First FSB Ottawa, IL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First FSB Ottawa, ILToday's 12-month CD rates can be found at 4.35%, 6-month CD rates at 0.15% and 3-month CD rates at 0.20%. Current savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates today on 30-year fixed loans are around 6.82%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.65%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First FSB Ottawa, IL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First FSB Ottawa, IL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First FSB Ottawa, IL CD rates. You can also compare First FSB Ottawa, IL savings rates, MMA rates and mortgage rates using our other rate lists.

First FSB Ottawa, IL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First FSB Ottawa, IL? Share your experience about First FSB Ottawa, IL by leaving a review below, or read customer reviews before you decide to use First FSB Ottawa, IL.

First FSB Ottawa, IL Texas Ratio

First FSB Ottawa, IL's Texas Ratio is at 0.43%, which is considered excellent. The Texas Ratio for First FSB Ottawa, IL is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First FSB Ottawa, IL is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First FSB Ottawa, IL
633 La Salle St
Ottawa, IL 61350
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

Compare First FSB Ottawa, IL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Service Federal Credit Union
Service Federal Credit Union
12-Month CD
4.25%
$500
Alden State Bank
Alden State Bank
6-Month CD
4.00%
$500
New Millennium Bank
New Millennium Bank
12-Month CD
4.00%
$500
Peru Federal Savings Bank
Peru Federal Savings Bank
12-Month CD
4.00%
$1,000
EagleBank
EagleBank
48-Month CD
3.90%
$1,000
FSB of Westmoreland
FSB of Westmoreland
36-Month CD
3.84%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
12-Month CD
3.79%
$1,000
Self-Help Credit Union
Self-Help Credit Union
24-Month CD
3.67%
$500
Ameriprise Financial
Ameriprise Financial
24-Month CD
3.45%
$0
First Federal S&L Bath
First Federal S&L Bath
24-Month CD
3.30%
$1,000
Service Federal Credit Union
Service Federal Credit Union
18-Month CD
3.25%
$500
RBAZ Republic Bank of Arizona
48-Month CD
3.23%
$1,000
First Bank Clewiston, FL
First Bank Clewiston, FL
12-Month CD
3.04%
$2,500
Merchants State Bank
Merchants State Bank
24-Month CD
3.00%
$5,000
Methuen Co-operative Bank
Methuen Co-operative Bank
18-Month CD
3.00%
$1,000
Transpecos Banks
Transpecos Banks
24-Month CD
2.90%
$1,000
Bank First, NA
Bank First, NA
60-Month CD
2.78%
$1,000
Service Federal Credit Union
Service Federal Credit Union
60-Month CD
2.50%
$500
Farmers State Bank Center, TX
Farmers State Bank Center, TX
12-Month CD
2.38%
$1,000
Mound City Bank
Mound City Bank
18-Month CD (Add-On)
2.34%
$2,500
FSB of Burnet
FSB of Burnet
24-Month CD
2.27%
$1,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
36-Month CD
2.25%
$500
Alpena-Alcona Area Credit Union
Alpena-Alcona Area Credit Union
24-Month CD
2.02%
$500
Citizens Bank of Clovis
Citizens Bank of Clovis
Money Market
2.01%
$2,500
Maine Community Bank
Maine Community Bank
24-Month CD
2.00%
$500
HomeBank
48-Month CD
1.76%
$2,500
Classic Bank
Classic Bank
Money Market
1.51%
$2,500
Pioneer Federal S&L
Pioneer Federal S&L
Money Market
1.28%
$2,500
Fremont Bank
Fremont Bank
36-Month CD
1.25%
$2,500
FNB Of Nokomis
FNB Of Nokomis
3-Month CD
1.20%
$1,000
Yampa Valley Bank
Yampa Valley Bank
Premier Money Market
1.05%
$0
North Shore Bank
North Shore Bank
Premier Money Market
1.00%
$0
Neffs National Bank
Neffs National Bank
6-Month CD
1.00%
$1,000
Root River State Bank
Root River State Bank
3-Month CD
0.90%
$300
Republic Bank of Chicago
Republic Bank of Chicago
12-Month CD
0.75%
$1,000
First Hope Bank
First Hope Bank
48-Month CD
0.60%
$2,500
Concordia Bank & Trust Company
Concordia Bank & Trust Company
Diamond Checking
0.50%
$100
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
24-Month CD
0.35%
$2,500
Verus Bank of Commerce
Verus Bank of Commerce
48-Month CD
0.30%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
3-Month CD
0.30%
$500
Jefferson Security Bank
Jefferson Security Bank
Rewards Checking
0.25%
$0
Northfield Savings Bank
Northfield Savings Bank
Savings
0.25%
$10
Access Bank
Access Bank
Classic Access Savings
0.25%
$1,000
IAM Federal Credit Union
IAM Federal Credit Union
Primary Share Savings
0.25%
$200
PSB of Plainview
PSB of Plainview
Money Market
0.20%
$2,500
The Middlefield Banking Company
The Middlefield Banking Company
IRA Savings
0.20%
$1,000
State Bank of Canton
State Bank of Canton
Money Market
0.15%
$1,000
Versailles S&L Co.
Versailles S&L Co.
Statement Savings
0.10%
$0
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
18-Month CD
0.01%
$500
Fifth Third Bank, N.A.
Fifth Third Bank, N.A.
Savings
0.01%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First FSB Ottawa, IL rate data right now, check back for updates, we are adding rates all the time.

First FSB Ottawa, IL Information

First FSB Ottawa, IL
633 La Salle St
Ottawa, IL 61350
La Salle
Established Date: 01/01/1889
FDIC Certificate #: 28924
Date of FDIC Deposit Insurance: 08/09/1989
How Many Domestic U.S. Offices? 12
How Many Branches are There? 12
Is First FSB Ottawa, IL FDIC Insured? Yes
What is First FSB Ottawa, IL's Cert number? 28924
What is the maximum amount for insured deposits? $250,000 per holder, per account

First FSB Ottawa, IL Financials

Total Assets:
$400,735,000
Total Deposits:
$312,673,000
Equity Capital:
$41,388,000
Domestic Deposits:
$312,673,000
Net Income:
$4,000
Return on Assets:
0.1328%
Quarterly Return on Assets:
0.0000%
Pretax Return on Assets:
-0.0607%
Pretax Quarterly Return on Assets:
-0.0600%
Return on Equity:
1.2700%
Quarterly Return on Equity:
0.0400%
Leverage Tier 1 (Core Capital) Ratio:
10.9069%
Total Interest Income (YTD):
4.0562%
 
 
Headquarters:
Ottawa
FDIC Field Office:
Princeton
Regulator:
OCC
County:
La Salle
# of Offices:
12
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

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Countrywide Bank is offering an Online Savings Account that currently yields 3.75% APY for balances over $10,000. Free bank to bank transfers and you can link up to five of your existing accounts at other financial institutions. The account also offers the following benefits.

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