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North American Savings Bank (NASB) Rates & Review November 2026

North American Savings Bank (NASB)'s 7-Month CD rates are at 4.10%, 3-5-Months 3-5-Month Term CD rates are at 1.00%, 12-Month Jumbo CD Special rates are at 4.70%, 36-Month CD Special rates are at 4.70%, 23-Month CD Special rates are at 4.50%. North American Savings Bank (NASB)'s savings rates are at 3.85%. North American Savings Bank (NASB)'s money market rates are at 0.50%. North American Savings Bank (NASB)'s checking rates are as high as 1.10%. North American Savings Bank (NASB)'s Auto Loan Rates are as low as 3.92%. North American Savings Bank (NASB)'s top CD rate of 4.70% APY on a 12 month CD is 55% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of North American Savings Bank (NASB) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.31%. Rates last updated and verified on 11/05/2026.

North American Savings Bank (NASB) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North American Savings Bank (NASB)? Share your experience about North American Savings Bank (NASB) by leaving a review below, or read customer reviews before you decide to use North American Savings Bank (NASB).

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.31%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
North American Savings Bank (NASB)
12498 S Us Highway 71
Grandview, MO 64030
https://www.nasb.com
MemberFDIC
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

North American Savings Bank (NASB) CD Rates

Product Rate APY Term Min. Deposit View More
12-Month Jumbo CD Special 4.59% 4.70% 12 months $100,000
Min Deposit $100,000
Details CD Special; Online only; Interest rate 4.59%, APY 4.70%; CD base interest rate guaranteed for the term; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 4.70% APY
4.20%4.70%5.20%Nov 5, 2026: 4.70% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
36-Month CD Special 4.59% 4.70% 36 months $1,000
Min Deposit $1,000
Details Special rate; Open account
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 4.70% APY
4.20%4.70%5.20%Nov 5, 2026: 4.70% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
23-Month CD Special 4.40% 4.50% 23 months $1,000
Min Deposit $1,000
Details Special rate; APY compounded daily; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 4.50% APY
4.00%4.50%5.00%Nov 5, 2026: 4.50% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
14-Month CD Special 4.26% 4.35% 14 months $1,000
Min Deposit $1,000
Details Special rate; Interest compounded daily; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 4.35% APY
3.85%4.35%4.85%Nov 5, 2026: 4.35% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
7-Month CD 4.02% 4.10% 7 months $1,000
Min Deposit $1,000
Details Special rate
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 4.10% APY
3.60%4.10%4.60%Nov 5, 2026: 4.10% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
13-Month Term 3.92% 4.00% 13 months $5,000
Min Deposit $5,000
Details Online only; APY 1 = Annual Percentage Yield; Online CD table label mismatch: values match the 13-Month Term CD row, not the 12-Month Jumbo CD Special (4.70% APY, $100,000 minimum)
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 4.00% APY
3.50%4.00%4.50%Nov 5, 2026: 4.00% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
60-120-Month Term 1.00% 1.01% 60-120 months $1,000
Min Deposit $1,000
Details In-branch only
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 1.01% APY
0.51%1.01%1.51%Nov 5, 2026: 1.01% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
3-5-Month Term CD 1.00% 1.00% 3-5 months $1,000
Min Deposit $1,000
Details In-branch only; Table label 36-Month CD Special rate does not match this row
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 1.00% APY
0.50%1.00%1.50%Nov 5, 2026: 1.00% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
48-59-Month Term 0.96% 0.96% 48-59 months $1,000
Min Deposit $1,000
Details In-branch only
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.96% APY
0.46%0.96%1.46%Nov 5, 2026: 0.96% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
24-Month Term 0.91% 0.91% 24 months $1,000
Min Deposit $1,000
Details In-branch only; Interest compounded daily
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.91% APY
0.41%0.91%1.41%Nov 5, 2026: 0.91% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
12-Month Fixed IRA 0.85% 0.85% 12 months $100
Min Deposit $100
Details Fixed Rate IRA CD; Interest compounded daily; Effective Date: 10/16/2026; In-Branch Only; Early withdrawal penalty may apply
Last Updated 11/05/2026
Rate History
No change since Sep 18, 2026 · 0.85% APY · checked 8 times
0.35%0.85%1.35%Sep 18, 2026: 0.85% APYSep 18, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
6-11-Month Term 0.80% 0.80% 6-11 months $1,000
Min Deposit $1,000
Details In-branch only; CD. Source table's 0.80% APY and rate match the 6-11 Month Term row, not the 36-Month CD Special row.
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.80% APY
0.30%0.80%1.30%Nov 5, 2026: 0.80% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%

