

McCoy Federal Credit Union

10 Year Fixed

5.500%

5.820%

0.000

Pittsford Federal Credit Union

10-Year Fixed

5.750%

5.832%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FirsTier Bank Information

FirsTier Bank

115 S Walnut St
Kimball, NE 69145
Kimball
Established Date: 07/15/1955
FDIC Certificate #: 17478
Date of FDIC Deposit Insurance: 07/15/1955

Bank Holding Company: FIRSTIER II BCORP

How Many Domestic U.S. Offices? 10

How Many Branches are There? 10

Website: https://www.firstierbanks.com

Is FirsTier Bank FDIC Insured? Yes

What is FirsTier Bank's Cert number? 17478

What is the maximum amount for insured deposits? $250,000 per holder, per account

FirsTier Bank Financials

Total Assets:

$955,822,000

Total Deposits:

$808,663,000

Equity Capital:

$119,488,000

Domestic Deposits:

$808,663,000

Net Income:

$4,927,000

Return on Assets:

2.4256%

Quarterly Return on Assets:

2.0800%

Pretax Return on Assets:

2.1772%

Pretax Quarterly Return on Assets:

2.1800%

Return on Equity:

21.0100%

Quarterly Return on Equity:

16.8400%

Common Equity Tier 1 Capital Ratio:

13.1684%

Tier 1 Risk-Based Capital Ratio:

13.1684%

Leverage Tier 1 (Core Capital) Ratio:

11.8465%

Total Risk-Based Capital Ratio (YTD):

14.4205%

Total Interest Income (YTD):

7.0780%

Headquarters:

Kimball

FDIC Field Office:

Grand Island

Regulator:

FDIC

County:

Kimball

# of Offices:

Metropolitan Statistical Area (MSA):

Consolidated Metropolitan Statistical Area (CMSA):

OTS Region:

West

FDIC Region:

Kansas City

Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

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Home Mortgage rates are most higher today with the exception of 30 year home mortgage rates which are unchanged from yesterday. Conforming 30 year home mortgage rates are averaging 4.42 percent, unchanged from Black Friday's average 30 year mortgage rate. 30 year home mortgage rates in California are higher than the national average 30 year mortgage rate. Current 30 year California mortgage rates are averaging 4.56 percent.

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