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Advertiser Disclosure
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 Capital One Bank Rates & Review May 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: May 3, 2026
Capital One Bank's 12-Month CD rates are at 3.90%, 18-Month CD rates are at 3.60%, 60-Month CD rates are at 3.60%, 24-Month CD rates are at 3.50%, 30-Month CD rates are at 3.50%. MonitorBankRates evaluates the financial stability of Capital One Bank with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 10.41%. Rates were last updated on 05/03/2026. Capital One Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Capital One Bank? Share your experience about Capital One Bank by leaving a review below, or read customer reviews before you decide to use Capital One Bank. 
Capital One Bank CD Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Capital One Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Capital One Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Capital One Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Capital One Bank
Bank Holding Company
CAPITAL ONE FINANCIAL CORP
Address
1680 Capital One Dr,
Mclean, VA 22102 · Fairfax
Website
https://www.capitalone.com
FDIC Certificate #
4297
Established
05/22/1933
FDIC Insurance Date
01/01/1934
Domestic Offices
265
Total Branches
266
Regulator
OCC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA
Overall Health Grade
Score: 95/100
5.0
Exceptional
Out of 5.0 Stars
10.41%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
1.2729%
Return on Equity (ROE)
11.8400%
Non-Performing Loans (NPL)
0.77%
Total Assets
$658,464,240,000
Total Deposits
$504,752,862,000
Equity Capital
$97,584,212,000
Net Income
$3,201,974,000
Headquarters
Mclean
Total Offices
268
Source: FDIC | Last Updated 12/31/2025
Customer Reviews
There are no reviews for Capital One Bank yet. Feel free to create one below.
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Add Your Rating and Review for Capital One Bank
Frequently Asked Questions About Capital One BankHow many branches does Capital One Bank operate?Capital One Bank currently maintains approximately 266 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Capital One Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Capital One Bank provides members with tools to manage their accounts and build a solid financial history. Does Capital One Bank offer online and mobile banking?Most modern institutions like Capital One Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.capitalone.com. Current Capital One Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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