North American Savings Bank (NASB) Savings Rates

Product Rate APY View More
Select III Savings - 3.85%
Min Deposit $500
Min Balance $75,000
Details Balance: $75,000 or greater
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 3.85% APY
3.35%3.85%4.35%Nov 5, 2026: 3.85% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
E-Savings 3.54% 3.60%
Min Deposit $10,000
Details Online Only
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 3.60% APY
3.10%3.60%4.10%Nov 5, 2026: 3.60% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Ultimate Savings - 3.60%
Min Deposit $10,000
Details Qualifying balance up to $1,999,999.99; Online only; Ultimate Savings has a blended interest rate (footnote 2)
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 3.60% APY
3.10%3.60%4.10%Nov 5, 2026: 3.60% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Select III Savings - 3.10%
Min Deposit $500
Min Balance $25,000
Details Balance: $25,000 - $74,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 3.10% APY
2.60%3.10%3.60%Nov 5, 2026: 3.10% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
High Rate Savings - 2.50%
Min Deposit $1
Min Balance $0
Details Balance: $0.00 - $1,499,999.00; Interest compounded daily and paid monthly; No maintenance fees; $30 Account Closure Fee if closed within 90 days; Online Only
Last Updated 11/05/2026
Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 10 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APYSep 18, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
High-Rate Savings - 2.50%
Min Deposit $1
Min Balance $1,500,000
Details Balance: $1,500,000 and greater
Last Updated 11/05/2026
Rate History
No change since Sep 18, 2026 · 2.50% APY · checked 11 times
2.00%2.50%3.00%Sep 18, 2026: 2.50% APYSep 18, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Select III Savings - 2.50%
Min Deposit $500
Min Balance $0
Details Balance: Up to $4,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 2.50% APY
2.00%2.50%3.00%Nov 5, 2026: 2.50% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Select III Savings - 2.50%
Min Deposit $500
Min Balance $5,000
Details Balance: $5,000 - $24,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 2.50% APY
2.00%2.50%3.00%Nov 5, 2026: 2.50% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Performance Savings - 0.35%
Min Deposit $5,000
Min Balance $75,000
Details In-branch only; Balance: $75,000 - $1,499,999
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.35% APY
0.00%0.43%0.85%Nov 5, 2026: 0.35% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Super Saver Savings - 0.35%
Min Deposit $15,000
Min Balance $0
Details Balance: $.01
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.35% APY
0.00%0.43%0.85%Nov 5, 2026: 0.35% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
IRA Savings - 0.30%
Min Deposit $100
Min Balance $0
Details Balance: $.01; In-branch only
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.30% APY
0.00%0.40%0.80%Nov 5, 2026: 0.30% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Performance Savings - 0.30%
Min Deposit $5,000
Min Balance $50,000
Details In-branch only; Balance: $50,000 - $74,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.30% APY
0.00%0.40%0.80%Nov 5, 2026: 0.30% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Statement Savings - 0.30%
Min Deposit $100
Min Balance $0
Details Balance: $.01
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.30% APY
0.00%0.40%0.80%Nov 5, 2026: 0.30% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Performance Savings - 0.25%
Min Deposit $5,000
Min Balance $25,000
Details In-branch only; Balance: $25,000 - $49,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.25% APY
0.00%0.38%0.75%Nov 5, 2026: 0.25% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Smart Savers Savings - 0.25%
Min Deposit $50
Min Balance $0
Details In-branch only; Minimum balance for APY: $.01
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.25% APY
0.00%0.38%0.75%Nov 5, 2026: 0.25% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Stepping Stones Savings - 0.25%
Min Deposit $25
Min Balance $0
Details In-branch only; Minimum balance for APY: $.01
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.25% APY
0.00%0.38%0.75%Nov 5, 2026: 0.25% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Performance Savings - 0.20%
Min Deposit $5,000
Min Balance $5,000
Details In-branch only; Balance: $5,000 - $24,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.20% APY
0.00%0.35%0.70%Nov 5, 2026: 0.20% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Performance Savings - 0.15%
Min Deposit $5,000
Min Balance $1,500,000
Details In-branch only; Balance: $1,500,000+
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.15% APY
0.00%0.33%0.65%Nov 5, 2026: 0.15% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%

