What are the current interest rates at North American Savings Bank (NASB)?

Current rates for North American Savings Bank (NASB) include: 12-Month CD: 2.25%, 24-Month CD: 2.65%, 36-Month CD: 3.40%, 48-Month CD: 3.90%, 60-Month CD: 3.95%, Savings: 0.10%, MMA: 0.80%

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North American Savings Bank (NASB)

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North American Savings Bank (NASB) Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, North American Savings Bank (NASB) provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 22, 2026

North American Savings Bank (NASB)'s 60-Months 60-Month Ministry | Business Term Share Certificate rates are at 4.20%, 48-59-Months 48 - 59-Month Ministry | Business Term Share Certificate rates are at 4.15%, 60-Months 60-Month Ministry | Business Term Share Certificate rates are at 4.15%, 36-47-Months 36 - 47-Month Ministry | Business Term Share Certificate rates are at 4.10%, 48-59-Months 48 - 59-Month Ministry | Business Term Share Certificate rates are at 4.10%. North American Savings Bank (NASB)'s savings rates are at 0.10%. North American Savings Bank (NASB)'s money market rates are at 0.80%. North American Savings Bank (NASB)'s Auto Loan Rates are as low as 6.49%. MonitorBankRates evaluates the financial stability of North American Savings Bank (NASB) with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.91%. Rates last updated and verified on 09/22/2026.

North American Savings Bank (NASB) money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at North American Savings Bank (NASB)? Share your experience about North American Savings Bank (NASB) by leaving a review below, or read customer reviews before you decide to use North American Savings Bank (NASB).

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

4.91%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

North American Savings Bank (NASB)

12498 S Us Highway 71
Grandview, MO 64030

https://www.nasb.com

North American Savings Bank (NASB) CD Rates

Product	Rate	APY	Term
60 Month Ministry \| Business Term Share Certificate	4.11%	4.20%	60 Months
Min Deposit $100,000 Details $100,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
48 - 59 Month Ministry \| Business Term Share Certificate	4.07%	4.15%	48-59 Months
Min Deposit $100,000 Details $100,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
60 Month Ministry \| Business Term Share Certificate	4.07%	4.15%	60 Months
Min Deposit $50,000 Details $50,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
36 - 47 Month Ministry \| Business Term Share Certificate	4.02%	4.10%	36-47 Months
Min Deposit $100,000 Details $100,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
48 - 59 Month Ministry \| Business Term Share Certificate	4.02%	4.10%	48-59 Months
Min Deposit $50,000 Details $50,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
60 Month Ministry \| Business Term Share Certificate	4.02%	4.10%	60 Months
Min Deposit $10,000 Details $10,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
36 - 47 Month Ministry \| Business Term Share Certificate	3.97%	4.05%	36-47 Months
Min Deposit $50,000 Details $50,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
48 - 59 Month Ministry \| Business Term Share Certificate	3.97%	4.05%	48-59 Months
Min Deposit $10,000 Details $10,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
10 Month Business Welcome Certificates	-	4.00%	10 Months
Min Deposit $500 Details New money only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
36 - 47 Month Ministry \| Business Term Share Certificate	3.92%	4.00%	36-47 Months
Min Deposit $10,000 Details $10,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
60 Month Ministry \| Business Term Share Certificate	3.92%	4.00%	60 Months
Min Deposit $1,000 Details $1,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
48 - 59 Month Ministry \| Business Term Share Certificate	3.87%	3.95%	48-59 Months
Min Deposit $1,000 Details $1,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
36 - 47 Month Ministry \| Business Term Share Certificate	3.83%	3.90%	36-47 Months
Min Deposit $1,000 Details $1,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
5 Month Business Welcome Certificates	-	3.70%	5 Months
Min Deposit $500 Details New money only Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
24 - 35 Month Ministry \| Business Term Share Certificate	3.54%	3.60%	24-35 Months
Min Deposit $100,000 Details $100,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
24 - 35 Month Ministry \| Business Term Share Certificate	3.49%	3.55%	24-35 Months
Min Deposit $50,000 Details $50,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
24 - 35 Month Ministry \| Business Term Share Certificate	3.44%	3.50%	24-35 Months
Min Deposit $10,000 Details $10,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
24 - 35 Month Ministry \| Business Term Share Certificate	3.34%	3.40%	24-35 Months
Min Deposit $1,000 Details $1,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
12 - 23 Month Ministry \| Business Term Share Certificate	2.81%	2.85%	12-23 Months
Min Deposit $100,000 Details $100,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
12 - 23 Month Ministry \| Business Term Share Certificate	2.76%	2.80%	12-23 Months
Min Deposit $50,000 Details $50,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
12 - 23 Month Ministry \| Business Term Share Certificate	2.71%	2.75%	12-23 Months
Min Deposit $10,000 Details $10,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
12 - 23 Month Ministry \| Business Term Share Certificate	2.62%	2.65%	12-23 Months
Min Deposit $1,000 Details $1,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
6 - 11 Month Ministry \| Business Term Share Certificate	2.42%	2.45%	6-11 Months
Min Deposit $100,000 Details $100,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
6 - 11 Month Ministry \| Business Term Share Certificate	2.37%	2.40%	6-11 Months
Min Deposit $50,000 Details $50,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
6 - 11 Month Ministry \| Business Term Share Certificate	2.32%	2.35%	6-11 Months
Min Deposit $10,000 Details $10,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
6 - 11 Month Ministry \| Business Term Share Certificate	2.23%	2.25%	6-11 Months
Min Deposit $1,000 Details $1,000; APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. Annual Percentage Yield assumes that dividends remain in the account until maturity. A withdrawal will reduce earnings. A penalty will be imposed on early withdrawals from Certificates. No additional deposits can be made during the term of the Term Certificate. Rates, terms and conditions are solely within the discretion of the Board of Directors. We may limit the amount you may invest in one or more accounts to a total of $1,000,000. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%

