Waterman Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Banks
  3. Waterman Bank Deposit Rates
Today's 12-month CD rates can be found at 3.20%, 6-month CD rates at 0.15% and 3-month CD rates at 0.25%. Current savings rates are at 0.50% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.78%. Credit Card rates are at 15.20%. Personal Loan rates are at 14.99%. All these rates, and more, can be found in our database of rates. Waterman Bank's 8-Month CD rates are at 5.35%, 13-Month CD rates are at 5.01%, 19-Month CD rates are at 4.25%. Waterman Bank's savings rates are at 4.50%. Waterman Bank's money market rates are at 4.07%.

Waterman Bank

To see how these rates compare to Waterman Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Waterman Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Waterman Bank CD rates. You can also compare Waterman Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Waterman Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Waterman Bank? Share your experience about Waterman Bank by leaving a review below, or read customer reviews before you decide to use Waterman Bank.

Waterman Bank Texas Ratio

Waterman Bank's Texas Ratio is at 0.00%, which is considered excellent. The Texas Ratio for Waterman Bank is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Waterman Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
4.50%
MMA
4.07%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Waterman Bank
244 W Lincoln Hwy
Waterman, IL 60556
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Waterman Bank CD Rates and Interest Rates

Bank
Product
APY
Min Dep
Waterman Bank
Waterman Bank
8-Month CD
5.35%
$0
Waterman Bank
Waterman Bank
13-Month CD
5.01%
$0
Waterman Bank
Waterman Bank
High Yield Savings
4.50%
$0
Waterman Bank
Waterman Bank
19-Month CD
4.25%
$0
Waterman Bank
Waterman Bank
Money Market
4.07%
$0

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Waterman Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Fitness Bank
Fitness Bank
Elite Checking Account
6.00%
$10,000
Everence Trust Company
Everence Trust Company
Indexed Money Market (Tier 1) <-$2.5K
5.50%
$50
New Republic Bank
New Republic Bank
12-Month Jumbo CD special
5.37%
$100,000
Cibc
Cibc
13-Month CD in Branch Special
5.25%
$1,000
Global Bank
Global Bank
9-Month CD
5.00%
$1,000
HSBC Trust Company (Delaware)
HSBC Trust Company (Delaware)
12-Month CD
4.80%
$0
1st Colonial Community Bank
1st Colonial Community Bank
18-Month CD
4.55%
$500
FCN Bank, N.A.
FCN Bank, N.A.
12-Month CD
4.50%
$1,000
Mountain Pacific Bank
Mountain Pacific Bank
24-Month CD
4.50%
$500
Farm Bureau Bank FSB
Farm Bureau Bank FSB
6-Month CD CDARS
4.45%
$250,000
Consumers National Bank
Consumers National Bank
11-Month CD
4.35%
$1,000
Farmers State Bank of Calhan
Farmers State Bank of Calhan
12-Month CD
4.17%
$500
Camp Grove State Bank
Camp Grove State Bank
48-Month CD
4.10%
$1,000
360 Federal Credit Union
360 Federal Credit Union
60-Month CD share certificate
4.08%
$1,000
TSB Teutopolis State Bank
TSB Teutopolis State Bank
6-Month CD
4.04%
$500
University Federal Credit Union
University Federal Credit Union
18-Month CD
4.00%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
18-Month CD
4.00%
$500
PSB Indianola, IA
PSB Indianola, IA
Kasasa Cash Checking
4.00%
$100
The Citizens Bank of Georgia
The Citizens Bank of Georgia
24-Month CD
4.00%
$500
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
12-Month CD
4.00%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
12-Month CD
3.55%
$1,000
Century Bank Santa Fe, NM
Century Bank Santa Fe, NM
Liberty Money Market
3.50%
$150,000
PSECU
PSECU
Money Market
3.00%
$100,000
Liberty Bank, Inc.
Liberty Bank, Inc.
60-Month CD
3.00%
$1,000
Zions Bank
Zions Bank
36-Month CD
2.53%
$1,000
BrioDirect
BrioDirect
36-Month CD
2.45%
$500
Bank of Hillsboro
Bank of Hillsboro
48-Month CD
2.28%
$1,000
State Bank of India US
State Bank of India US
48-Month CD
2.27%
$1,000
Sacramento Deposit Bank
Sacramento Deposit Bank
6-Month CD
2.27%
$1,000
Anahuac National Bank
Anahuac National Bank
Kasasa Cash
2.25%
$0
Park Bank
Park Bank
48-Month CD
2.11%
$2,500
1st University Credit Union
1st University Credit Union
60-Month CD certificate
2.02%
$10,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
18-Month CD
1.60%
$1,000
Osgood Bank OB
Osgood Bank OB
36-Month CD
1.51%
$1,000
American State Bank (TX)
American State Bank (TX)
48-Month CD
1.51%
$1,000
Savers Co-operative Bank
Savers Co-operative Bank
24-Month CD
1.28%
$500
SpiritBank
SpiritBank
48-Month CD
1.15%
$1,000
PSB Wellsburg, IA
PSB Wellsburg, IA
Hi-Fi Money Market
1.05%
$2,500
Forte Bank
Forte Bank
12-Month CD
1.00%
$1,000
Geddes Federal S&L
Geddes Federal S&L
Money Market
0.70%
$250,000
USB Union Savings Bank
USB Union Savings Bank
36-Month CD
0.45%
$1,000
Reading Co-op Bank
Reading Co-op Bank
60-Month CD
0.40%
$500
Bank of Hindman
Bank of Hindman
Money Market
0.35%
$2,500
Schuyler Savings Bank
Schuyler Savings Bank
18-Month CD
0.35%
$1,000
Greenville National Bank
Greenville National Bank
48-Month CD
0.35%
$1,000
FNB of Raymond
FNB of Raymond
Money Market Deposit
0.25%
$2,500
PyraMax Bank
PyraMax Bank
18-Month CD Homebuyers
0.20%
$100
The Bank of South Carolina
The Bank of South Carolina
Money Market
0.20%
$2,500
The Bank of Glen Burnie
The Bank of Glen Burnie
Money Market
0.05%
$2,500
VisionBank Saint Louis Park, MN
VisionBank Saint Louis Park, MN
Money Market
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 17, 2024