North American Savings Bank (NASB) Money Market Rates

Product Rate APY View More
Premium Money Market - 0.50%
Min Deposit $1,000
Min Balance $25,000
Details Balance: $25,000 - $1,499,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.50% APY
0.00%0.50%1.00%Nov 5, 2026: 0.50% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Premium Money Market - 0.40%
Min Deposit $1,000
Min Balance $0
Details Balance: $.01 - $24,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.40% APY
0.00%0.45%0.90%Nov 5, 2026: 0.40% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Premium Money Market - 0.05%
Min Deposit $1,000
Min Balance $1,500,000
Details Balance: $1,500,000 or greater
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.05% APY
0.00%0.28%0.55%Nov 5, 2026: 0.05% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%

North American Savings Bank (NASB) Checking Rates

Product Rate APY View More
Flourish Checking - 1.10%
Min Deposit $5,000
Min Balance $20,000
Details Balance: $20,000 - $1,499,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 1.10% APY
0.60%1.10%1.60%Nov 5, 2026: 1.10% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Flourish Checking - 0.60%
Min Deposit $5,000
Min Balance $1,500,000
Details Balance: $1,500,000 or Greater
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.60% APY
0.10%0.60%1.10%Nov 5, 2026: 0.60% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Prosper Checking - 0.55%
Min Deposit $1,500
Min Balance $5,000
Details Qualifications Required; Balance: $5,000 - $49,999.99; Qualified; at least 12 debit card or point-of-sale transactions that post and clear before month-end
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.55% APY
0.05%0.55%1.05%Nov 5, 2026: 0.55% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Prosper Checking - 0.50%
Min Deposit $1,500
Min Balance $50,000
Details Balance: $50,000 - $1,499,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.50% APY
0.00%0.50%1.00%Nov 5, 2026: 0.50% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Prosper Checking - 0.50%
Min Deposit $1,500
Min Balance $1,500,000
Details Balance: $1,500,000 or greater
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.50% APY
0.00%0.50%1.00%Nov 5, 2026: 0.50% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Flourish Checking - 0.45%
Min Deposit $5,000
Min Balance $0
Details Balance: $.01 - $19,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.45% APY
0.00%0.48%0.95%Nov 5, 2026: 0.45% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Prosper Checking - 0.45%
Min Deposit $1,500
Min Balance $0
Details Balance: $.01 - $4,999.99
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.45% APY
0.00%0.48%0.95%Nov 5, 2026: 0.45% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%
Prosper Checking - 0.45%
Min Deposit $1,500
Min Balance $5,000
Details Balance: $5,000 - $49,999.99; Non-Qualified
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 0.45% APY
0.00%0.48%0.95%Nov 5, 2026: 0.45% APYNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%

North American Savings Bank (NASB) Auto Loan Rates

Product Rate Points APR Term View More
National Auto Renewal CD 3.92% - 3.92%
Details Unless withdrawn at maturity, automatically renews into an Online Renewal CD; contact NASB for current rates
Last Updated 11/05/2026
Rate History
No change since Nov 5, 2026 · 3.92% APR
3.42%3.92%4.42%Nov 5, 2026: 3.92% APRNov 5, 2026Nov 9, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.31%

Financial Health History

North American Savings Bank (NASB)’s Texas Ratio stayed near 4.37% in Q3 2023 to 4.31% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.7% 2.0★ 3.4% 3.0★ 5.1% 4.0★ 6.8% 5.0★ Healthy zone – entire history below the 15% limit 4.37% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.31% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$3.2B4.31%5.0A+
March 31, 2026$3.2B4.17%5.0A+
December 31, 2025$3.0B4.91%5.0A+
September 30, 2025$2.9B3.83%5.0A+
June 30, 2025$2.9B3.75%5.0A+
March 31, 2025$3.0B3.99%5.0A+
December 31, 2024$2.9B4.94%5.0A+
September 30, 2024$2.9B4.56%5.0A+
June 30, 2024$2.8B4.60%5.0A+
March 31, 2024$2.9B4.61%5.0A+
December 31, 2023$2.8B5.00%5.0A+
September 30, 2023$2.8B4.37%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for North American Savings Bank (NASB) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather North American Savings Bank (NASB) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with North American Savings Bank (NASB)'s official website for the most current offers and terms.