North American Savings Bank (NASB) Savings Rates

Product	Rate	APY
Savings Account	-	0.10%
Min Deposit $100 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
Start Young Savings	-	0.10%
Min Deposit $25 Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%

North American Savings Bank (NASB) Money Market Rates

Product	Rate	APY
High-Yield Money Market Promotion Account	-	4.00%
Min Deposit $1,000 Details Balances from $1,000 through $100,000 earn a dividend rate of 3.923% , resulting in an APY of 4.00% . Only the portion of a balance exceeding $100,000 earns the AdelFi Savings Account dividend rate, currently 0.10% , resulting in a blended APY for the total account balance. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
Ministry \| Business Premium Money Market Account	-	3.50%
Min Deposit $10,000 Min Balance $250,000 Details Balance: $250,000+. APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. $10,000 minimum. Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
Ministry \| Business Premium Money Market Account	-	2.75%
Min Deposit $10,000 Min Balance $100,000 Details Balance: $100,000-$249,999. APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. $10,000 minimum. Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
Ministry \| Business Premium Money Market Account	-	2.10%
Min Deposit $10,000 Min Balance $50,000 Details Balance: $50,000-$99,999.99. APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. $10,000 minimum. Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
Ministry \| Business Premium Money Market Account	-	1.25%
Min Deposit $10,000 Min Balance $25,000 Details Balance: $25,000-$49,999.99. APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. $10,000 minimum. Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
Ministry \| Business Premium Money Market Account	-	0.80%
Min Deposit $10,000 Min Balance $0 Details Balance: $0-$24,999.99. APY = Annual Percentage Yield. APYs are accurate as of 09/22/2026 and are subject to change without notice. $10,000 minimum. Variable rate account with easy access and maximum liquidity. There is a $15 monthly fee on Premium Money Market Account when the daily balance falls below $10,000 at any time during the month. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%

North American Savings Bank (NASB) Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	6.49%
No additional details. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%

North American Savings Bank (NASB) Other Rates

Product	Rate	Points	APY/APR
Church Loans	-	-	6.05%
Details As low as Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
Credit Cards	1.50%	-	1.50%
Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
Home Loans	-	-	6.32%
Details As low as Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
Ministry Credit Cards	1.50%	-	1.50%
Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%
Ministry \| Business Church Loan	6.05%	-	16.49%
Details As low as: 6.05%. After 6 -Months Intro APR*: 16.49%. APR=Annual percentage rate. Rate and terms effective 09/22/2026 and are subject to change without notice. Ministry Church Loan As low as: 6.05%. Rates, terms, and conditions effective 09/22/2026 and are subject to change without notice. Loan approval subject to credit, income, property appraisal and qualifications. Not all will qualify. Costs may be associated with this loan. Offer not valid on current AdelFi loans. Membership required. Last Updated 09/22/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 4.91%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

North American Savings Bank (NASB)’s Texas Ratio stayed near 5.08% in Q3 2023 to 4.91% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.2B	4.91%	5.0	A+
March 31, 2026	$3.2B	4.83%	5.0	A+
December 31, 2025	$3.0B	5.42%	5.0	A+
September 30, 2025	$2.9B	4.58%	5.0	A+
June 30, 2025	$2.9B	4.75%	5.0	A+
March 31, 2025	$3.0B	4.57%	5.0	A+
December 31, 2024	$2.9B	6.52%	5.0	A
September 30, 2024	$2.9B	6.04%	5.0	A
June 30, 2024	$2.8B	6.12%	5.0	A
March 31, 2024	$2.9B	5.92%	5.0	A+
December 31, 2023	$2.8B	6.13%	5.0	A
September 30, 2023	$2.8B	5.08%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for North American Savings Bank (NASB) is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather North American Savings Bank (NASB) rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with North American Savings Bank (NASB)'s official website for the most current offers and terms.

Bank Profile & Overview

Institution Name North American Savings Bank (NASB)

Bank Holding Company NASB FINANCIAL INC

Address 12498 S Us Highway 71, Grandview, MO 64030 · Jackson

Website https://www.nasb.com

FDIC Certificate # 29708

Established 19230101

FDIC Insurance Date 19890809

Domestic Offices 10

Total Branches 10

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 98/100

5.0

Exceptional Out of 5.0 Stars

4.91%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.2903%

Return on Equity (ROE) 9.2800%

Non-Performing Loans (NPL) 0.61%

Total Assets $3,198,829,000

Total Deposits $1,855,075,000

Equity Capital $439,096,000

Net Income $20,045,000

Headquarters Grandview

Total Branches and Offices 10

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

North American Savings Bank (NASB) earned the Verified Healthy badge

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Frequently Asked Questions About North American Savings Bank (NASB)

How many branches does North American Savings Bank (NASB) operate?

North American Savings Bank (NASB) currently maintains approximately 10 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, North American Savings Bank (NASB) does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, North American Savings Bank (NASB) provides members with tools to manage their accounts and build a solid financial history.

Does North American Savings Bank (NASB) offer online and mobile banking?

Most modern institutions like North American Savings Bank (NASB) provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nasb.com.