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Fox Valley Savings Bank Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Fox Valley Savings Bank's top rates as of October 12, 2026 are 4.00% APY on its 19-Month IRA (CD) Account, 0.70% APY on savings, 2.73% APY on money market accounts, 1.00% APY on checking, 5.25% on its 3/1 Adjustable-Rate Mortgage, and personal loans from 14.50% APR, according to rates verified by MonitorBankRates. Other Fox Valley Savings Bank CD rates include 19-Months 19-Month Certificate of Deposit at 4.00%, 13-Month Certificate of Deposit at 3.75%, and 13-Month IRA (CD) Account at 3.75%. Other Fox Valley Savings Bank mortgage rates include Mortgage Loans - 10 Year Fixed at 6.875%, Mortgage Loans - 15 Year Fixed at 7.125%, and Mortgage Loans - 20 Year Fixed at 7.50%. MonitorBankRates evaluates the financial stability of Fox Valley Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.60%. Rates last updated and verified on 10/12/2026.

Fox Valley Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fox Valley Savings Bank? Share your experience about Fox Valley Savings Bank by leaving a review below, or read customer reviews before you decide to use Fox Valley Savings Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.60%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Fox Valley Savings Bank
51 E 1st St
Fond Du Lac, WI 54935
https://www.fvsbank.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Fox Valley Savings Bank CD Rates

Product Rate APY Term View More
19 Month IRA (CD) Account 4.00% 4.00% 19 Month
Min Deposit $5,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 4.00% APY · checked 2 times
3.50%4.00%4.50%Oct 8, 2026: 4.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
19 month Certificate of Deposit 4.00% 4.00% 19 Months
Min Deposit $5,000
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 4.00% APY · checked 5 times
3.50%4.00%4.50%Sep 24, 2026: 4.00% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
13 Month Certificate of Deposit 3.75% 3.75% 13 Month
Min Deposit $5,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
13 Month IRA (CD) Account 3.75% 3.75% 13 Month
Min Deposit $5,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.75% APY · checked 2 times
3.25%3.75%4.25%Oct 8, 2026: 3.75% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
7 Month Certificate of Deposit 3.60% 3.63% 7 Month
Min Deposit $5,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.63% APY · checked 2 times
3.13%3.63%4.13%Oct 8, 2026: 3.63% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
7 Month IRA (CD) Account 3.60% 3.63% 7 Month
Min Deposit $5,000
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.63% APY · checked 2 times
3.13%3.63%4.13%Oct 8, 2026: 3.63% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
2 Year Certificate of Deposit 3.00% 3.00% 2 Year
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
2 Year IRA (CD) Account 3.00% 3.00% 2 Year
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
3 Year Certificate of Deposit 3.00% 3.00% 3 Year
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
3 Year IRA (CD) Account 3.00% 3.00% 3 Year
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
4 Year Certificate of Deposit 3.00% 3.00% 4 Year
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
4 Year IRA (CD) Account 3.00% 3.00% 4 Year
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 8, 2026: 3.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
1 Year Certificate of Deposit 2.00% 2.00% 1 Year
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 8, 2026: 2.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
1 Year IRA (CD) Account 2.00% 2.00% 1 Year
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 8, 2026: 2.00% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
6 Month Certificate of Deposit 1.15% 1.15% 6 Month
Min Deposit $500
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 1.15% APY · checked 2 times
0.65%1.15%1.65%Oct 8, 2026: 1.15% APYOct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Savings Rates

Product Rate APY View More
IRA Savings 0.70% 0.70%
Min Balance $25,000
Details Balance: $25,000 +
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.70% APY · checked 5 times
0.20%0.70%1.20%Sep 24, 2026: 0.70% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
IRA Savings 0.35% 0.35%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.35% APY · checked 5 times
0.00%0.43%0.85%Sep 24, 2026: 0.35% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
IRA Savings 0.15% 0.15%
Min Balance $2,500
Details Balance: $2,500 - $9,999
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
IRA Savings 0.10% 0.10%
Min Balance $50
Details Balance: $50 - $2,499
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Money Market Rates