Bank Profile & Overview

Bank Name North American Savings Bank (NASB)
Address 12498 S Us Highway 71, Grandview, MO 64030  ·  Jackson
Bank Holding Company NASB FINANCIAL INC
FDIC Certificate # 29708
Regulator OCC
Established January 1, 1923
FDIC Insurance Date August 9, 1989
Domestic Offices 10
Total Branches 10
FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.31%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.2903%
Return on Equity (ROE)
9.2800%
Non-Performing Loans Ratio (NPL)
0.61%
Total Assets
$3,198,829,000
Total Deposits
$1,855,075,000
Equity Capital
$439,096,000
Net Income
$20,045,000
Headquarters
Grandview
Total Branches and Offices
10
Source: FDIC — Last Updated June 30, 2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

North American Savings Bank (NASB) earned the Verified Healthy badge

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Frequently Asked Questions About North American Savings Bank (NASB)

Does North American Savings Bank (NASB) offer CDs?

Yes. North American Savings Bank (NASB) current CD rates include its 12-Month Jumbo CD Special at 4.70% APY, its 36-Month CD Special at 4.70% APY and its 23-Month CD Special at 4.50% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from North American Savings Bank (NASB) FDIC insured?

Yes. North American Savings Bank (NASB) is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at North American Savings Bank (NASB)?

The highest North American Savings Bank (NASB) CD rate is its 12-Month Jumbo CD Special at 4.70% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does North American Savings Bank (NASB) offer?

North American Savings Bank (NASB) CD rates are 1.00% APY for a 5 month CD, 4.10% APY for a 7 month CD, 0.80% APY for a 12 month CD, 4.50% APY for a 23 month CD, 0.91% APY for a 2 year CD, 4.70% APY for a 3 year CD and 0.96% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with North American Savings Bank (NASB) for its full lineup.

What is the highest savings rate at North American Savings Bank (NASB)?

The highest North American Savings Bank (NASB) savings rate is its Select III Savings at 3.85% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at North American Savings Bank (NASB)?

The highest North American Savings Bank (NASB) money market rate is its Premium Money Market at 0.50% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest checking rate at North American Savings Bank (NASB)?

The highest North American Savings Bank (NASB) checking rate is its Flourish Checking at 1.10% APY, verified by MonitorBankRates as of November 5, 2026.

What is the lowest auto loan rate at North American Savings Bank (NASB)?

The lowest North American Savings Bank (NASB) auto loan rate is its National Auto Renewal CD at 3.92%, verified by MonitorBankRates as of November 5, 2026.

How many branches does North American Savings Bank (NASB) operate?

North American Savings Bank (NASB) currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, North American Savings Bank (NASB) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, North American Savings Bank (NASB) provides members with tools to manage their accounts and build a solid financial history.

Does North American Savings Bank (NASB) offer online and mobile banking?

Most modern institutions like North American Savings Bank (NASB) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nasb.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do North American Savings Bank (NASB) rates compare?

North American Savings Bank (NASB)'s top CD rate of 4.70% APY on a 12 month CD is 55% higher than the MonitorBankRates national average of 3.03% APY for that term, and it has an A+ health rating. North American Savings Bank (NASB)'s top rates are its 12-Months 12-Month Jumbo CD Special at 4.70% APY, its Select III Savings at 3.85% APY, its Premium Money Market at 0.50% APY, its Flourish Checking at 1.10% APY and its National Auto Renewal CD at 3.92% APR, verified by MonitorBankRates on November 5, 2026.

Current North American Savings Bank (NASB) Rates

  • 12-Month CD0.80%
  • 24-Month CD0.91%
  • 36-Month CD4.70%
  • 60-Month CD0.96%
  • Savings3.85%
  • MMA0.50%
Retrieved from our database of financial products. Rates subject to change.