First National Bank of Kentucky CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 5.32%, 6-month CD rates at 4.00% and 3-month CD rates at 0.20%. Current savings rates are at 0.30% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.96%. Credit Card rates are at 8.90%. Personal Loan rates are at 13.25%. All these rates, and more, can be found in our database of rates. First National Bank of Kentucky's savings rates are at 0.15%. First National Bank of Kentucky's money market rates are at 3.82%.

First National Bank of Kentucky

To see how these rates compare to First National Bank of Kentucky CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank of Kentucky, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank of Kentucky CD rates. You can also compare First National Bank of Kentucky savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank of Kentucky money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank of Kentucky? Share your experience about First National Bank of Kentucky by leaving a review below, or read customer reviews before you decide to use First National Bank of Kentucky.

First National Bank of Kentucky Texas Ratio

First National Bank of Kentucky's Texas Ratio is at 1.37%, which is considered excellent. The Texas Ratio for First National Bank of Kentucky is lower than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank of Kentucky is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.15%
MMA
3.82%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank of Kentucky
604 Highland Ave
Carrollton, KY 41008
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

First National Bank of Kentucky CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank of Kentucky
First National Bank of Kentucky
Money Market Premium new money 3-month term
3.82%
$25,000
First National Bank of Kentucky
First National Bank of Kentucky
Savings Account Statement
0.15%
$100

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank of Kentucky Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
First Northern Bank and Trust Company
First Northern Bank and Trust Company
Muni NOW Checking
5.36%
$1,000
The MINT National Bank
The MINT National Bank
12-Month CD
5.10%
$10,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
8-Month CD special
5.05%
$5,000
First FSB of Mascoutah
First FSB of Mascoutah
12-Month CD
4.58%
$1,000
LimeLight Bank
LimeLight Bank
6-Month CD
4.50%
$1,000
Heritage Bank Marion, IA
Heritage Bank Marion, IA
27-Month CD special
4.35%
$1,000
Citizens Bank of Clovis
Citizens Bank of Clovis
24-Month CD
4.34%
$1,000
Bank of Clovis
Bank of Clovis
60-Month CD
4.33%
$5,000
Mountain Pacific Bank
Mountain Pacific Bank
18-Month CD
4.25%
$500
Winchester Co-operative Bank
Winchester Co-operative Bank
24-Month CD
4.25%
$500
Patriot Bank N.A.
Patriot Bank N.A.
18-Month CD
4.23%
$500
New Albin Savings Bank
New Albin Savings Bank
36-Month CD
4.16%
$1,000
Kearney Trust Company
Kearney Trust Company
18-Month CD
4.08%
$100
Bell Bank
Bell Bank
12-Month CD
4.00%
$500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
30-Month CD
3.80%
$100
1st Street Credit Union
1st Street Credit Union
48-Month CD share certificate
3.55%
$1,000
Minnesota First
Minnesota First
24-Month CD
3.43%
$500
Sandy Spring Bank
Sandy Spring Bank
Business CRESPA Checking
3.03%
$50
Yampa Valley Bank
Yampa Valley Bank
Prime Savings - Variable Rate
2.99%
$2,000
Hiawatha National Bank
Hiawatha National Bank
Money Market
2.78%
$1,000,000
Black River Country Bank
Black River Country Bank
48-Month CD
2.75%
$1,000
Brattleboro S&L
Brattleboro S&L
12-Month CD
2.75%
$500
The Bank of Tescott
The Bank of Tescott
60-Month CD
2.40%
$0
FNB Community Bank
FNB Community Bank
18-Month CD
2.12%
$1,000
Maries County Bank
Maries County Bank
60-Month CD
2.12%
$1,000
Merrimack County SB
Merrimack County SB
12-Month CD
2.00%
$500
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
18-Month CD
2.00%
$1,000
First Independent Bank Russell, MN
First Independent Bank Russell, MN
48-Month CD
1.72%
$500
Jones Bank
Jones Bank
36-Month CD
1.70%
$500
Elevate Bank
Elevate Bank
12-Month CD
1.51%
$1,000
Northfield Savings Bank
Northfield Savings Bank
12-Month CD
1.50%
$1,000
Clay County Savings Bank
Clay County Savings Bank
48-Month CD
1.43%
$500
Genesee Regional Bank
Genesee Regional Bank
48-Month CD
1.25%
$500
Ohio Valley Bank Co.
Ohio Valley Bank Co.
24-Month CD
1.20%
$2,500
BankStar Financial
BankStar Financial
Money Market
1.10%
$0
Pathfinder Bank
Pathfinder Bank
48-Month CD
1.10%
$1,000
Hancock County SB
Hancock County SB
60-Month CD
1.00%
$500
The Honesdale National Bank
The Honesdale National Bank
48-Month CD
0.75%
$1,000
First Financial Bank El Dorado, AR
First Financial Bank El Dorado, AR
Kasasa Saver Savings
0.75%
$0
Cape Ann Savings Bank
Cape Ann Savings Bank
6-Month CD
0.35%
$500
Dundee Bank
Dundee Bank
18-Month CD
0.30%
$500
Monson Savings Bank
Monson Savings Bank
36-Month CD
0.30%
$1,000
National Iron Bank
National Iron Bank
60-Month CD
0.30%
$10,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
18-Month CD
0.20%
$1,000
New Haven Bank
New Haven Bank
24-Month CD
0.20%
$500
Mercer Savings Bank
Mercer Savings Bank
12-Month CD
0.15%
$100
Chasewood Bank
Chasewood Bank
Personal Money Market Savings
0.15%
$2,500
American Bank of Beaver Dam
American Bank of Beaver Dam
Regular Savings
0.10%
$25
Jewett City Savings Bank
Jewett City Savings Bank
Statement Savings Account
0.05%
$5
FNB of River Falls
FNB of River Falls
Regular Savings
0.05%
$200
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 14, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.000%
5.363%
2.000
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.750%
5.834%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
10 Year Fixed
0.000%
5.875%
1.000
15-Year Fixed
5.625%
5.877%
0.975
5.750%
5.883%
0.500
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.875%
5.913%
0.000
15 Year Fixed
5.625%
5.923%
1.000
15-Year Fixed
5.875%
5.925%
0.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank of Kentucky Information