Product Rate APY View More
Premium Money Market 2.70% 2.73%
Min Balance $250,000
Details Balance: $250,000 +
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 2.73% APY · checked 5 times
2.23%2.73%3.23%Sep 24, 2026: 2.73% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Premium Money Market 2.10% 2.12%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 2.12% APY · checked 4 times
1.62%2.12%2.62%Sep 28, 2026: 2.12% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Premium Money Market 1.95% 1.97%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 1.97% APY · checked 4 times
1.47%1.97%2.47%Sep 28, 2026: 1.97% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 1.25% 1.26%
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 1.26% APY · checked 5 times
0.76%1.26%1.76%Sep 24, 2026: 1.26% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 1.15% 1.16%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 1.16% APY · checked 5 times
0.66%1.16%1.66%Sep 24, 2026: 1.16% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 1.00% 1.00%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 0.40% 0.40%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 0.20% 0.20%
Min Balance $2,500
Details Balance: $2,500 - $9,999
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Money Market Account 0.15% 0.15%
Min Balance $500
Details Balance: $500 - $2,499
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Business Money Market Rates

Product Rate APY View More
Premium Business Money Market 2.10% 2.12%
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 2.12% APY · checked 4 times
1.62%2.12%2.62%Sep 28, 2026: 2.12% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Premium Business Money Market 1.95% 1.97%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 1.97% APY · checked 4 times
1.47%1.97%2.47%Sep 28, 2026: 1.97% APYSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Business Money Market 1.25% 1.26%
Min Balance $100,000
Details Balance: $100,000 +
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 1.26% APY · checked 5 times
0.76%1.26%1.76%Sep 24, 2026: 1.26% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Business Money Market 1.15% 1.16%
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 1.16% APY · checked 5 times
0.66%1.16%1.66%Sep 24, 2026: 1.16% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Business Money Market 1.00% 1.00%
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Business Money Market 0.40% 0.40%
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.40% APY · checked 5 times
0.00%0.45%0.90%Sep 24, 2026: 0.40% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Business Money Market 0.20% 0.20%
Min Balance $2,500
Details Balance: $2,500 - $9,999
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.20% APY · checked 5 times
0.00%0.35%0.70%Sep 24, 2026: 0.20% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Business Money Market 0.15% 0.15%
Min Balance $500
Details Balance: $500 - $2,499
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.15% APY · checked 5 times
0.00%0.33%0.65%Sep 24, 2026: 0.15% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Checking Rates

Product Rate APY View More
FVSBank Rewards Plus Checking 1.00% 1.00%
Min Balance $0
Details Balance: $0 - $19,999
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 24, 2026: 1.00% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Business Checking Rates

Product Rate APY View More
Business FVSBank Community Checking 0.50% 0.50%
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.50% APY · checked 5 times
0.00%0.50%1.00%Sep 24, 2026: 0.50% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Business FVSBank Checking with Interest 0.10% 0.10%
No additional details.
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 0.10% APY · checked 5 times
0.00%0.30%0.60%Sep 24, 2026: 0.10% APYSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Mortgage Rates