Lender
Product
Rate
APR
Points
10 Year Fixed
6.750%
0.000%
0.000
15 Year Fixed
7.000%
0.000%
0.000
20 Year Fixed
7.500%
0.000%
0.000
5.250%
0.000%
0.000
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Waterman Bank Information

Waterman Bank
244 W Lincoln Hwy
Waterman, IL 60556
Dekalb
Established Date: 08/25/1908
FDIC Certificate #: 10878
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: WATERMAN ACQUISITION GROUP LLC
How Many Domestic U.S. Offices? 2
How Many Branches are There? 3
Is Waterman Bank FDIC Insured? Yes
What is Waterman Bank's Cert number? 10878
What is the maximum amount for insured deposits? $250,000 per holder, per account

Waterman Bank Financials

Total Assets:
$115,802,000
Total Deposits:
$96,859,000
Equity Capital:
$16,859,000
Domestic Deposits:
$96,859,000
Net Income:
$400,000
Return on Assets:
0.8494%
Quarterly Return on Assets:
1.4000%
Pretax Return on Assets:
2.0177%
Pretax Quarterly Return on Assets:
2.0200%
Return on Equity:
5.0600%
Quarterly Return on Equity:
9.6100%
Common Equity Tier 1 Capital Ratio:
25.2518%
Tier 1 Risk-Based Capital Ratio:
25.2518%
Leverage Tier 1 (Core Capital) Ratio:
15.8434%
Total Risk-Based Capital Ratio (YTD):
25.7490%
Total Interest Income (YTD):
4.1448%
 
 
Headquarters:
Waterman
FDIC Field Office:
Princeton
Regulator:
FDIC
County:
Dekalb
# of Offices:
2
Metropolitan Statistical Area (MSA):
Chicago-Naperville-Elgin, IL-IN-WI
Consolidated Metropolitan Statistical Area (CMSA):
Chicago-Gary-Kenosha, IL-IN-WI
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

My eBanc CD Rates Move HigherMy eBanc CD rates which were already some of the best CD rates available moved higher over night. 6 month CD rates at My eBanc were increased from 2.25 percent to 2.45 percent. 6 month jumbo CD rates from My eBanc were also increased from 2.25 percent to 2.45 percent. Compare My eBanc CD rates with other online rates to get the best rate.
Another bank has increased their CD rates this month and now is tied for the best 1 year rate available. EverBank has increased their 1 year bank CD rates to 1.09 percent with an APY of 1.10 percent. EverBank joins GE Captial Retail Bank with the top 1 year rate available in our database. EverBank also increased their rates on other certificates of deposit they are offering.

Bank or Credit Union Offers and Deals

The Top Savings Rates and MMA Rates: Maximize Your Annual Return
Agora Lending Mortgage Rates
Best 12 Month CD Rates Los Angeles, California
Redneck Bank Mega Money Market Account
Arbor Bank, Get a FREE Slow Cooker with New Checking Account
Highest 6 Month Bank CD Rates at 0.92 Percent
Current Deposit Rates Remain Stable as Fed's Yellen Talks Interest Rates
Highest Savings Account Rates National Rates
Mortgage Rates and Refinance Rates 12-7: 30 Year Mortgage Rates Averaging 4.46%, 30 Year Jumbo Mortgage Rates at 5.00%
Best CD Rates in Tampa, Fl

Alternative Bank and Credit Union Offers to Explore

Broadway Federal Bank Online Savings Account
Alabama Central Credit Union Auto Loan Rates
BankPurely CD Rates
Mortgage Rates Increase in MBA Mortgage Survey: 30 Year Mortgage Rates at 4.66%, 15 Year Mortgage Rates at 3.98%
Mandatory 401K Withdrawals Suspended?
Home Buyer Tax Credit Ends April 30, 2010
Colorado Federal Savings Bank 1 Year CD Rates now at 1.24%
Mortgage Rates Make New Low for 2017
Citizens Trust Bank 6 Month Jumbo CD Rates now at 0.05%
TriState Capital Bank Increases Short and Intermediate Term Jumbo CD Rates

Waterman Bank Reviews

There are no reviews for Waterman Bank yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Waterman Bank
Your Name:
Your Rating:

See how Waterman Bank Compares to other banks