First National Bank of Kentucky
604 Highland Ave
Carrollton, KY 41008
Carroll
Established Date: 01/01/1881
FDIC Certificate #: 2735
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: PORT WILLIAM BANCSHARES INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is First National Bank of Kentucky FDIC Insured? Yes
What is First National Bank of Kentucky's Cert number? 2735
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank of Kentucky Financials

Total Assets:
$195,849,000
Total Deposits:
$171,802,000
Equity Capital:
$15,616,000
Domestic Deposits:
$171,802,000
Net Income:
$406,000
Return on Assets:
0.8919%
Quarterly Return on Assets:
0.8500%
Pretax Return on Assets:
0.8494%
Pretax Quarterly Return on Assets:
0.8500%
Return on Equity:
10.6200%
Quarterly Return on Equity:
10.5900%
Common Equity Tier 1 Capital Ratio:
12.6004%
Tier 1 Risk-Based Capital Ratio:
12.6004%
Leverage Tier 1 (Core Capital) Ratio:
9.1286%
Total Risk-Based Capital Ratio (YTD):
13.8532%
Total Interest Income (YTD):
4.1948%
 
 
Headquarters:
Carrollton
FDIC Field Office:
Louisville
Regulator:
OCC
County:
Carroll
# of Offices:
6
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Southeast
FDIC Region:
Chicago
Source: FDIC

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401k-taking-a-401k-loanMillions of Americans have 401k plans through their place of employment, making monthly 401k contributions to save for retirement. Taking out a loan from the money in your 401k plan is possible but doing so can be costly if you don't pay back the loan in time.
This week's top interest rate on deposit accounts is EverBank's 1.01 percent APY on the bank's Yield Pledge money market account. The bonus rate on this account even higher at 1.40 percent but this rate is only available for the first 6 months (on account balances up to $50,000), making the overall first year's APY 1.01 percent.

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First National Bank of Kentucky Reviews

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