Product Rate Points APR Term View More
3/1 Adjustable-Rate Mortgage 5.25% - 5.25% 3 years
Details Term: 3/1 Adjustable-Rate Mortgage; Published APR range: as low as 5.25%; Published rate range: as low as 5.25%. As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 28, 2026 · 5.25% APR · checked 4 times
4.75%5.25%5.75%Sep 28, 2026: 5.25% APRSep 28, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Mortgage Loans - 10 Year Fixed 6.875% - 7.187% 10 Year
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 28, 2026 · 7.32% → 7.19% ▼ 0.13 pts · high 7.32% / low 7.19%
6.69%7.25%7.82%Sep 28, 2026: 7.32% APROct 12, 2026: 7.19% APRSep 28, 2026Oct 13, 2026
  • Oct 12, 20267.19%▼ from 7.32%
  • Sep 28, 20267.32%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Mortgage Loans - 15 Year Fixed 7.125% - 7.353% 15 Year
No additional details.
Last Updated 10/12/2026
Rate History
1 change since Sep 28, 2026 · 7.48% → 7.35% ▼ 0.13 pts · high 7.48% / low 7.35%
6.85%7.42%7.98%Sep 28, 2026: 7.48% APROct 12, 2026: 7.35% APRSep 28, 2026Oct 13, 2026
  • Oct 12, 20267.35%▼ from 7.48%
  • Sep 28, 20267.48%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Mortgage Loans - 20 Year Fixed 7.50% - 7.69% 20 Year
No additional details.
Last Updated 10/12/2026
Rate History
3 changes since Sep 28, 2026 · 7.56% → 7.69% ▲ 0.13 pts · high 7.82% / low 7.56%
7.06%7.69%8.32%Sep 28, 2026: 7.56% APROct 1, 2026: 7.69% APROct 8, 2026: 7.82% APROct 12, 2026: 7.69% APRSep 28, 2026Oct 13, 2026
  • Oct 12, 20267.69%▼ from 7.82%
  • Oct 8, 20267.82%▲ from 7.69%
  • Oct 1, 20267.69%▲ from 7.56%
  • Sep 28, 20267.56%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Mortgage Loans - 30 Year Fixed 7.625% - 7.775% 30 Year
No additional details.
Last Updated 10/12/2026
Rate History
3 changes since Sep 28, 2026 · 7.65% → 7.78% ▲ 0.13 pts · high 7.90% / low 7.65%
7.15%7.78%8.40%Sep 28, 2026: 7.65% APROct 1, 2026: 7.78% APROct 8, 2026: 7.90% APROct 12, 2026: 7.78% APRSep 28, 2026Oct 13, 2026
  • Oct 12, 20267.78%▼ from 7.90%
  • Oct 8, 20267.90%▲ from 7.78%
  • Oct 1, 20267.78%▲ from 7.65%
  • Sep 28, 20267.65%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 6.25% 1 to 36 months
Details As Low As; Home Equity Loan
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 7 times
5.75%6.25%6.75%Sep 16, 2026: 6.25% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Home Equity Loan - - 6.50% 37 to 60 months
Details As Low As; Home Equity Loan
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 6.50% APR · checked 7 times
6.00%6.50%7.00%Sep 16, 2026: 6.50% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Home Equity Loan - - 6.95% 61 to 120 months
Details As Low As; Home Equity Loan
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 6.95% APR · checked 7 times
6.45%6.95%7.45%Sep 16, 2026: 6.95% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Home Equity Line of Credit (HELOC) - - 7.00%
Details Loan to Value: 90% or Less
Last Updated 10/12/2026
Rate History
No change since Sep 24, 2026 · 7.00% APR · checked 6 times
6.50%7.00%7.50%Sep 24, 2026: 7.00% APRSep 24, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 7.74% 1 to 36 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 7.74% APR · checked 6 times
7.24%7.74%8.24%Sep 16, 2026: 7.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
New Auto Loan - - 7.99% 37 to 48 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 7.99% APR · checked 6 times
7.49%7.99%8.49%Sep 16, 2026: 7.99% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
New Auto Loan - - 8.24% 49 to 60 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.24% APR · checked 6 times
7.74%8.24%8.74%Sep 16, 2026: 8.24% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Used Auto Loan - - 8.74% 1 to 36 months
Details As Low As; Used Auto Loan
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.74% APR · checked 6 times
8.24%8.74%9.24%Sep 16, 2026: 8.74% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
New Auto Loan - - 8.99% 61 to 72 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.99% APR · checked 6 times
8.49%8.99%9.49%Sep 16, 2026: 8.99% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Used Auto Loan - - 8.99% 37 to 48 months
Details As Low As; Used Auto Loan
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 8.99% APR · checked 6 times
8.49%8.99%9.49%Sep 16, 2026: 8.99% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Used Auto Loan - - 9.24% 48 to 60 months
Details As Low As; Used Auto Loan
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.24% APR · checked 6 times
8.74%9.24%9.74%Sep 16, 2026: 9.24% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
New Recreational Vehicle Loans - 9.99% 1 to 36 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 9.99% APR · checked 6 times
9.49%9.99%10.49%Sep 16, 2026: 9.99% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
New Recreational Vehicle Loans - 10.24% 37 to 48 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.24% APR · checked 6 times
9.74%10.24%10.74%Sep 16, 2026: 10.24% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
New Recreational Vehicle Loans - 10.79% 48 to 60 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 10.79% APR · checked 6 times
10.29%10.79%11.29%Sep 16, 2026: 10.79% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Used Recreational Vehicle Loan - 11.99% 1 to 36 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 11.99% APR · checked 6 times
11.49%11.99%12.49%Sep 16, 2026: 11.99% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Used Recreational Vehicle Loan - 12.49% 37 to 48 months
Details As Low As
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 12.49% APR · checked 6 times
11.99%12.49%12.99%Sep 16, 2026: 12.49% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Personal Loan Rates

Product APR Term View More
Personal Loans 14.50% 12 to 36 months
Details As Low As; Minimum Loan Amount: $2,500
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 14.50% APR · checked 6 times
14.00%14.50%15.00%Sep 16, 2026: 14.50% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Personal Loans 15.00% 37 to 60 months
Details As Low As; Minimum Loan Amount: $2,500
Last Updated 10/12/2026
Rate History
No change since Sep 16, 2026 · 15.00% APR · checked 6 times
14.50%15.00%15.50%Sep 16, 2026: 15.00% APRSep 16, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%

Fox Valley Savings Bank Other Rates

Product Rate Points APY/APR Term View More
12 Month Note Loan - - 5.50%
Last Updated 10/12/2026
Rate History
No change since Oct 8, 2026 · 5.50% APR · checked 2 times
5.00%5.50%6.00%Oct 8, 2026: 5.50% APROct 8, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
HomeAccess Loan 7.375% - 7.52%
Last Updated 10/12/2026
Rate History
3 changes since Sep 28, 2026 · 7.52% → 7.52% ▼ 0.00 pts · high 7.63% / low 7.39%
6.89%7.51%8.13%Sep 28, 2026: 7.52% APROct 3, 2026: 7.39% APROct 8, 2026: 7.63% APROct 12, 2026: 7.52% APRSep 28, 2026Oct 13, 2026
  • Oct 12, 20267.52%▼ from 7.63%
  • Oct 8, 20267.63%▲ from 7.39%
  • Oct 3, 20267.39%▼ from 7.52%
  • Sep 28, 20267.52%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 1.60%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Fox Valley Savings Bank’s Texas Ratio stayed near 2.02% in Q3 2023 to 1.60% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.7% 2.0★ 1.5% 3.0★ 2.2% 4.0★ 2.9% 5.0★ Healthy zone – entire history below the 15% limit 2.02% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 1.60% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$387M1.60%5.0A+
March 31, 2026$384M1.53%5.0A+
December 31, 2025$388M1.38%5.0A+
September 30, 2025$385M1.52%5.0A+
June 30, 2025$377M1.63%5.0A+
March 31, 2025$373M2.16%5.0A+
December 31, 2024$378M1.76%5.0A+
September 30, 2024$380M1.63%5.0A+
June 30, 2024$373M1.65%5.0A+
March 31, 2024$368M1.67%5.0A+
December 31, 2023$374M1.90%5.0A+
September 30, 2023$369M2.02%5.0A+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Fox Valley Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Fox Valley Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fox Valley Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Fox Valley Savings Bank
Bank Holding Company FVSB MUTUAL BCORP MHC
Address 51 E 1st St, Fond Du Lac, WI 54935  ·  Fond Du Lac
Website https://www.fvsbank.com
FDIC Certificate # 29188
Established 19341001
FDIC Insurance Date 19890809
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
1.60%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.1744%
Return on Equity (ROE) 1.2500%
Non-Performing Loans (NPL) 0.22%
Total Assets $387,333,000
Total Deposits $301,333,000
Equity Capital $54,028,000
Net Income $337,000
Headquarters Fond Du Lac
Total Branches and Offices 3
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Fox Valley Savings Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/fox-valley-savings-bank-rates-review-29188">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for Fox Valley Savings Bank yet. Feel free to create one below.
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☆☆☆☆☆
Total Reviews
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Frequently Asked Questions About Fox Valley Savings Bank

How many branches does Fox Valley Savings Bank operate?

Fox Valley Savings Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Fox Valley Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fox Valley Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Fox Valley Savings Bank offer online and mobile banking?

Most modern institutions like Fox Valley Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fvsbank.com.

Current Fox Valley Savings Bank Rates

  • 12-Month CD2.00%
  • 18-Month CD4.00%
  • 24-Month CD3.00%
  • 36-Month CD3.00%
  • 48-Month CD3.00%
  • Savings0.70%
  • MMA2.73%
Retrieved from our database of financial products. Rates subject to change.

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